Dr Amrita Thakkar - Academia.edu (original) (raw)
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Papers by Dr Amrita Thakkar
International Journal of Advance and Innovative Research Volume 6, Issue 1 (XXIV): January - March, 2019, 2019
ABSTRACT Governments Initiative for making Digital India coupled with Demonetization has transfor... more ABSTRACT
Governments Initiative for making Digital India coupled with Demonetization has transformed India into a
cashless economy. Online transactions become popular then. Amongst the various online payment modes like
payment through net banking, Debit cards, credit cards etc, E-Wallets started gaining popularity. But in India,
accepting digitalization where money is involved it is difficult to fasten the pace of innovation diffusion such as
E-Wallets (Kunal Taheam, 2016). E-wallets have shown a very high acceptance level among the urban youth
who have bank accounts with around 89% of the people surveyed saying that they use mobile wallets of some
form or the other and only 8% of the consumers saying that they use bank-led wallet applications in a YouGovBernstein Proprietary Survey. This generates research interest to study the alacrity of youths to use E-Wallets
and factors influencing the adoption of E-Wallets including the factors discouraging the usage of it in amongst
the post graduation students residing in Navi Mumbai
Keywords: Mobile wallets, Mode of payment, Digitalization, Online Transactions
International Journal of Advance and Innovative Research Volume 6, Issue 1 (XXIV): January - March, 2019, 2019
ABSTRACT Governments Initiative for making Digital India coupled with Demonetization has transfor... more ABSTRACT
Governments Initiative for making Digital India coupled with Demonetization has transformed India into a
cashless economy. Online transactions become popular then. Amongst the various online payment modes like
payment through net banking, Debit cards, credit cards etc, E-Wallets started gaining popularity. But in India,
accepting digitalization where money is involved it is difficult to fasten the pace of innovation diffusion such as
E-Wallets (Kunal Taheam, 2016). E-wallets have shown a very high acceptance level among the urban youth
who have bank accounts with around 89% of the people surveyed saying that they use mobile wallets of some
form or the other and only 8% of the consumers saying that they use bank-led wallet applications in a YouGovBernstein Proprietary Survey. This generates research interest to study the alacrity of youths to use E-Wallets
and factors influencing the adoption of E-Wallets including the factors discouraging the usage of it in amongst
the post graduation students residing in Navi Mumbai
Keywords: Mobile wallets, Mode of payment, Digitalization, Online Transactions