International Prepaid Cards - WU® NetSpend® Prepaid MasterdCard&reg (2025) (original) (raw)

Send and receive money transfers1 and get paid up to two days faster2 with Direct Deposit.

Card use is subject to activation and ID verification3

The Western Union® Netspend® Prepaid Mastercard® gives you all the great features and benefits of a prepaid debit card with the power to send and receive Western Union® Money Transfers1 from wherever you are. It’s a feature-rich financial solution to help you manage your money!

Get access to great features and benefits.

  1. Fees for money transfers vary and will be calculated at the time of the transfer transaction. Fees, terms and conditions apply, which you must agree to before using the Service. No fee to receive Western Union® money transfers onto your Western Union® Netspend® Prepaid Mastercard®. This optional offer is not a Pathward, National Association, product or service nor does Pathward, N.A., endorse this offer.
  2. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.
  3. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.
  4. The Netspend Network is provided by Netspend Corporation and its authorized agents. Netspend is a licensed provider of money transfer services (NMLS ID: 932678). Netspend’s licenses and related information may be found at www.netspend.com/licenses. Fees, limits, and other restrictions may be imposed by Netspend and other third parties in connection with use of the Netspend Network.
  5. No charge for this service, but your wireless carrier may charge for messages or data.
  6. Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details. Mobile Check Load service is not available for use within the state of New York.
  7. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Cardholder may enroll in the Monthly Plan to pay a flat fee of 9.95permonthinsteadofpayingafeeforeverypurchasetransactionunderthePay−As−You−GoPlan.Ifcardholderreceives9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. If cardholder receives 9.95permonthinsteadofpayingafeeforeverypurchasetransactionunderthePay−As−You−GoPlan.Ifcardholderreceives500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. PayAs-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it.
  8. Custom Card Fee applies. Picture must meet Image Guidelines. If custom card is lost, stolen, or damaged, any request for: (a) a replacement custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of standard Replacement Card Fee. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement.

The Western Union(R) Netspend(R) Prepaid Mastercard(R) is issued by Pathward, National Association, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend is a registered agent of Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services. See terms and conditions for details.

© 2021 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.

FAQs

Can Netspend prepaid be used internationally? ›

With a Netspend Prepaid Card, you can make purchases at stores, over the phone and online. Use it anywhere Debit Mastercard and Visa debit cards are accepted. Withdraw cash at ATMs worldwide.

What prepaid cards can be used internationally? ›

Commonly recognized cards

Can I use a Western Union prepaid card internationally? ›

You can use your Western Union® NetSpend® Prepaidcard wherever MasterCard is accepted, in millions of businesses worldwide.

Does prepaid MasterCard work internationally? ›

You can use your Mastercard Prepaid Card anywhere that Mastercard is accepted – that's millions of locations worldwide from retail stores to online, mail and phone orders.

Does prepaid work internationally? ›

Prepaid TravelPass lets you use your prepaid phone plan's talk, text and data* allowances while traveling outside the US. TravelPass is available for 5or5 or 5or10 per day, depending on the country you're traveling to.

Which cards allow international transactions? ›

Visa and Mastercard are the most widely accepted credit cards, as both types can be used at 100+ million locations in 200+ countries and territories.

Which card is best for international use? ›

Top International Travel Credit Cards in 2024

What is the best prepaid travel card for international travel? ›

If you're heading overseas, one neat solution for your spending money is a prepaid travel card.

Which debit card can be used internationally? ›

Top 10 International Debit Cards Offered by Indian Banks

Why is my netspend card being declined? ›

Here are the most common: Order billing information doesn't match the information on your card account. You don't have enough money in your account to cover the purchase, shipping, and taxes. Your card has been flagged for suspicious activity, has a freeze on the account, or is subject to a security review.

What is the minimum amount you can load on a Netspend card? ›

There is no minimum amount of money you're required to put on your NetSpend prepaid card. However, you will need to put at least $10 on the card the first time you load it. Please let us know if you have any other questions!

Which prepaid card has no foreign transaction fee? ›

The best prepaid card with no foreign transaction fee is the Bluebird® American Express® Prepaid Card. The card's foreign ATM fee is lower than the foreign ATM fee on similar prepaid cards, and it does not charge a fee on purchases processed outside of the U.S., which saves you money.

Can netspend be used internationally? ›

Netspend cards can be used internationally and are accepted at any location that accepts a debit Visa or Mastercard, depending on the card's brand. Netspend is a TSYS company and a registered agent of Axos bank. It serves over 10 million customers and offers more than 130,000 reload locations in America.

Is there a prepaid card that can be used internationally? ›

Visa Travel Cards are replaceable and can be used worldwide at merchants that accept Visa cards or to obtain local currency at any ATM that displays a Visa symbol.

Why is my prepaid Mastercard being declined? ›

There are a number of possible reasons why a purchase could be declined: You don't have enough money left on your card. You haven't activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.

What is the international transaction fee for Netspend? ›

Using Your Card Outside the U.S.

Foreign Transaction Surcharge 4.0%
Per foreign transaction. Calculated based on the U.S. dollar amount of the purchase transaction or cash withdrawal. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee.
ATM Withdrawal Fee – International $0

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Do prepaid gift cards work internationally? ›

People can use virtual Visa gift cards internationally in most countries across the globe. In fact, there are more than 150 countries where recipients can use a virtual Visa gift card without any problems.

Can I get a prepaid card to use abroad? ›

Prepaid currency cards are a secure way to make purchases on trips abroad. They can be a handy alternative to paying with cash and debit or credit cards. They can also help you manage your spending and stick to a holiday budget.

Which cards can be used for international payments? ›

Top 10 International Debit Cards Offered by Indian Banks

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Last Updated: 2025-02-12T17:53:11+07:00

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