Irfan Syauqi Beik | Bogor Agricultural University, Indonesia (original) (raw)

Papers by Irfan Syauqi Beik

Research paper thumbnail of Islamisasi Ilmu Ekonomi

ISLAMICONOMIC: Jurnal Ekonomi Islam, 2016

Islam merupakan ajaran yang mencakup seluruh bidang kehidupan. Tantangan terbesar saat ini adalah... more Islam merupakan ajaran yang mencakup seluruh bidang kehidupan. Tantangan terbesar saat ini adalah bagaimana mengekstraksi prinsip-prinsip ekonomi dalam Al-Qur'an dan hadits, kemudian menurunkannya menjadi sebuah body of knowledge sekaligus membangunnya menjadi sebuah disiplin ilmu yang secara teoritis dan praktis berbeda signifikan dengan mazhab-mazhab ilmu ekonomi konvensional yang ada. Namun muncul kritik bahwa ekonomi syariah hanya "mengekor" ekonomi konvensional semata, sehingga orisinalitas keilmuannya sering dipertanyakan. Dalam proses islamisasi ekonomi, yang telah dilakukan, yaitu melaui pengembangan alat ukur kesejahteraan dan kemiskinan yang didasarkan pada konsep syariah dengan Model CIBEST. Model CIBEST adalah upaya untuk mengembangkan pendekatan kesejahteraan kemiskinan yang didasarkan pada konsepsi bahwa alat untuk mengukur kesejahteraan dan kemiskinan tidak semata mata didasarkan pada material semata, namun juga pendekatan spiritual. Hal ini didasarkan pada konsep pemenuhan kebutuhan, dimana al-Quran dan Hadis telah menggariskan bahwa pada dasarnya kebutuhan manusia terdiri atas dua hal, yaitu kebutuhan material dan spiritual.

Research paper thumbnail of Pengaruh Sertifikasi Kompetensi Terhadap Kinerja Nazhir Dan Partisipasi Dalam Gerakan Perwakafan

Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam

LSP Badan Wakaf Indonesia sudah melaksanakan pelatihan dan sertifikasi kompetensi nazhir sejak ta... more LSP Badan Wakaf Indonesia sudah melaksanakan pelatihan dan sertifikasi kompetensi nazhir sejak tanggal 2 November 2021. Sehingga perlu dilakukan penelitian mengenai dampak pelatihan dan sertifikasi kompetensi nazhir terhadap kinerja dan partisipasi peserta. Tujuan penelitian ini : 1. Untuk mengetahui sertifikasi nazhir mempengaruhi kinerja pengelolaan dan pengembangan harta benda wakaf di lembaga nazhir; 2. Untuk mengetahui sertifikasi nazhir mempengaruhi partisipasi peserta yang bukan nazhir dalam gerakan perwakafan; 3. Untuk mengetahui nilai peningkatan pengelolaan dan pengembangan harta benda wakaf di lembaga nazhir setelah mengikuti pelatihan dan sertifikasi kompetensi; 4. Untuk mengetahui nilai penyaluran manfaat di lembaga nazhir mengalami peningkatan setelah mengikuti pelatihan dan sertifikasi kompetensi; dan 5. Untuk mengetahui nilai berbasis kompetensi dan sertifikasi ini memberikan pengaruh terhadap pelaporan melalui e-reporting BWI. Responden dalam penelitian ini adalah p...

Research paper thumbnail of Knowledge discovery of zakat administration worldwide from YouTube and Zoom via text mining

Journal of Islamic Accounting and Business Research

Purpose Zakat (Islamic almsgiving) plays a considerable role in dealing with the socioeconomic is... more Purpose Zakat (Islamic almsgiving) plays a considerable role in dealing with the socioeconomic issues in times of COVID-19 pandemic, and such roles have been widely discussed in virtual events. This paper aims to discover knowledge of the current global zakat administration from virtual events of zakat (e.g. webinars) on YouTube and Zoom via text mining approach. Design/methodology/approach The authors purposefully sampled 12 experts from four different virtual zakat events on YouTube and Zoom. The automated text transcription software is used to pull the information from the sampled videos into text documents. A qualitative analysis is operated using text mining approach via machine learning tool (i.e. Orange Data Mining). Four research questions are developed under the Word Cloud visualisation, hierarchal clustering, topic modelling and graph and network theory. Findings The machine learning identifies the most important words, the relationship between the experts and their top wo...

Research paper thumbnail of Problems and solutions in zakat digitalization: Evidence from South Kalimantan, Indonesia

Jurnal Ekonomi & Keuangan Islam

Purpose – This study aims (i) to analyze the readiness of zakat management institutions in zakat ... more Purpose – This study aims (i) to analyze the readiness of zakat management institutions in zakat digitalization and (ii) to analyze the problems and solutions in managing zakat funds through digital platforms.Methodology – The study used two methods, called the interview and the Delphi-ANP methods. The data used in this study were the results of interviews with zakat managers (OPZ) in South Kalimantan (BAZNAS and LAZNAS). Besides practitioners, it also involved experts from various universities in South Kalimantan.Findings – The results showed that most zakat institutions in South Kalimantan, Most zakat institutions have a good understanding and readiness to shift to digital platforms. Based on the analysis of problems and solutions in using digital platforms in zakat management, the study found alternative priority problems and solutions for zakat institutions. The problems and solutions covered human resources, IT, institution management and socialization and communication, muzakk...

Research paper thumbnail of A Critical Survey on Methodologies and Techniques Adopted in Teaching Islamic Economics and Finance Globally

Teaching and Research Methods for Islamic Economics and Finance, 2022

Research paper thumbnail of Analysis Efficiency of Sharia Commercial Banks in Indonesia

International Journal of Scientific Research in Science, Engineering and Technology, 2021

Indonesia has the potential to become a leader in the development of the Islamic financial market... more Indonesia has the potential to become a leader in the development of the Islamic financial market in the world with majority population is Muslim. The Corona Virus Disease 2019 (Covid-19) pandemic has caused decrease in economic growth. However, the distribution of financing by Islamic banks in 2020 increased. With the current progress of the Islamic banking institution in Indonesia, it is necessary to estimation the efficiency level of Islamic banks and the impact of technology on the efficiency of Islamic banks. This research will analyze the efficiency from sharia commercial bank and the effect of internal factors and technology on efficiency. This research will used annual data from sharia commercial bank in 2014 to 2020. To analyze of efficiency will be used Data Envelopment Analysis (DEA) method and used Tobit method to analyze the effect of internal factors and technology on efficiency. In general, the efficiency of sharia commercial bank in Indonesia has a fluctuative tren i...

Research paper thumbnail of The Effect of Quality of Banking Service to Customer Satisfaction and Loyalty of Sharia Xyz Bank in Jakarta

The competition of the banking industry requires Islamic bank to provide a great services to its ... more The competition of the banking industry requires Islamic bank to provide a great services to its customers. Service quality is one of the critical points for the banking industry. Good quality services will create customer satisfaction and encourage customer loyalty. The purpose of this research is to analyze the factors that affect customer satisfaction and loyalty of Islamic bank. This research uses the concept of Banking Service Quality (BSQ) which is consisting six dimensions: effectiveness and assurance, access, price, service portfolio, reliability, and tangible. BSQ concept is later developed into the Islamic Banking Service Quality by adding a dimension that is Sharia compliance. Thus forming seven dimensions in measuring customer satisfaction of Islamic banks. The research method using Structural Equation Modeling (SEM), respondents are customers of Bank Syariah xyz, sampling technique used is convenience sampling with 160 persons of sample size. The results showed that onl...

Research paper thumbnail of Swot Analysis on Research Methodologies and Techniques Adopted in Islamic Economics and Finance

Teaching and Research Methods for Islamic Economics and Finance, 2022

Research paper thumbnail of Analisis Pengaruh Instrumen Moneter Syariah dan Konvensional Terhadap Penyaluran Dana ke Sektor Usaha Mikro Kecil dan Menengah (UMKM) di Indonesia

Al-Muzara'ah, 2013

As monetary authority, Bank Indonesia has developed Islamic Bank Indonesia Certificate (abbreviat... more As monetary authority, Bank Indonesia has developed Islamic Bank Indonesia Certificate (abbreviated as SBIS) as Islamic monetary instrument in addition to Bank Indonesia Certificate (known as SBI), which has become conventional instrument. Both instruments play significant role in the transmission of monetary instrument towards real sector of the economy. Monetary transmission could take place through credit channel or financing channel, from which the fund is used as the source of credit and financing for micro, small and medium enterprises (MSME). This study aims at analyzing the impact of both Islamic and conventional monetary instruments towards MSME financing. Data used in this research is taken from Bank Indonesia, Ministry of Cooperative and SME, and Central Board of Statistics for the period of May 2006 until December 2010. The study employs Vector Auto Regression model, Impulse Response Function technique and Forecast Error Variance Decomposition (FEVD) as its analytical methods. It is found that SBI and SBIS have significant impact towards credit and financing to the MSME. When there is monetary shock, the study finds that MSME financing of Islamic bank could be recovered and stabilized better than MSME credit of conventional bank. FEVD analysis shows that the impact of SBIS towards financing of MSME is bigger than the SBI.

Research paper thumbnail of Fiqh of Asnaf in the Distribution of Zakat: Case Study of the National Board of Zakat of Indonesia (Baznas)

Salah satu factor penentu keberhasilan pengembangan zakat adalah program distribusi zakat yang ha... more Salah satu factor penentu keberhasilan pengembangan zakat adalah program distribusi zakat yang harus sesuai dengan prinsip Syariah. Hal ini menyebabkan standarisasi fiqih asnaf (kelompok penerima) zakat menjadi sangat penting. Di dalam aplikasinya, standar fiqih asnaf yang digunakan oleh sebuah Negara berbeda dengan Negara lainnya. Penelitian ini bertujuan untuk menganalisis fiqih asnaf zakat di Indonesia dengan mengambil studi kasus Badan Amil Zakat Nasional (BAZNAS). Standarisasi asnaf yang BAZNAS tentukan berdasarkan 11 pasal yang terdapat di dalam Surat Keputusan dewan pengawas BAZNAS. Dewan ini memiliki otoritas dalam menentukan standar syariah program BAZNAS. Terdapat beberapa konsep baru yang diperkenalkan di antaranya zakat muqayyadah. Selain itu, standar kemiskinan yang ditetapkan adalah 2 dollar per kapita per hari. Selain itu, beberapa isu penting terkait fiqih asnaf ini dibahas secara lebih mendalam.

Research paper thumbnail of Designing Shariah Governance Standard for Zakat Management Organization: Indonesia Experience

As the largest muslim population country in the world, Indonesia has a great potential in terms o... more As the largest muslim population country in the world, Indonesia has a great potential in terms of zakat collection which about IDR. 217 trillion. However, according to the outlook of Zakat 2019, Zakat Management Organizations can only collected by about IDR. 6 Trillion. This condition indicates that there is a gap between potential collection and real collection by about IDR. 211 trillion. There are some studies explored the causes of the gap of zakat collection in Indonesia. One of the cause is missmanagement in Zakat Management Organization. To overcome the situation, The Central Bank of Indonesia, The National Board of Zakat of Republic of Indonesia along with 8 representatives of islamic countries have conducted a global initiative by launching Zakat Core Principles (ZCP) which provides the minimum standards for good zakat governance. The 15th standard of ZCP is encouraged ZMO to implement Shariah Governance. Hence, by reffering to the document the study attempts to explore an...

Research paper thumbnail of Ekonomi Pembangunan Syariah Edisi Revisi

Research paper thumbnail of Analisis Fiqh Asnaf Fi Sabilillah Dan Implementasinya Pada Badan Zakat Nasional

This study describe fiqh one of all asnaf on zakat, there are fi sabilillah and how imply at BAZN... more This study describe fiqh one of all asnaf on zakat, there are fi sabilillah and how imply at BAZNAS. This research uses library research and field research as complement with qualitative approach. Fi sabilillah have same means that jihad. Fi sabilillah dalam BAZNAS imply to empowerment of mustahik with scholarship from elementary until higher education.

Research paper thumbnail of How Islamic Ethical Wealth May Strategically and Technically Support ‘Zero Hunger’ Scheme?

Research paper thumbnail of Analisis Faktor Penentu Tingkat Kepatuhan Membayar Zakat (Studi pada BAZNAS DKI Jakarta)

Indonesia's economic growth in 2017 reached 5.07% higher than the 2016 achievement of 5.03% a... more Indonesia's economic growth in 2017 reached 5.07% higher than the 2016 achievement of 5.03% according to Statistics Indonesia. Further, the economic structure also improved indicated by the high investment. However, this economic growth has not been enjoyed and improved the welfare of people as a whole and evenly. In September 2017, Statistics Indonesia noted that there were 26.58 million of the total Indonesian population who lived below poverty line. This showed that there are still many Indonesians who have not been prosperous. Zakat is integral part of Islam and become social safety net. The potential of zakat in Indonesia according to the results of BAZNAS and IPB research is estimated at 217 trillion rupiah every year, however the real zakat collection by BAZNAS and other zakat institutions have not close to these figures. This showed that there are Muslims who are reluctant to pay zakat. Research conducted by Mukhlis & Beik stated the factors that affect compliance level ...

Research paper thumbnail of Measurement of zakat impact through sustainable livelihood impact assessment on Balai Ternak in Tanah Datar

Purpose: This paper measures the impact of zakat on beneficiary mustahiq beneficiaries in Tanah D... more Purpose: This paper measures the impact of zakat on beneficiary mustahiq beneficiaries in Tanah Datar Animal Husbandry programs Design/methodology/approach: This research uses quantitative methods with a measurement model of Sustainability Livelihood Impact Assessment (SLIA). Findings: The results showed that the Tanah Datar Animal Husbandry program had quite an impact on the increase in Mustahik Community Assets. This is seen from the increase in 5 (five) SLIA assets with a variant value of 1.09 points. The highest increase occurred in Social Assets with a variant value of 1.25. Meanwhile, the lowest increase was in Natural Assets with a variant value of 0.93 points. For Financial Assets, there was an increase in changes with a variant value of 1.19, which shows the high impact of the Tanah Datar Animal Husbandry program on increasing the income of mustahik families. This increase was influenced by the sale of organic fertilizer and compost processed from goat manure. The aspect of...

Research paper thumbnail of Analisis Strategi Amil Dalam Penghimpunan Dana Zakat Melalui Baitul Maal Hidayatullah

This thesis which was completed in April 2014 is about the right strategies for fundraising zaka ... more This thesis which was completed in April 2014 is about the right strategies for fundraising zaka by LAZNAS BMH. The manager needs strategies to optimize zakat fundraising. Through the study of internal factors and external factors LAZNAS BMH organization, an analysis of Internal and External Factors Evaluation in order to obtain the right strategy to be done by the organization LAZNAS BMH although still common. Further research conducted by TOWS matrix to get some viable strategy undertaken by LAZNAS BMH, choose the best strategy of the proper strategies conducted by LAZNAS BMH with Quantitative Strategy Planning Matrix (QSPM) analysis method. After analyzing QSPM, then there are three strategies that best suit the condition of the Internal and External LAZNAS BMH to optimize the collection of zakat funds are: to socialize so that Muslims are interested in LAZNAS BMH, expanding the scope of the zakat, as well as making zakat fund raising strategies and methods of the target receipt ...

Research paper thumbnail of Strategy of BAZNAS and Laku Pandai For Collecting and Distributing Zakah in Indonesia

Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, May 10, 2018

As an important and potential instrument for national development, Zakah will continue to require... more As an important and potential instrument for national development, Zakah will continue to require development innovations. One of the innovation is through cooperation between BAZNAS and Laku Pandai which aims to achieve Zakah inclusion so that the collection and distribution of Zakah in Indonesia can increase. This study aims to analyze the strategic priorities for BAZNAS in running cooperation with Laku Pandai. This study used SWOT-ANP method with respondents as many as five expert respondents. The strategies derived from this research are the result of the formulation of a combination of SWOT factors. The main findings of this study indicate that the main priority of the overall strategy is strengthening the synergy of BAZNAS with the Laku Pandai of sharia banking.

Research paper thumbnail of Construction of Cibest Model as Measurement of Poverty and Welfare Indices from Islamic Perspective

Al-Iqtishad: Journal of Islamic Economics, 2015

Construction of CIBEST Model as Measurement of Poverty and Welfare Indices from Islamic Perspecti... more Construction of CIBEST Model as Measurement of Poverty and Welfare Indices from Islamic Perspective. One of the major challenges faced by most of the Islamic countries is poverty. This paper attempts to construct the concept of poverty and welfare standards based on Islamic perspective.The study tries to cover both material and spiritual dimensions. These standards are based on CIBEST Quadrant, which is divided into four quadrants: welfare quadrant (I), material poverty quadrant (II), spiritual poverty quadrant (III) and absolute poverty quadrant (IV). Determination of these quadrants is resulted from criteria and indicators of basic material needs and basic spiritual needs. By using household as unit of analysis, this study is able to developCIBEST Model comprising welfare index, material poverty index, spiritual poverty index, and absolute poverty index. Mathematical formula and illustration of the indices are also elaborated to strengthen the concept.

Research paper thumbnail of IBN Khaldun's Contribution on Modern Economic Development: An Analysis Based on Selected Economic Issues

This papers attempted to analyze economic concepts of one of the greatest Islamic scholars, namel... more This papers attempted to analyze economic concepts of one of the greatest Islamic scholars, namely Ibn Khaldun. Economic issues of Ibn Khaldun, wich were examined in this papers, included agriculture concept, supply and demand analysis, and price interdependence. This papers found that Ibn Khaldun was able to identify three main sectors that become the foundation og GDP calculation of a country. It was also able to find that demand difference in two different countries is the basis for the existance of international trade. People's desire and government spending were found to be the found to be the variables affecting aggregate demand, while product scarcity and production cost were found to be the variables affecting aggregate supply. This papers also found that Ibn Khaldun has successfully described the interdependence between price of agriculture product and government employees' salary.

Research paper thumbnail of Islamisasi Ilmu Ekonomi

ISLAMICONOMIC: Jurnal Ekonomi Islam, 2016

Islam merupakan ajaran yang mencakup seluruh bidang kehidupan. Tantangan terbesar saat ini adalah... more Islam merupakan ajaran yang mencakup seluruh bidang kehidupan. Tantangan terbesar saat ini adalah bagaimana mengekstraksi prinsip-prinsip ekonomi dalam Al-Qur'an dan hadits, kemudian menurunkannya menjadi sebuah body of knowledge sekaligus membangunnya menjadi sebuah disiplin ilmu yang secara teoritis dan praktis berbeda signifikan dengan mazhab-mazhab ilmu ekonomi konvensional yang ada. Namun muncul kritik bahwa ekonomi syariah hanya "mengekor" ekonomi konvensional semata, sehingga orisinalitas keilmuannya sering dipertanyakan. Dalam proses islamisasi ekonomi, yang telah dilakukan, yaitu melaui pengembangan alat ukur kesejahteraan dan kemiskinan yang didasarkan pada konsep syariah dengan Model CIBEST. Model CIBEST adalah upaya untuk mengembangkan pendekatan kesejahteraan kemiskinan yang didasarkan pada konsepsi bahwa alat untuk mengukur kesejahteraan dan kemiskinan tidak semata mata didasarkan pada material semata, namun juga pendekatan spiritual. Hal ini didasarkan pada konsep pemenuhan kebutuhan, dimana al-Quran dan Hadis telah menggariskan bahwa pada dasarnya kebutuhan manusia terdiri atas dua hal, yaitu kebutuhan material dan spiritual.

Research paper thumbnail of Pengaruh Sertifikasi Kompetensi Terhadap Kinerja Nazhir Dan Partisipasi Dalam Gerakan Perwakafan

Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam

LSP Badan Wakaf Indonesia sudah melaksanakan pelatihan dan sertifikasi kompetensi nazhir sejak ta... more LSP Badan Wakaf Indonesia sudah melaksanakan pelatihan dan sertifikasi kompetensi nazhir sejak tanggal 2 November 2021. Sehingga perlu dilakukan penelitian mengenai dampak pelatihan dan sertifikasi kompetensi nazhir terhadap kinerja dan partisipasi peserta. Tujuan penelitian ini : 1. Untuk mengetahui sertifikasi nazhir mempengaruhi kinerja pengelolaan dan pengembangan harta benda wakaf di lembaga nazhir; 2. Untuk mengetahui sertifikasi nazhir mempengaruhi partisipasi peserta yang bukan nazhir dalam gerakan perwakafan; 3. Untuk mengetahui nilai peningkatan pengelolaan dan pengembangan harta benda wakaf di lembaga nazhir setelah mengikuti pelatihan dan sertifikasi kompetensi; 4. Untuk mengetahui nilai penyaluran manfaat di lembaga nazhir mengalami peningkatan setelah mengikuti pelatihan dan sertifikasi kompetensi; dan 5. Untuk mengetahui nilai berbasis kompetensi dan sertifikasi ini memberikan pengaruh terhadap pelaporan melalui e-reporting BWI. Responden dalam penelitian ini adalah p...

Research paper thumbnail of Knowledge discovery of zakat administration worldwide from YouTube and Zoom via text mining

Journal of Islamic Accounting and Business Research

Purpose Zakat (Islamic almsgiving) plays a considerable role in dealing with the socioeconomic is... more Purpose Zakat (Islamic almsgiving) plays a considerable role in dealing with the socioeconomic issues in times of COVID-19 pandemic, and such roles have been widely discussed in virtual events. This paper aims to discover knowledge of the current global zakat administration from virtual events of zakat (e.g. webinars) on YouTube and Zoom via text mining approach. Design/methodology/approach The authors purposefully sampled 12 experts from four different virtual zakat events on YouTube and Zoom. The automated text transcription software is used to pull the information from the sampled videos into text documents. A qualitative analysis is operated using text mining approach via machine learning tool (i.e. Orange Data Mining). Four research questions are developed under the Word Cloud visualisation, hierarchal clustering, topic modelling and graph and network theory. Findings The machine learning identifies the most important words, the relationship between the experts and their top wo...

Research paper thumbnail of Problems and solutions in zakat digitalization: Evidence from South Kalimantan, Indonesia

Jurnal Ekonomi & Keuangan Islam

Purpose – This study aims (i) to analyze the readiness of zakat management institutions in zakat ... more Purpose – This study aims (i) to analyze the readiness of zakat management institutions in zakat digitalization and (ii) to analyze the problems and solutions in managing zakat funds through digital platforms.Methodology – The study used two methods, called the interview and the Delphi-ANP methods. The data used in this study were the results of interviews with zakat managers (OPZ) in South Kalimantan (BAZNAS and LAZNAS). Besides practitioners, it also involved experts from various universities in South Kalimantan.Findings – The results showed that most zakat institutions in South Kalimantan, Most zakat institutions have a good understanding and readiness to shift to digital platforms. Based on the analysis of problems and solutions in using digital platforms in zakat management, the study found alternative priority problems and solutions for zakat institutions. The problems and solutions covered human resources, IT, institution management and socialization and communication, muzakk...

Research paper thumbnail of A Critical Survey on Methodologies and Techniques Adopted in Teaching Islamic Economics and Finance Globally

Teaching and Research Methods for Islamic Economics and Finance, 2022

Research paper thumbnail of Analysis Efficiency of Sharia Commercial Banks in Indonesia

International Journal of Scientific Research in Science, Engineering and Technology, 2021

Indonesia has the potential to become a leader in the development of the Islamic financial market... more Indonesia has the potential to become a leader in the development of the Islamic financial market in the world with majority population is Muslim. The Corona Virus Disease 2019 (Covid-19) pandemic has caused decrease in economic growth. However, the distribution of financing by Islamic banks in 2020 increased. With the current progress of the Islamic banking institution in Indonesia, it is necessary to estimation the efficiency level of Islamic banks and the impact of technology on the efficiency of Islamic banks. This research will analyze the efficiency from sharia commercial bank and the effect of internal factors and technology on efficiency. This research will used annual data from sharia commercial bank in 2014 to 2020. To analyze of efficiency will be used Data Envelopment Analysis (DEA) method and used Tobit method to analyze the effect of internal factors and technology on efficiency. In general, the efficiency of sharia commercial bank in Indonesia has a fluctuative tren i...

Research paper thumbnail of The Effect of Quality of Banking Service to Customer Satisfaction and Loyalty of Sharia Xyz Bank in Jakarta

The competition of the banking industry requires Islamic bank to provide a great services to its ... more The competition of the banking industry requires Islamic bank to provide a great services to its customers. Service quality is one of the critical points for the banking industry. Good quality services will create customer satisfaction and encourage customer loyalty. The purpose of this research is to analyze the factors that affect customer satisfaction and loyalty of Islamic bank. This research uses the concept of Banking Service Quality (BSQ) which is consisting six dimensions: effectiveness and assurance, access, price, service portfolio, reliability, and tangible. BSQ concept is later developed into the Islamic Banking Service Quality by adding a dimension that is Sharia compliance. Thus forming seven dimensions in measuring customer satisfaction of Islamic banks. The research method using Structural Equation Modeling (SEM), respondents are customers of Bank Syariah xyz, sampling technique used is convenience sampling with 160 persons of sample size. The results showed that onl...

Research paper thumbnail of Swot Analysis on Research Methodologies and Techniques Adopted in Islamic Economics and Finance

Teaching and Research Methods for Islamic Economics and Finance, 2022

Research paper thumbnail of Analisis Pengaruh Instrumen Moneter Syariah dan Konvensional Terhadap Penyaluran Dana ke Sektor Usaha Mikro Kecil dan Menengah (UMKM) di Indonesia

Al-Muzara'ah, 2013

As monetary authority, Bank Indonesia has developed Islamic Bank Indonesia Certificate (abbreviat... more As monetary authority, Bank Indonesia has developed Islamic Bank Indonesia Certificate (abbreviated as SBIS) as Islamic monetary instrument in addition to Bank Indonesia Certificate (known as SBI), which has become conventional instrument. Both instruments play significant role in the transmission of monetary instrument towards real sector of the economy. Monetary transmission could take place through credit channel or financing channel, from which the fund is used as the source of credit and financing for micro, small and medium enterprises (MSME). This study aims at analyzing the impact of both Islamic and conventional monetary instruments towards MSME financing. Data used in this research is taken from Bank Indonesia, Ministry of Cooperative and SME, and Central Board of Statistics for the period of May 2006 until December 2010. The study employs Vector Auto Regression model, Impulse Response Function technique and Forecast Error Variance Decomposition (FEVD) as its analytical methods. It is found that SBI and SBIS have significant impact towards credit and financing to the MSME. When there is monetary shock, the study finds that MSME financing of Islamic bank could be recovered and stabilized better than MSME credit of conventional bank. FEVD analysis shows that the impact of SBIS towards financing of MSME is bigger than the SBI.

Research paper thumbnail of Fiqh of Asnaf in the Distribution of Zakat: Case Study of the National Board of Zakat of Indonesia (Baznas)

Salah satu factor penentu keberhasilan pengembangan zakat adalah program distribusi zakat yang ha... more Salah satu factor penentu keberhasilan pengembangan zakat adalah program distribusi zakat yang harus sesuai dengan prinsip Syariah. Hal ini menyebabkan standarisasi fiqih asnaf (kelompok penerima) zakat menjadi sangat penting. Di dalam aplikasinya, standar fiqih asnaf yang digunakan oleh sebuah Negara berbeda dengan Negara lainnya. Penelitian ini bertujuan untuk menganalisis fiqih asnaf zakat di Indonesia dengan mengambil studi kasus Badan Amil Zakat Nasional (BAZNAS). Standarisasi asnaf yang BAZNAS tentukan berdasarkan 11 pasal yang terdapat di dalam Surat Keputusan dewan pengawas BAZNAS. Dewan ini memiliki otoritas dalam menentukan standar syariah program BAZNAS. Terdapat beberapa konsep baru yang diperkenalkan di antaranya zakat muqayyadah. Selain itu, standar kemiskinan yang ditetapkan adalah 2 dollar per kapita per hari. Selain itu, beberapa isu penting terkait fiqih asnaf ini dibahas secara lebih mendalam.

Research paper thumbnail of Designing Shariah Governance Standard for Zakat Management Organization: Indonesia Experience

As the largest muslim population country in the world, Indonesia has a great potential in terms o... more As the largest muslim population country in the world, Indonesia has a great potential in terms of zakat collection which about IDR. 217 trillion. However, according to the outlook of Zakat 2019, Zakat Management Organizations can only collected by about IDR. 6 Trillion. This condition indicates that there is a gap between potential collection and real collection by about IDR. 211 trillion. There are some studies explored the causes of the gap of zakat collection in Indonesia. One of the cause is missmanagement in Zakat Management Organization. To overcome the situation, The Central Bank of Indonesia, The National Board of Zakat of Republic of Indonesia along with 8 representatives of islamic countries have conducted a global initiative by launching Zakat Core Principles (ZCP) which provides the minimum standards for good zakat governance. The 15th standard of ZCP is encouraged ZMO to implement Shariah Governance. Hence, by reffering to the document the study attempts to explore an...

Research paper thumbnail of Ekonomi Pembangunan Syariah Edisi Revisi

Research paper thumbnail of Analisis Fiqh Asnaf Fi Sabilillah Dan Implementasinya Pada Badan Zakat Nasional

This study describe fiqh one of all asnaf on zakat, there are fi sabilillah and how imply at BAZN... more This study describe fiqh one of all asnaf on zakat, there are fi sabilillah and how imply at BAZNAS. This research uses library research and field research as complement with qualitative approach. Fi sabilillah have same means that jihad. Fi sabilillah dalam BAZNAS imply to empowerment of mustahik with scholarship from elementary until higher education.

Research paper thumbnail of How Islamic Ethical Wealth May Strategically and Technically Support ‘Zero Hunger’ Scheme?

Research paper thumbnail of Analisis Faktor Penentu Tingkat Kepatuhan Membayar Zakat (Studi pada BAZNAS DKI Jakarta)

Indonesia's economic growth in 2017 reached 5.07% higher than the 2016 achievement of 5.03% a... more Indonesia's economic growth in 2017 reached 5.07% higher than the 2016 achievement of 5.03% according to Statistics Indonesia. Further, the economic structure also improved indicated by the high investment. However, this economic growth has not been enjoyed and improved the welfare of people as a whole and evenly. In September 2017, Statistics Indonesia noted that there were 26.58 million of the total Indonesian population who lived below poverty line. This showed that there are still many Indonesians who have not been prosperous. Zakat is integral part of Islam and become social safety net. The potential of zakat in Indonesia according to the results of BAZNAS and IPB research is estimated at 217 trillion rupiah every year, however the real zakat collection by BAZNAS and other zakat institutions have not close to these figures. This showed that there are Muslims who are reluctant to pay zakat. Research conducted by Mukhlis & Beik stated the factors that affect compliance level ...

Research paper thumbnail of Measurement of zakat impact through sustainable livelihood impact assessment on Balai Ternak in Tanah Datar

Purpose: This paper measures the impact of zakat on beneficiary mustahiq beneficiaries in Tanah D... more Purpose: This paper measures the impact of zakat on beneficiary mustahiq beneficiaries in Tanah Datar Animal Husbandry programs Design/methodology/approach: This research uses quantitative methods with a measurement model of Sustainability Livelihood Impact Assessment (SLIA). Findings: The results showed that the Tanah Datar Animal Husbandry program had quite an impact on the increase in Mustahik Community Assets. This is seen from the increase in 5 (five) SLIA assets with a variant value of 1.09 points. The highest increase occurred in Social Assets with a variant value of 1.25. Meanwhile, the lowest increase was in Natural Assets with a variant value of 0.93 points. For Financial Assets, there was an increase in changes with a variant value of 1.19, which shows the high impact of the Tanah Datar Animal Husbandry program on increasing the income of mustahik families. This increase was influenced by the sale of organic fertilizer and compost processed from goat manure. The aspect of...

Research paper thumbnail of Analisis Strategi Amil Dalam Penghimpunan Dana Zakat Melalui Baitul Maal Hidayatullah

This thesis which was completed in April 2014 is about the right strategies for fundraising zaka ... more This thesis which was completed in April 2014 is about the right strategies for fundraising zaka by LAZNAS BMH. The manager needs strategies to optimize zakat fundraising. Through the study of internal factors and external factors LAZNAS BMH organization, an analysis of Internal and External Factors Evaluation in order to obtain the right strategy to be done by the organization LAZNAS BMH although still common. Further research conducted by TOWS matrix to get some viable strategy undertaken by LAZNAS BMH, choose the best strategy of the proper strategies conducted by LAZNAS BMH with Quantitative Strategy Planning Matrix (QSPM) analysis method. After analyzing QSPM, then there are three strategies that best suit the condition of the Internal and External LAZNAS BMH to optimize the collection of zakat funds are: to socialize so that Muslims are interested in LAZNAS BMH, expanding the scope of the zakat, as well as making zakat fund raising strategies and methods of the target receipt ...

Research paper thumbnail of Strategy of BAZNAS and Laku Pandai For Collecting and Distributing Zakah in Indonesia

Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, May 10, 2018

As an important and potential instrument for national development, Zakah will continue to require... more As an important and potential instrument for national development, Zakah will continue to require development innovations. One of the innovation is through cooperation between BAZNAS and Laku Pandai which aims to achieve Zakah inclusion so that the collection and distribution of Zakah in Indonesia can increase. This study aims to analyze the strategic priorities for BAZNAS in running cooperation with Laku Pandai. This study used SWOT-ANP method with respondents as many as five expert respondents. The strategies derived from this research are the result of the formulation of a combination of SWOT factors. The main findings of this study indicate that the main priority of the overall strategy is strengthening the synergy of BAZNAS with the Laku Pandai of sharia banking.

Research paper thumbnail of Construction of Cibest Model as Measurement of Poverty and Welfare Indices from Islamic Perspective

Al-Iqtishad: Journal of Islamic Economics, 2015

Construction of CIBEST Model as Measurement of Poverty and Welfare Indices from Islamic Perspecti... more Construction of CIBEST Model as Measurement of Poverty and Welfare Indices from Islamic Perspective. One of the major challenges faced by most of the Islamic countries is poverty. This paper attempts to construct the concept of poverty and welfare standards based on Islamic perspective.The study tries to cover both material and spiritual dimensions. These standards are based on CIBEST Quadrant, which is divided into four quadrants: welfare quadrant (I), material poverty quadrant (II), spiritual poverty quadrant (III) and absolute poverty quadrant (IV). Determination of these quadrants is resulted from criteria and indicators of basic material needs and basic spiritual needs. By using household as unit of analysis, this study is able to developCIBEST Model comprising welfare index, material poverty index, spiritual poverty index, and absolute poverty index. Mathematical formula and illustration of the indices are also elaborated to strengthen the concept.

Research paper thumbnail of IBN Khaldun's Contribution on Modern Economic Development: An Analysis Based on Selected Economic Issues

This papers attempted to analyze economic concepts of one of the greatest Islamic scholars, namel... more This papers attempted to analyze economic concepts of one of the greatest Islamic scholars, namely Ibn Khaldun. Economic issues of Ibn Khaldun, wich were examined in this papers, included agriculture concept, supply and demand analysis, and price interdependence. This papers found that Ibn Khaldun was able to identify three main sectors that become the foundation og GDP calculation of a country. It was also able to find that demand difference in two different countries is the basis for the existance of international trade. People's desire and government spending were found to be the found to be the variables affecting aggregate demand, while product scarcity and production cost were found to be the variables affecting aggregate supply. This papers also found that Ibn Khaldun has successfully described the interdependence between price of agriculture product and government employees' salary.