Denti Sri Insani - Academia.edu (original) (raw)
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Islamic State University Syarif Hidayatullah Jakarta
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Papers by Denti Sri Insani
Proceedings of the 2nd International Seminar of Science and Applied Technology (ISSAT 2021), 2021
The Covid-19 pandemic has had a major impact on the Indonesian economy, including the banking sec... more The Covid-19 pandemic has had a major impact on the Indonesian economy, including the banking sector. Both Islamic and conventional banks must seek solutions in order to maintain their financial performance. The government is implementing the new normal era as an adaptation phase for all business lines in formulating economic improvement strategies. This study aims to find out how bank liquidity, bank efficiency, and the NPF ratio influence the performance of Islamic commercial banks during the period March 2020 until March 2021. Data were taken from the quarterly financial statements of each bank, processed using the analysis tool E-Views 9. The result shows that bank efficiency and liquidity have a significant effect on the profitability of Islamic commercial banks during the covid-19 pandemic. This research is expected to provide input to Islamic commercial banks in conducting mitigation of their business risk in the era of the covid-19 pandemic.
Proceedings of the 2nd International Seminar of Science and Applied Technology (ISSAT 2021), 2021
The Covid-19 pandemic has had a major impact on the Indonesian economy, including the banking sec... more The Covid-19 pandemic has had a major impact on the Indonesian economy, including the banking sector. Both Islamic and conventional banks must seek solutions in order to maintain their financial performance. The government is implementing the new normal era as an adaptation phase for all business lines in formulating economic improvement strategies. This study aims to find out how bank liquidity, bank efficiency, and the NPF ratio influence the performance of Islamic commercial banks during the period March 2020 until March 2021. Data were taken from the quarterly financial statements of each bank, processed using the analysis tool E-Views 9. The result shows that bank efficiency and liquidity have a significant effect on the profitability of Islamic commercial banks during the covid-19 pandemic. This research is expected to provide input to Islamic commercial banks in conducting mitigation of their business risk in the era of the covid-19 pandemic.