Unified Digital Banking Platform – Deposits, Lending & Cards (original) (raw)

FIS Amount™

Unified, AI-powered platform for digital account opening, lending and card origination

Integrated | Scalable | Secure

What is FIS Amount, and how does it modernize digital banking?

Traditional banks and credit unions have lost over $3 trillion in deposits in the last five years as fragmented systems and limited AI-driven decisioning push customers and members toward agile, digital-native competitors. FIS® Amount™ delivers an AI-powered, core-agnostic platform that combines digital experiences with strong risk mitigation. Deeply integrated into the FIS ecosystem, including core banking and digital banking platforms, it enables you to attract and retain customers and members without a costly, complex system overhaul.

Deposit account opening

How does FIS Amount simplify digital deposit account opening for consumers and SMBs?

Lengthy forms, manual reviews and branch-heavy processes create inconsistent experiences that delay approvals and lead to abandonment or lost deposits. FIS Amount streamlines account opening with prefill, digital funding and mobile-first experiences that integrate smoothly with branch interactions.

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Lending origination

How does FIS Amount accelerate lending origination and improve credit decisioning?

Disjointed, manual loan processes take weeks, frustrating applicants and causing drop-offs as customers expect the rapid digital experiences they find elsewhere. With automated workflows and predictive analytics, FIS Amount enables quick, accurate decisions on credit and fraud – reducing application and loan processing times.

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Card origination

How does FIS Amount streamline credit card origination and reduce risk?

While applicants want immediate decisions and card issuance, traditional credit workflows with manual checks and layered documentation slow time to approval. FIS Amount streamlines credit card applications for faster approvals, offering instant credit decisions for qualified applicants, real-time risk monitoring and embedded fraud and compliance controls.

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Why combine deposits, lending and cards on one unified platform?

FIS Amount is a unified banking technology platform that empowers financial institutions to modernize with ease. By replacing multiple systems with one integrated ecosystem, the platform connects account opening and origination services across deposits, lending and cards for consumers and small businesses – reducing operational complexity and vendor inefficiencies.

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Let's keep our conversation going

Learn more about how FIS Amount supports banks and credit unions in serving consumer and small business needs while effectively managing risk and fraud.

Connect with an expert to get your questions answered.

Find out how our platform modernizes banking operations.

Reach out for pricing details that align with your needs.

View detailed specifications for FIS Amount.

Specs

FIS Amount™

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Cognitive decisioning engine utilizes advanced predictive analytics to deliver superior fraud prevention and underwriting decisions

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Low-code/no-code framework with self-service PCM enables rapid deployment and customization of products, branding and workflows without costly IT overhead

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AI policy optimizer autonomously monitors and optimizes credit, fraud and pricing policies with state-of-the-art AI and ML, delivering bespoke recommendations from real-world data for rapid market adaptation

Intuitive program management

Launch and manage programs efficiently with a self-service design that gives teams control while reducing reliance on IT.

Intelligent risk management

Maintain seamless customer experiences and acceptable loss rates through automated systems that intelligently assess and manage risk.

Flexible core integration

Accelerate deployment and simplify operations with a core-agnostic platform that connects easily to your existing systems.

Omnichannel account opening

Enable customers to open multiple deposit accounts across mobile, online and branch channels while creating future opportunities to cross-sell.

Unified digital account opening, lending and card origination

FIS® Amount™ empowers institutions to migrate and launch confidently on a single, configurable platform with built-in risk orchestration, balancing seamless experiences with effective loss control to increase satisfaction and conversion.

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FIS Amount consumer deposit account opening

Automate manual processes for faster onboarding

FIS Amount enables faster, simpler consumer deposit account opening with mobile-first applications, prefill for existing retail customers and connected branch-to-digital experiences. KYC and fraud mitigation are embedded directly into the onboarding flow, allowing customers to complete applications in minutes while institutions maintain compliance and protect against fraud.

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Document capture

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ACH funding capture

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ID verification and biometrics

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Unified cross-channel support

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E-signature and digital disclosures

FIS Amount SMB deposit account opening

Streamline application and decisioning processes

FIS Amount enables institutions to streamline business account opening by supporting multiple owners. It offers a single flow, maintaining disclosure compliance and orchestrating risk without sending applications to manual queues. Embedded verification and configuration workflows also help reduce friction while protecting your institution from fraud, with a low-code/no-code framework that offers 200+ configuration options for rapid setup and program management.

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Real-time booking

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ACH funding capture

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KYB tooling and ID verification

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Multi-owner/joint borrower support

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E-signature and document capture

FIS Amount consumer lending origination

Accelerate loan approval and fulfillment

FIS Amount streamlines consumer lending origination with digital applications, e-signatures, document capture and real-time booking. This allows you to increase approvals, reduce operational costs and deliver faster funding while maintaining fraud and compliance controls.

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Cross-channel integration

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ACH disbursement capture

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Prefill for existing customers

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KYC tools and ID verification

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Brand and digital platform integration

FIS Amount SMB lending origination

Optimize the credit application process

FIS Amount empowers SMB lending origination through digital applications, multi-owner support, embedded compliance and real-time booking. The platform allows your business customers to begin applications online, add supporting documentation and continue seamlessly in the branch or call center without losing progress.

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ACH fund capture

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Real-time booking

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KYB tooling and ID verification

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Low-code/no-code framework

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E-signature and document capture

FIS Amount consumer card origination

Enable quicker consumer credit card approvals

FIS Amount streamlines consumer card origination with mobile-optimized applications, embedded KYC and fraud detection, and real-time booking to core systems. The platform enables you to increase approval speed, reduce credit card application abandonment and safeguard against fraud losses.

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Card number provisioning

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Prefill for existing customers

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Document capture and retention

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E-signature and disclosure management

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Omnichannel origination (digital, branch and call center)

FIS Amount SMB card origination

Digitalize business credit card approvals

FIS Amount digitalizes SMB card origination with multi-owner support, workflow automation, embedded KYB and core system integration. The platform helps your business customers achieve faster approvals, reduce fraud exposure and expand your institution’s card portfolio.

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ID verification

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Real-time booking

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ACH funding capture

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E-signature and document capture

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Digital mitigations and risk orchestration

Resources

FIS Amount product sheet Migrate and launch confidently on a core-agnostic platform with configurable tools for building and managing digital-first deposit and lending journeys. FIS Amount consumer deposit account opening product sheet Enable efficient customer deposit account opening with mobile-first applications, prefill for existing customers, digital funding and smooth transitions between brand and digital channels. FIS Amount consumer lending origination product sheet Simplify consumer lending origination through digital applications, e-signature, document capture and real-time booking to boost approvals, reduce opex and deliver faster, compliant funding. FIS Amount consumer card origination product sheet Streamline consumer card origination through mobile-optimized applications, built-in KYC and fraud controls, and real-time integration with core systems. FIS Amount SMB deposit account opening product sheet Modernize SMB deposit account opening with digital journeys that capture the right data first, automate checks and accelerate time to funding. FIS Amount SMB lending origination product sheet Optimize SMB lending origination with digital solutions, multi-owner support, embedded compliance and real-time blocking for faster, more efficient application experiences. FIS Amount SMB card origination product sheet Digitalize SMB card origination with multi-owner support, workflow automation, embedded KYB and core integration for speed and compliance.

Let's keep our conversation going

Learn more about how FIS Amount supports banks and credit unions in serving consumer and small business needs while effectively managing risk and fraud.

Connect with an expert to get your questions answered.

Find out how our platform modernizes banking operations.

Reach out for pricing details that align with your needs.

Get a brief overview of FIS Amount.