Darma Taujiharrahman - Academia.edu (original) (raw)
Papers by Darma Taujiharrahman
Velocity: Journal of Sharia Finance and Banking
The liquidity ratio will be used to assess PT. Indofood CBP Sukses Makmur Tbk's ability to me... more The liquidity ratio will be used to assess PT. Indofood CBP Sukses Makmur Tbk's ability to meet its obligations to pay short-term debt. The current ratio, quick ratio, cash ratio, and inventory to net working capital ratios will be used to analyze PT. Indofood CBP Sukses Makmur Tbk's ability to pay short-term debt. The approach used in this study is a qualitative descriptive analysis method from a financial standpoint, reporting data from PT. Indofood CBP Success Makmur. Tbk. from 2015 to 2019. The data showed that PT. Indofood CBP Success Makmur. Tbk. had a very good liquidity ratio from 2015 to 2019. With a current ratio of 233 percent, a quick ratio of 183 percent, a cash ratio of 116 percent, and an inventory to net working capital ratio of 43 percent, the company is in good shape.
Proceedings of the First International Conference on Islamic History and Civilization, ICON-ISHIC 2020, 14 October, Semarang, Indonesia, 2021
The outbreak of the Covid-19 pandemic has resulted in many large companies experiencing the impac... more The outbreak of the Covid-19 pandemic has resulted in many large companies experiencing the impact of this virus, including Islamic Financial Institutions (LKS). To see the defence of the LKS during the Covid-19 period, it can be seen from the liquidity capacity of the bank. The purpose of this study to determine the quality of the liquidity of Islamic banks during the Covid-19 pandemic which threatens economic integrity. The research method is descriptive statistics of the condition of Islamic Bank liquidity during the Covid-19 pandemic from Desember 2019 to August 2020. The object of this research is Mandiri Syariah Bank (BSM). The results of the study show at the end of the Quarter-II (Januari-April 2020) the Quick ratio reached a fairly low value, namely 75.43%, while the Financing to Assets Ratio reached a fairly large value, namely 67.04% and the Liquid Assets to Total Ratio reached a large enough value, namely 27.13%. A fairly loose liquidity ratio explains that even in the Covid-19 pandemic, Islamic banks are still in a liquid condition and can fulfill short-term obligations to depositors.
Purpose - This study aims to analyse the relations of financing of MSME, non-MSMEs and the number... more Purpose - This study aims to analyse the relations of financing of MSME, non-MSMEs and the number of offices on Gross Regional Domestic Product of Central Java Province during 2014-2019. Method - This research is using The comparative causal research method which one of the ex post-facto quantitative research methods carried out by looking at the causal relationship between one change and another based on existing data. Result - The result of this research indicates that the financing of MSME and non-MSMEs had positive and significant effect on Gross Regional Domestic Product of Central Java Province during 2014-2019 and the number of offices had negative non-significant effect on Gross Regional Domestic Product of Central Java Province during 2014-2019. Implication - This study uses the data from Islamic bank in Central of Java and the Gross Regional Domestic Product of Central Java. Originality - The paper looks into the relations of the financial inclusion that provided by Islami...
Pertumbuhan Produk Domestik Regional Bruto (PDRB) di Provinsi Jawa Tengah masih belum menunjukkan... more Pertumbuhan Produk Domestik Regional Bruto (PDRB) di Provinsi Jawa Tengah masih belum menunjukkan pertumbuhan yang signifikan, disisi lain kondisi inklusi keuangan untuk mendorong industry yang disediakan oleh bank syariah menunjukan instabilitas pada beberapa variabel selama periode pengamatan. Penelitian ini bertujuan menganalisis pengaruh Jumlah Kantor, Pembiayaan UMKM dan Non UMKM terhadap Produk Domestik Regional Bruto Provinsi Jawa Tengah selama tahun 2014-2019. Provinsi Jawa Tengah merupakan salah satu Provinsi besar di Indonesia dengan berbagaimacam kekayaan alam, budaya dan potensi ekonomi yang berlimpah. Teknis analisis data menggunakan Analisis regresi linier berganda dengan uji asumsi klasik. Hasil penelitian menunjukan bahwa pembiayaan UMKM dan Non UMKM berpengaruh positif signifikan terhadap PDRB, Jumlah kantor tidak berpengaruh signifikan terhadap PDRB. Untuk itu diperlakukan penempatan alokasi dana pembiayaan kepada sector unggulan di provinsi serta meningkatkan efek...
Velocity: Journal of Sharia Finance and Banking
The liquidity ratio will be used to assess PT. Indofood CBP Sukses Makmur Tbk's ability to me... more The liquidity ratio will be used to assess PT. Indofood CBP Sukses Makmur Tbk's ability to meet its obligations to pay short-term debt. The current ratio, quick ratio, cash ratio, and inventory to net working capital ratios will be used to analyze PT. Indofood CBP Sukses Makmur Tbk's ability to pay short-term debt. The approach used in this study is a qualitative descriptive analysis method from a financial standpoint, reporting data from PT. Indofood CBP Success Makmur. Tbk. from 2015 to 2019. The data showed that PT. Indofood CBP Success Makmur. Tbk. had a very good liquidity ratio from 2015 to 2019. With a current ratio of 233 percent, a quick ratio of 183 percent, a cash ratio of 116 percent, and an inventory to net working capital ratio of 43 percent, the company is in good shape.
Proceedings of the First International Conference on Islamic History and Civilization, ICON-ISHIC 2020, 14 October, Semarang, Indonesia, 2021
The outbreak of the Covid-19 pandemic has resulted in many large companies experiencing the impac... more The outbreak of the Covid-19 pandemic has resulted in many large companies experiencing the impact of this virus, including Islamic Financial Institutions (LKS). To see the defence of the LKS during the Covid-19 period, it can be seen from the liquidity capacity of the bank. The purpose of this study to determine the quality of the liquidity of Islamic banks during the Covid-19 pandemic which threatens economic integrity. The research method is descriptive statistics of the condition of Islamic Bank liquidity during the Covid-19 pandemic from Desember 2019 to August 2020. The object of this research is Mandiri Syariah Bank (BSM). The results of the study show at the end of the Quarter-II (Januari-April 2020) the Quick ratio reached a fairly low value, namely 75.43%, while the Financing to Assets Ratio reached a fairly large value, namely 67.04% and the Liquid Assets to Total Ratio reached a large enough value, namely 27.13%. A fairly loose liquidity ratio explains that even in the Covid-19 pandemic, Islamic banks are still in a liquid condition and can fulfill short-term obligations to depositors.
Purpose - This study aims to analyse the relations of financing of MSME, non-MSMEs and the number... more Purpose - This study aims to analyse the relations of financing of MSME, non-MSMEs and the number of offices on Gross Regional Domestic Product of Central Java Province during 2014-2019. Method - This research is using The comparative causal research method which one of the ex post-facto quantitative research methods carried out by looking at the causal relationship between one change and another based on existing data. Result - The result of this research indicates that the financing of MSME and non-MSMEs had positive and significant effect on Gross Regional Domestic Product of Central Java Province during 2014-2019 and the number of offices had negative non-significant effect on Gross Regional Domestic Product of Central Java Province during 2014-2019. Implication - This study uses the data from Islamic bank in Central of Java and the Gross Regional Domestic Product of Central Java. Originality - The paper looks into the relations of the financial inclusion that provided by Islami...
Pertumbuhan Produk Domestik Regional Bruto (PDRB) di Provinsi Jawa Tengah masih belum menunjukkan... more Pertumbuhan Produk Domestik Regional Bruto (PDRB) di Provinsi Jawa Tengah masih belum menunjukkan pertumbuhan yang signifikan, disisi lain kondisi inklusi keuangan untuk mendorong industry yang disediakan oleh bank syariah menunjukan instabilitas pada beberapa variabel selama periode pengamatan. Penelitian ini bertujuan menganalisis pengaruh Jumlah Kantor, Pembiayaan UMKM dan Non UMKM terhadap Produk Domestik Regional Bruto Provinsi Jawa Tengah selama tahun 2014-2019. Provinsi Jawa Tengah merupakan salah satu Provinsi besar di Indonesia dengan berbagaimacam kekayaan alam, budaya dan potensi ekonomi yang berlimpah. Teknis analisis data menggunakan Analisis regresi linier berganda dengan uji asumsi klasik. Hasil penelitian menunjukan bahwa pembiayaan UMKM dan Non UMKM berpengaruh positif signifikan terhadap PDRB, Jumlah kantor tidak berpengaruh signifikan terhadap PDRB. Untuk itu diperlakukan penempatan alokasi dana pembiayaan kepada sector unggulan di provinsi serta meningkatkan efek...