Personal Finance News (original) (raw)

FHA loan limits in 2024: How much can you borrow?

The FHA loan limits for 2024 depend on your location and how many units a home has. Find out how much you can borrow with an FHA mortgage loan.

Actual cash value vs. replacement cost: Understanding the difference in home insurance

Actual cash value and replacement cost are two different ways home insurance companies calculate your payout on a claim. Learn about the differences and which option provides better coverage.

What does home insurance not cover?

Homeowners insurance protects you in many cases of property damage, weather events, vandalism, and more. But it doesn’t cover everything.

Best credit cards to build credit for September 2024

The best credit cards to build credit include secured and unsecured cards, such as the Chase Freedom Rise, Discover it Secured Credit Card, and Petal 2 Visa Credit Card.

How long it takes to close on a house — and how to speed up the process

Closing on a home usually takes roughly 40 days, but it depends on various factors. Based on your situation, find out how long it can take to close on a house.

Best cash-back credit cards for September 2024

We've reviewed the best cash-back cards available today that we believe can offer maximum savings on the purchases you make most often.

6 options for handling your mortgage when getting a divorce

What do you do if you have a mortgage and are getting divorced? You have several options, such as selling or refinancing. Learn which is best for your situation.

Why community is a key resource for Black business owners

An entrepreneur’s community is one of the most significant resources someone getting started could have, Joy Butts, a senior business consultant for JPMorgan Chase, told Ross Mac on Financial Freestyle.

Best Chase credit cards for September 2024

Chase offers some of the most competitive credit card rewards and benefits today. These are our top picks for the best Chase credit cards.

Mortgage and refinance rates today, September 23, 2024: Are ARMs a good deal right now?

These are today's mortgage and refinance rates. Adjustable mortgage rates have been relatively high, so you may prefer a fixed rate. Lock in your rate today.