Dorina Kripa - Academia.edu (original) (raw)

Papers by Dorina Kripa

This article provides an overview of the use of images in the psychoanalytic, psychodynamic, cogn... more This article provides an overview of the use of images in the psychoanalytic, psychodynamic, cognitive and cognitive-behavioral approach based on existing literature. Imagination, as an intervention technique has been shown to be effective and even superior to other intervention techniques, in different life fields. The majority of clinicians use imaginative techniques to promote relaxation, to reduce stress, to regain control of unwanted behaviors, to increase selfawareness, to plan a lifestyle, to improve health. On the level of therapeutic intervention it is essential to increase the motivation of the subject to work with the images. Imaginative therapies are used by many therapists. There are wide varieties of imaginative therapies that have been thoroughly examined. These approaches can be classified into a series of models based on their theoretical assumptions and preestablished objectives. Those who use images in the context of psychoanalysis and in analytical psychotherapy ...

International Journal of Economics and Business Administration, 2021

Purpose: The main aim is to analyze the effect of the financial system in the economic growth and... more Purpose: The main aim is to analyze the effect of the financial system in the economic growth and if the loan impact is conditioned or not by the financial leasing threshold. Approach/Methodology/Design: The proceeding data are time series of Albania's macroeconomic indicators, from 2008 to 2020 (quarterly frequency). The dependent variable is Gross Domestic Product, threshold variable is financial leasing, and the independent variables are business and individual loans from the banking system, the rate of private loans to domestic loans, monetary aggregate M2, deposits (with and without term) of the banking system. The statistical approach is based on the generalized method of moments for endogenous and exogenous variables in the threshold model. Findings: There is a financial leasing threshold level in which financial variables of bank loans and domestic loans are related to economic growth by changing the correlation direction. Practical Implications: the article demonstrated...

This article explores the significance and contribution of Information Technology (IT) in improvi... more This article explores the significance and contribution of Information Technology (IT) in improving the efficensies of financial systems, especially treasury systems, related to ministry of Finance in Albania as a case study. All this process, further, will have direct impact in macro level, especially refering creating and improving a knowledge based economy, through specifically, contributing in finance and government. This new technological development in the financial industry is known as “e-finance” in the literature. Following the development of the Internet and IT and their continuously growing implementation in all fields of the contemporary society, the economic entities are provided with unlimited opportunities for improving their effectiveness and efficiency, as well as for achieving higher competitiveness on the global market. As moving from an industrial to information society will bring us soon in the path of knowledge based economy. Should Albania be the proper case o...

Profitability is one of the most important objectives of financial management. The objective of t... more Profitability is one of the most important objectives of financial management. The objective of this paper is to assess the impact of internal factors, growth rate, liquidity, liability, fixed assets, company size and volume of capital, on the profitability of insurance companies in Albania. The purpose of our paper is to provide a useful tool for the insurance companies operating in our country in making their decisions based on economical and statistical implications. We have taken under study 7 insurance companies during the period 20082013. The methodology used to achieve the paper’s objective is based on the multiple regression tools with panel data. According to the analysis result, 56% of the variation in the profitability of insurance companies in our country is determinate from the variables mention above, while 44% of the variation in profitability is explained by external variables not included in the study.

Universal Journal of Accounting and Finance, 2021

Administrative Sciences, 2021

Educational needs are changing worldwide. Social aspects and the impact of knowledge and educatio... more Educational needs are changing worldwide. Social aspects and the impact of knowledge and education on changing society are already taken into consideration from some viewpoints. However, the social impact of different models of education that bring new knowledge in innovative ways and the application of social entrepreneurship still need be investigated. The main question that this study addressed is how higher education institutions (HEIs) will approach the new era, in relation to knowledge needs and their social impact, and which model allows HEIs to become more entrepreneurial and follow social entrepreneurship. The paper contributes to addressing challenges and opportunities that universities (especially those located in developing countries) face in their pathway to developing social entrepreneurship education with the aim of increasing their value creation capacity. Through a case study analysis, this paper highlights the relevance of knowledge creation, circulation, and trans...

Eirp Proceedings, May 5, 2015

The real estate market has an important impact on social and economic development of a country, a... more The real estate market has an important impact on social and economic development of a country, and it involves many aspects which increase the complexity of the impact analysis and often have opposite directions. This can be supported by the fact that real estate is one of the most important items in public spending 3 , but also in investment expenses in general (this is especially typical for Albania). These expenses are mainly related to infrastructure and accommodation of homeless people by the National Housing Entity. Researchers have studied the relation between the price of real estates with the GDP of a country, concluding that real estate prices and the government policies related to them, do impact the GDP growth, and movements in residential prices can be used to forecast GDP growth. On the other hand, when purchasing a home, individuals use all their savings, or take loans, which constantly cause the reduction of consumption and saving possibilities in order to afford the installments and other loan expenses. So, from this point of view, this investment may have an adverse effect, even on GDP. But, the question we raise in this study is: what impact has the real estate market in Albanian economy? We begin the study by emphasizing the importance of the real estate market, and then we identify key developments related to this market's financing, price developments and the construction activity, as an important part of the market itself. The study is concluded with a regression analysis on the role the real estate market plays in the Albanian economy.

The Pre-feasibility Study of Social Housing in Municipality of Tirana is deliverable 6 of the PRO... more The Pre-feasibility Study of Social Housing in Municipality of Tirana is deliverable 6 of the PROMISE project and presents an analysis of the possible challenges and opportunities in operating the first social housing area in the Municipality of Tirana. This represents one of the most important real property management initiatives in Albania with both social and economic benefits.

Romanian Economic Business …, 2010

… , Vol. 5, No. 3 pp. 101- …, 2011

… ale Universitatii" Alexandru Ioan Cuza" din Iasi …, 2010

This article analyses the reforms in the pension scheme in Albania during the transition period. ... more This article analyses the reforms in the pension scheme in Albania during the transition period. An analysis of changes experienced by the performance of the social insurance scheme reveals that, so far, the system is almost entirely dominated by the public scheme "pay as you go", which for the moment is facing serious challenges. The results of the prognoses show that that these problems will accompany the scheme in the future too. Under these circumstances, it can be inferred that, in addition to the application of parametric modifications to the public scheme in order to strengthen its financial stability, the initiation of a more radical reform in the pension system is becoming crucial. The same conclusion has been reached by many countries which have completed this reform. The paper concludes with some recommendations on how to carry out the reform of the public pension scheme and it proposes the introduction of a multicolumn pension system.

European Journal of Multidisciplinary Studies, 2016

Good performance of a company determines the position of the company in its market and the growth... more Good performance of a company determines the position of the company in its market and the growth and consolidation of the market, giving as result the development of the economy as a whole. The importance of this topic further enhanced when dealing with insurance companies because: 1) insurance companies’ transfers risk in the economy 2) provide a mechanism to promote savings 3) promote investment activities. The growing importance of insurance companies in Albania and the importance of profitability as one of the key performance metrics of a company are the reasons why we decide to write this paper. The variation of profits between insurance companies over the years, within a country, leads to believe that internal factors play a major role in determining profitability. We have taken under study the impact of growth rate, liabilities, liquidity, fixed assets, volume of capital and company size on the profitability of insurance companies. The methodology used is based on quantitati...

Scientific Bulletin – Economic Sciences, 2015

Nowadays investing in Real Estates is one of the main investing alternatives. It has spread fast ... more Nowadays investing in Real Estates is one of the main investing alternatives. It has spread fast in all the international markets, and has evolved in other indirect tools of investing, based on the investors’ demands and a country’s economic situation. Investing in Real Estates has become an attractive alternative because it offers protection from Inflation and also diversification. Therefore, the increase in these assets’ prices, and the increase in Inflation at the same time, provides the investor with high rate of returns from his portfolio. Even the periodic income from the rent, reflects the changes in Inflation. As a result, reviewing the literature, we conclude that Real Estates are protective in inflationist periods. The income from Real Estates tends to increase faster in inflationist environments, allowing the investor to keep real rates of returns. Real Estates have always behaved different from bonds, options and stocks. Real Estates have their particular life cycle, whi...

Depending where one looks you will find various definitions aimed at describing 'sustainabili... more Depending where one looks you will find various definitions aimed at describing 'sustainability'. In lasts years the notion of sustainable tourism must be regarded as one of the great success stories of tourism research and knowledge transfer. It has become the first topic discourse in academic research, business fields and governance. The government takes responsibility for the social and economic development of the country. The government through the lows, programs, plans, and strategies oriented people to choose the tools in economy's branches and to walk in sustainable development without afraid for the future. One of the economic branches, that is qualified as friend of sustainable development is tourism. But tourism cannot develop in chaos by self without a strategy or a plan confirmed by specialist, who works in different sectors of public administrate in government. While, big or central government is occupied with macro-problem and macro-policies, local governme...