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Papers by Al-hussaini Abulfathi Ibrahim Saleh

Research paper thumbnail of Bitcoin Investment During COVID-19: The Critical Factors Influencing Its Adoption

Journal of Information System and Technology Management

Bitcoin was the first virtual currency to be created in 2009 as a decentralized digital currency ... more Bitcoin was the first virtual currency to be created in 2009 as a decentralized digital currency that could be transferred from one user to another over the peer-to-peer bitcoin network without the use of intermediaries such as banks and other financial institutions. In terms of finance, governments and other experts are concerned that Bitcoin can be used to avoid currency restrictions, for money manipulation, or criminal activities, and that it may be risky for investors due to the absence of regulations. The purpose of this study is to investigate the factors influencing Bitcoin investment adoption in Covid-19, examine the mediating factors influencing Bitcoin investment adoption in Covid-19, and propose a model of influencing Bitcoin investment adoption in Covid-19. Therefore, a methodological method was employed to accomplish these aims. The theory adopted is the theory of planned behaviour. Purposive sampling was used as the sampling method for the study. A total of 101 full re...

Research paper thumbnail of Islamic approach toward purification of transaction with cryptocurrency

This paper presents a qualitative study that examine the perception of users on Islamic approach ... more This paper presents a qualitative study that examine the perception of users on Islamic approach toward purification of transaction with cryptocurrency. Bitcoin is has been used as a case study which is one of the type of cryptocurrency. There are huge discrepancies from many Islamic school of thought about transaction with bitcoin. Specifically, some school of thought viewed it as a tool used for illegal purposes and that the global public already uses Bitcoin mostly for illegal and non-Shari’ah-compliant purposes under Islamic perceptions. As a result, this study developed an interview-qualitative research approach in order to examine how the negative perceptions of cryptocurrency from Islamic views cnd be purify. Sample of Eight informant were used in the study. The finding of this study indicated that the use of cryptocurrency as a legitimate as any payment method. It is also argued that it facilitated transactions and cut the normal cost of international money transfer, and som...

Research paper thumbnail of Journal of Information System and Technology Management

Ketagihan internet dalam kalangan pelajar merupakan isu penting yang dibincangkan di seluruh duni... more Ketagihan internet dalam kalangan pelajar merupakan isu penting yang dibincangkan di seluruh dunia. Hampir keseluruhan pakar menyatakan isu ini sebagai antara masalah utama yang dihadapi. Tujuan utama kajian ini dilaksanakan adalah untuk mengkaji ketagihan internet dalam kalangan pelajar di institusi pengajian tinggi awam di Malaysia. Fokus utama kajian adalah mengkaji ketagihan dari aspek keasyikan emosi dan kognitif terhadap internet dalam kalangan pelajar IPG di Malaysia. Kajian juga mengkaji ketagihan dari aspek hilang kawalan dan ganguan kehidupan seharian terhadap internet dalam kalangan pelajar IPG di Malaysia. Kajian berbentuk tinjauan ini melibatkan responden yang terdiri daripada 614 orang guru pelatih Institut Pendidikan Guru Malaysia (IPGM) di seluruh Malaysia.

Research paper thumbnail of Users Perception of Cryptocurrency System Application from the Islamic Views

Cryptocurrency is a peer-to-peer digital exchange system that uses cryptography to generate and d... more Cryptocurrency is a peer-to-peer digital exchange system that uses cryptography to generate and distribute token. It is based on an encrypted, peer-to-peer network that facilitates digital barter. By using a cryptocurrency, users are able to exchange value digitally without third party oversight. In regard to the Islamic perspective of cryptocurrency, Muslim scholars and Shari'ah experts have developed varied opinions, some considering it to be permissible (halal) and others prohibited (haram). Among those scholars who consider it to be legally impermissible put forward their reasons, some of them arguing that it violates the constitutions of their governments. On the other hand, there are Muslim scholars who regard cryptocurrency as permissible in principle. Furthermore, there are many uncertainties related to the implementation of the cryptocurrency reported by many researchers and mentioned in the respective fatwas. A number of empirical studies have acknowledged the fact that cryptocurrency, from the Islamic perspective, constitutes the focus of most ongoing research work. Therefore, this current paper seeks to examine the user's perception of cryptocurrency system application from the Islamic views. The paper utilized qualitative research approach by conducting interviews in order to determine the user perceptions of the system. The interview data gathered were analyzed. The findings indicate that there is lack of Islamic law on the basic criteria for the use of cryptocurrency as either a legal or illegal machinery transaction tool. Hence, Islamic digital currency model is necessary for applying Islamic law to the use of cryptocurrency.

Research paper thumbnail of JOURNAL OF INFORMATION SYSTEM AND TECHNOLOGY MANAGEMENT (JISTM

JOURNAL OF INFORMATION SYSTEM AND TECHNOLOGY MANAGEMENT (JISTM), 2022

Bitcoin was the first virtual currency to be created in 2009 as a decentralized digital currency ... more Bitcoin was the first virtual currency to be created in 2009 as a decentralized digital currency that could be transferred from one user to another over thepeer-to-peer bitcoin network without the use of intermediaries such as banks and other financial institutions. In terms of finance, governments and other experts are concerned that Bitcoin can be used to avoid currency restrictions, for money manipulation, or criminal activities, and that it may be risky for investors due to the absence of regulations. The purpose of this study is to investigate the factors influencing Bitcoin investment adoption in Covid-19,
examine the mediating factors influencing Bitcoin investment adoption in
Covid-19, and propose a model of influencing Bitcoin investment adoption in Covid-19. Therefore, a methodological method was employed to accomplish these aims. The theory adopted is the theory of planned behaviour. Purposive sampling was used as the sampling method for the study. A total of 101 full responses were obtained to the web-based questionnaire. Partial Least Squares Structural Equation Modeling (PLS-SEM 3) is utilized to analyze the study's findings. Perceived Behavior Control and Perceived Lack of Alternatives were found to have a favourable association with Intention to Invest in Bitcoin. Meanwhile, Perceived External Pressure has the reverse result, having a
marginal influence on the Decision to Invest in Bitcoin. Surprisingly, Perceived Lack of Alternative completely mediates the interaction between Perceived External Pressure and Desire to Invest in Bitcoin. It is anticipated that this analysis would have a clearer picture of Investors' and Consumers' Action on Investing in Bitcoin During Covid-19.

Research paper thumbnail of Factors Influencing Adoption of Cryptocurrency-Based Transaction from an Islamic Perspective

Global journal of computer science and technology, 2020

This paper presents a user study of “perception of the cryptocurrency-based transaction from the ... more This paper presents a user study of “perception of the cryptocurrency-based transaction from the Islamic views”. The motivation lies with the fact that some users of cryptocurrency-based transaction raised concern on the nature of transactions with Bitcoin. Specifically, some argued that Bitcoin can be easily used for illegal purposes. Therefore, “Technological Acceptance Model” was adopted and quantitative research methodology was utilized, to formulate and test some hypothesis that will lead to an establishment of a model. Sample of 306 participants was used in the study. The result of the hypothesis testing indicates that “Behavioral Intention to Use Cryptocurrency from the Islamic perspective” is influenced directly by Shari’ah Compliance, Perceived Ease of Use, Emotionality, Perceived Usefulness, and Financial Concern. As evident from the analysis, Emotionality is influenced directly by Financial concern and Shari’ah Compliance. Whereas, Behavioral Intention is influenced indir...

Research paper thumbnail of Factors Influencing Adoption of Cryptocurrency-based Transaction from an Islamic Perspective

Factors Influencing Adoption of Cryptocurrency-based Transaction from an Islamic Perspective, 2020

This paper presents a user study of "perception of the cryptocurrency-based transaction from the ... more This paper presents a user study of "perception of the cryptocurrency-based transaction from the Islamic views". The motivation lies with the fact that some users of cryptocurrency-based transaction raised concern on the nature of transactions with Bitcoin. Specifically, some argued that Bitcoin can be easily used for illegal purposes. Therefore, "Technological Acceptance Model" was adopted and quantitative research methodology was utilized, to formulate and test some hypothesis that will lead to an establishment of a model. Sample of 306 participants was used in the study. The result of the hypothesis testing indicates that "Behavioral Intention to Use Cryptocurrency from the Islamic perspective" is influenced directly by Shari'ah Compliance, Perceived Ease of Use, Emotionality, Perceived Usefulness, and Financial Concern. As evident from the analysis, Emotionality is influenced directly by Financial concern and Shari'ah Compliance. Whereas, Behavioral Intention is influenced indirectly by Financial Concern. The sample is general and does not specify a specific group of study. This study has contributed to understanding the Islamic issues behind the implementation of Cryptocurrency. This study adopted.

Research paper thumbnail of ISLAMIC APPROACH TOWARD PURIFICATION OF TRANSACTION WITH CRYPTOCURRENCY

This paper presents a qualitative study that examine the perception of users on Islamic approach ... more This paper presents a qualitative study that examine the perception of users on Islamic approach toward purification of transaction with cryptocurrency. Bitcoin is has been used as a case study which is one of the type of cryptocurrency. There are huge discrepancies from many Islamic school of thought about transaction with bitcoin. Specifically, some school of thought viewed it as a tool used for illegal purposes and that the global public already uses Bitcoin mostly for illegal and non-Shari'ah-compliant purposes under Islamic perceptions. As a result, this study developed an interview-qualitative research approach in order to examine how the negative perceptions of cryptocurrency from Islamic views cnd be purify. Sample of Eight informant were used in the study. The finding of this study indicated that the use of cryptocurrency as a legitimate as any payment method. It is also argued that it facilitated transactions and cut the normal cost of international money transfer, and some Muslim countries are actively encouraging the use of cryptocurrency due to its easy use and transparency. This has been also supported by "hadith". Finally, the analysis also confirmed that from the Shari'ah point of view, cryptocurrencies are as compliant as fiat money and ought to be accepted as another mode of payment that can be used in transaction as its value can be measured and quantified. Therefore, this study has contributed in understanding the Islamic views behind the implementation of cryptocurrency.

Research paper thumbnail of Users Perception of Cryptocurrency System Application from the Islamic Views

International Journal on Islamic Applications in Computer Science And Technology, Vol. 7, Issue 1, March 2019, 13-25, 2019

Cryptocurrency is a peer-to-peer digital exchange system that uses cryptography to generate and d... more Cryptocurrency is a peer-to-peer digital exchange system that uses cryptography to generate and distribute token. It is based on an encrypted, peer-to-peer network that facilitates digital barter. By using a cryptocurrency, users are able to exchange value digitally without third party oversight. In regard to the Islamic perspective of cryptocurrency, Muslim scholars and Shari'ah experts have developed varied opinions, some considering it to be permissible (halal) and others prohibited (haram). Among those scholars who consider it to be legally impermissible put forward their reasons, some of them arguing that it violates the constitutions of their governments. On the other hand, there are Muslim scholars who regard cryptocurrency as permissible in principle. Furthermore, there are many uncertainties related to the implementation of the cryptocurrency reported by many researchers and mentioned in the respective fatwas. A number of empirical studies have acknowledged the fact that cryptocurrency, from the Islamic perspective, constitutes the focus of most ongoing research work. Therefore, this current paper seeks to examine the user's perception of cryptocurrency system application from the Islamic views. The paper utilized qualitative research approach by conducting interviews in order to determine the user perceptions of the system. The interview data gathered were analyzed. The findings indicate that there is lack of Islamic law on the basic criteria for the use of cryptocurrency as either a legal or illegal machinery transaction tool. Hence, Islamic digital currency model is necessary for applying Islamic law to the use of cryptocurrency.

Research paper thumbnail of Bitcoin Investment During COVID-19: The Critical Factors Influencing Its Adoption

Journal of Information System and Technology Management

Bitcoin was the first virtual currency to be created in 2009 as a decentralized digital currency ... more Bitcoin was the first virtual currency to be created in 2009 as a decentralized digital currency that could be transferred from one user to another over the peer-to-peer bitcoin network without the use of intermediaries such as banks and other financial institutions. In terms of finance, governments and other experts are concerned that Bitcoin can be used to avoid currency restrictions, for money manipulation, or criminal activities, and that it may be risky for investors due to the absence of regulations. The purpose of this study is to investigate the factors influencing Bitcoin investment adoption in Covid-19, examine the mediating factors influencing Bitcoin investment adoption in Covid-19, and propose a model of influencing Bitcoin investment adoption in Covid-19. Therefore, a methodological method was employed to accomplish these aims. The theory adopted is the theory of planned behaviour. Purposive sampling was used as the sampling method for the study. A total of 101 full re...

Research paper thumbnail of Islamic approach toward purification of transaction with cryptocurrency

This paper presents a qualitative study that examine the perception of users on Islamic approach ... more This paper presents a qualitative study that examine the perception of users on Islamic approach toward purification of transaction with cryptocurrency. Bitcoin is has been used as a case study which is one of the type of cryptocurrency. There are huge discrepancies from many Islamic school of thought about transaction with bitcoin. Specifically, some school of thought viewed it as a tool used for illegal purposes and that the global public already uses Bitcoin mostly for illegal and non-Shari’ah-compliant purposes under Islamic perceptions. As a result, this study developed an interview-qualitative research approach in order to examine how the negative perceptions of cryptocurrency from Islamic views cnd be purify. Sample of Eight informant were used in the study. The finding of this study indicated that the use of cryptocurrency as a legitimate as any payment method. It is also argued that it facilitated transactions and cut the normal cost of international money transfer, and som...

Research paper thumbnail of Journal of Information System and Technology Management

Ketagihan internet dalam kalangan pelajar merupakan isu penting yang dibincangkan di seluruh duni... more Ketagihan internet dalam kalangan pelajar merupakan isu penting yang dibincangkan di seluruh dunia. Hampir keseluruhan pakar menyatakan isu ini sebagai antara masalah utama yang dihadapi. Tujuan utama kajian ini dilaksanakan adalah untuk mengkaji ketagihan internet dalam kalangan pelajar di institusi pengajian tinggi awam di Malaysia. Fokus utama kajian adalah mengkaji ketagihan dari aspek keasyikan emosi dan kognitif terhadap internet dalam kalangan pelajar IPG di Malaysia. Kajian juga mengkaji ketagihan dari aspek hilang kawalan dan ganguan kehidupan seharian terhadap internet dalam kalangan pelajar IPG di Malaysia. Kajian berbentuk tinjauan ini melibatkan responden yang terdiri daripada 614 orang guru pelatih Institut Pendidikan Guru Malaysia (IPGM) di seluruh Malaysia.

Research paper thumbnail of Users Perception of Cryptocurrency System Application from the Islamic Views

Cryptocurrency is a peer-to-peer digital exchange system that uses cryptography to generate and d... more Cryptocurrency is a peer-to-peer digital exchange system that uses cryptography to generate and distribute token. It is based on an encrypted, peer-to-peer network that facilitates digital barter. By using a cryptocurrency, users are able to exchange value digitally without third party oversight. In regard to the Islamic perspective of cryptocurrency, Muslim scholars and Shari'ah experts have developed varied opinions, some considering it to be permissible (halal) and others prohibited (haram). Among those scholars who consider it to be legally impermissible put forward their reasons, some of them arguing that it violates the constitutions of their governments. On the other hand, there are Muslim scholars who regard cryptocurrency as permissible in principle. Furthermore, there are many uncertainties related to the implementation of the cryptocurrency reported by many researchers and mentioned in the respective fatwas. A number of empirical studies have acknowledged the fact that cryptocurrency, from the Islamic perspective, constitutes the focus of most ongoing research work. Therefore, this current paper seeks to examine the user's perception of cryptocurrency system application from the Islamic views. The paper utilized qualitative research approach by conducting interviews in order to determine the user perceptions of the system. The interview data gathered were analyzed. The findings indicate that there is lack of Islamic law on the basic criteria for the use of cryptocurrency as either a legal or illegal machinery transaction tool. Hence, Islamic digital currency model is necessary for applying Islamic law to the use of cryptocurrency.

Research paper thumbnail of JOURNAL OF INFORMATION SYSTEM AND TECHNOLOGY MANAGEMENT (JISTM

JOURNAL OF INFORMATION SYSTEM AND TECHNOLOGY MANAGEMENT (JISTM), 2022

Bitcoin was the first virtual currency to be created in 2009 as a decentralized digital currency ... more Bitcoin was the first virtual currency to be created in 2009 as a decentralized digital currency that could be transferred from one user to another over thepeer-to-peer bitcoin network without the use of intermediaries such as banks and other financial institutions. In terms of finance, governments and other experts are concerned that Bitcoin can be used to avoid currency restrictions, for money manipulation, or criminal activities, and that it may be risky for investors due to the absence of regulations. The purpose of this study is to investigate the factors influencing Bitcoin investment adoption in Covid-19,
examine the mediating factors influencing Bitcoin investment adoption in
Covid-19, and propose a model of influencing Bitcoin investment adoption in Covid-19. Therefore, a methodological method was employed to accomplish these aims. The theory adopted is the theory of planned behaviour. Purposive sampling was used as the sampling method for the study. A total of 101 full responses were obtained to the web-based questionnaire. Partial Least Squares Structural Equation Modeling (PLS-SEM 3) is utilized to analyze the study's findings. Perceived Behavior Control and Perceived Lack of Alternatives were found to have a favourable association with Intention to Invest in Bitcoin. Meanwhile, Perceived External Pressure has the reverse result, having a
marginal influence on the Decision to Invest in Bitcoin. Surprisingly, Perceived Lack of Alternative completely mediates the interaction between Perceived External Pressure and Desire to Invest in Bitcoin. It is anticipated that this analysis would have a clearer picture of Investors' and Consumers' Action on Investing in Bitcoin During Covid-19.

Research paper thumbnail of Factors Influencing Adoption of Cryptocurrency-Based Transaction from an Islamic Perspective

Global journal of computer science and technology, 2020

This paper presents a user study of “perception of the cryptocurrency-based transaction from the ... more This paper presents a user study of “perception of the cryptocurrency-based transaction from the Islamic views”. The motivation lies with the fact that some users of cryptocurrency-based transaction raised concern on the nature of transactions with Bitcoin. Specifically, some argued that Bitcoin can be easily used for illegal purposes. Therefore, “Technological Acceptance Model” was adopted and quantitative research methodology was utilized, to formulate and test some hypothesis that will lead to an establishment of a model. Sample of 306 participants was used in the study. The result of the hypothesis testing indicates that “Behavioral Intention to Use Cryptocurrency from the Islamic perspective” is influenced directly by Shari’ah Compliance, Perceived Ease of Use, Emotionality, Perceived Usefulness, and Financial Concern. As evident from the analysis, Emotionality is influenced directly by Financial concern and Shari’ah Compliance. Whereas, Behavioral Intention is influenced indir...

Research paper thumbnail of Factors Influencing Adoption of Cryptocurrency-based Transaction from an Islamic Perspective

Factors Influencing Adoption of Cryptocurrency-based Transaction from an Islamic Perspective, 2020

This paper presents a user study of "perception of the cryptocurrency-based transaction from the ... more This paper presents a user study of "perception of the cryptocurrency-based transaction from the Islamic views". The motivation lies with the fact that some users of cryptocurrency-based transaction raised concern on the nature of transactions with Bitcoin. Specifically, some argued that Bitcoin can be easily used for illegal purposes. Therefore, "Technological Acceptance Model" was adopted and quantitative research methodology was utilized, to formulate and test some hypothesis that will lead to an establishment of a model. Sample of 306 participants was used in the study. The result of the hypothesis testing indicates that "Behavioral Intention to Use Cryptocurrency from the Islamic perspective" is influenced directly by Shari'ah Compliance, Perceived Ease of Use, Emotionality, Perceived Usefulness, and Financial Concern. As evident from the analysis, Emotionality is influenced directly by Financial concern and Shari'ah Compliance. Whereas, Behavioral Intention is influenced indirectly by Financial Concern. The sample is general and does not specify a specific group of study. This study has contributed to understanding the Islamic issues behind the implementation of Cryptocurrency. This study adopted.

Research paper thumbnail of ISLAMIC APPROACH TOWARD PURIFICATION OF TRANSACTION WITH CRYPTOCURRENCY

This paper presents a qualitative study that examine the perception of users on Islamic approach ... more This paper presents a qualitative study that examine the perception of users on Islamic approach toward purification of transaction with cryptocurrency. Bitcoin is has been used as a case study which is one of the type of cryptocurrency. There are huge discrepancies from many Islamic school of thought about transaction with bitcoin. Specifically, some school of thought viewed it as a tool used for illegal purposes and that the global public already uses Bitcoin mostly for illegal and non-Shari'ah-compliant purposes under Islamic perceptions. As a result, this study developed an interview-qualitative research approach in order to examine how the negative perceptions of cryptocurrency from Islamic views cnd be purify. Sample of Eight informant were used in the study. The finding of this study indicated that the use of cryptocurrency as a legitimate as any payment method. It is also argued that it facilitated transactions and cut the normal cost of international money transfer, and some Muslim countries are actively encouraging the use of cryptocurrency due to its easy use and transparency. This has been also supported by "hadith". Finally, the analysis also confirmed that from the Shari'ah point of view, cryptocurrencies are as compliant as fiat money and ought to be accepted as another mode of payment that can be used in transaction as its value can be measured and quantified. Therefore, this study has contributed in understanding the Islamic views behind the implementation of cryptocurrency.

Research paper thumbnail of Users Perception of Cryptocurrency System Application from the Islamic Views

International Journal on Islamic Applications in Computer Science And Technology, Vol. 7, Issue 1, March 2019, 13-25, 2019

Cryptocurrency is a peer-to-peer digital exchange system that uses cryptography to generate and d... more Cryptocurrency is a peer-to-peer digital exchange system that uses cryptography to generate and distribute token. It is based on an encrypted, peer-to-peer network that facilitates digital barter. By using a cryptocurrency, users are able to exchange value digitally without third party oversight. In regard to the Islamic perspective of cryptocurrency, Muslim scholars and Shari'ah experts have developed varied opinions, some considering it to be permissible (halal) and others prohibited (haram). Among those scholars who consider it to be legally impermissible put forward their reasons, some of them arguing that it violates the constitutions of their governments. On the other hand, there are Muslim scholars who regard cryptocurrency as permissible in principle. Furthermore, there are many uncertainties related to the implementation of the cryptocurrency reported by many researchers and mentioned in the respective fatwas. A number of empirical studies have acknowledged the fact that cryptocurrency, from the Islamic perspective, constitutes the focus of most ongoing research work. Therefore, this current paper seeks to examine the user's perception of cryptocurrency system application from the Islamic views. The paper utilized qualitative research approach by conducting interviews in order to determine the user perceptions of the system. The interview data gathered were analyzed. The findings indicate that there is lack of Islamic law on the basic criteria for the use of cryptocurrency as either a legal or illegal machinery transaction tool. Hence, Islamic digital currency model is necessary for applying Islamic law to the use of cryptocurrency.