Evania herindar25 - Academia.edu (original) (raw)

Papers by Evania herindar25

Research paper thumbnail of Measuring Islamic Rural Banks Productivity in Indonesia 2016-2021

Review on Islamic Accounting

The Islamic finance industry in Indonesia is currently a global concern, one of which is financia... more The Islamic finance industry in Indonesia is currently a global concern, one of which is financial institutions, so productivity measurement is essential for BPRS in Indonesia. This study tries to analyze the BCC model as a basic model to see the level of productivity in 92 BPRS using the Malmquist productivity index, both in terms of changes in efficiency and changes in technology during the six-year observation period (2016-2021) using the Malmquist Index. There are several findings from this study. First, the overall level of productivity in BPRS shows an increase, and it is known that changes in efficiency and technology affect the increase in productivity of BPRS. Furthermore, in the analysis of each BPRS, it is known that the productivity of the BPRS fluctuates from year to year. Second, the regional study between Java and Non-Java found that BPRS in Java has higher productivity levels than BPRS outside Java, considering that Java is the center of the Indonesian economy and th...

Research paper thumbnail of Pengembangan Model Fintech-Micro BMT (FIT)

Perbanas Journal of Islamic Economics and Business

This article's goal is to create a Fintech Micro BMT (FIT) financial technology innovation mo... more This article's goal is to create a Fintech Micro BMT (FIT) financial technology innovation model for the Islamic microfinance institution Baitul Maal wa Tamwil (BMT) at the APEX/association scale. Being a successful and independent institution (financial self-uffency) as a commercial function and assisting in reducing poverty (poverty alleviation) as a social function are the two fundamental goals of BMT. The goal of fintech micro BMT is to accomplish both objectives. Through the use of descriptive analytic techniques, the research was carried out utilizing qualitative approaches. Primary data from interviews and secondary data from literature reviews make up the utilised data. The basic prototype of the application and its features were analyzed for model innovation using the Business Model Canvas framework. This was followed by a description of the BMT and MSME simple financial reporting accounting systems as well as the credit scoring model. In order to solve the issue of liq...

Research paper thumbnail of The Impact of Covid-19 on Islamic Economics & Finance Industry

Journal of Islamic Economic Literatures

Since Covid 19 appeared at the end of 2019, this virus has caused fundamental changes in consumer... more Since Covid 19 appeared at the end of 2019, this virus has caused fundamental changes in consumer behavior, economy, and industries worldwide, including halal and Islamic finance. This study aims to analyze literature studies and find out the research development related to the impact of Covid-19 on the Islamic economics and finance industry in the world by reviewing 62 documents from 2020-2021 on the Scopus database. VoS viewer to find out the bibliometric map of research development related to the impact of Covid-19 on the Islamic economics and finance industry. The results show an increase in the number of papers published on this theme in recent years from 2020 to 2021. Furthermore, based on the results from reviewing several studies, it was found that the Covid-19 pandemic impacted Islamic Economics and Finance. Industry. Since Covid 19 appeared at the end of 2019, this virus has caused fundamental changes in consumer behavior, economy, and enterprises worldwide, including hala...

Research paper thumbnail of Measuring Islamic Rural Banks Productivity in Indonesia 2016-2021

Review on Islamic Accounting

The Islamic finance industry in Indonesia is currently a global concern, one of which is financia... more The Islamic finance industry in Indonesia is currently a global concern, one of which is financial institutions, so productivity measurement is essential for BPRS in Indonesia. This study tries to analyze the BCC model as a basic model to see the level of productivity in 92 BPRS using the Malmquist productivity index, both in terms of changes in efficiency and changes in technology during the six-year observation period (2016-2021) using the Malmquist Index. There are several findings from this study. First, the overall level of productivity in BPRS shows an increase, and it is known that changes in efficiency and technology affect the increase in productivity of BPRS. Furthermore, in the analysis of each BPRS, it is known that the productivity of the BPRS fluctuates from year to year. Second, the regional study between Java and Non-Java found that BPRS in Java has higher productivity levels than BPRS outside Java, considering that Java is the center of the Indonesian economy and th...

Research paper thumbnail of Pengembangan Model Fintech-Micro BMT (FIT)

Perbanas Journal of Islamic Economics and Business

This article's goal is to create a Fintech Micro BMT (FIT) financial technology innovation mo... more This article's goal is to create a Fintech Micro BMT (FIT) financial technology innovation model for the Islamic microfinance institution Baitul Maal wa Tamwil (BMT) at the APEX/association scale. Being a successful and independent institution (financial self-uffency) as a commercial function and assisting in reducing poverty (poverty alleviation) as a social function are the two fundamental goals of BMT. The goal of fintech micro BMT is to accomplish both objectives. Through the use of descriptive analytic techniques, the research was carried out utilizing qualitative approaches. Primary data from interviews and secondary data from literature reviews make up the utilised data. The basic prototype of the application and its features were analyzed for model innovation using the Business Model Canvas framework. This was followed by a description of the BMT and MSME simple financial reporting accounting systems as well as the credit scoring model. In order to solve the issue of liq...

Research paper thumbnail of The Impact of Covid-19 on Islamic Economics & Finance Industry

Journal of Islamic Economic Literatures

Since Covid 19 appeared at the end of 2019, this virus has caused fundamental changes in consumer... more Since Covid 19 appeared at the end of 2019, this virus has caused fundamental changes in consumer behavior, economy, and industries worldwide, including halal and Islamic finance. This study aims to analyze literature studies and find out the research development related to the impact of Covid-19 on the Islamic economics and finance industry in the world by reviewing 62 documents from 2020-2021 on the Scopus database. VoS viewer to find out the bibliometric map of research development related to the impact of Covid-19 on the Islamic economics and finance industry. The results show an increase in the number of papers published on this theme in recent years from 2020 to 2021. Furthermore, based on the results from reviewing several studies, it was found that the Covid-19 pandemic impacted Islamic Economics and Finance. Industry. Since Covid 19 appeared at the end of 2019, this virus has caused fundamental changes in consumer behavior, economy, and enterprises worldwide, including hala...