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Ghayal hoon isiliye ghatak hoon! Why a global tech crash could be the right medicine for wounded Nifty bulls
Global capital flows are shifting away from semiconductor-heavy markets like South Korea and Taiwan. This tech-led meltdown presents an opportunity for India. Foreign investors may return to Indian markets, which are seen as a diversified domestic-economy-led alternative. This shift could lead to an explosive rally for Indian stocks.
09 Jun, 2026, 08:48 AM IST
Kiwi targets Rs 5,000 crore premium book with AI-led insurance model
A new general insurance company, Kiwi General Insurance, is set to launch in India. Backed by WestBridge Capital and Neelesh Garg, it plans to use AI to transform the industry. The company will focus on reducing transaction times and costs. It aims to achieve this by redesigning processes from scratch. Kiwi General Insurance will initially focus on motor insurance.
08 Jun, 2026, 12:32 PM IST
RBI MPC: India's Goldilocks moment dims, but the lights are not out
India's economic "Goldilocks moment" is shifting as the RBI raises its inflation forecast and lowers growth projections due to external shocks like the West Asia conflict and elevated oil prices. Despite these headwinds, the central bank believes strong domestic fundamentals, including resilient consumption and investment, will help cushion the blow.
05 Jun, 2026, 07:53 PM IST
US banks rely on a 65-year-old programming language; companies are paying a premium for developers who know it
A 1959 programming language, COBOL, is powering global finance and government systems. As experienced programmers retire, companies face a talent crisis. This has created a lucrative opportunity for new developers learning this older skill. Banks and agencies are paying top salaries to maintain these vital systems. AI is also being explored to help manage COBOL code.
02 Jun, 2026, 03:42 PM IST
From lottery draws to fiscal spending, China broadens digital yuan footprint
In a series of measures, many revealed here for the first time, the People's Bank of China (PBOC) is giving banks policy incentives and behind-the-scenes directives to expand the use of digital yuan, also known as e-CNY, in areas ranging from lottery draws to green electricity charges and fiscal spending.
30 May, 2026, 10:51 AM IST
Cautious on valuations, bullish on insurance and IT: How Nilesh Shetty is positioning for the next 12 months
A cautious Nilesh Shetty of Quantum Advisors warns of a possible earnings disappointment in the next three to six months, citing El Niño risks, IT job losses, and unabsorbed cost pressures. Despite the caution, he sees deep value in private banks, insurance, and large-cap IT. He is trimming metals, autos, and power stocks, which he considers overvalued.
26 May, 2026, 09:00 AM IST
India's economy resilient amid external shocks, says Sitharaman
India's economy shows resilience and strong domestic demand. Finance Minister Nirmala Sitharaman highlighted that external factors are causing challenges. The government is taking calibrated policy actions to support businesses and maintain growth momentum. High-frequency indicators like GST collections and sales of vehicles and tractors show positive trends. The finance minister assured that suggestions for further measures will be considered.
26 May, 2026, 05:30 AM IST
NPS growth, performance, market-linked annuities; Sriram Iyer, CEO of HDFC Pension, talks about India’s changing retirement landscape
India's retirement planning is evolving with rising private sector NPS participation and evolving annuity products. While government contributions still dominate, private sector growth is steady. In an interview with Sriram Iyer, MD & CEO of HDFC Pension, he spoke about the growing role of NPS in retirement planning, NPS performance and more.
25 May, 2026, 12:00 PM IST
AI edge will depend on building hard-to-copy systems, says McKinsey
Companies can no longer gain a competitive edge with standard AI models, as nearly 90% of organisations now use large language models said report by McKinsey & Company. True advantage lies in building unique, integrated AI systems and workflows that are difficult for rivals to replicate, turning cognitive work into scalable infrastructure.
25 May, 2026, 11:38 AM IST
LIC shares gain 6% in two sessions. Should you buy ahead of the 1:1 bonus issue?
LIC shares climbed 4% on Monday, extending gains for a second straight session and taking the two-day rally to 6%. The stock gained momentum after the insurer announced a 1:1 bonus issue alongside its Q4 results last week. LIC has fixed May 29 as the record date to determine shareholder eligibility for the bonus share allotment.
25 May, 2026, 11:04 AM IST
LIC announces 1:1 bonus issue, sets May 29 as record date
LIC announced a 1:1 bonus issue, setting May 29 as the record date for eligibility. This follows Q4 earnings showing a 23% YoY rise in consolidated net profit, reaching Rs 23,467 crore. A final dividend of Rs 10 per share for FY 2025-26 was also recommended.
21 May, 2026, 06:36 PM IST
LIC to announce Q4 results today: Here's what to expect from the insurance behemoth
Life Insurance Corp (LIC) is poised to reveal its March quarter earnings today. Investors are keenly awaiting insights into new business growth, profit margins, and market share trends amidst escalating competition. Brokerages anticipate robust premium growth, driven by a favorable product mix and a strategic shift towards non-participating policies, signaling a positive outlook for the insurance giant.
21 May, 2026, 08:59 AM IST
Born out of microfinance, Bandhan Bank now bets big on AI and digital banking
As Bandhan Bank accelerates its transition from a microfinance-led institution into a universal bank, Executive Director & COO Ratan Kumar Kesh explains how technology, AI, and data are reshaping lending, customer acquisition, and financial empowerment.
20 May, 2026, 01:17 PM IST
Insurers resist as customer comfort weighs on exec pay
Indian insurers are opposing new rules for executive pay. The regulator wants to link compensation to customer service, not just profits. Insurers argue a one-size-fits-all approach won't work for all companies. They seek flexibility in setting performance goals. This comes amid increased scrutiny of claims and customer service.
20 May, 2026, 12:59 AM IST
ICICI Pru Life shares crash nearly 9% after Prudential plans stake cut below 10%
ICICI Prudential Life Insurance shares fell sharply on Monday after reports that promoter Prudential plc may reduce its stake below 10% following the acquisition of Bharti Life Insurance. The move raised concerns over ownership structure and strategic alignment, though ICICI Bank clarified it will retain majority control in the insurer.
18 May, 2026, 02:18 PM IST
ICICI Bank to retain majority stake in ICICI Pru Life as Prudential buys 75% in Bharti Life
ICICI Bank will maintain its majority stake in ICICI Prudential Life Insurance following its partner Prudential's acquisition of a controlling stake in Bharti Life. This move necessitates Prudential reducing its holding in ICICI Prudential Life to below 10%. Despite market jitters, ICICI Bank reaffirms its long-term commitment to the life insurer.
18 May, 2026, 12:29 PM IST
Prudential to acquire 75% stake in Bharti’s insurance business for Rs 3,500 crore
Prudential plc is set to acquire a 75% stake in Bharti Life Insurance Company Limited from Bharti Life Ventures Pvt Ltd. This strategic partnership aims to expand access to life and health protection solutions across India, leveraging the combined strengths of both organizations. The deal signifies a significant development in India's rapidly transforming life insurance sector.
17 May, 2026, 07:00 PM IST
From cost centre to strategic lever: The new workplace contract taking shape in India
Companies are adopting flexible plans, preventive care, and digital delivery. This creates a new partnership between employers and employees, focusing on shared responsibility and smarter benefit design for a resilient workforce.
16 May, 2026, 09:54 AM IST
Warren Buffett's framework for finding businesses to invest : The ‘Shiftless Nephew test’
Warren Buffett once revealed a brutally simple test for separating great businesses from merely good ones: Could you put a lazy, not-too-smart nephew in charge, and still make money for decades? The answer divides the investment universe into two categories. One will make you rich. The other will make you tired.
15 May, 2026, 06:56 AM IST
US stock market today: Why is Dow Jones crashing while the S&P 500 and Nasdaq rise? Dow falls 260 points as inflation heats up and Trump heads to China
US stock market today: Dow Jones, S&P 500, and Nasdaq moving in opposite directions. Dow falls 260 points today as inflation heats up and President Donald Trump arrived in China for a major summit with Xi Jinping. S&P 500 and Nasdaq pushed higher, led by another powerful rally in chip stocks. A hotter-than-expected wholesale inflation print, and a Federal Reserve boxed into a corner have created one of the most unusual trading sessions of 2026.
13 May, 2026, 09:17 PM IST
Amazon primes a Blinkit showdown; New insurance models prop up
Happy Tuesday! Amazon's late but strong push into quick commerce is unsettling market leader Blinkit. This and more in today's ETtech Morning Dispatch.
12 May, 2026, 07:24 AM IST
Insurance companies see a growth path in ecommerce, fintech embedded models
Embedded insurance is expanding in ecommerce and fintech, with payment and online retail platforms bundling protection for merchants. Startups like Riskcovry and Assurekit leverage data analytics to offer customised products, addressing risks like return-to-origin and fraudulent orders, and improving premium pricing.
12 May, 2026, 06:00 AM IST
SBI chief flags risks in rapid growth in digital finance, stresses trust-based innovation
State Bank of India Chairman C S Setty highlighted emerging risks in digital finance and platform lending. He stressed that financial systems must prioritize trust and strengthen governance. India needs significant capital mobilization for its development goals. Banks alone cannot meet these needs, requiring deeper bond markets and broader investor participation. Innovation must balance speed with safety and inclusion.
11 May, 2026, 09:34 PM IST
The man who predicted the last crash says something much worse is coming — are you prepared?
America’s $38.9 trillion national debt is now reshaping how millions think about money, retirement and survival. Robert Kiyosaki says the U.S. economy may be moving toward a “Greater Depression” as inflation pressure, rising credit card debt and weakening purchasing power squeeze middle-class families. His warning comes as gold prices remain historically strong, Bitcoin stays volatile yet attractive, and real estate affordability keeps falling across major cities. Many investors now search for safe-haven assets, wealth protection strategies and recession-proof investments in 2026. Kiyosaki believes traditional savings alone may no longer protect financial freedom.
11 May, 2026, 05:45 PM IST
Bundled vs standalone travel insurance: Which works best for your trip? Comparing costs, coverage, and claims
Since both serve specific purposes and needs, pick the one that suits your travel itinerary and circumstances
11 May, 2026, 12:45 PM IST
Curb your overenthusiasm: Why India must avoid early overregulation while drafting rules for new tech
India faces a critical choice in regulating new industries like AI and genomics. Overly cautious, ex-ante regulations, similar to the historical Red Flag Act, can stifle innovation and lead to economic losses. The country must adopt flexible approaches like regulatory sandboxes and impact assessments. This will determine if India builds these future industries or exports them elsewhere.
10 May, 2026, 11:01 PM IST
Journalist or messenger? Why does every White House Iran leak go through the same reporter? The Barak Ravid question
Barak Ravid and the Iran Leak Pipeline: The name Barak Ravid keeps appearing whenever sensitive Iran stories break in Washington. A new leak about Iranian responses to U.S. proposals. A private White House discussion. Israeli intelligence assessments. Anonymous officials shaping the narrative before formal policy announcements. Again and again, the same reporter lands at the center of the information cycle. That repetition has triggered a broader debate far bigger than one journalist. Is this simply elite national security reporting?
06 May, 2026, 10:43 PM IST
WTI crude oil price sharp fall today reason: Why are oil prices suddenly crashing now as Brent crude tumbles over 7% and traders fear a bigger global oil market shock?
WTI crude oil price crash today is shaking global commodity markets. Oil prices suddenly collapsed as traders rushed to remove geopolitical risk premiums from crude futures. WTI crude fell below key resistance levels. Brent crude oil also crashed more than 7% in one session. Investors are now searching for answers. The biggest trigger came from easing Middle East tensions and expectations of higher global oil supply. Markets also reacted to a massive short-selling position placed before reports of a possible US-Iran deal surfaced. At the same time, weak global demand fears and slowing economic growth added pressure on crude oil prices. Gold and silver surged sharply as investors moved money into safer assets during extreme market volatility.
06 May, 2026, 09:28 PM IST
Beyond the prompt: The rise of the agentic organisation
AI is evolving beyond assistants to become autonomous agents. This shift requires enterprises to redesign their operations. New goal-driven systems will replace linear workflows. Orchestration of AI agents will become a key differentiator. Human roles will transform into managing AI. Domain expertise will be crucial. Governance by design is essential for scaling AI.
05 May, 2026, 12:38 AM IST