Emil Pratiwi - Academia.edu (original) (raw)
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Financial distress precedes bankruptcy. Most financial distress models actually rely on bankruptc... more Financial distress precedes bankruptcy. Most financial distress models actually rely on bankruptcy data, which is easier to obtain. The purpose of this research to examine financial ratios that affect financial distress condition of a bank. The independen variable which is used to test on research is CAR, NPL,ROA, ROE, LDR,and IRR. The sample of this research consist of 100 banks, chosen by purposive sampling. The statistic method which is used to test on the research hypothesis is logistic regression. This research used 7 logistic regression model from Zaki’s research had developed.The result show that NPL, ROA, and ROE is a significant variable to determine of financial distress banks. Keywords: financial distress, financial ratios, logistic regression, bankruptcy.
A suggestion to School From Home during Covid-19 pandemic made learning process at RA Riyadlotul ... more A suggestion to School From Home during Covid-19 pandemic made learning process at RA Riyadlotul Uqul, Dusun Lowok, less optimally. Online learning takes place in the form of assignments, and those who haven’t gadgets continue to study at school in turn. The purposes of this service activvity is to develop learning media that is suitbale for the pandemic situation in RA Riyadlotul Uqul. The results of discussions with teachers at that school stated that there were threee suitable media to be developed, animated video, relay stick games, and hand puppets, where all produccts were equipped with user manuals book, so that teacher and parents could easily apply them at home. The product development method adopt ADDIE. The result shows that teacher feels helped by the existance of educational media that is developed, as a variation of teaching techniques, and also build good character for students, which guidebook contains the benefits of using developed media. The teacher, as user, gave...
Financial distress precedes bankruptcy. Most financial distress models actually rely on bankruptc... more Financial distress precedes bankruptcy. Most financial distress models actually rely on bankruptcy data, which is easier to obtain. The purpose of this research to examine financial ratios that affect financial distress condition of a bank. The independen variable which is used to test on research is CAR, NPL,ROA, ROE, LDR,and IRR. The sample of this research consist of 100 banks, chosen by purposive sampling. The statistic method which is used to test on the research hypothesis is logistic regression. This research used 7 logistic regression model from Zaki’s research had developed.The result show that NPL, ROA, and ROE is a significant variable to determine of financial distress banks. Keywords: financial distress, financial ratios, logistic regression, bankruptcy.
A suggestion to School From Home during Covid-19 pandemic made learning process at RA Riyadlotul ... more A suggestion to School From Home during Covid-19 pandemic made learning process at RA Riyadlotul Uqul, Dusun Lowok, less optimally. Online learning takes place in the form of assignments, and those who haven’t gadgets continue to study at school in turn. The purposes of this service activvity is to develop learning media that is suitbale for the pandemic situation in RA Riyadlotul Uqul. The results of discussions with teachers at that school stated that there were threee suitable media to be developed, animated video, relay stick games, and hand puppets, where all produccts were equipped with user manuals book, so that teacher and parents could easily apply them at home. The product development method adopt ADDIE. The result shows that teacher feels helped by the existance of educational media that is developed, as a variation of teaching techniques, and also build good character for students, which guidebook contains the benefits of using developed media. The teacher, as user, gave...