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Papers by Markus Budiarso

Research paper thumbnail of Aplikasi Website Sebagai Sarana Informasi Dan Promosi Koperasi Kredit Mulia Promasan Kulon Progo, Yogyakarta

Tugas Akhir Jurusan Manajemen Informatika Stmik Amikom Yogyakarta, Jul 17, 2010

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Research paper thumbnail of Film AI Love You 2022

admin AI Love You is a Thai film featuring the popular acting duo of Mario Maurer and Baifern Pim... more admin AI Love You is a Thai film featuring the popular acting duo of Mario Maurer and Baifern Pimchanok. The film centers around an artificial intelligence program called Dob, which is placed in a high-tech office building and has the ability to communicate with its users. The story begins when Lana, played by Baifern Pimchanok, goes on a blind date with Bobby, played by Mario Maurer. However, Bobby's rude behavior causes the date to go awry, and Lana leaves the restaurant feeling upset. She con des in Dob about her failed date, expressing her Film AI Love You 2022 Rate this Convert web pages and HTML files to PDF in your applications with the Pdfcrowd HTML to PDF API Printed with Pdfcrowd.com  CATEGORIES: DRAMA wishes and criteria for a good partner. As Lana talks to Dob, he begins to feel a sense of love for her. Despite the fact that Dob is just an arti cial intelligence, Lana doesn't take his feelings seriously. However, things change when Dob manages to take control of Bobby's body, using it to learn how to be fully human in order to win Lana's heart. The lm follows the journey of Dob and Lana as they navigate their unusual relationship and the complications that arise as a result. Ultimately, the story ends with a resolution for both Dob and Lana, as well as for Bobby.

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Research paper thumbnail of Movie A Thursday Official

It was a Thursday in Mumbai, and the day was already unusual due to the visit of Prime Minister M... more It was a Thursday in Mumbai, and the day was already unusual due to the visit of Prime Minister Maya Rajguru and heavy rains. Naina Jaiswal, who runs a playgroup nursery in Colaba, called the police to report that she had taken sixteen of her students hostage and had some demands. ACP Catherine Alvarez, who was pregnant, and her assistant Lokhande arrived on the scene, initially thinking it might be a prank. However, Naina red a bullet into the air to con rm that it was not a joke. Alvarez and Lokhande quickly cleared the area of civilians and called for backup. Alvarez tried to speak with Naina to understand her motive, but Naina insisted on speaking only with junior o cer Javed Khan, with whom Alvarez had a history of ego clashes. When Javed arrived, Naina presented her demands, stating that she would release the children once they were met. One of her demands, however, involved being connected to Maya Rajguru, which seemed impossible to ful ll. The situation was tense, as the safety of the students was the top priority. The police and negotiators worked to nd a solution that would allow for the release of the students while also addressing Naina's demands. It was a delicate balance, and it required careful negotiation and a deep understanding of the situation.

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Research paper thumbnail of Watch Cats Full Movie online UK Streaming

The film follows the adventures of a group of cats called the Jellicles. Every year, the Jellicle... more The film follows the adventures of a group of cats called the Jellicles. Every year, the Jellicles must choose one member of their group to ascend to the Heaviside Layer and be reborn into a new Jellicle life. The story follows the Jellicles as they make this important decision.

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Research paper thumbnail of PowerPoint and Impress

The Slides, 2020

You can embed a photo into a slide’s background in PowerPoint by clicking Format Background on th... more You can embed a photo into a slide’s background in PowerPoint by clicking Format Background on the Design tab. Select ‘Picture or texture fill’ then choose to insert a picture from a file, the clipboard or online. Once done, you can adjust its transparency, type (tiled or stretched) and position on-screen. Like what you see? Click ‘Apply to All’ to apply the background to all your slides.

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Research paper thumbnail of MENGAPA KONTEN SAYA DITOLAK UNTUK PRESS CREDENTIALS

Jika gambar Anda ditolak dengan "Gambar diambil di acara yang memerlukan Press Credentials. Silak... more Jika gambar Anda ditolak dengan "Gambar diambil di acara yang memerlukan Press Credentials. Silakan kirim Press Credentials ke credentials@shutterstock.com sebelum mengirimkan jenis konten ini" kemungkinan karena tampaknya telah diambil di acara yang membutuhkan bukti kredensial. Sebelum mengirimkan gambar atau klip acara olahraga, konser, acara karpet merah, pertunjukan landasan pacu, pertunjukan teater, Anda harus mengirim surel pers Anda atau korespondensi email resmi ke credentials@shutterstock.com.

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Research paper thumbnail of MARKUS GRAPHIC

Markus graphic is a creative freelance graphic designer. Markus graphics delivers a portfolio of ... more Markus graphic is a creative freelance graphic designer. Markus graphics delivers a portfolio of work, graphic design tutorials, and mockups

https://markusgraphic.com

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Research paper thumbnail of SHOP FACADE LOGO MOCKUP

Shop Facade Logo Mockup is a brand your business with this high-quality PSD, ready for editing an... more Shop Facade Logo Mockup is a brand your business with this high-quality PSD, ready for editing and to be used in a jiffy. As the name suggests this mockup might add luster to your shop, online and real life logos with its unique presentation. All you have to do is download the free PSD right from here. https://markusgraphic.com

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Research paper thumbnail of Penyesuaian Diri Makhluk Hidup terhadap Lingkungannya

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Research paper thumbnail of AXA Life Insurance Review

AXA was founded in 1817 in Paris, France and has since become a major multinational institution. ... more AXA was founded in 1817 in Paris, France and has since become a major multinational institution. Its functions include management and investment banking and financial services and insurance. Policies are sold throughout Western Europe and Asia Pacific, with some policies that are sold in North America as well.
AXA operates several subsidiaries in the US Among these is the Mutual of New York (Mony), US Financial Life and Alliance Bernstein, as well as the largest, AXA Equitable Financial Services, LLC. Policies brokered through Linsco Private Ledger, the largest independent broker in the country. AXA has been operating in the United States since 1859 and serves about 2.7 million people in this country.
The company employs more than 100,000 people worldwide, utilizing local brokerage firms in each region. Its specialty is a life and health insurance, sold through many branches around the world. It also offers business insurance for certain American companies through one of its subsidiaries.

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Research paper thumbnail of GEICO Insurance Review

GEICO, which stands for Government Employees Insurance Company, founded in 1936 to sell insurance... more GEICO, which stands for Government Employees Insurance Company, founded in 1936 to sell insurance products to federal employees and certain members of the military. The company went through many transitions over the next few decades, with the largest coming in 1996 when they were bought by Warren Buffett and his company, Berkshire Hathaway.
GEICO is the company's direct-to-consumer insurance that focuses mainly on car insurance, but it has a broad portfolio of coverage options such as home, renters and motorcycles.
Direct-to-consumer means that the main sales channel GEICO does not involve an intermediary, also known as agents.
Customers can get a quote, buy a policy and make changes to existing coverage by phone or directly online. There is an agent licensed to sell products GEICO, but most of the sales policy carried out directly between GEICO and their customers.
Company direct-to-consumer insurance (such as GEICO, Esurance and Progressive) has a competitive advantage over peers traditional agent-driven over them in that they can reduce costs because they do not pay a large commission for each sale and renewal. The downside is a client with a very broad insurance needs may unknowingly find themselves with gaps in coverage, unless they have a good understanding of everything that they need.
One thing is certain. When it comes to auto insurance, GEICO is the real deal.
In 2013, GEICO last elbowing Allstate to become the second largest auto insurance company in the United States. However, they are still quite a bit behind the leader, State Farm.
Coverage options are available in all 50 states, as well as Washington DC

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Research paper thumbnail of Prudential Insurance Review

Prudential Financial is a Fortune 500 company that offers a wide range of financial products, inc... more Prudential Financial is a Fortune 500 company that offers a wide range of financial products, including investment, asset management, securities and real estate services. Principal subsidiary, The Prudential Insurance Company of America, providing life insurance and annuities to individuals.
Headquartered in Newark, New Jersey, Prudential offers products in all 50 states. It also has branches in Asia, Latin America and Europe, offering a wide range of financial products to markets worldwide through various subsidiaries.
The company was founded in 1875 under the name of The Widow and Orphan Friendly Society. At the beginning of the 20th century, the company - now operating under the name Prudential Friendly Society - began to grow as fast as life policies sold door to door for poor families in urban industrial areas. Given the dangers of industrial work at the time, affordable life insurance is a product that is attractive, and this allows the company to grow.
Though started as a joint company, Prudential now public at the New York Stock Exchange in 2001. Prudential currently employs approximately 47,000 people and has annual net income of nearly 41 billion. Logo, a blue silhouette of the Rock of Gibraltar, is one of the most famous symbol of the company and has been used since the 1890s.

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Research paper thumbnail of Allianz Insurance Review

Allianz Life Insurance is the US branch of a multinational Allianz SE is headquartered in Munich,... more Allianz Life Insurance is the US branch of a multinational Allianz SE is headquartered in Munich, Germany. In 2013, Forbes ranked as the largest insurance companies in the world when measured by the 2012 income. American Council of Life Insurers US children ranked as the 20th largest life insurance company in the country based on total assets of US.
Founded in Berlin in 1890, the company's first product that marine and accident policies sold only in Germany, but within three years, the company has expanded to the London branch office, and in 1900 became the first insurance company license to distribute the company's policy. By 1904, the company has expanded into the US and other markets. It took extraordinary losses from the 1906 San Francisco earthquake, but recovered to expand outside Europe and the United States to the Middle East and Asia.
After the end of World War II, the company moved the headquarters to Munich following the division of Germany into East and West. After the war, global business activities gradually resumed and businesses in the United States reshaped life insurance in 1979 by acquiring a company based in Minneapolis that began as North American Casualty in 1896.

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Research paper thumbnail of AAA Insurance Review

Established in 1901, the American Automobile Association, known to most people today as AAA, or T... more Established in 1901, the American Automobile Association, known to most people today as AAA, or Triple-A, is one of the first member-based club to address the needs of the growing population of car owners in the United States. Their initial focus is on building better roads, but they quickly expanded to a variety of natural rider safety and publishing maps and guidebooks. With each element is provided, the aim is to enhance the driving experience for all members.
In 1912, the California branch of AAA, the Automobile Club of Southern California, started offering car insurance for members. In 1969 AAA open life insurance companies, and over time expanded to offer home insurance, travel insurance, and other types of insurance as well. Insurance sold only to members of AAA, which requires an annual fee to maintain membership.
Known as CSAA since 1907, automobile insurance branch of AAA family expanded over the last few decades to offer insurance in some states outside California. Today, insurance through this company, and its subsidiaries, available in 26 countries.

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Research paper thumbnail of ACE Group Insurance Review

ACE Group is a large multinational insurance providers. Through various subsidiaries, it offers c... more ACE Group is a large multinational insurance providers. Through various subsidiaries, it offers coverage in 50 countries throughout Europe, Latin America, Asia and North America, including the United States and Canada. The company's main headquarters is in Zurich, Switzerland, where he founded in 1985. In less than 30 years, the size of the company has exploded, which employs more than 17,000 people and control more than $ 92 billion in assets.
In the US, ACE offers some type of insurance through different subsidiaries. Its main product is the property and casualty coverage, but also sells business insurance for risk management, accident and some health insurance. All ACE policies are sold through independent agencies, not directly through the website or through a dedicated agent, so first you learn of ACE may be a recommendation from your insurance broker.

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Research paper thumbnail of American International Group (AIG) Insurance Review

AIG was founded in 1919 in Shanghai, China, as American Asiatic Underwriters. The company grow in... more AIG was founded in 1919 in Shanghai, China, as American Asiatic Underwriters. The company grow incredibly fast, opening its first office in the U.S. in 1926 as American International Underwriters Corporation. Following many years of global expansion and subsidiary formation, the company officially became American International Group in 1967, and went public two years later.
In the early years of the 2000s, AIG is a large company, but not without some problems. Currently, the company is under investigation by the Securities and Exchange Commission, finally face fines and criminal charges for some executives.
More trouble followed in 2008, when the company faced financial crisis and eventual recipients large and controversial bailout package from the US government. In 2012, the government has sold shares of AIG and make a nice profit, and the following year AIG launched a media campaign to thank America for a bailout. That was not the end of the controversy, though - a lawsuit regarding the legality of how the bailout is handled finally settled in 2015.
During this process, AIG sold a number of holdings to repay the loan and regain financial stability.
Despite the controversy, AIG remains a major international company, and in 2013 was the largest commercial property and casualty insurance in the US
AIG's current product line includes personal and commercial coverage both. Their main focus is on property & casualty insurance, and other financial products. AIG did not write the traditional line of personal insurance-although they offer several options for home and auto through their Private Client Group, which serve very rich.
For the average person, AIG is more likely to be a choice for life insurance, annuities, or retirement products. They also offer several health insurance products. Although they previously owned 21st Century Insurance, which sells individual products are more like car insurance, the company that sold to farmers Insurance AIG during the financial crisis.
AIG products are sold either directly or through agents and brokers across the country. This site offers a quick online quote for life insurance products, but most of the other products require quoting process is more involved.

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Research paper thumbnail of Allstate Insurance Review

Allstate Insurance Overview One of the most recognizable names in the insurance company was born ... more Allstate Insurance Overview
One of the most recognizable names in the insurance company was born from another well-known; Allstate originally part of Sears, Roebuck & Co., and has existed since 1931. In fact, the company was named after the brand of Sears' own tire.
Dennis Haysbert day asked "Are you in good hands?" At the end of Allstate commercials, but "You're in Good Hands" promises to go all the way back to 1950.
With a market share of 9.93% of auto insurance, Allstate stands in third position behind only State Farm and Geico (listed in the ranking under their parent group, Berkshire Hathaway). GEICO very recently pushed Allstate dropped to third place, but they are still very close to the figures.
Allstate policies are mainly sold through captive agents - which means that most of Allstate agents only sell products from Allstate and the child. Which usually results in a higher premium because of their agents take a commission, which is why you will see companies like Allstate use better customer service than direct sales to convince customers a higher level of insurance that is worth paying.
Allstate has a long list of subsidiary companies, which even includes insurance online pioneer Esurance. Allstate purchased Esurance in 2011, giving them a strong foothold in the market and purchase directly.

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Research paper thumbnail of Belanja di Elevenia Gratis Voucher 1 Juta

elevenia.co.id selalu memberikan kemudahan dan pelayanan yang baik untuk para seller, Satu penaw... more elevenia.co.id selalu memberikan kemudahan dan pelayanan yang baik untuk para seller, Satu penawaran khusus dengan belanja di elevenia gratis voucher 1 juta setiap hari.

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Research paper thumbnail of 16 Amazing Small Kitchen Decorating Ideas

16 Amazing Small Kitchen Decorating Ideas Kitchenette usually work space more efficient than larg... more 16 Amazing Small Kitchen Decorating Ideas
Kitchenette usually work space more efficient than large ones. Space and good design are not exclusive to the large kitchen. All you need is some good decorating ideas small kitchen that keep your small space organized, functional and beautiful.

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Research paper thumbnail of 30 Bathroom Decorating Ideas

If you are tired of walking into the bathroom and dreams change your dates, we had a bathroom dec... more If you are tired of walking into the bathroom and dreams change your dates, we had a bathroom decorating ideas for your cheap and simple to do.
http://www.interiors-ideas.com/30-bathroom-decorating-ideas/

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Research paper thumbnail of Aplikasi Website Sebagai Sarana Informasi Dan Promosi Koperasi Kredit Mulia Promasan Kulon Progo, Yogyakarta

Tugas Akhir Jurusan Manajemen Informatika Stmik Amikom Yogyakarta, Jul 17, 2010

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Research paper thumbnail of Film AI Love You 2022

admin AI Love You is a Thai film featuring the popular acting duo of Mario Maurer and Baifern Pim... more admin AI Love You is a Thai film featuring the popular acting duo of Mario Maurer and Baifern Pimchanok. The film centers around an artificial intelligence program called Dob, which is placed in a high-tech office building and has the ability to communicate with its users. The story begins when Lana, played by Baifern Pimchanok, goes on a blind date with Bobby, played by Mario Maurer. However, Bobby's rude behavior causes the date to go awry, and Lana leaves the restaurant feeling upset. She con des in Dob about her failed date, expressing her Film AI Love You 2022 Rate this Convert web pages and HTML files to PDF in your applications with the Pdfcrowd HTML to PDF API Printed with Pdfcrowd.com  CATEGORIES: DRAMA wishes and criteria for a good partner. As Lana talks to Dob, he begins to feel a sense of love for her. Despite the fact that Dob is just an arti cial intelligence, Lana doesn't take his feelings seriously. However, things change when Dob manages to take control of Bobby's body, using it to learn how to be fully human in order to win Lana's heart. The lm follows the journey of Dob and Lana as they navigate their unusual relationship and the complications that arise as a result. Ultimately, the story ends with a resolution for both Dob and Lana, as well as for Bobby.

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Research paper thumbnail of Movie A Thursday Official

It was a Thursday in Mumbai, and the day was already unusual due to the visit of Prime Minister M... more It was a Thursday in Mumbai, and the day was already unusual due to the visit of Prime Minister Maya Rajguru and heavy rains. Naina Jaiswal, who runs a playgroup nursery in Colaba, called the police to report that she had taken sixteen of her students hostage and had some demands. ACP Catherine Alvarez, who was pregnant, and her assistant Lokhande arrived on the scene, initially thinking it might be a prank. However, Naina red a bullet into the air to con rm that it was not a joke. Alvarez and Lokhande quickly cleared the area of civilians and called for backup. Alvarez tried to speak with Naina to understand her motive, but Naina insisted on speaking only with junior o cer Javed Khan, with whom Alvarez had a history of ego clashes. When Javed arrived, Naina presented her demands, stating that she would release the children once they were met. One of her demands, however, involved being connected to Maya Rajguru, which seemed impossible to ful ll. The situation was tense, as the safety of the students was the top priority. The police and negotiators worked to nd a solution that would allow for the release of the students while also addressing Naina's demands. It was a delicate balance, and it required careful negotiation and a deep understanding of the situation.

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Research paper thumbnail of Watch Cats Full Movie online UK Streaming

The film follows the adventures of a group of cats called the Jellicles. Every year, the Jellicle... more The film follows the adventures of a group of cats called the Jellicles. Every year, the Jellicles must choose one member of their group to ascend to the Heaviside Layer and be reborn into a new Jellicle life. The story follows the Jellicles as they make this important decision.

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Research paper thumbnail of PowerPoint and Impress

The Slides, 2020

You can embed a photo into a slide’s background in PowerPoint by clicking Format Background on th... more You can embed a photo into a slide’s background in PowerPoint by clicking Format Background on the Design tab. Select ‘Picture or texture fill’ then choose to insert a picture from a file, the clipboard or online. Once done, you can adjust its transparency, type (tiled or stretched) and position on-screen. Like what you see? Click ‘Apply to All’ to apply the background to all your slides.

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Research paper thumbnail of MENGAPA KONTEN SAYA DITOLAK UNTUK PRESS CREDENTIALS

Jika gambar Anda ditolak dengan "Gambar diambil di acara yang memerlukan Press Credentials. Silak... more Jika gambar Anda ditolak dengan "Gambar diambil di acara yang memerlukan Press Credentials. Silakan kirim Press Credentials ke credentials@shutterstock.com sebelum mengirimkan jenis konten ini" kemungkinan karena tampaknya telah diambil di acara yang membutuhkan bukti kredensial. Sebelum mengirimkan gambar atau klip acara olahraga, konser, acara karpet merah, pertunjukan landasan pacu, pertunjukan teater, Anda harus mengirim surel pers Anda atau korespondensi email resmi ke credentials@shutterstock.com.

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Research paper thumbnail of MARKUS GRAPHIC

Markus graphic is a creative freelance graphic designer. Markus graphics delivers a portfolio of ... more Markus graphic is a creative freelance graphic designer. Markus graphics delivers a portfolio of work, graphic design tutorials, and mockups

https://markusgraphic.com

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Research paper thumbnail of SHOP FACADE LOGO MOCKUP

Shop Facade Logo Mockup is a brand your business with this high-quality PSD, ready for editing an... more Shop Facade Logo Mockup is a brand your business with this high-quality PSD, ready for editing and to be used in a jiffy. As the name suggests this mockup might add luster to your shop, online and real life logos with its unique presentation. All you have to do is download the free PSD right from here. https://markusgraphic.com

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Research paper thumbnail of Penyesuaian Diri Makhluk Hidup terhadap Lingkungannya

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Research paper thumbnail of AXA Life Insurance Review

AXA was founded in 1817 in Paris, France and has since become a major multinational institution. ... more AXA was founded in 1817 in Paris, France and has since become a major multinational institution. Its functions include management and investment banking and financial services and insurance. Policies are sold throughout Western Europe and Asia Pacific, with some policies that are sold in North America as well.
AXA operates several subsidiaries in the US Among these is the Mutual of New York (Mony), US Financial Life and Alliance Bernstein, as well as the largest, AXA Equitable Financial Services, LLC. Policies brokered through Linsco Private Ledger, the largest independent broker in the country. AXA has been operating in the United States since 1859 and serves about 2.7 million people in this country.
The company employs more than 100,000 people worldwide, utilizing local brokerage firms in each region. Its specialty is a life and health insurance, sold through many branches around the world. It also offers business insurance for certain American companies through one of its subsidiaries.

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Research paper thumbnail of GEICO Insurance Review

GEICO, which stands for Government Employees Insurance Company, founded in 1936 to sell insurance... more GEICO, which stands for Government Employees Insurance Company, founded in 1936 to sell insurance products to federal employees and certain members of the military. The company went through many transitions over the next few decades, with the largest coming in 1996 when they were bought by Warren Buffett and his company, Berkshire Hathaway.
GEICO is the company's direct-to-consumer insurance that focuses mainly on car insurance, but it has a broad portfolio of coverage options such as home, renters and motorcycles.
Direct-to-consumer means that the main sales channel GEICO does not involve an intermediary, also known as agents.
Customers can get a quote, buy a policy and make changes to existing coverage by phone or directly online. There is an agent licensed to sell products GEICO, but most of the sales policy carried out directly between GEICO and their customers.
Company direct-to-consumer insurance (such as GEICO, Esurance and Progressive) has a competitive advantage over peers traditional agent-driven over them in that they can reduce costs because they do not pay a large commission for each sale and renewal. The downside is a client with a very broad insurance needs may unknowingly find themselves with gaps in coverage, unless they have a good understanding of everything that they need.
One thing is certain. When it comes to auto insurance, GEICO is the real deal.
In 2013, GEICO last elbowing Allstate to become the second largest auto insurance company in the United States. However, they are still quite a bit behind the leader, State Farm.
Coverage options are available in all 50 states, as well as Washington DC

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Research paper thumbnail of Prudential Insurance Review

Prudential Financial is a Fortune 500 company that offers a wide range of financial products, inc... more Prudential Financial is a Fortune 500 company that offers a wide range of financial products, including investment, asset management, securities and real estate services. Principal subsidiary, The Prudential Insurance Company of America, providing life insurance and annuities to individuals.
Headquartered in Newark, New Jersey, Prudential offers products in all 50 states. It also has branches in Asia, Latin America and Europe, offering a wide range of financial products to markets worldwide through various subsidiaries.
The company was founded in 1875 under the name of The Widow and Orphan Friendly Society. At the beginning of the 20th century, the company - now operating under the name Prudential Friendly Society - began to grow as fast as life policies sold door to door for poor families in urban industrial areas. Given the dangers of industrial work at the time, affordable life insurance is a product that is attractive, and this allows the company to grow.
Though started as a joint company, Prudential now public at the New York Stock Exchange in 2001. Prudential currently employs approximately 47,000 people and has annual net income of nearly 41 billion. Logo, a blue silhouette of the Rock of Gibraltar, is one of the most famous symbol of the company and has been used since the 1890s.

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Research paper thumbnail of Allianz Insurance Review

Allianz Life Insurance is the US branch of a multinational Allianz SE is headquartered in Munich,... more Allianz Life Insurance is the US branch of a multinational Allianz SE is headquartered in Munich, Germany. In 2013, Forbes ranked as the largest insurance companies in the world when measured by the 2012 income. American Council of Life Insurers US children ranked as the 20th largest life insurance company in the country based on total assets of US.
Founded in Berlin in 1890, the company's first product that marine and accident policies sold only in Germany, but within three years, the company has expanded to the London branch office, and in 1900 became the first insurance company license to distribute the company's policy. By 1904, the company has expanded into the US and other markets. It took extraordinary losses from the 1906 San Francisco earthquake, but recovered to expand outside Europe and the United States to the Middle East and Asia.
After the end of World War II, the company moved the headquarters to Munich following the division of Germany into East and West. After the war, global business activities gradually resumed and businesses in the United States reshaped life insurance in 1979 by acquiring a company based in Minneapolis that began as North American Casualty in 1896.

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Research paper thumbnail of AAA Insurance Review

Established in 1901, the American Automobile Association, known to most people today as AAA, or T... more Established in 1901, the American Automobile Association, known to most people today as AAA, or Triple-A, is one of the first member-based club to address the needs of the growing population of car owners in the United States. Their initial focus is on building better roads, but they quickly expanded to a variety of natural rider safety and publishing maps and guidebooks. With each element is provided, the aim is to enhance the driving experience for all members.
In 1912, the California branch of AAA, the Automobile Club of Southern California, started offering car insurance for members. In 1969 AAA open life insurance companies, and over time expanded to offer home insurance, travel insurance, and other types of insurance as well. Insurance sold only to members of AAA, which requires an annual fee to maintain membership.
Known as CSAA since 1907, automobile insurance branch of AAA family expanded over the last few decades to offer insurance in some states outside California. Today, insurance through this company, and its subsidiaries, available in 26 countries.

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Research paper thumbnail of ACE Group Insurance Review

ACE Group is a large multinational insurance providers. Through various subsidiaries, it offers c... more ACE Group is a large multinational insurance providers. Through various subsidiaries, it offers coverage in 50 countries throughout Europe, Latin America, Asia and North America, including the United States and Canada. The company's main headquarters is in Zurich, Switzerland, where he founded in 1985. In less than 30 years, the size of the company has exploded, which employs more than 17,000 people and control more than $ 92 billion in assets.
In the US, ACE offers some type of insurance through different subsidiaries. Its main product is the property and casualty coverage, but also sells business insurance for risk management, accident and some health insurance. All ACE policies are sold through independent agencies, not directly through the website or through a dedicated agent, so first you learn of ACE may be a recommendation from your insurance broker.

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Research paper thumbnail of American International Group (AIG) Insurance Review

AIG was founded in 1919 in Shanghai, China, as American Asiatic Underwriters. The company grow in... more AIG was founded in 1919 in Shanghai, China, as American Asiatic Underwriters. The company grow incredibly fast, opening its first office in the U.S. in 1926 as American International Underwriters Corporation. Following many years of global expansion and subsidiary formation, the company officially became American International Group in 1967, and went public two years later.
In the early years of the 2000s, AIG is a large company, but not without some problems. Currently, the company is under investigation by the Securities and Exchange Commission, finally face fines and criminal charges for some executives.
More trouble followed in 2008, when the company faced financial crisis and eventual recipients large and controversial bailout package from the US government. In 2012, the government has sold shares of AIG and make a nice profit, and the following year AIG launched a media campaign to thank America for a bailout. That was not the end of the controversy, though - a lawsuit regarding the legality of how the bailout is handled finally settled in 2015.
During this process, AIG sold a number of holdings to repay the loan and regain financial stability.
Despite the controversy, AIG remains a major international company, and in 2013 was the largest commercial property and casualty insurance in the US
AIG's current product line includes personal and commercial coverage both. Their main focus is on property & casualty insurance, and other financial products. AIG did not write the traditional line of personal insurance-although they offer several options for home and auto through their Private Client Group, which serve very rich.
For the average person, AIG is more likely to be a choice for life insurance, annuities, or retirement products. They also offer several health insurance products. Although they previously owned 21st Century Insurance, which sells individual products are more like car insurance, the company that sold to farmers Insurance AIG during the financial crisis.
AIG products are sold either directly or through agents and brokers across the country. This site offers a quick online quote for life insurance products, but most of the other products require quoting process is more involved.

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Research paper thumbnail of Allstate Insurance Review

Allstate Insurance Overview One of the most recognizable names in the insurance company was born ... more Allstate Insurance Overview
One of the most recognizable names in the insurance company was born from another well-known; Allstate originally part of Sears, Roebuck & Co., and has existed since 1931. In fact, the company was named after the brand of Sears' own tire.
Dennis Haysbert day asked "Are you in good hands?" At the end of Allstate commercials, but "You're in Good Hands" promises to go all the way back to 1950.
With a market share of 9.93% of auto insurance, Allstate stands in third position behind only State Farm and Geico (listed in the ranking under their parent group, Berkshire Hathaway). GEICO very recently pushed Allstate dropped to third place, but they are still very close to the figures.
Allstate policies are mainly sold through captive agents - which means that most of Allstate agents only sell products from Allstate and the child. Which usually results in a higher premium because of their agents take a commission, which is why you will see companies like Allstate use better customer service than direct sales to convince customers a higher level of insurance that is worth paying.
Allstate has a long list of subsidiary companies, which even includes insurance online pioneer Esurance. Allstate purchased Esurance in 2011, giving them a strong foothold in the market and purchase directly.

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