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Papers by Bilkish Banu
International Journal of Science and Business
The current study was aimed to measure the different dimensions of women empowerment and identify... more The current study was aimed to measure the different dimensions of women empowerment and identify the factors affecting women empowerment in the North-West Bangladesh. To conduct the study, 537 female respondents who had at least one biological child aged between 6 to 59 months were selected purposively from eight districts of North-West region of Bangladesh using stratified random sampling technique. To identify the factors which influence different dimensions of women empowerment, binomial logistic regression model was used. Descriptive result showed that the overall women empowerment are 13%, where the dimension wise empowerment are (self-esteem – 36%, access to and control over resources – 24%, attitude and behaviour of husband – 48%, decisions related to household – 19%, and mobility– 12%). The factors which significantly influence different dimensions of women empowerment were exposure to media, attitude and behaviour of husband, mother’s employment, spousal age difference, mo...
Bangladesh Journal of Multidisciplinary Scientific Research (BJMSR) , 2021
This present study aims at analyzing how microfinance affects household income of its participant... more This present study aims at analyzing how microfinance affects household income of its participants as well as to find out the factors that influence the participants to adopt loan for which a logit model was applied. This study was run on three villages of Daulatpur Upazila of Kushtia district namely Khalishakundi, Malipara and Silimpur from which 350 respondents were chosen randomly. The result reveals that Age (p<0.05), household size (p<0.01) and credit amount (p<0.05) from microfinance had significant negative impact on average household income and spouse’s income had a positive sign with coefficient of 0.867 which was significant (p<0.01). Logit model expresses that average income, age of respondent and household size all had negative sign implying that an increase of one of them will discourage the respondents tending towards borrowing loans from microfinance which were also significant (p<0.01). This study also found several problems faced by the participants of microfinance such as high interest rate, delay of credit, rude behavior of representatives, short recovery time, influence of old members etc. as well as recommend the policy implication regarding them.
International Journal of Science and Business
The current study was aimed to measure the different dimensions of women empowerment and identify... more The current study was aimed to measure the different dimensions of women empowerment and identify the factors affecting women empowerment in the North-West Bangladesh. To conduct the study, 537 female respondents who had at least one biological child aged between 6 to 59 months were selected purposively from eight districts of North-West region of Bangladesh using stratified random sampling technique. To identify the factors which influence different dimensions of women empowerment, binomial logistic regression model was used. Descriptive result showed that the overall women empowerment are 13%, where the dimension wise empowerment are (self-esteem – 36%, access to and control over resources – 24%, attitude and behaviour of husband – 48%, decisions related to household – 19%, and mobility– 12%). The factors which significantly influence different dimensions of women empowerment were exposure to media, attitude and behaviour of husband, mother’s employment, spousal age difference, mo...
Bangladesh Journal of Multidisciplinary Scientific Research (BJMSR) , 2021
This present study aims at analyzing how microfinance affects household income of its participant... more This present study aims at analyzing how microfinance affects household income of its participants as well as to find out the factors that influence the participants to adopt loan for which a logit model was applied. This study was run on three villages of Daulatpur Upazila of Kushtia district namely Khalishakundi, Malipara and Silimpur from which 350 respondents were chosen randomly. The result reveals that Age (p<0.05), household size (p<0.01) and credit amount (p<0.05) from microfinance had significant negative impact on average household income and spouse’s income had a positive sign with coefficient of 0.867 which was significant (p<0.01). Logit model expresses that average income, age of respondent and household size all had negative sign implying that an increase of one of them will discourage the respondents tending towards borrowing loans from microfinance which were also significant (p<0.01). This study also found several problems faced by the participants of microfinance such as high interest rate, delay of credit, rude behavior of representatives, short recovery time, influence of old members etc. as well as recommend the policy implication regarding them.