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Papers by Adekunle Mario

This study is designed to investigate the effect of apprenticeship training on the performance of... more This study is designed to investigate the effect of apprenticeship training on the performance of artisans in Benin Metropolis. The study adopted survey research design with the use of a questionnaire. The questionnaire was formulated to obtain information from the respondents. A sample of one hundred (100) selected tailors in Oredo Local Government Area of Edo state were used for the study. Data analysis was carried out using simple percentages method and chi-square for the research questions. Chi-square was used to test the hypothesis and it was found that there is a positive relationship between process of entrepreneurship, content of entrepreneurship, availability of tools, supervision of apprenticeship and performance of articians. In view of these findings, it was recommended that Artisans should improve more on the approach in which they use to deliver the training packages to those on training. Artisans should adopt more advanced means of monitoring activities of artisans on training during training and development programmes such as installing closet cameras in training halls and recording of training session. Artisans can add more to their training methods like off- the-job training methods, vestibule training, programmed instruction and simulation method.

ABSTRACT The study is to analyze the effect of micro-credit facilities on poverty alleviation amo... more ABSTRACT
The study is to analyze the effect of micro-credit facilities on poverty alleviation among rural dwellers in Ado-Odo/Ota Local Government Area of Ogun State. The study was based on primary data obtained in a cross-section survey of 120 respondents drawn by multi-stage random sampling across communities the Local Government Areas (LGAs). Trained enumerators, that personally administered questionnaires / interview schedule, were employed in collecting the study data. The data consists of socio-economic characteristics of the sampled respondents.
The study data was analysed by both descriptive and quantitative techniques. Descriptive techniques including construction of frequency distribution, computation of descriptive statistics (mean, standard errors, etc) were used to analyse socio-economic characteristics of the farm households. In terms of age, evidence shows that majority (53.7 per cent) of the sampled rural farm households, and by extension, rural farm households in the study area have the age of their household heads (farmers) falling between 40 and 60 years. As much as 8.9 per cent were aged, while youths (30 years or younger) featured less prominently (4.2 per cent) among the farmers. Evidence also shows that 87.5 per cent of the heads of the rural farm households were males: Majority (82.5 per cent) of the household heads were married as expected. Level of poverty among the households was found to be higher among household headed by individuals above 40 years of age, females, single parent and those without formal education as well as large families than the sample average. Diversification has been a natural response for the removal of constraints and it gives options to improve livelihood security and standard of living. Given the importance of education in enhancing human capacity to take advantage of opportunities available in both the farm and non farm sectors, government policies should improved the level of education among farm household to increase production. There is also the need to assist farmer with financial capita via access to credit. Government should encourage the rural farm households to embark on family planning and other birth control measures.

The study investigated “the efficacy of bad loan debt in Nigerian commercial banks from 2010-2014... more The study investigated “the efficacy of bad loan debt in Nigerian commercial banks from 2010-2014” was undertaken to examine the effect of bad loans on banks on the basis of their net profit and to assess the relationship between non-performing loans and bad debt. The research work made use of a secondary data for a period of five years (2010 to 2014). The data collected through reports from the various banks was analyzed using statistical method. Correlation coefficient was used to test the efficacy of bad loan debt indicators. The findings indicated that there is a strong positive relationship between bad loan debt and Nigerian commercial banks’ profitability. The study recommends that banks should ensure that loans given out to customers should be adequately reviewed from time to time to assess the level of its risk and such loan should be backed by collateral security.

Thesis Chapters by Adekunle Mario

Abstract: Fast fashion retailers today are recognising sustainability as an issue and many ... more Abstract: Fast fashion retailers today are recognising sustainability as an issue and many

retailers are incorporating sustainability into their products and marketing strategies. Yet,

sustainability in fashion is still seen as something new and consumers are hesitant to adopt

sustainable fashion even though they have sufficient knowledge about sustainability in fashion.

Thus, the purpose of this study is as follows: (1) to investigate the factors that are affecting

millennial consumers to adopt or reject sustainable fashion consumption and how far social

influence will shape millennial’s sustainable fashion consumption practices; and (2) to examine

if gender still plays a part in millennial’s sustainable fashion perspective and behaviour in the

gender-fluid postmodern society. A total of ten respondents (five male and five female) were

recruited and participated in the in-depth interview. The data of the result indicate that

millennials have a positive attitude towards sustainable fashion; however, due to personal

inconvenience and price, many millennial consumers chose not to adopt sustainable fashion

practices. The research data also shows that there might be a relationship that older millennial

consumers focus more on their personal capability when it comes to sustainable fashion lifestyle

while social pressure and norms seem to be more effective on younger millennials to influence

their sustainable fashion consumption. However, due to the small size of samples, this study

cannot support this claim. Lastly, gender does not affect millennial’s perspective and attitude

towards sustainable fashion as this generation of consumer view sustainable fashion as positive

implementation that retailers and consumers should pursue.

This purposeful and sensitive research work as the topic goes impact of effective marketing strat... more This purposeful and sensitive research work as the topic goes impact of effective marketing strategy on commercial banks performance in Nigeria, a case study of first bank plc. The study therefore aims at analyzing the impact of marketing strategies on the sales performance of an organization. However, the sensitivity of the research work made every aspect of this work to be consolidatory and practical. Having used First Bank Plc as case study. The researcher went there and made some remarkable observations by myself. The researcher designed structured questionnaire that helped to expose the circumstance surrounding the interested topic of mine. Invariably, the company should develop adequate communication system and other relevant promotional activities to enlighten the customers.
The researcher at the end of this study reproduced an empirical summary of the study and make recommendation that effective marketing strategy is concerned with the long-term direction and development of an organization, so all commercial banks especially First Bank of Nigeria plc is to face with the challenge of managing strategy. A government agency has a labour market, and a money market of sort; it also has suppliers and users or customers. However, at its heart lies a political market which approves budgets, and provides subsidies. It is the explicit nature of this political dimension which managers or officers have to cope with, which particularly distinguishes government bodies, be the national or local, form commercial bank

The study investigate the socio-economic analysis of fish farming in Yewa and Ijebu Division Area... more The study investigate the socio-economic analysis of fish farming in Yewa and Ijebu Division Area of Ogun State The study was based on primary data collected from 120 respondents in the study area. Multistage sampling techniques were used to randomly select the communities that were visited.
In terms of age, evidence on shows that majority (60.0 per cent) of the sampled fish farmers, in the study area have their falling between 31 and 40 years. As much as 3.3 per cent were aged, while youths (30 years or younger) featured less prominently (11.7 per cent) among the farmers. 70.8 per cent of the fish farmers were males: it also shows that majority (92.5 per cent) of the fish farmers were married as expected. Meanwhile, results show that all the fish farmers (100.0 per cent) possess some formal education, which is predominantly at the tertiary level; Majority, 58.3% of the sampled fish farmers are also Muslim by religion with 5-10 years fish farming experience by majority.
The results also show the distribution of the budgetary analysis of fish production in the study areas. It shows that the mean of the total variable cost is positively signed (N4048275.00), the mean of the gross margin is also positive (N2657463.33), total cost is (N4187853.89), total revenue is (N 1390811.66), the net income is also positively signed (N 2797042.22) while the mean of the total fixed cost is (N 139578.89). This implies that the level of profitability of fish farming in the study area is positive, since the above table shows the net income to be positively signed. Based on the findings of this study, it is recommended that: The major constraint impeding expansion of fish production in the study area was financial problem. Therefore, credit should be made available and accessible to fish farmers at low interest rate by the government and private organizations. There should be an insurance policy that would protect the farmers against mass loss as a result of disease outbreak, pollution, predation and devastating effect of flooding. Government and non-governmental organizations should educate fish farmers on management and solutions to fish farming problems by organizing seminars, conferences, workshop etc.

The study examines the effect of packaging on food crop consumption among the consumers in Ijebu-... more The study examines the effect of packaging on food crop consumption among the consumers in Ijebu-North local government, Ogun State. The study was based on primary data obtained in a cross-section survey of 120 respondents drawn by multi-stage random sampling across communities the Local Government Areas (LGAs). Trained enumerators, that personally administered questionnaires / interview schedule, were employed in collecting the study data. The data consists of socio-economic characteristics of the sampled respondents.
The study data was analysed by both descriptive and quantitative techniques. Descriptive techniques including construction of frequency distribution, computation of descriptive statistics (mean, standard errors, etc) were used to analyse socio-economic characteristics of the farm households. Evidence shows that majority 51.7 per cent) of the sampled farmers; in the study area have their falling between 31 and 40 results showed that 69.2 per cent of the farmers were males: (77.5 per cent) of the farmers were married as expected. Meanwhile, results show that 44.2% of the farmers were not educated; some of the farmers possess some formal education, which is predominantly at the primary level. Majority, 58.3% of the sampled farmers are also Christians by religion. The study revealed, as shown in the table that few of the farmers (17.5%) of the respondents predominantly engage in farming as their main occupation. The result showed that there are no relationship between labeling and packaging and consumer buying behavior. From the results of the analysis, majority of the farmers 45.0% could not processed their farm products before sales as results inadequate capital. About 25.0% was as a result of lack of processing equipments. Moreso, 15.8% of the farmers could not process due to attitude of consumer towards processed farm produce. About 7.5% was being confronted with the problem of poor pricing of processed goods and inadequate knowledge of processing methods accounted for 6.7% of the processing problems of the farmers. Based on the findings of this study, it is recommended that: Credit should be made available and accessible to farmers at low interest rate by the government and private organizations. There should be an insurance policy that would protect the farmers against mass loss as a result of disease outbreak. Government and non-governmental organizations should educate farmers on management and solutions to farming problems by organizing seminars, conferences, workshop etc.

Thus apprenticeship training provides firms with young employees (artisans) who have mastered the... more Thus apprenticeship training provides firms with young employees (artisans) who have mastered the skill set necessary for a given role within the firm. In addition, the apprentice has acquired knowledge and transferable skills. He/she has absorbed the culture of the firm and an appreciation of its organization and operation by the virtue of the training received.
This paper examines the diversity of approaches to apprenticeship and related training for performance of artisan. However, the researcher is examining the effect of apprenticeship training on the performance of artisans, case study of tailors in Osogbo Metropolis.

This study examined the economic analysis of charcoal marketing in Oke-Ogun area of Oyo State. Th... more This study examined the economic analysis of charcoal marketing in Oke-Ogun area of Oyo State. The study was based on primary data obtained in a cross-section survey of 100 rural farm households drawn by multi-stage random sampling across 10 farming communities the Local Government Areas (LGAs). Trained enumerators, that personally administered questionnaires/interview schedule, were employed in collecting the study data. The data consists of socio-economic characteristics of the sampled farm households. The study data was analysed by both descriptive and quantitative techniques. Descriptive techniques including construction of frequency distribution, computation of descriptive statistics (mean, standard errors, etc) were used to analyse socio-economic characteristics of the farm households and their economically active members. Majority (38.0 per cent) of the sampled respondents; in the study area have their falling between above 50 years. As much as 12.0 per cent were youths (30 years or younger) featured less prominently among the respondents. 92.0 per cent of the respondents were males: (80 per cent) of the respondents were married as expected. Meanwhile, results on Table 1 show that all the respondents (100.0 per cent) possess some formal education, Majority, 55.0% of the sampled respondents are also Christians by religion. The study revealed, as shown in the table that majority (51.0%) of the respondents predominantly engage in charcoal marketing as their main occupation. Age, sex, household size and size of log are statically significant in determining the charcoal output of the respondents in the survey area.
The coefficient of household size and size of log are statically significant in determining the output of the respondents in the survey area. Based on the results of this research the following policy measures, as suggested below would assist charcoal marketers immensely; Provision of commodity exchange arrangement that will see to the regulation of charcoal market price, guide against the sales of poorly dried charcoal. Also the board will be able to enact laws that would guide proper marketing of charcoal. Provision of basic infrastructural amenities such as good roads that lead to farm gate, which would reduce the cost of transportation and facilitate easy access to the farms and farming households. Lastly, loans should be granted to farmers to enable them to be more efficient and effective in the production business; thereby producing more and better charcoal which could be handled by marketers within the charcoal marketing chain in the study area