Henny Medyawati | Gunadarma University (original) (raw)
Papers by Henny Medyawati
Implementation of E-Banking in Indonesia itself is a challenge for the bank, although the system ... more Implementation of E-Banking in Indonesia itself is a challenge for the bank, although the system has grown rapidly, there is not enough evidence of acceptance among consumers. This study aims to analyze the quality of internet banking services between the two types of banks, the state-owned banks and private banks from the customers. The variables used in this study are four variables namely WebQual Usability, Information Quality, Service Quality, and Social Interaction & Lifestyle Encouragement with research instrument consisting of 25 items of questions. The results of discriminant analysis showed a difference in internet banking service quality assessment between BNI and BCA in terms of Usability, Information Quality, Service Quality, and Social Interaction & Lifestyle Encouragement. In this study, of the four variables the differentiating factor is usability.
Journal of Economics and Business
Along with the Tik Tok Popularity, there has been TikTok Shop Application that enables the users ... more Along with the Tik Tok Popularity, there has been TikTok Shop Application that enables the users to buy product directly from Tik Tok platform. The aims of this research are to analyze the influence of influencer marketing, online customer review and online customer rating to the buying interest, and to analyze simultaneously to the influencer marketing, online customer review, and online customer rating to the purchasing interest. The method applied of this research is Multiple linear regression analysis. The data of this research are primary data, while the test stages carried out are: validity, reliability, normality, heteroscedasticity, multicollinearity, coefficient of determination, f test, and t test. The research data collection used a questionnaire instrument, and the valid data collected were 150 respondents. The sampling method in this study is non-probability sampling with purposive sampling technique. The results showed that the variables of influencer marketing, online customer review, and online customer rating had an effect on purchasing interest. Simultaneously, the variables of influencer marketing, online customer review, and online customer rating have an effect on purchasing interest in the TikTok Shop application.
Jurnal Ilmiah Ekonomi Bisnis, Mar 4, 2011
The objective of this study is to accomplish an empirical assessment on the effects of fundamenta... more The objective of this study is to accomplish an empirical assessment on the effects of fundamental and technical factors on stock return. Judgment sampling method was used in selecting samples. Factors relating to earnings and risk (i.e., systematic risks) along with ROA, DER, and BVS were analyzed using multiple linear regression analysis with ordinary least square. Results of the analysis showed that fundamental factors (i.e., ROA, DER, BVS) and technical factors (i.e., stock risks) were found to simultaneously have no significant effect on stock return. Factors that partially have significant effect on stock return were DER and stock risks.
Journal of Economics, Finance and Accounting Studies
This research aimed to analyze the effect of the variables Return On Assets (ROA), Return On Equi... more This research aimed to analyze the effect of the variables Return On Assets (ROA), Return On Equity (ROE), Prices Earning Ratio (PER), and Earning Per Share (EPS) on stock prices of banking sub-sector companies listed in the Indonesia Stock Exchange (IDX). Secondary data were collected from the IDX websites (www.idx.com) and (www.yahoofinance.com), and panel data regression analysis was used. The Chow, Hausmann, and Lagrange Multiplier (LM) tests were conducted to determine the most suitable model. Furthermore, classical assumption tests such as normality, multicollinearity, heteroscedasticity, autocorrelation, coefficient of determination, F test, and t-test were also performed on the data. The purposive sampling method was used to obtain 21 Indonesian banking companies. The results showed that the ROE variable has a negative effect on stock prices, while ROA and EPS have a positive effect on stock prices.
Global Journal of Economic and Business
Objectives: The aim of study was to analyze the impact of perceived usefulness, perceived ease of... more Objectives: The aim of study was to analyze the impact of perceived usefulness, perceived ease of use, and service quality on individuals' inclination to utilize the DANA financial technology application. Furthermore, the variable exerting the most dominant influence on the intention to use the DANA financial technology application was investigated. Methods: The data used were exclusively drawn from administration of a questionnaire on 100 respondents. Non-probability and purposive sampling techniques were also employed. Data analysis included validity testing, reliability assessment, classic assumption verification, F-tests, t-tests, and the calculation of the coefficient of determination and multiple linear regression. Results: The results showed that all the independent variables analyzed, namely perceived usefulness, perceived ease of use and service quality, have a significant effect on interest in using financial technology applications. Conclusion: From these results, we ...
Journal of Economics and Business, Dec 30, 2022
Produk Domestik Bruto (PDB) merupakan salah satu data ekonomi yang dapat digunakan untuk mengeval... more Produk Domestik Bruto (PDB) merupakan salah satu data ekonomi yang dapat digunakan untuk mengevaluasi kinerja pembangunan ekonomi suatu negara/wilayah. Namun, perangkat data ini juga dapat digunakan untuk kepentingan dan tujuan lain, bahkan digunakan sebagai dasar pengembangan model-model ekonomi dalam rangka menyusun formulasi kebijakan, tingkat peredaran uang, penetapan pajak, kajian ekspor dan impor dsb. Sampai saat ini, penghitungan PDB Indonesia dilakukan melalui dua pendekatan, yaitu dari sisi lapangan usaha (industry) dan sisi pengeluaran (expenditure), baik untuk periode tahunan maupun triwulanan. Pendekatan pertama menjelaskan agregat PDB yang terkait dengan penciptaan nilai tambah, yang dihasilkan oleh berbagai lapangan usaha atau industri. Sebagian besar nilai tambah ini merupakan sumber pendapatan bagi masyarakat, baik dalam bentuk upah dan gaji, pendapatan kapital, serta pendapatan atas pemilikan faktor produksi lain. Pendekatan kedua menjelaskan pengeluaran pendapatan baik untuk aktivitas konsumsi "akhir" dan investasi "riil". Publikasi "Produk Domestik Bruto Indonesia Menurut Pengeluaran" ini menyajikan data dan informasi tentang pendekatan PDB dari sisi pengeluaran untuk periode tahun 2010-2014, yang didasarkan atas dasar harga (adh) Berlaku maupun adh Konstan 2010. Kami mengucapkan banyak terima kasih pada berbagai pihak yang telah mendukung penerbitan publikasi ini, semoga publikasi PDB ini banyak memberikan manfaat bagi para pengguna. Saran dan kritik sangat diharapkan agar publikasi PDB ini disajikan dengan lebih baik di masa yang akan datang.
Journal of Indonesian Economy and Business, Jun 16, 2015
Fiscal policy is an adjustment in the income and expenditure of government as stipulated in the s... more Fiscal policy is an adjustment in the income and expenditure of government as stipulated in the state budget in order to achieve better economic stability and pace of development. The main objective of this study was to measure and analyze Fiscal and Monetary Policy of the Gross Domestic Product (GDP). Fiscal Policy Multiplier (FPM) and Monetary Policy Multiplier (MPM) are used to answer the debate where more effective between fiscal policy and monetary policy. Short-term models derived through error correction model (ECM), which also forms the derivative equation. A system of simultaneous equations two stage least squares (TSLS), is used to describe the sensitivity analysis (response) of shocks to the policy change of important macroeconomic indicators. The results showed that during the study period, Indonesia's monetary policy more effective than fiscal policy.
The aim of the study to determine the effect of entrepreneurial Orientation and market orientatio... more The aim of the study to determine the effect of entrepreneurial Orientation and market orientation of small micro and medium enterprises (MSMEs) manufacturers exporters in the area of Jakarta, Bogor, Depok, Tangerang and Bekasi (Jabodetabek). The three variables analyzed in this study are: entrepreneurial orientation, market orientation, and unit performance MSMEs. The result of linear regression and correlation show that the relationship between entrepreneurial orientation variables and market orientation on MSMEs performance is positive and significant. The results of path analysis, show that the strength of the effect of partial orientation MSMEs entrepreneurs against the unit's performance was positive by 19%. The partial effect of market orientation on performance is positive for MSMEs. The strength of the influence of these two variables, entrepreneurial orientation and market orientation jointly (simultaneously) on the performance of SMEs is 51.9%, equal to the value of the coefficient of determination. The magnitude level of influence of entrepreneurial orientation directly to the performance of MSMEs is 19%, if coupled with the relationship with market orientation will increased to 29.4%. The magnitude effect of market orientation directly to the performance of MSMEs is 11.7% and the influence through entrepreneurial orientation is 22.3%.
The object of this research is customers on the five major banks in the city of Bekasi namely Ban... more The object of this research is customers on the five major banks in the city of Bekasi namely Bank Mandiri, BCA, BRI, Bank Danamon, and BNI. This study aimed to analyze the implementation of ebanking with the approach of Technology Acceptance Model (TAM). The research method is a survey method with a descriptive analysis and statistical analysis. The data is processed and analyzed by multiple linear regression statistical models using statistical software. The results of this study indicate that the person's ability to use computers, and interface design does not significantly influence perceived ease of use. Experience of computer use, relevance, security and privacy significantly influence the perceived ease of use. Relevance does not significantly influence the perception of its usefulness. Security and privacy, interface design, and perceived ease of use significantly influence the perception of its usefulness. Perceived ease of use significantly influences the attitude of its use. Perception of usefulness does not significantly influence the attitude of its use. Attitude for its use significantly influence the real usage and acceptance of e-banking.
International journal trade, economics and finance, Apr 1, 2015
Economic policy focuses on the management of macroeconomic stability, fiscal policy will interact... more Economic policy focuses on the management of macroeconomic stability, fiscal policy will interact with monetary policy to control macroeconomic balance. The purpose of this study is to analyze the fiscal and monetary policy to gross domestic product. The sensitivity analysis was performed to explain the change of policy shocks on macroeconomic indicators. The analysis method in this research is using error correction model of Engle Granger (ECM-EG), which estimates the short-term and Two Stages Least Square for the long term estimates.
The Journal of Internet Banking and Commerce, 2014
The purpose of this research is to analyze the customer's characteristics of private commerci... more The purpose of this research is to analyze the customer's characteristics of private commercial banks and national governments in using e-banking, and to analyze the existence of differences in the use of e-banking through six variables, namely accessibility, interaction, adequacy of information, usefulness of content, lifestyle and personality. The results of this research show that there is a clear difference between the customers of local government bank, government bank and national private bank in measuring the quality of service of the bank's website in Bekasi City. Three factors discriminant analysis and two factor discriminant analysis is used to analyze the respondents of local government bank (DKI Bank), government bank (Mandiri Bank), private bank (BCA Bank) and respondents of BJB Bank and Mandiri Bank. The result of three factors discriminant analysis shows that there is a difference between the customers of local government bank, government bank and private bank...
Jurnal Ekonomi dan Studi Pembangunan
Several studies show that there is a relationship between monetary policy and industrial sector o... more Several studies show that there is a relationship between monetary policy and industrial sector output. The main objective of this research is to analyze the impact of monetary policy on the industrial sector. The appropriate model for time series data that is not stationary is the Vector Error Correction Model (VECM). This study involved quarterly data during 2010 to 2019 from Central Bank of Indonesia (BI) and Statistics Indonesia (BPS). The empirical results indicate that the industrial sector has a positive response to the shock of the BI interest rate variable. On the other hand, the industrial sector gave a negative response to shocks from the consumer price index variable and the BI interest rate. The results of the variance decomposition show that the largest percentage contribution is shown by the inflation variable as measured by the Consumer Price Index (CPI) and Foreign Direct Investment (FDI). Keywords: BI rate, Monetary policy, Industry sector, VECMJEL Classification E...
The determination of dividend policy is influenced by two factors: financial and nonfinancial fac... more The determination of dividend policy is influenced by two factors: financial and nonfinancial factors, and this study focuses more on financial aspects that directly describe the condition of a company. The purpose of this study is, to examine the effect of component ROI, Cash Ratio, DER, and EPS on dividend policy that is the DPR simultaneously, and partially and to find out where the most dominant variable affecting the DPR. The results shows that the variable ROI, CR, DER and EPS significantly influence the DPR, and partial influence showed by DER, also dominant influence on dividend policy is the DER
Implementation of E-Banking in Indonesia itself is a challenge for the bank, although the system ... more Implementation of E-Banking in Indonesia itself is a challenge for the bank, although the system has grown rapidly, there is not enough evidence of acceptance among consumers. This study aims to analyze the quality of internet banking services between the two types of banks, the state-owned banks and private banks from the customers. The variables used in this study are four variables namely WebQual Usability, Information Quality, Service Quality, and Social Interaction & Lifestyle Encouragement with research instrument consisting of 25 items of questions. The results of discriminant analysis showed a difference in internet banking service quality assessment between BNI and BCA in terms of Usability, Information Quality, Service Quality, and Social Interaction & Lifestyle Encouragement. In this study, of the four variables the differentiating factor is usability.
Journal of Economics and Business
Along with the Tik Tok Popularity, there has been TikTok Shop Application that enables the users ... more Along with the Tik Tok Popularity, there has been TikTok Shop Application that enables the users to buy product directly from Tik Tok platform. The aims of this research are to analyze the influence of influencer marketing, online customer review and online customer rating to the buying interest, and to analyze simultaneously to the influencer marketing, online customer review, and online customer rating to the purchasing interest. The method applied of this research is Multiple linear regression analysis. The data of this research are primary data, while the test stages carried out are: validity, reliability, normality, heteroscedasticity, multicollinearity, coefficient of determination, f test, and t test. The research data collection used a questionnaire instrument, and the valid data collected were 150 respondents. The sampling method in this study is non-probability sampling with purposive sampling technique. The results showed that the variables of influencer marketing, online customer review, and online customer rating had an effect on purchasing interest. Simultaneously, the variables of influencer marketing, online customer review, and online customer rating have an effect on purchasing interest in the TikTok Shop application.
Jurnal Ilmiah Ekonomi Bisnis, Mar 4, 2011
The objective of this study is to accomplish an empirical assessment on the effects of fundamenta... more The objective of this study is to accomplish an empirical assessment on the effects of fundamental and technical factors on stock return. Judgment sampling method was used in selecting samples. Factors relating to earnings and risk (i.e., systematic risks) along with ROA, DER, and BVS were analyzed using multiple linear regression analysis with ordinary least square. Results of the analysis showed that fundamental factors (i.e., ROA, DER, BVS) and technical factors (i.e., stock risks) were found to simultaneously have no significant effect on stock return. Factors that partially have significant effect on stock return were DER and stock risks.
Journal of Economics, Finance and Accounting Studies
This research aimed to analyze the effect of the variables Return On Assets (ROA), Return On Equi... more This research aimed to analyze the effect of the variables Return On Assets (ROA), Return On Equity (ROE), Prices Earning Ratio (PER), and Earning Per Share (EPS) on stock prices of banking sub-sector companies listed in the Indonesia Stock Exchange (IDX). Secondary data were collected from the IDX websites (www.idx.com) and (www.yahoofinance.com), and panel data regression analysis was used. The Chow, Hausmann, and Lagrange Multiplier (LM) tests were conducted to determine the most suitable model. Furthermore, classical assumption tests such as normality, multicollinearity, heteroscedasticity, autocorrelation, coefficient of determination, F test, and t-test were also performed on the data. The purposive sampling method was used to obtain 21 Indonesian banking companies. The results showed that the ROE variable has a negative effect on stock prices, while ROA and EPS have a positive effect on stock prices.
Global Journal of Economic and Business
Objectives: The aim of study was to analyze the impact of perceived usefulness, perceived ease of... more Objectives: The aim of study was to analyze the impact of perceived usefulness, perceived ease of use, and service quality on individuals' inclination to utilize the DANA financial technology application. Furthermore, the variable exerting the most dominant influence on the intention to use the DANA financial technology application was investigated. Methods: The data used were exclusively drawn from administration of a questionnaire on 100 respondents. Non-probability and purposive sampling techniques were also employed. Data analysis included validity testing, reliability assessment, classic assumption verification, F-tests, t-tests, and the calculation of the coefficient of determination and multiple linear regression. Results: The results showed that all the independent variables analyzed, namely perceived usefulness, perceived ease of use and service quality, have a significant effect on interest in using financial technology applications. Conclusion: From these results, we ...
Journal of Economics and Business, Dec 30, 2022
Produk Domestik Bruto (PDB) merupakan salah satu data ekonomi yang dapat digunakan untuk mengeval... more Produk Domestik Bruto (PDB) merupakan salah satu data ekonomi yang dapat digunakan untuk mengevaluasi kinerja pembangunan ekonomi suatu negara/wilayah. Namun, perangkat data ini juga dapat digunakan untuk kepentingan dan tujuan lain, bahkan digunakan sebagai dasar pengembangan model-model ekonomi dalam rangka menyusun formulasi kebijakan, tingkat peredaran uang, penetapan pajak, kajian ekspor dan impor dsb. Sampai saat ini, penghitungan PDB Indonesia dilakukan melalui dua pendekatan, yaitu dari sisi lapangan usaha (industry) dan sisi pengeluaran (expenditure), baik untuk periode tahunan maupun triwulanan. Pendekatan pertama menjelaskan agregat PDB yang terkait dengan penciptaan nilai tambah, yang dihasilkan oleh berbagai lapangan usaha atau industri. Sebagian besar nilai tambah ini merupakan sumber pendapatan bagi masyarakat, baik dalam bentuk upah dan gaji, pendapatan kapital, serta pendapatan atas pemilikan faktor produksi lain. Pendekatan kedua menjelaskan pengeluaran pendapatan baik untuk aktivitas konsumsi "akhir" dan investasi "riil". Publikasi "Produk Domestik Bruto Indonesia Menurut Pengeluaran" ini menyajikan data dan informasi tentang pendekatan PDB dari sisi pengeluaran untuk periode tahun 2010-2014, yang didasarkan atas dasar harga (adh) Berlaku maupun adh Konstan 2010. Kami mengucapkan banyak terima kasih pada berbagai pihak yang telah mendukung penerbitan publikasi ini, semoga publikasi PDB ini banyak memberikan manfaat bagi para pengguna. Saran dan kritik sangat diharapkan agar publikasi PDB ini disajikan dengan lebih baik di masa yang akan datang.
Journal of Indonesian Economy and Business, Jun 16, 2015
Fiscal policy is an adjustment in the income and expenditure of government as stipulated in the s... more Fiscal policy is an adjustment in the income and expenditure of government as stipulated in the state budget in order to achieve better economic stability and pace of development. The main objective of this study was to measure and analyze Fiscal and Monetary Policy of the Gross Domestic Product (GDP). Fiscal Policy Multiplier (FPM) and Monetary Policy Multiplier (MPM) are used to answer the debate where more effective between fiscal policy and monetary policy. Short-term models derived through error correction model (ECM), which also forms the derivative equation. A system of simultaneous equations two stage least squares (TSLS), is used to describe the sensitivity analysis (response) of shocks to the policy change of important macroeconomic indicators. The results showed that during the study period, Indonesia's monetary policy more effective than fiscal policy.
The aim of the study to determine the effect of entrepreneurial Orientation and market orientatio... more The aim of the study to determine the effect of entrepreneurial Orientation and market orientation of small micro and medium enterprises (MSMEs) manufacturers exporters in the area of Jakarta, Bogor, Depok, Tangerang and Bekasi (Jabodetabek). The three variables analyzed in this study are: entrepreneurial orientation, market orientation, and unit performance MSMEs. The result of linear regression and correlation show that the relationship between entrepreneurial orientation variables and market orientation on MSMEs performance is positive and significant. The results of path analysis, show that the strength of the effect of partial orientation MSMEs entrepreneurs against the unit's performance was positive by 19%. The partial effect of market orientation on performance is positive for MSMEs. The strength of the influence of these two variables, entrepreneurial orientation and market orientation jointly (simultaneously) on the performance of SMEs is 51.9%, equal to the value of the coefficient of determination. The magnitude level of influence of entrepreneurial orientation directly to the performance of MSMEs is 19%, if coupled with the relationship with market orientation will increased to 29.4%. The magnitude effect of market orientation directly to the performance of MSMEs is 11.7% and the influence through entrepreneurial orientation is 22.3%.
The object of this research is customers on the five major banks in the city of Bekasi namely Ban... more The object of this research is customers on the five major banks in the city of Bekasi namely Bank Mandiri, BCA, BRI, Bank Danamon, and BNI. This study aimed to analyze the implementation of ebanking with the approach of Technology Acceptance Model (TAM). The research method is a survey method with a descriptive analysis and statistical analysis. The data is processed and analyzed by multiple linear regression statistical models using statistical software. The results of this study indicate that the person's ability to use computers, and interface design does not significantly influence perceived ease of use. Experience of computer use, relevance, security and privacy significantly influence the perceived ease of use. Relevance does not significantly influence the perception of its usefulness. Security and privacy, interface design, and perceived ease of use significantly influence the perception of its usefulness. Perceived ease of use significantly influences the attitude of its use. Perception of usefulness does not significantly influence the attitude of its use. Attitude for its use significantly influence the real usage and acceptance of e-banking.
International journal trade, economics and finance, Apr 1, 2015
Economic policy focuses on the management of macroeconomic stability, fiscal policy will interact... more Economic policy focuses on the management of macroeconomic stability, fiscal policy will interact with monetary policy to control macroeconomic balance. The purpose of this study is to analyze the fiscal and monetary policy to gross domestic product. The sensitivity analysis was performed to explain the change of policy shocks on macroeconomic indicators. The analysis method in this research is using error correction model of Engle Granger (ECM-EG), which estimates the short-term and Two Stages Least Square for the long term estimates.
The Journal of Internet Banking and Commerce, 2014
The purpose of this research is to analyze the customer's characteristics of private commerci... more The purpose of this research is to analyze the customer's characteristics of private commercial banks and national governments in using e-banking, and to analyze the existence of differences in the use of e-banking through six variables, namely accessibility, interaction, adequacy of information, usefulness of content, lifestyle and personality. The results of this research show that there is a clear difference between the customers of local government bank, government bank and national private bank in measuring the quality of service of the bank's website in Bekasi City. Three factors discriminant analysis and two factor discriminant analysis is used to analyze the respondents of local government bank (DKI Bank), government bank (Mandiri Bank), private bank (BCA Bank) and respondents of BJB Bank and Mandiri Bank. The result of three factors discriminant analysis shows that there is a difference between the customers of local government bank, government bank and private bank...
Jurnal Ekonomi dan Studi Pembangunan
Several studies show that there is a relationship between monetary policy and industrial sector o... more Several studies show that there is a relationship between monetary policy and industrial sector output. The main objective of this research is to analyze the impact of monetary policy on the industrial sector. The appropriate model for time series data that is not stationary is the Vector Error Correction Model (VECM). This study involved quarterly data during 2010 to 2019 from Central Bank of Indonesia (BI) and Statistics Indonesia (BPS). The empirical results indicate that the industrial sector has a positive response to the shock of the BI interest rate variable. On the other hand, the industrial sector gave a negative response to shocks from the consumer price index variable and the BI interest rate. The results of the variance decomposition show that the largest percentage contribution is shown by the inflation variable as measured by the Consumer Price Index (CPI) and Foreign Direct Investment (FDI). Keywords: BI rate, Monetary policy, Industry sector, VECMJEL Classification E...
The determination of dividend policy is influenced by two factors: financial and nonfinancial fac... more The determination of dividend policy is influenced by two factors: financial and nonfinancial factors, and this study focuses more on financial aspects that directly describe the condition of a company. The purpose of this study is, to examine the effect of component ROI, Cash Ratio, DER, and EPS on dividend policy that is the DPR simultaneously, and partially and to find out where the most dominant variable affecting the DPR. The results shows that the variable ROI, CR, DER and EPS significantly influence the DPR, and partial influence showed by DER, also dominant influence on dividend policy is the DER
International Journal of Engineering Technologies and Management Research, 2021
Metrology services are carried out in order to protect the consumers and producers in terms of ob... more Metrology services are carried out in order to protect the consumers and producers
in terms of obtaining fair rights in trade transactions. The Metrology Center as the
implementor of metrology still faces obstacles in the implementation of its services,
currently the service has only reached 24.7% of the total metrology equipment used.
Obstacles that occur in addition to the problem of inadequate facilities and
infrastructure are also because the process of capturing metrological data is still
done manually using many paper documents. In each service element, there are
various kinds of documents that must be filled out manually and in the end these
documents will be archived separately. This flow of data and information has not
been well documented, although the output data from this process will be processed
into metrology information that will be used by management above it in making
decisions. Metrology Information System was developed to overcome the obstacles
that exist in The Metrology Center, in addition to supporting the performance of The
Metrology Center as well for the success of E-Government. The development of a
metrological information system uses the System Development Life Cycle (SDLC)
method with a Business Process re-engineering approach for metrology services