Instant Bank Transfer (IBT) - Nuvei Documentation (2025) (original) (raw)

Attributes

Instant Bank Transfer (IBT) is an in-flow identity verification check for deposits and withdrawals. Built for sports betting and iGaming operators in Canada, IBT is an electronic funds transfer (EFT) solution that provides a safe and simple way to accept bank account‑based payments supported by state‑of‑the‑art risk management.

A payment is performed using the REST API /paymentrequest.

If a payment is initially approved but is then not successfully completed due to “insufficient funds / uncollected funds“, the system begins the “Representment Process”, which attempts to debit the customer’s bank account an additional time.
Press here for more details.

Prerequisites and Notes

Payment (without UPO)

1. Generate a sessionToken

Press here for details.

2. Send a /paymentRequest

Perform the payment by sending a /paymentrequest with its mandatory parameters including:

Example /payment without UPO Request

{ "sessionToken": "<sessionToken from /getSessionToken>", "merchantId": "", "merchantSiteId": "", "userTokenId": "", "clientRequestId": "", "clientUniqueId": "", "currency": "CAD", "amount": "100", "paymentOption": { "alternativePaymentMethod": { "paymentMethod": "apmgw_Instant_Bank_Transfer" } }, "deviceDetails":{ "ipAddress":"<customer's IP address>" }, "billingAddress":{"firstName":"John","lastName":"Smith","email":"[emailprotected]", "phone":"16139575555","address":"24 Sussex Drive","city":"Ottawa","zip":"K1M 1M4","state":"ON","country":"CA", }, "userDetails":{ "firstName":"John", "lastName":"Smith", "email":"[emailprotected]", "phone":"16139575555", "address":"24 Sussex Drive", "city":"Ottawa", "zip":"K1M 1M4", "state":"ON", "country":"CA", }, "timeStamp": "", "checksum": ""}

The response generates and returns a redirect URL (redirectUrl) to redirect the customer to the payment page, as well as a UPO (userPaymentOptionId) for use in future transactions.

Example /payment without UPO Response

{ "orderId":"38503331", "userTokenId":"Siltoken545989", "paymentOption":{ "redirectUrl":"https://ibt-mint.pay-direct.ca/verification?code=6cac9e0d-616f-4e0b-9da4-661e36d73b35", "userPaymentOptionId":"8399641", }, "transactionStatus":"REDIRECT", "sessionToken":"4c05abf8-3bf4-4465-85bc-f169d30899b5", "clientUniqueId":"uniqueIdCC", "internalRequestId":23608581, "status":"SUCCESS", "errCode":0, "reason":"", "merchantId":"4972436454212160565", "merchantSiteId":"209631", "version":"1.0", "clientRequestId":"20221221111018"}

After the transaction is processed, Nuvei sends a Direct Merchant Notification (DMN) that includes the result of the transaction to the URL provided in urlDetails.notificationUrl, which Nuvei recommends including in the /payment request (see Example Payment DMNs).

Payment (with UPO)

1. Generate a sessionToken

Press here for details.

2. Send a /paymentRequest

Perform the payment by sending a /paymentrequest with its mandatory parameters including:

Example /payment with UPO Request

{ "sessionToken": "<sessionToken from /getSessionToken>", "merchantId": "", "merchantSiteId": "", "userTokenId": "", "clientRequestId": "", "clientUniqueId": "", "currency": "CAD", "amount": "100", "paymentOption": { "userPaymentOptionId": "" }, "deviceDetails":{ "ipAddress":"<customer's IP address>" }, "timeStamp": "", "checksum": ""}

The response generates and returns a redirect URL (redirectUrl) to redirect the customer to the payment page.

Example /payment with UPO Response

{ "reason": "", "orderId": "36298951", "transactionStatus": "REDIRECT", "clientRequestId": "2VXORP7A1", "internalRequestId": 17817211, "version": "1.0", "merchantSiteId": "126006", "merchantId": "2502136204546424962", "clientUniqueId": "695701003", "errCode": 0, "paymentOption": { "redirectUrl": "https://cdn-int.safecharge.com/safecharge_resources/v1/get_to_post/index.html?eyJhbGciOiJSUzI1NiJ9.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.oJcwsoVB8wQXXNGi71Diqb3Lhm_6Vj3b5elO9w2ya67iG6IXP0jcFRWssBldiFvqlszE0t0GyEjgllvoZqXejt7GqcGmpUrGuJjrJL7T6yvnv15ApKSSNOKC_O2Q2yxU5l1IxHpY7vWkl3__oDJ0zMEjCyK4czW_B63-ZaGplfI0o0Mn3Aw1Vzoxn17UBjS7i4zRDm448wq2tnIfm9WBvFbR79Qdh6lJwUWI_xdwik8L3oR67MEC35w8SV9XCMjwX_WqOvaqk_mq1WXOxM0X1ooAmw6Tmd3jMM37od583ReT3GlbfDtU6NlBDAgrxEjwr807HGnQXSlKSMsxJoWnhw", "userPaymentOptionId": "8061731", "card": {} }, "sessionToken": "1be68338-e45e-4c81-b617-e1bfb94cae3e", "userTokenId": "2J6QZH3UF9E2", "status": "SUCCESS"}

After the transaction is processed, Nuvei sends a DMN that includes the result of the transaction to the URL provided in urlDetails.notificationUrl, which Nuvei recommends including in the /payment request (see Example Payment DMNs).

When processing a payout request, the account capture feature enables the merchant to redirect the user to their bank’s payment page where they enter their account details.

The account capture page should be opened using a same-page redirect or pop-up.
Do not embed the account capture interface with an IFrame.

It is the merchant’s responsibility to handle the closing of the account capture page once a finalized DMN is received.

The following flow describes how the customer’s account details must first be captured before processing the payout request:

  1. Generate a sessionToken.Press here for details.
  2. Send an /accountCapture request with itsmandatory parameters including:
    • userTokenId – Unique customer identifier in merchant system.
    • paymentMethod: “apmgw_Instant_Bank_Transfer“
    • currencyCode: CAD
    • countryCode: CA
    • userDetails block containing:firstName, lastName, address, city, state, zip,country, phone
    • deviceDetailsblock containing:ipAddress
    Example /accountCapture Request

    { "sessionToken":"<sessionToken from /getSessionToken>", "merchantId":"", "merchantSiteId":"", "paymentMethod":"apmgw_Instant_Bank_Transfer", "userTokenId":"", "currencyCode":"CAD", "countryCode":"CA", "amount":"200", "userDetails":{ "firstName":"John", "lastName":"Smith", "address":"24 Sussex Drive", "phone":"16139575555", "zip":"K1M 1M4", "city":"Ottawa", "state":"ON", "email":"[emailprotected]", "country":"CA" }, "deviceDetails":{ "ipAddress":"<customer's IP address>" },}
    The request returns a redirectUrl.

    Example /accountCapture Response

    { "redirectUrl":"https://fl-mint.pay-direct.ca/loadUser?code=1fe32df7-7d49-4f27-823e-7b4f7acfc153&merchant-return-url=https%3A%2F%2Fjumpbox.safecharge.com%2Fdmz%2FApmConnector%2FbankCapture%2FAC0CC72D6776ED9138EB6C0B6E54303B", "userTokenId":"Siltoken69", "sessionToken":"40ea5008-16be-49c3-a05a-78e5cc3ce041", "internalRequestId":23984041, "status":"SUCCESS", "errCode":0, "reason":"", "merchantId":"4972436454212160565", "merchantSiteId":"209631", "version":"1.0"}

  3. Use the redirectUrl to redirect the customer to the Merchant’s page, where the customer logs in to their bank account and confirms the payout request.
    Once the bank account information is captured, Nuvei generates and returns an encrypted userPaymentOptionId (UPO) representing the user’s APM account details. ADMN is sent with the userPaymentOptionId, which is used to proceed with the payout.
Example/accountCapture DMN

...'ppp_status=OK&ExErrCode=&ErrCode=&errApmCode=0&errApmDescription=&errScCode=0&errScDescription=&Reason=&ReasonCode=&PPP_TransactionID=&userid=139790461&merchant_unique_id=&customData=&productId=&first_name=&last_name=&email=&currency=CAD&customField1=&customField2=&customField3=&customField4=&customField5=&customField6=&customField7=&customField8=&customField9=&customField10=&customField11=&customField12=&customField13=&customField14=&customField15=&invoice_id=&address1=&address2=&country=CA&state=&city=&zip=&phone1=&phone2=&phone3=&client_ip=&nameOnCard=&cardNumber=&bin=&noCVV=&acquirerId=&expMonth=&expYear=&Token=&tokenId=&AuthCode=&AvsCode=&Cvv2Reply=&shippingCountry=&shippingState=&shippingCity=&shippingAddress=&shippingZip=&shippingFirstName=&shippingLastName=&shippingPhone=&shippingCell=&shippingMail=&total_discount=&total_handling=&total_shipping=&total_tax=&buyButtonProductBundleId=&merchant_site_id=209631&merchant_status=&action=&requestVersion=&message=&merchantLocale=&unknownParameters=&payment_method=apmgw_Instant_Bank_Transfer&ID=&merchant_id=4972436454212160565&responseTimeStamp=2023-02-06.16%3A28%3A12&buyButtonProductId=&webMasterId=&appliedPromotions=&uniqueCC=&transactionType=&externalEmail=&cardCompany=&eci=&user_token_id=siltokenhahhajjhhh13&userPaymentOptionId=2152803291&TransactionID=&totalAmount=&dynamicDescriptor=&feeAmount=&amountWithoutFee=&houseNumber=&customCurrency=&type=ACCOUNT_CAPTURE&clientRequestId=&relatedTransactionId=&responsechecksum=df70110354d570e87daf70291a6d874c&advanceResponseChecksum=6a26bc6c966d9b5361a94ad818da7b9b',

A payout is performed using the REST API /payout request, which requires using a UPO.

UPOs can be generated in the following ways:

Once you have the UPO from either of these options, send a /payout request and include the userPaymentOptionId, which contains the user’s previously stored APM account details. Press here for an example.

After the transaction is processed, Nuvei sends a DMN that includes the result of the transaction to the URL provided in urlDetails.notificationUrl, which Nuvei recommends including in the /payout request.

Example/payout DMN with status=APPROVED

...'ppp_status=OK&Status=APPROVED&ExErrCode=0&ErrCode=0&errApmCode=0&errApmDescription=&errScCode=0&errScDescription=&Reason=&ReasonCode=0&PPP_TransactionID=38706451&userid=ScMigrationTest3&merchant_unique_id=12345&customData=QA+test+merchant&productId=test_name_1&first_name=John&last_name=Doe&[emailprotected]&currency=CAD&customField1=meccabingo.com&customField2=a2db82db-8186-44bb-a6d9-cb9f8f7ea25e&customField3=&customField4=&customField5=&customField6=&customField7=&customField8=&customField9=&customField10=&customField11=&customField12=&customField13=&customField14=&customField15=rnk_pr01&invoice_id=&address1=Test+Address&address2=&country=Canada&state=ONTARIO&city=Ontario&zip=M6T+1J1&phone1=%2B14161238888&phone2=&phone3=&client_ip=192.206.151.131&nameOnCard=&cardNumber=&bin=&noCVV=&acquirerId=&acquirerBank=Paramount+Direct&expMonth=&expYear=&Token=&tokenId=&AuthCode=&AvsCode=&Cvv2Reply=&shippingCountry=&shippingState=&shippingCity=&shippingAddress=&shippingZip=&shippingFirstName=&shippingLastName=&shippingPhone=&shippingCell=&shippingMail=&total_discount=0.00&total_handling=0.00&total_shipping=0.00&total_tax=0.00&buyButtonProductBundleId=&merchant_site_id=209631&merchant_status=&action=&requestVersion=&message=APPROVED&merchantLocale=en_US&unknownParameters=&payment_method=apmgw_Instant_Bank_Transfer&ID=&merchant_id=123456789&responseTimeStamp=2023-02-14.08%3A49%3A31&buyButtonProductId=&webMasterId=&appliedPromotions=&uniqueCC=&transactionType=Sale&externalEmail=&cardCompany=&eci=&user_token_id=Siltoken&user_token=auto&userPaymentOptionId=2152807311&TransactionID=2110000000008617162&externalTransactionId=OVVRDYZH2VCS3C4CZJTCHO5Y74E5HU&APMReferenceID=F3C37FF9BD57D340F81D23A41053957B&orderTransactionId=19382671&totalAmount=10.00&dynamicDescriptor=NuveiDescriptor&item_name_1=test_name_1&item_number_1=&item_amount_1=10.00&item_quantity_1=1&item_discount_1=0.00&item_handling_1=0.00&item_shipping_1=0.00&feeAmount=&amountWithoutFee=&houseNumber=&customCurrency=&upoRegistrationDate=20230214&type=DEPOSIT&clientRequestId=&relatedTransactionId=&sessionId=f1980c09a347815b5c3dd6c675ed&responsechecksum=42111be8df56ebd2bb11a40157820894&advanceResponseChecksum=d2c15bc9edfebc4ffe6a1e7ddd8ebc94',

First-TimePayment

  1. The user is redirected to “PayDirect” page and:
    1. Selects their bank.
    2. Logs into their bank.
    3. Selects their account.
    4. Confirms the deposit.
  2. A confirmation is displayed.

Returning User

Once a user has performed a payment and their UPO has been saved, the user does not need to log in to their bank again to complete a payment.

Representment Process

After a successful “deposit” (payment) request is submitted, it is still possible for Paramount to return a notification containing these errors: 901 (insufficient funds) or 908 (uncollected funds) when Paramount attempts to charge the customer’s account. If so, Paramount does not decline the deposit at that point, but instead attempts to collect the funds (“representment”) one additional time.

Example Payment DMNs

Example DMN with status: APPROVED

...'ppp_status=OK&Status=APPROVED&ExErrCode=0&ErrCode=0&errApmCode=0&errApmDescription=&errScCode=0&errScDescription=&Reason=&ReasonCode=0&PPP_TransactionID=38503331&userid=Siltoken545989&merchant_unique_id=uniqueIdCC&customData=customData&productId=&first_name=John&last_name=Doe&[emailprotected]&currency=CAD&clientUniqueId=uniqueIdCC&customField1=merchantName&customField2=merchantName&customField3=merchantName&customField4=merchantName&customField5=&customField6=&customField7=&customField8=&customField9=merchantName&customField10=&customField11=&customField12=&customField13=&customField14=&customField15=&invoice_id=&address1=65+Overlea+Blvd+%23230&address2=&country=Canada&state=ONTARIO&city=Toronto&zip=M6T+1J1&phone1=%2B14161238888&phone2=&phone3=&client_ip=192.206.151.131&nameOnCard=&cardNumber=&bin=&noCVV=&acquirerId=&acquirerBank=Paramount+Direct&expMonth=&expYear=&Token=&tokenId=&AuthCode=&AvsCode=&Cvv2Reply=&shippingCountry=CA&shippingState=ONTARIO&shippingCity=Toronto&shippingAddress=65+Overlea+Blvd+%23230&shippingZip=M6T+1J1&shippingFirstName=&shippingLastName=&shippingPhone=&shippingCell=&shippingMail=&total_discount=2.00&total_handling=0.00&total_shipping=1.00&total_tax=1.00&buyButtonProductBundleId=&merchant_site_id=209631&merchant_status=&action=&requestVersion=&message=APPROVED&merchantLocale=&unknownParameters=&payment_method=apmgw_Instant_Bank_Transfer&ID=&merchant_id=123456789&responseTimeStamp=2022-12-21.09%3A13%3A43&buyButtonProductId=&webMasterId=webMasterId&appliedPromotions=&uniqueCC=&transactionType=Sale&externalEmail=&cardCompany=&eci=&user_token_id=Siltoken545989&userPaymentOptionId=8399641&TransactionID=2110000000008090959&externalTransactionId=O43ZVXLATNEANP6TVLO3BSTDFYRMxb&APMReferenceID=5FA51E308E092FD2968DB4E6FDE25668&orderTransactionId=19253611&totalAmount=100.00&dynamicDescriptor=NuveiDescriptor&item_name_1=watch&item_number_1=&item_amount_1=50.00&item_quantity_1=1&item_discount_1=0.00&item_handling_1=0.00&item_shipping_1=0.00&item_name_2=color&item_number_2=&item_amount_2=50.00&item_quantity_2=1&item_discount_2=0.00&item_handling_2=0.00&item_shipping_2=0.00&feeAmount=&amountWithoutFee=&houseNumber=&customCurrency=&upoRegistrationDate=20221221&type=DEPOSIT&clientRequestId=20221221111018&relatedTransactionId=&sessionId=3f2a30e81ffcdbf915e51ea77410&responsechecksum=1842674366bf0a4854a1ce59beebe900&advanceResponseChecksum=0a680747154408efc96ff2d894649553',

Example DMN with status: UPDATE

...'ppp_status=OK&Status=UPDATE&ExErrCode=0&ErrCode=0&errApmCode=0&errApmDescription=&errScCode=0&errScDescription=&Reason=&ReasonCode=0&PPP_TransactionID=38574641&userid=ScMigrationTest3&merchant_unique_id=12345&customData=QA+test+merchant&productId=test_name_1&first_name=John&last_name=Doe&[emailprotected]&currency=CAD&customField1=meccabingo.com&customField2=a2db82db-8186-44bb-a6d9-cb9f8f7ea25e&customField3=&customField4=&customField5=&customField6=&customField7=&customField8=&customField9=&customField10=&customField11=&customField12=&customField13=&customField14=&customField15=rnk_pr01&invoice_id=&address1=Test+Address&address2=&country=Canada&state=ONTARIO&city=Ontario&zip=K8N+1W0&phone1=%2B14161238888&phone2=&phone3=&client_ip=192.206.151.131&nameOnCard=&cardNumber=&bin=&noCVV=&acquirerId=&acquirerBank=Paramount+Direct&expMonth=&expYear=&Token=&tokenId=&AuthCode=&AvsCode=&Cvv2Reply=&shippingCountry=&shippingState=&shippingCity=&shippingAddress=&shippingZip=&shippingFirstName=&shippingLastName=&shippingPhone=&shippingCell=&shippingMail=&total_discount=0.00&total_handling=0.00&total_shipping=0.00&total_tax=0.00&buyButtonProductBundleId=&merchant_site_id=209631&merchant_status=&action=&requestVersion=&message=UPDATE&merchantLocale=en_US&unknownParameters=&payment_method=apmgw_Instant_Bank_Transfer&ID=&merchant_id=123456789&responseTimeStamp=2023-01-12.15%3A20%3A43&buyButtonProductId=&webMasterId=&appliedPromotions=&uniqueCC=&transactionType=Sale&externalEmail=&cardCompany=&eci=&user_token_id=Siltoken055570&user_token=auto&userPaymentOptionId=8409271&TransactionID=2110000000008284927&APMReferenceID=7D5B481B04BAADE2117128DAAF5837C6&orderTransactionId=19299601&totalAmount=20.00&dynamicDescriptor=NuveiDescriptor&item_name_1=test_name_1&item_number_1=&item_amount_1=20.00&item_quantity_1=1&item_discount_1=0.00&item_handling_1=0.00&item_shipping_1=0.00&feeAmount=&amountWithoutFee=&houseNumber=&customCurrency=&upoRegistrationDate=20230112&type=DEPOSIT&clientRequestId=&relatedTransactionId=&representmentInformation=RETURNED_WITH_REPRESENTMENT%2C+nextActionDate%3D2023-01-13&sessionId=658d7ba658128ea0112b80102d93&responsechecksum=b3242d7e830e3a96e2c0d589e62f7df5&advanceResponseChecksum=b8063972c99b272553e4b0984',

FAQs

What is the meaning of IBT in banking? ›

Inter branch transfer - Transfer your Funds from one KGB account to Other KGB Account.

How to do instant bank to bank transfer? ›

One of the easiest ways to transfer money from one bank to another can be using a payment app like Zelle or Venmo since it just takes a few clicks within the app to send and receive money. But if you aren't comfortable with mobile banking, a personal check might be the easiest way to send money to someone.

What is the proof of international bank transfer? ›

With every wire transfer you request, you should receive a receipt. That's your proof that you made the payment, and you should keep it for your records in case anything goes wrong. When using the SWIFT network you can also request a MT103 document which can be helpful in tracing international payments.

How long does instant bank transfer take? ›

The money leaves your account immediately. It's usually available within 2 hours. For some banks, it can take up to close of business the next working day.

What is IBT transfer? ›

An Inter-Branch Transfer or IBT is a transaction that moves stock from a Warehouse in one Branch to a Warehouse in another Branch.

What does IBT stand for? ›

Internet-based test or testing.

What does instant bank transfer mean? ›

Unlike traditional transfers that typically move money within a few days, instant payments send and receive funds in a matter of seconds. Unlike traditional money transfers, instant payments are not processed in batches.

What banks are compatible with instant transfer? ›

Which bank accounts are eligible to receive an Instant Transfer? Most major US banks (e.g Bank of America, Chase, Citibank, HSBC, PNC Bank, US Bank, and Wells Fargo Bank) accept Instant Transfers to checking and savings accounts.

How to transfer money from one bank account to another immediately? ›

You can use your bank's online banking platforms like internet and mobile banking to send money online to your beneficiary: Log into your internet or mobile banking platforms. Go to the 'Fund Transfer' or relevant option. Select the preferred mode of transfer.

What are the documents required for international transfer? ›

Sending Money to an Immediate Family Member (Family Maintenance)

How do I provide proof of bank transfer? ›

A proof of payment can be a transfer receipt (screenshot or scan) and should ideally contain all of the following: Payer's details: Payer's account number: full number or the last 5 digits. Account holder's full name: this is the full name of the payer as shown in their bank account.

What information is needed for international bank to bank transfer? ›

What is Needed for an International Wire Transfer?

Can I do an instant bank to bank transfer? ›

Yes, there are limits on the amount you can transfer instantly. These limits will vary by bank and whether you complete the transfer online or in person.

How to send an instant bank transfer? ›

One of the fastest ways to transfer money between bank accounts is with an ACH debit, provided both accounts are linked. To link accounts and set up a transfer, you'll need to know basic details including your routing number and account number.

How fast is instant transfer? ›

A payment is instant when it arrives within 20 seconds. And sometimes they're even quicker. So, your payments could arrive before you can say 'hidden bank fees'. Right now, 45% of our transfers are instant.

What is IBT in finance? ›

Income Before Taxes (IBT) records the extent to which Net Sales generated during the accounting period exceeds expenses incurred in producing the sales.

What is the use of IBT? ›

IBT is an internationally administered program of assessments to compare student performance globally. IBT allows individual performance to be tracked against international standards.

What is the full name of IBT? ›

International Brotherhood of Teamsters

Abbreviation IBT
Type Trade union
Headquarters Washington, DC, US
Location Canada United States
Membership (2015) 1.3 million

8 more rows

What is an IBT system? ›

IBT Systems is a supplier of state of the art hardware and software solutions for several application fields, including industrial, automotive, wellness and e-health.