Abu Shamim - Academia.edu (original) (raw)
Papers by Abu Shamim
Zenodo (CERN European Organization for Nuclear Research), May 31, 2019
The study is to examine the socio-economic effects of microfinance of Grameen Bank (GB) on borrow... more The study is to examine the socio-economic effects of microfinance of Grameen Bank (GB) on borrower households in the study area. Microfinance of Grameen Bank has a contribution on change of socio-economic status, reducing poverty and increase income generating activities. It is to investigate the socio-economic change occurred among them in the reference time of period. The collected data were estimated using statistical techniques. Statistical analyses include mean, Chi-square test, analysis of variance (ANOVA) test and four Likert scales (four point-scales) such as Strongly increase (Strongly Agree), Moderate increase (Agree), Unchanged (Disagree) and Decreased (Strongly Disagree). The total sample size was only 168 borrowers of GB through simple random sampling from eight centers under four branches, and where multi-cluster sampling has been used for this study. The ANOVA test is performed to examine the association between microcredit and socio-economic factors such as education, occupation, average monthly income, savings, value of assets and cultivated land, etc. After taken loan from Grameen Bank (GB), change of average monthly income, savings, average monthly expenditure, occupation of borrowers, education expenditure for children of borrowers, asset value of borrower households are being increased. The respondents showed the level of changes in 16 chosen indicators separately. Participation impact score (PIS) of selected change items (16 items) reveal that how much changes to have occurred among the women borrowers after joining GB. The result of Standardized PIS (SPIS) reveals the overall significant, which is above 70 percent. The results of PIS or SPIS indicate that the highest score among selected 16 items is for improved participation in family decision-making and the lowest score among all is for improvement counting ability. Finally, coverage and schemes of microcredit programmes, lowering interest rate, extending the repayment period, delaying the start-up of instalment are among the main suggestions that can be pursued so as to obtain better outcomes of microcredit activities in the study area and in the whole country as well. In spite of some barrier of microfinance institutions, microcredit has a positive contribution on socio-economic of borrower households in the rural area of Bangladesh.
Journal of Health, Population and Nutrition, 2010
This study aimed to construct indices of living standards in rural Bangladesh that could be usefu... more This study aimed to construct indices of living standards in rural Bangladesh that could be useful to study health outcomes or identify target populations for poverty-alleviation programmes. The indices were constructed using principal component analysis of data on household assets and house construction materials. Their robustness and use was tested and found to be internally consistent and correlated with maternal and infant health, nutritional and demographic indicators, and infant mortality. Indices derived from 9 or 10 household asset variables performed well; little was gained by adding more variables but problems emerged if fewer variables were used. A ranking of the most informative assets from this rural, South Asian context is provided. Living standards consistently and significantly improved over the six-year study period. It is concluded that simple household socioeconomic data, collected under field conditions, can be used for constructing reliable and useful indices of living standards in rural South Asian communities that can assist in the assessment of health, quality of life, and capabilities of households and their members.
European Journal of Research, 2018
Women empowerment in Bangladesh like others developing countries is one of the most important iss... more Women empowerment in Bangladesh like others developing countries is one of the most important issues.The purpose of the present study is to examine the impact of Grameen Bank microfinance on women empowerment in Gabtali upazila of Bogra District. The borrowers of Grameen Bank have been selected randomly and women empowerment of borrowers has been compared to before involving with microfinance of GBand at present. Women empowerment of the borrowers before involving with microfinance of Grameen Bank and at present depends mainly economic decision making, household decision making and physical movement in study area. For this study, both primary and secondary data have been used for this study.The primary datahave beenmainly usedfor data analysisin case of econometrics and statistical analysis. In this study, Dimension index, Women Empowerment
Zenodo (CERN European Organization for Nuclear Research), May 31, 2019
The study is to examine the socio-economic effects of microfinance of Grameen Bank (GB) on borrow... more The study is to examine the socio-economic effects of microfinance of Grameen Bank (GB) on borrower households in the study area. Microfinance of Grameen Bank has a contribution on change of socio-economic status, reducing poverty and increase income generating activities. It is to investigate the socio-economic change occurred among them in the reference time of period. The collected data were estimated using statistical techniques. Statistical analyses include mean, Chi-square test, analysis of variance (ANOVA) test and four Likert scales (four point-scales) such as Strongly increase (Strongly Agree), Moderate increase (Agree), Unchanged (Disagree) and Decreased (Strongly Disagree). The total sample size was only 168 borrowers of GB through simple random sampling from eight centers under four branches, and where multi-cluster sampling has been used for this study. The ANOVA test is performed to examine the association between microcredit and socio-economic factors such as education, occupation, average monthly income, savings, value of assets and cultivated land, etc. After taken loan from Grameen Bank (GB), change of average monthly income, savings, average monthly expenditure, occupation of borrowers, education expenditure for children of borrowers, asset value of borrower households are being increased. The respondents showed the level of changes in 16 chosen indicators separately. Participation impact score (PIS) of selected change items (16 items) reveal that how much changes to have occurred among the women borrowers after joining GB. The result of Standardized PIS (SPIS) reveals the overall significant, which is above 70 percent. The results of PIS or SPIS indicate that the highest score among selected 16 items is for improved participation in family decision-making and the lowest score among all is for improvement counting ability. Finally, coverage and schemes of microcredit programmes, lowering interest rate, extending the repayment period, delaying the start-up of instalment are among the main suggestions that can be pursued so as to obtain better outcomes of microcredit activities in the study area and in the whole country as well. In spite of some barrier of microfinance institutions, microcredit has a positive contribution on socio-economic of borrower households in the rural area of Bangladesh.
Journal of Health, Population and Nutrition, 2010
This study aimed to construct indices of living standards in rural Bangladesh that could be usefu... more This study aimed to construct indices of living standards in rural Bangladesh that could be useful to study health outcomes or identify target populations for poverty-alleviation programmes. The indices were constructed using principal component analysis of data on household assets and house construction materials. Their robustness and use was tested and found to be internally consistent and correlated with maternal and infant health, nutritional and demographic indicators, and infant mortality. Indices derived from 9 or 10 household asset variables performed well; little was gained by adding more variables but problems emerged if fewer variables were used. A ranking of the most informative assets from this rural, South Asian context is provided. Living standards consistently and significantly improved over the six-year study period. It is concluded that simple household socioeconomic data, collected under field conditions, can be used for constructing reliable and useful indices of living standards in rural South Asian communities that can assist in the assessment of health, quality of life, and capabilities of households and their members.
European Journal of Research, 2018
Women empowerment in Bangladesh like others developing countries is one of the most important iss... more Women empowerment in Bangladesh like others developing countries is one of the most important issues.The purpose of the present study is to examine the impact of Grameen Bank microfinance on women empowerment in Gabtali upazila of Bogra District. The borrowers of Grameen Bank have been selected randomly and women empowerment of borrowers has been compared to before involving with microfinance of GBand at present. Women empowerment of the borrowers before involving with microfinance of Grameen Bank and at present depends mainly economic decision making, household decision making and physical movement in study area. For this study, both primary and secondary data have been used for this study.The primary datahave beenmainly usedfor data analysisin case of econometrics and statistical analysis. In this study, Dimension index, Women Empowerment