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Abdulrazaq Bashir Oladimeji, 2019

Nigeria and loans: The superpower of Africa with no power. Nigeria can be said to be a civil se... more Nigeria and loans: The superpower of Africa with no power.

Nigeria can be said to be a civil servant who receives 10k monthly salary with no other source of income and currently paying back loans (5k monthly and spread to be paid in ten years).

He used the loans acquired to buy a car that doesn't worth the price and as a result, he must hire mechanics monthly to get the vehicle fixed out of the 5k left of his salary. Notedly, nobody knows how much he pays the mechanics nor if the mechanics fix the car as written down in their agreement.

The civil servant is proposing to borrow an additional loan, and that will see him left with only 3k monthly ALAS; there is no assurance that he will be able to secure a professional mechanic to fix the car nor is their assurance that he will be able to cater for his family.

The civil servant will be left with 3k to take care of his family, and the family, in turn, must pay back 5k monthly (credit facility obtained earlier for house rent: its pejorative that they don't even know who the caretaker or the landlord is).

Papers by Abdulrazaq Bashir Oladimeji

Gombe Journal of Administration and Management (GJAM), 2023

The number of internet users grows along with the number of cybercriminals, who appear to be tran... more The number of internet users grows along with the number of cybercriminals, who appear to be transferring traditional stealing to the digital arena. Computer crime in Nigeria has evolved into a perplexing, if not the most difficult crime, with a projected financial loss of N250 billion ($649 million) in 2017 and N288 billion ($800 million) in 2018 in Nigeria, both young and old adults commit cybercrime; nonetheless, younger engagement, especially among those in higher education, is frequently linked to high levels of poverty, unemployment, insufficient cybercrime rules, and diminished social impact. This paper explores the relationship between poverty and youth engagement in cybercrime in Nigeria. Due to the nature of the investigation, secondary data and qualitative analysis methods were used. The results showed that teenage involvement in cybercrime is influenced by poverty and a lack of necessities of life. Also, it was found that youth involvement in cybercrime is significantly influenced by jobless and peer influences. The study suggests that the Nigerian government at various levels should provide basic facilities, enhance its cybercrime laws and policies, and retrain its social agents.

Lafia Journal of Economics and Management Sciences, 2023

Over the past decade, the internet has grown dramatically with increasing everyday users. As inte... more Over the past decade, the internet has grown dramatically with increasing everyday users. As internet users increase, so is the percentage of cybercriminals who seem to be shifting traditional crime to the internet. The predicted financial losses of N250 billion ($649 million) in 2017 and N288 billion ($800 million) in 2018 have made cybercrime in Nigeria one of the most difficult crimes to solve. Young people, especially those in higher education, are involved in cybercrime in Nigeria, but this crime is committed by both young and old adults. The involvement of young people is typically influenced by high levels of poverty, unemployment, insufficient laws against this crime, and diminished social influence. A nation with a high crime rate cannot prosper or develop. The study examines the effects of social influencers. The study utilized the structural-functional theory and the theory of technology-enabled crime to provide a grasp of the nature of the problem. Due to the nature of the investigation, secondary data and qualitative methods were used and it was found that youth involvement in cybercrime is significantly influenced by unemployment, peer pressure, and socialization factors. The study suggests that Nigeria should provide basic facilities (e.g., Electricity, Security, Good Governance and so forth), enhance its cybercrime laws and policies, and instruct its social agents (War against Indiscipline and Corruption, National Orientation Agency).

Abdulrazaq Bashir Oladimeji, 2019

Nigeria and loans: The superpower of Africa with no power. Nigeria can be said to be a civil se... more Nigeria and loans: The superpower of Africa with no power.

Nigeria can be said to be a civil servant who receives 10k monthly salary with no other source of income and currently paying back loans (5k monthly and spread to be paid in ten years).

He used the loans acquired to buy a car that doesn't worth the price and as a result, he must hire mechanics monthly to get the vehicle fixed out of the 5k left of his salary. Notedly, nobody knows how much he pays the mechanics nor if the mechanics fix the car as written down in their agreement.

The civil servant is proposing to borrow an additional loan, and that will see him left with only 3k monthly ALAS; there is no assurance that he will be able to secure a professional mechanic to fix the car nor is their assurance that he will be able to cater for his family.

The civil servant will be left with 3k to take care of his family, and the family, in turn, must pay back 5k monthly (credit facility obtained earlier for house rent: its pejorative that they don't even know who the caretaker or the landlord is).

Gombe Journal of Administration and Management (GJAM), 2023

The number of internet users grows along with the number of cybercriminals, who appear to be tran... more The number of internet users grows along with the number of cybercriminals, who appear to be transferring traditional stealing to the digital arena. Computer crime in Nigeria has evolved into a perplexing, if not the most difficult crime, with a projected financial loss of N250 billion ($649 million) in 2017 and N288 billion ($800 million) in 2018 in Nigeria, both young and old adults commit cybercrime; nonetheless, younger engagement, especially among those in higher education, is frequently linked to high levels of poverty, unemployment, insufficient cybercrime rules, and diminished social impact. This paper explores the relationship between poverty and youth engagement in cybercrime in Nigeria. Due to the nature of the investigation, secondary data and qualitative analysis methods were used. The results showed that teenage involvement in cybercrime is influenced by poverty and a lack of necessities of life. Also, it was found that youth involvement in cybercrime is significantly influenced by jobless and peer influences. The study suggests that the Nigerian government at various levels should provide basic facilities, enhance its cybercrime laws and policies, and retrain its social agents.

Lafia Journal of Economics and Management Sciences, 2023

Over the past decade, the internet has grown dramatically with increasing everyday users. As inte... more Over the past decade, the internet has grown dramatically with increasing everyday users. As internet users increase, so is the percentage of cybercriminals who seem to be shifting traditional crime to the internet. The predicted financial losses of N250 billion ($649 million) in 2017 and N288 billion ($800 million) in 2018 have made cybercrime in Nigeria one of the most difficult crimes to solve. Young people, especially those in higher education, are involved in cybercrime in Nigeria, but this crime is committed by both young and old adults. The involvement of young people is typically influenced by high levels of poverty, unemployment, insufficient laws against this crime, and diminished social influence. A nation with a high crime rate cannot prosper or develop. The study examines the effects of social influencers. The study utilized the structural-functional theory and the theory of technology-enabled crime to provide a grasp of the nature of the problem. Due to the nature of the investigation, secondary data and qualitative methods were used and it was found that youth involvement in cybercrime is significantly influenced by unemployment, peer pressure, and socialization factors. The study suggests that Nigeria should provide basic facilities (e.g., Electricity, Security, Good Governance and so forth), enhance its cybercrime laws and policies, and instruct its social agents (War against Indiscipline and Corruption, National Orientation Agency).