Ersida Teliti - Academia.edu (original) (raw)
Papers by Ersida Teliti
Mediterranean Journal of Social Sciences, 2012
Continuous advancements in information technology have led to a broad range of banking products a... more Continuous advancements in information technology have led to a broad range of banking products and services. Among all types of e-banking, internet banking provides faster, cheaper and timeless services via internet. Financial institutions in developing countries should be aware of the advantages of online banking in terms of convenience, flexibility, competitive advantage and lower costs. This paper reveals the current expansion of e-banking in Albania by reviewing existing transactional sites and latest financial reports. Furthermore, e-banking legal framework in Albania has been analyzed with conclusions being reached. The study suggests that the actual legal framework needs further improvement and should be compliant to the EU legal framework, and that a public informing campaign should be raised with regards to electronic payment instruments. A recent survey has been carried out to collect data from the Albanian banks offering e-banking services. The survey identifies the impo...
2018 UBT International Conference, 2018
European Scientific Journal, Feb 27, 2015
Transportation is a process that has been in help to human kind in every time. It has existed in ... more Transportation is a process that has been in help to human kind in every time. It has existed in different manners and forms. First of all, it has been a matter of fact than the society set some rules in order to discipline it. From a historical prospect even the first acts of our newborn state have ruled the transport, firstly as a process and a necessity of civil circulation. Then, through years it got the concept of a contract, specifying the parties, their rights and obligation. The transport contract is named under different names and contracts in accordance with the terms of time. The main goal of this article is not only to offer a historic view of this contract, but to sit in to the provisions of actual Civil Code. The transport contract will be analyzed in a critical view, underlying the problems of it. The weak judiciary practice is a key problem of this paper. In order to offer a full view of our legislation, the paper will offer in the last part of it a specific view of all types of transport, regulated under specific Codes. The recommendations are addressed both to the legislator, to the public authorities and to the government.
1St International Symposium on Computing in Informatics and Mathematics, Jun 18, 2013
In this article there is presented the role of computer use in the commission of offenses, seriou... more In this article there is presented the role of computer use in the commission of offenses, serious consequences from these illegal acts, as well as measures to prevent them. Through this paper we have attempted to handle the computer in relation to crime in four different plans: Computer systems are presented as targets when they are attacked, in order to change the data or crush them. These systems are introduced as a means of committing criminal acts (modus operandi) because computer processes used to enable, facilitate and expedite the realization of certain criminal acts. Computer often used as a mechanism of stash, planning and organization in the commitment of criminal action. Offenders in the computer field, by using computer systems perform criminal acts in the form of fraud, by manipulating data in order to benefit illegally. These illegal actions affect electronic commerce, banking, private investments etc. A special attention in this paper is devoted the computer system, as an instrument that prevent and prove criminal acts. Through information technology, state domestic authorities and overseas exchange accurate and rapid information in order to precede criminal acts. At the end of the paper are identified computer offences and legal measures that authorities should take in order to isolate the criminal acts.
Academic Journal of Interdisciplinary Studies, 2013
Distance contracts are used very often nowadays in Albania. Most of consumer buy goods and servic... more Distance contracts are used very often nowadays in Albania. Most of consumer buy goods and services using the means of distance communication, such as: telephone, email, television etc. Even they buy, they are not aware about the conclusion of such contract. The consumer does not have any information about their rights and the trader's obligations. So, they get under trader powers without exercising their rights. The aim of this article is to give a general view about the provisions of distance contracts according to Albanian law "On consumer protection". Also, the article offers a comprehensive view to Albanian law provisions and those offers from the European legislator. In the end, the article gives some recommendations in order to improve our law and how to make it more effective.
Mediterranean Journal of Social Sciences, 2014
The Stabilization and Association Agreement raised a lot of obligation for Albanian State. This a... more The Stabilization and Association Agreement raised a lot of obligation for Albanian State. This act does not impose only the necessity of approximation of the legislation, but also the obligation to establish real and effective institutions. This article analyzes the institutions on consumer protection provided by law "On consumer protection". Only these authorities are in the focus of this article. It does analyze the other institutions that protect consumer, which are established or ruled under each law that offers protection to the consumers. The author offers a general view on the competences and the composition of them, ruled from this law and some others. Along the whole article, the authors give their conclusions and the recommendations on the role and the importance of these institutions in the field of consumer protection. The whole analyze of all the institutions that operate in the field of consumer protection will be part of another article.
Mediterranean Journal of Social Sciences, 2014
Mediterranean Journal of Social Sciences, 2012
Continuous advancements in information technology have led to a broad range of banking products a... more Continuous advancements in information technology have led to a broad range of banking products and services. Among all types of e-banking, internet banking provides faster, cheaper and timeless services via internet. Financial institutions in developing countries should be aware of the advantages of online banking in terms of convenience, flexibility, competitive advantage and lower costs. This paper reveals the current expansion of e-banking in Albania by reviewing existing transactional sites and latest financial reports. Furthermore, e-banking legal framework in Albania has been analyzed with conclusions being reached. The study suggests that the actual legal framework needs further improvement and should be compliant to the EU legal framework, and that a public informing campaign should be raised with regards to electronic payment instruments. A recent survey has been carried out to collect data from the Albanian banks offering e-banking services. The survey identifies the impo...
2018 UBT International Conference, 2018
European Scientific Journal, Feb 27, 2015
Transportation is a process that has been in help to human kind in every time. It has existed in ... more Transportation is a process that has been in help to human kind in every time. It has existed in different manners and forms. First of all, it has been a matter of fact than the society set some rules in order to discipline it. From a historical prospect even the first acts of our newborn state have ruled the transport, firstly as a process and a necessity of civil circulation. Then, through years it got the concept of a contract, specifying the parties, their rights and obligation. The transport contract is named under different names and contracts in accordance with the terms of time. The main goal of this article is not only to offer a historic view of this contract, but to sit in to the provisions of actual Civil Code. The transport contract will be analyzed in a critical view, underlying the problems of it. The weak judiciary practice is a key problem of this paper. In order to offer a full view of our legislation, the paper will offer in the last part of it a specific view of all types of transport, regulated under specific Codes. The recommendations are addressed both to the legislator, to the public authorities and to the government.
1St International Symposium on Computing in Informatics and Mathematics, Jun 18, 2013
In this article there is presented the role of computer use in the commission of offenses, seriou... more In this article there is presented the role of computer use in the commission of offenses, serious consequences from these illegal acts, as well as measures to prevent them. Through this paper we have attempted to handle the computer in relation to crime in four different plans: Computer systems are presented as targets when they are attacked, in order to change the data or crush them. These systems are introduced as a means of committing criminal acts (modus operandi) because computer processes used to enable, facilitate and expedite the realization of certain criminal acts. Computer often used as a mechanism of stash, planning and organization in the commitment of criminal action. Offenders in the computer field, by using computer systems perform criminal acts in the form of fraud, by manipulating data in order to benefit illegally. These illegal actions affect electronic commerce, banking, private investments etc. A special attention in this paper is devoted the computer system, as an instrument that prevent and prove criminal acts. Through information technology, state domestic authorities and overseas exchange accurate and rapid information in order to precede criminal acts. At the end of the paper are identified computer offences and legal measures that authorities should take in order to isolate the criminal acts.
Academic Journal of Interdisciplinary Studies, 2013
Distance contracts are used very often nowadays in Albania. Most of consumer buy goods and servic... more Distance contracts are used very often nowadays in Albania. Most of consumer buy goods and services using the means of distance communication, such as: telephone, email, television etc. Even they buy, they are not aware about the conclusion of such contract. The consumer does not have any information about their rights and the trader's obligations. So, they get under trader powers without exercising their rights. The aim of this article is to give a general view about the provisions of distance contracts according to Albanian law "On consumer protection". Also, the article offers a comprehensive view to Albanian law provisions and those offers from the European legislator. In the end, the article gives some recommendations in order to improve our law and how to make it more effective.
Mediterranean Journal of Social Sciences, 2014
The Stabilization and Association Agreement raised a lot of obligation for Albanian State. This a... more The Stabilization and Association Agreement raised a lot of obligation for Albanian State. This act does not impose only the necessity of approximation of the legislation, but also the obligation to establish real and effective institutions. This article analyzes the institutions on consumer protection provided by law "On consumer protection". Only these authorities are in the focus of this article. It does analyze the other institutions that protect consumer, which are established or ruled under each law that offers protection to the consumers. The author offers a general view on the competences and the composition of them, ruled from this law and some others. Along the whole article, the authors give their conclusions and the recommendations on the role and the importance of these institutions in the field of consumer protection. The whole analyze of all the institutions that operate in the field of consumer protection will be part of another article.
Mediterranean Journal of Social Sciences, 2014