Faisal Nasution - Academia.edu (original) (raw)
Papers by Faisal Nasution
MATAAZIR: Jurnal Administrasi dan Manajemen Pendidikan
Sebagai pendidikan formal, madrasah dalam Sistem Pendidikan Nasional memiliki kedudukan yang sama... more Sebagai pendidikan formal, madrasah dalam Sistem Pendidikan Nasional memiliki kedudukan yang sama dengan lembaga sekolah pada umumnya, namun realitanya di lapangan masih terdapat perbedaan, khususnya dalam hal sarana prasararan dan pembiayaan pendidikan yang masih jauh dari ideal. Hal tersebut mengakibatkan pendidikan Islam masih tertinggal jauh di belakang, untuk itu perlu manajemen yang dan tata kelola finansial pendidikan yang baik. Tujuan penelitian adalah untuk mengetahui pengelolalan Pembiayaan Pendidikan Islam Abad XXI; Analisis tehadap UU Nomor 20Tahun 2003 tentang Pembiaya Pendidikan Islam di Madrasah. Iplikasi dari penelitian ini diharapkan menjadi tolak ukur dalam mengelola pendidikan Islam di Abad XXI. Metode yang digunakan dalam penelitian ini adalah penelitian kualitatif dengan pendekatan library research, dengan sumber data UU Nomor 20 Tahun 2003 tentang Sistem Pendidikan Nasional. Berdasarkan hasil penelitian dan pembahasan yang dilakukan tentang Pembiayaan Pendidik...
Proceedings of the 4th International Conference on Social and Political Development
This study aims to test and analyze the factors that influence the ability of auditors to detect ... more This study aims to test and analyze the factors that influence the ability of auditors to detect fraud at Financial and Development Supervisory Agency (BPKP) auditors in provinces North Sumatra. This type of research is a causal associative population and a sample of 34 Auditor Functional Officials in the Regional Government Accountability Sector (APD) in the BPKP Representative Office of North Sumatra Province. The data collection technique in this study was a questionnaire. A method of data analysis using data analysis tests, classical assumptions, and hypotheses. The results showed that Competence and Professional Ethics have a positive and significant effect on the ability to detect fraud, while Independence and Professional Skepticism do not affect the ability to detect fraud at the BPKP Representative Office of North Sumatra Province. Independence, Competence, Professional Ethics, and Professional Skepticism have a simultaneous effect on the ability to detect fraud at the Fina...
Citra Justicia : Majalah Hukum dan Dinamika Masyarakat, 2020
Proceedings of the Proceedings of The 5th Annual International Seminar on Trends in Science and Science Education, AISTSSE 2018, 18-19 October 2018, Medan, Indonesia, 2019
Innovation in education is currently growing, where the use of communication and information tech... more Innovation in education is currently growing, where the use of communication and information technology in education is a challenge for educators in the teaching and learning process. This study aims to produce teaching materials for the basic gymnastic model of hybrid learning namely combining teaching materials in print out and elearning. It is expected that the use of communication and information technology in the learning process through this product can ultimately solve the problem of the lack of learning resources for basic gymnastic courses, and the improvement for the quality of teaching and learning process for PKO students in the Faculty of Sport Science. The implications of this product help the lecturers to carry out learning in accordance with the demands of the KKNI curriculum. This study uses a research and development (R & D) approach that begins with a needs analysis. The results of this analysis became the basis for the preparation of teaching materials for basic gymnastics with hybrid learning models based on KKNI.
USU LAW JOURNAL, 2016
Presidential election process in Indonesia has been reflected in the Constitution of the Republic... more Presidential election process in Indonesia has been reflected in the Constitution of the Republic of Indonesia Year 1945 (1945 Constitution). Since 1945, the presidential election process in Indonesia is consensus in an institution of the People's Consultative Assembly (MPR). It is as the implementation of the Preamble of the 1945 Constitution, all four precepts of Pancasila, "Democracy Led by Wisdom Wisdom In a consultative assembly". Changes in the 1945 Constitution in 1999-2002, has implications in the process of election of the President of deliberation to direct election by the people. Many observers said the process of direct election by the people as a model of democracy. In fact, not a few who claimed the election process by consensus in the Assembly, as well as a model of democracy though indirectly. Implementation of the Presidential election in the concept of Shura as Shura and democracy has no relevance, given some quarters to equate the two. Although there...
International Journal of ChemTech Research, 2018
Bacillus thuringiensis(Bt) is a gram-positive bacteria, spore-forming, and producing crystal prot... more Bacillus thuringiensis(Bt) is a gram-positive bacteria, spore-forming, and producing crystal proteinsused as bioinsecticides. The purpose of the study was to know potential of local isolates of Bt in controlling mosquito larva of Aedes aegypti.Isolation of Bt was conducted from soil samples of Tongkoh Forest, Brastagi, North Sumatra, Indonesia. Bt spore and crystal protein were observed using compound light microscope and further using scanning electron microscope. Two suspected isolates were choosen based on their morphological and biochemical characteristic. Further identification was done using their 16S rRNA gene. To know Bt growth pattern in inexpensive C and N-source, Bt isolate was grown in culture media with molasses and urea as C and N sources. To assay on Bt isolate to control mosquito, larva instar 3 of mosquito were put in 50 ml of test media of concentration of 10, 20, 30, 40, and 50% of Bt culture in plastic cup.Observation was done after 24 hrs. Two isolates SP7 and S...
Kapasitor bank adalah peralatan listrik yang bersifat kapasitif yang berfungsimenyeimbang sifat i... more Kapasitor bank adalah peralatan listrik yang bersifat kapasitif yang berfungsimenyeimbang sifat induktif. Salah satu solusi kapasitor adalah memperbaiki profil tegangan,memperbaiki cos φ , mengurangi rugi-rugi daya, menghilangkan kelebihan biaya (kVARh)dan menghindari drop line voltage. Dengan menggunakan perhitungan perbaikan faktor dayaQC = P (tan φ2 - tan φ2) untuk memperbaiki Cos φ1 = 0,7 semula di PT. UniplastindoInterbuana Padang menjadi Cos φ 2 = 0,9 dapat memberikan banyak efek perbedaan padabeban pemakaian, dimana daya awal daya reaktif yang terpakai sebesar 11,450 MVArhmenjadi 9,688 MVARh setelah perbaikan cos φ. Dari hasil analisa juga dapat memberikanefek penghematan total pada tarif tenaga listrik yang dibayar perbulan pada PT. UniplastindoInterbuana Padang sebesar Rp 145.931.884,2. Dari hasil perhitungan Kelayakan EkonomisPemasangan Kapasitor Bank dengan metode BCR (Benefit Cost Ratio) dapat dihasilkanpengembalian modal pemasangan kapasitor bank per tahun sebesar 1,178...
2019 2nd International Conference of Computer and Informatics Engineering (IC2IE), 2019
In the rise of the fourth era of the industrial revolution, companies from every industry are try... more In the rise of the fourth era of the industrial revolution, companies from every industry are trying to implement digital technology in their business models. Most companies have one simple goal: to attract more customers by offering a simplified experience. Supported by a fast and reliable internet network, digital technology is a catalyst for digital transactions to become a common business in Indonesia. Because digital transactions require an enhanced banking experience, the banking industry also conducts experiments by applying technology to support mobility and increase transaction speeds for its customers. As a result, digital distortion, accompanied by the fact that the number of smartphones in Indonesia shows an increasing trend of 30 to 50 percent per year, makes the National Pension Savings Bank (BTPN) launch Jenius. Jenius is a digital banking product that allows users to manage all financial aspects and conduct banking activities anytime and anywhere, all through the application on your smartphone. In this paper, we will explain the business models, strategies, capabilities, and unique values of Jenius that they offer to their customers, and how Jenius is a bank 4.0 model by implementing IT in their business. The results we found concluded that Jenius was the future of banking. Jenius eliminates the limitations of typical banking by allowing customers to carry out their banking needs from anywhere in the world. Other banks must start thinking of activating similar banking experiences throughout the digital landscape before they fall and become victims of rapid technological change.
Dari latar belakang diatas maka penulis membuat rumusan permasalahan, Bagaimana kinerja pegawai d... more Dari latar belakang diatas maka penulis membuat rumusan permasalahan, Bagaimana kinerja pegawai dalam pelayanan Bea Balik Nama Kendaraan Bermotor di kantor Samsat UPT Pangkalan Brandan dan apa saja hambatan dalam pelayanan Bea Balik Nama Kendaraan Bermotor di kantor Samsat UPT Pangkalan Brandan. Berdasarkan rumusan masalah tersebut, maka dapat diketahui salah satu usaha pegawai kantor Samsat UPT Pangkalan Brandan melakukan himbauan kepada masyarakat melalui media massa, sedangkan hambatan yang dihadapi adalah kurangnya jumlah pegawai yang ada di Kantor Samsat UPT Pangkalan Brandan yang menyebabkan kurang cepat pelayanan dan urusan BBN-KB. Dengan demikian dapat disimpulkan Evaluasi kinerja pegawai kantor Samsat UPT Pangkalan Brandan sudah cukup maksimal dan baik.
USU LAW JOURNAL, 2016
There is the difference in interpreting separated State’s assets. Many legal practitioners point ... more There is the difference in interpreting separated State’s assets. Many legal practitioners point out that separated State’s assets are corporations’ assets, but some of them point out that the assets of BUMN (State’s Owned Enterprises) are State’s assets because they come from State’s finance so that the Supreme Audit Agency has the authority to audit the assets of BUMN although . Concerning the assets of BUMN as an independent a corporation, and the status of the State as the capital owner, its position is only as a shareholder. According to the theory of legal entity, Public Accountant has the authority to audit the assets of BUMN as a corporation. The Institutional Court’s Ruling No. 48/PUU-XI/2013 does not pay attention to the position of BUMN whether it a public law or a private law. When a company has signed its memorandum of association before a Notary, private law is automatically in effect. The Constitutional Court in its Ruling No. 62/PUU-XI/2013 does not consider legal e...
Evaluasi Kinerja Pegawai merupakan suatu bentuk penilaian terhadap hasil kerja atau suatu proses ... more Evaluasi Kinerja Pegawai merupakan suatu bentuk penilaian terhadap hasil kerja atau suatu proses lanjutan setelah mendapatkan hasil dari apa yang dikerjakan berjalan baik atau tidak, yang dikerjakan mencapai apa yang diingankan atau tidak dan dengan evaluasi kinerja dapat mengambil keputusan untuk kedepannya. Terutama dalam hal Kinerja Pegawai dalam Pelayanan BBN-KB yang selama ini di anggap rumit. Dari latar belakang di atas maka penulis membuat rumusan permasalahan, Bagaimana kinerja pegawai dalam pelayanan Bea Balik Nama Kendaraan Bermotor di kantor Samsat UPT Pangkalan Brandan dan apa saja hambatan dalam pelayanan Bea Balik Nama Kendaraan Bermotor di kantor Samsat UPT Pangkalan Brandan. Berdasarkan rumusan masalah tersebut, maka dapat diketahui salah satu usaha pegawai kantor Samsat UPT Pangkalan Brandan melakukan himbauan kepada masyarakat melalui media massa, sedangkan hambatan yang dihadapi adalah kurangnya jumlah pegawai yang ada di Kantor Samsat UPT Pangkalan Brandan yang menyebabkan kurang cepat pelayanan dan urusan BBN-KB. Dengan demikian dapat disimpulkan Evaluasi kinerja pegawai kantor Samsat UPT Pangkalan Brandan sudah cukup maksimal dan baik.
USU LAW JOURNAL, 2015
Legal provisions regulate the management of the State assets in Articles 23, 23A, 23B, 23C, and 2... more Legal provisions regulate the management of the State assets in Articles 23, 23A, 23B, 23C, and 23D of the 1945 Constitution which includes APBN (State Budget), Tax, and other Revenues. Law No. 17/2003 and Law No. 1/2004 which regulate State finance that includes all right and obligation of the State can be valued by money, including all kinds of money and goods, including all goods bought or obtained by APBN/D or come from other legal sources. The legal status of ABMA/T owned by individuals (third party) and the certificate has been obtained from BPN do not guarantee that it is absolute although land registration is intended to guarantee legal certainty. In this case, the principles of negative, recent, and formal and material truth are used. The obstacles found by the team are as follows: assets are not found, the third party has obtained certificate from BPN, difference in area, shift in function, the team is not professional, lack of proactive, asset is in remote place, claim fr...
USU LAW JOURNAL, 2017
The principle of regional autonomy spawned legal norms stating that based on the principle of reg... more The principle of regional autonomy spawned legal norms stating that based on the principle of regional autonomy, regional head position the charging system is done through an election by the people of the area, and without the participation of the central government in determining the position of head of the area. According to the principle of regional autonomy, local independently determine the head region. Then, Indonesia as a state constitutional establish legal order based on the provisions of the constitution. An Act to regulate the charging system regional head position is formulated to maintain consistency with the provisions of the constitution. The rule of law charging system based regional head position is a reflection of democracy and the constitutional principle of local autonomy simultaneously. Based on the principle of local autonomy, the territory can apply the rule of law different charging systems associated with regional head position. These different settings late...
E3S Web of Conferences, 2018
In administering governance, Regional Heads are given an authority to manage the local finances i... more In administering governance, Regional Heads are given an authority to manage the local finances independently. This authority is regulated in Law Number 9 of 2015 and Government Regulation Number 3 of 2007. Accountability of Regional Heads is a form of a democratic government. In a democratic government, the government has limited power and is not justified to act arbitrarily against its citizens. In reality, the implementation of the accountability is often the result of a political compromise. Political compromises occur due to the behavior of the political elite and the weakness of the existing legislation. This weakness relates to the mechanism of the accountability against the management of regional finances which opens an opportunity between the Regional Heads and the Regional House of Representatives (DPRD) to conduct a negative relationship. The political compromises in the accountability of the Regional Heads have had a negative impact on the local governance. Whereas, the ...
KINERJA, 2017
Studi ini meneliti pembentukan kebijakan keamanan pada sebuah bank di Indonesia dengan menggunaka... more Studi ini meneliti pembentukan kebijakan keamanan pada sebuah bank di Indonesia dengan menggunakan teori institusional dan struktural sebagai kerangka teoritis. Penelitian mengenai keamanan sistem informasipada umumnya kurang memperhatikan aspek-aspek sosial dalam perancangan dan pelaksanaan kebijakan keamanan. Penelitian ini menggunakan studi kasus dengan sebuah bank pemerintah di Indonesia sebagai unit analisis. Kasus ini dipilih karena terjadinya peristiwa penjebolan sistem keamanan pada saat penelitian ini dilakukan. Studi kasus ini membahas mengenai bagaimana kebijakan keamanan dibentuk dan pelajaran penting apa saja yang dapat ditarik dari sudut pandang teori institusional dan stukturasi. Hasil penelitian ini menunjukkan peranan penting dari sebuah desain sistem yang baik dan bagaimana faktor-faktor sosial dan politik dipertimbangkan ketika merencanakan kebijakan keamanan. Kontribusi yang diberikan oleh hasil penelitian ini,antara lain adalah, menunjukkan bagaimana teor...
JURNAL HUKUM IUS QUIA IUSTUM, 2011
In the post-reform, the establishment of the Law No. 25 year 1999 about the Financial Proportiona... more In the post-reform, the establishment of the Law No. 25 year 1999 about the Financial Proportionality between Central Government and Local Government and the Law No. 33 year 2004 about the Financial Proportionality between Central Government and Local Government, Distribution of Proportionality Resources have turned into the distribution of natural resources of local areas. The issue to be analyzed deals with in what financial sector the local areas initiatively find the revenue sources needed to implement their autonomy as a reflection of a decentralization-based implementation as stated in Constitutional of 1945. The method used in the research is based on the judicial-normative approach by applying the materials of primary law, secondary law, and tertiary law. This research additionally applies a normative-qualitative analysis. The establishment of Regulation on the Financial Proportionality in the post of reform shows a very significant outcome for the implementation of autonomy in the local areas. It is due to the local budget is not merely based on the local revenue but, much more than that, the local areas also have the budget resources originated from the local areas alone-that currently is absorbed by the Central Government.
EFFECT DUE AND COMMUNITY DEVELOPMENT PARTNERSHIP PROGRAM (Partnership) REPORT ONFINANCIAL PTPN II... more EFFECT DUE AND COMMUNITY DEVELOPMENT PARTNERSHIP PROGRAM (Partnership) REPORT ONFINANCIAL PTPN II (Persero) IN MEDAN The goals of the research are to find out wheter PT. Perkebunan Nusantara II (Persero) Medan, as one of BUMN company that has a function as the applicator of PKBL write doing some discussion to appraise the PKBL program according to Surat Keputusan Mentri BUMN Number : KEP-100/MBU/2002 about the appraised of BUMN company’s health. The indicator of appraise the program PKBL is line at the effectivity level of fund’s conduitness and the level of colectibility resistution of loan. The get data according to write this thesis, the writer use analysis descriftive and comparative to analysis the program of PKBL with the indicator to appraise the BUMN company’s health that become a guide in appraise the program of its company. The results of this study show that the partial-current receivables Less significant effect on the Financial Statements, while Current Receivables, Accounts Receivable and Accounts Doubtful Loss no significant effect on the financial statements. While simultaneously variable Current Receivables, Accounts Receivable Substandard, Doubtful Accounts Receivable and Accounts Receivable Loss significant effect on the financial statements .
... 3. Bagi pihak-pihak berkepentingan, berguna untuk menarabah wawasan dan pengetahuan mengenai ... more ... 3. Bagi pihak-pihak berkepentingan, berguna untuk menarabah wawasan dan pengetahuan mengenai penetapan biaya dan pendapatan yang diierapkan oleh Hotel Surya P. Sidempuan. D. Metode Penelitian Guna memperoleh data dan informasi yang dîbutuhkan penulis ...
MATAAZIR: Jurnal Administrasi dan Manajemen Pendidikan
Sebagai pendidikan formal, madrasah dalam Sistem Pendidikan Nasional memiliki kedudukan yang sama... more Sebagai pendidikan formal, madrasah dalam Sistem Pendidikan Nasional memiliki kedudukan yang sama dengan lembaga sekolah pada umumnya, namun realitanya di lapangan masih terdapat perbedaan, khususnya dalam hal sarana prasararan dan pembiayaan pendidikan yang masih jauh dari ideal. Hal tersebut mengakibatkan pendidikan Islam masih tertinggal jauh di belakang, untuk itu perlu manajemen yang dan tata kelola finansial pendidikan yang baik. Tujuan penelitian adalah untuk mengetahui pengelolalan Pembiayaan Pendidikan Islam Abad XXI; Analisis tehadap UU Nomor 20Tahun 2003 tentang Pembiaya Pendidikan Islam di Madrasah. Iplikasi dari penelitian ini diharapkan menjadi tolak ukur dalam mengelola pendidikan Islam di Abad XXI. Metode yang digunakan dalam penelitian ini adalah penelitian kualitatif dengan pendekatan library research, dengan sumber data UU Nomor 20 Tahun 2003 tentang Sistem Pendidikan Nasional. Berdasarkan hasil penelitian dan pembahasan yang dilakukan tentang Pembiayaan Pendidik...
Proceedings of the 4th International Conference on Social and Political Development
This study aims to test and analyze the factors that influence the ability of auditors to detect ... more This study aims to test and analyze the factors that influence the ability of auditors to detect fraud at Financial and Development Supervisory Agency (BPKP) auditors in provinces North Sumatra. This type of research is a causal associative population and a sample of 34 Auditor Functional Officials in the Regional Government Accountability Sector (APD) in the BPKP Representative Office of North Sumatra Province. The data collection technique in this study was a questionnaire. A method of data analysis using data analysis tests, classical assumptions, and hypotheses. The results showed that Competence and Professional Ethics have a positive and significant effect on the ability to detect fraud, while Independence and Professional Skepticism do not affect the ability to detect fraud at the BPKP Representative Office of North Sumatra Province. Independence, Competence, Professional Ethics, and Professional Skepticism have a simultaneous effect on the ability to detect fraud at the Fina...
Citra Justicia : Majalah Hukum dan Dinamika Masyarakat, 2020
Proceedings of the Proceedings of The 5th Annual International Seminar on Trends in Science and Science Education, AISTSSE 2018, 18-19 October 2018, Medan, Indonesia, 2019
Innovation in education is currently growing, where the use of communication and information tech... more Innovation in education is currently growing, where the use of communication and information technology in education is a challenge for educators in the teaching and learning process. This study aims to produce teaching materials for the basic gymnastic model of hybrid learning namely combining teaching materials in print out and elearning. It is expected that the use of communication and information technology in the learning process through this product can ultimately solve the problem of the lack of learning resources for basic gymnastic courses, and the improvement for the quality of teaching and learning process for PKO students in the Faculty of Sport Science. The implications of this product help the lecturers to carry out learning in accordance with the demands of the KKNI curriculum. This study uses a research and development (R & D) approach that begins with a needs analysis. The results of this analysis became the basis for the preparation of teaching materials for basic gymnastics with hybrid learning models based on KKNI.
USU LAW JOURNAL, 2016
Presidential election process in Indonesia has been reflected in the Constitution of the Republic... more Presidential election process in Indonesia has been reflected in the Constitution of the Republic of Indonesia Year 1945 (1945 Constitution). Since 1945, the presidential election process in Indonesia is consensus in an institution of the People's Consultative Assembly (MPR). It is as the implementation of the Preamble of the 1945 Constitution, all four precepts of Pancasila, "Democracy Led by Wisdom Wisdom In a consultative assembly". Changes in the 1945 Constitution in 1999-2002, has implications in the process of election of the President of deliberation to direct election by the people. Many observers said the process of direct election by the people as a model of democracy. In fact, not a few who claimed the election process by consensus in the Assembly, as well as a model of democracy though indirectly. Implementation of the Presidential election in the concept of Shura as Shura and democracy has no relevance, given some quarters to equate the two. Although there...
International Journal of ChemTech Research, 2018
Bacillus thuringiensis(Bt) is a gram-positive bacteria, spore-forming, and producing crystal prot... more Bacillus thuringiensis(Bt) is a gram-positive bacteria, spore-forming, and producing crystal proteinsused as bioinsecticides. The purpose of the study was to know potential of local isolates of Bt in controlling mosquito larva of Aedes aegypti.Isolation of Bt was conducted from soil samples of Tongkoh Forest, Brastagi, North Sumatra, Indonesia. Bt spore and crystal protein were observed using compound light microscope and further using scanning electron microscope. Two suspected isolates were choosen based on their morphological and biochemical characteristic. Further identification was done using their 16S rRNA gene. To know Bt growth pattern in inexpensive C and N-source, Bt isolate was grown in culture media with molasses and urea as C and N sources. To assay on Bt isolate to control mosquito, larva instar 3 of mosquito were put in 50 ml of test media of concentration of 10, 20, 30, 40, and 50% of Bt culture in plastic cup.Observation was done after 24 hrs. Two isolates SP7 and S...
Kapasitor bank adalah peralatan listrik yang bersifat kapasitif yang berfungsimenyeimbang sifat i... more Kapasitor bank adalah peralatan listrik yang bersifat kapasitif yang berfungsimenyeimbang sifat induktif. Salah satu solusi kapasitor adalah memperbaiki profil tegangan,memperbaiki cos φ , mengurangi rugi-rugi daya, menghilangkan kelebihan biaya (kVARh)dan menghindari drop line voltage. Dengan menggunakan perhitungan perbaikan faktor dayaQC = P (tan φ2 - tan φ2) untuk memperbaiki Cos φ1 = 0,7 semula di PT. UniplastindoInterbuana Padang menjadi Cos φ 2 = 0,9 dapat memberikan banyak efek perbedaan padabeban pemakaian, dimana daya awal daya reaktif yang terpakai sebesar 11,450 MVArhmenjadi 9,688 MVARh setelah perbaikan cos φ. Dari hasil analisa juga dapat memberikanefek penghematan total pada tarif tenaga listrik yang dibayar perbulan pada PT. UniplastindoInterbuana Padang sebesar Rp 145.931.884,2. Dari hasil perhitungan Kelayakan EkonomisPemasangan Kapasitor Bank dengan metode BCR (Benefit Cost Ratio) dapat dihasilkanpengembalian modal pemasangan kapasitor bank per tahun sebesar 1,178...
2019 2nd International Conference of Computer and Informatics Engineering (IC2IE), 2019
In the rise of the fourth era of the industrial revolution, companies from every industry are try... more In the rise of the fourth era of the industrial revolution, companies from every industry are trying to implement digital technology in their business models. Most companies have one simple goal: to attract more customers by offering a simplified experience. Supported by a fast and reliable internet network, digital technology is a catalyst for digital transactions to become a common business in Indonesia. Because digital transactions require an enhanced banking experience, the banking industry also conducts experiments by applying technology to support mobility and increase transaction speeds for its customers. As a result, digital distortion, accompanied by the fact that the number of smartphones in Indonesia shows an increasing trend of 30 to 50 percent per year, makes the National Pension Savings Bank (BTPN) launch Jenius. Jenius is a digital banking product that allows users to manage all financial aspects and conduct banking activities anytime and anywhere, all through the application on your smartphone. In this paper, we will explain the business models, strategies, capabilities, and unique values of Jenius that they offer to their customers, and how Jenius is a bank 4.0 model by implementing IT in their business. The results we found concluded that Jenius was the future of banking. Jenius eliminates the limitations of typical banking by allowing customers to carry out their banking needs from anywhere in the world. Other banks must start thinking of activating similar banking experiences throughout the digital landscape before they fall and become victims of rapid technological change.
Dari latar belakang diatas maka penulis membuat rumusan permasalahan, Bagaimana kinerja pegawai d... more Dari latar belakang diatas maka penulis membuat rumusan permasalahan, Bagaimana kinerja pegawai dalam pelayanan Bea Balik Nama Kendaraan Bermotor di kantor Samsat UPT Pangkalan Brandan dan apa saja hambatan dalam pelayanan Bea Balik Nama Kendaraan Bermotor di kantor Samsat UPT Pangkalan Brandan. Berdasarkan rumusan masalah tersebut, maka dapat diketahui salah satu usaha pegawai kantor Samsat UPT Pangkalan Brandan melakukan himbauan kepada masyarakat melalui media massa, sedangkan hambatan yang dihadapi adalah kurangnya jumlah pegawai yang ada di Kantor Samsat UPT Pangkalan Brandan yang menyebabkan kurang cepat pelayanan dan urusan BBN-KB. Dengan demikian dapat disimpulkan Evaluasi kinerja pegawai kantor Samsat UPT Pangkalan Brandan sudah cukup maksimal dan baik.
USU LAW JOURNAL, 2016
There is the difference in interpreting separated State’s assets. Many legal practitioners point ... more There is the difference in interpreting separated State’s assets. Many legal practitioners point out that separated State’s assets are corporations’ assets, but some of them point out that the assets of BUMN (State’s Owned Enterprises) are State’s assets because they come from State’s finance so that the Supreme Audit Agency has the authority to audit the assets of BUMN although . Concerning the assets of BUMN as an independent a corporation, and the status of the State as the capital owner, its position is only as a shareholder. According to the theory of legal entity, Public Accountant has the authority to audit the assets of BUMN as a corporation. The Institutional Court’s Ruling No. 48/PUU-XI/2013 does not pay attention to the position of BUMN whether it a public law or a private law. When a company has signed its memorandum of association before a Notary, private law is automatically in effect. The Constitutional Court in its Ruling No. 62/PUU-XI/2013 does not consider legal e...
Evaluasi Kinerja Pegawai merupakan suatu bentuk penilaian terhadap hasil kerja atau suatu proses ... more Evaluasi Kinerja Pegawai merupakan suatu bentuk penilaian terhadap hasil kerja atau suatu proses lanjutan setelah mendapatkan hasil dari apa yang dikerjakan berjalan baik atau tidak, yang dikerjakan mencapai apa yang diingankan atau tidak dan dengan evaluasi kinerja dapat mengambil keputusan untuk kedepannya. Terutama dalam hal Kinerja Pegawai dalam Pelayanan BBN-KB yang selama ini di anggap rumit. Dari latar belakang di atas maka penulis membuat rumusan permasalahan, Bagaimana kinerja pegawai dalam pelayanan Bea Balik Nama Kendaraan Bermotor di kantor Samsat UPT Pangkalan Brandan dan apa saja hambatan dalam pelayanan Bea Balik Nama Kendaraan Bermotor di kantor Samsat UPT Pangkalan Brandan. Berdasarkan rumusan masalah tersebut, maka dapat diketahui salah satu usaha pegawai kantor Samsat UPT Pangkalan Brandan melakukan himbauan kepada masyarakat melalui media massa, sedangkan hambatan yang dihadapi adalah kurangnya jumlah pegawai yang ada di Kantor Samsat UPT Pangkalan Brandan yang menyebabkan kurang cepat pelayanan dan urusan BBN-KB. Dengan demikian dapat disimpulkan Evaluasi kinerja pegawai kantor Samsat UPT Pangkalan Brandan sudah cukup maksimal dan baik.
USU LAW JOURNAL, 2015
Legal provisions regulate the management of the State assets in Articles 23, 23A, 23B, 23C, and 2... more Legal provisions regulate the management of the State assets in Articles 23, 23A, 23B, 23C, and 23D of the 1945 Constitution which includes APBN (State Budget), Tax, and other Revenues. Law No. 17/2003 and Law No. 1/2004 which regulate State finance that includes all right and obligation of the State can be valued by money, including all kinds of money and goods, including all goods bought or obtained by APBN/D or come from other legal sources. The legal status of ABMA/T owned by individuals (third party) and the certificate has been obtained from BPN do not guarantee that it is absolute although land registration is intended to guarantee legal certainty. In this case, the principles of negative, recent, and formal and material truth are used. The obstacles found by the team are as follows: assets are not found, the third party has obtained certificate from BPN, difference in area, shift in function, the team is not professional, lack of proactive, asset is in remote place, claim fr...
USU LAW JOURNAL, 2017
The principle of regional autonomy spawned legal norms stating that based on the principle of reg... more The principle of regional autonomy spawned legal norms stating that based on the principle of regional autonomy, regional head position the charging system is done through an election by the people of the area, and without the participation of the central government in determining the position of head of the area. According to the principle of regional autonomy, local independently determine the head region. Then, Indonesia as a state constitutional establish legal order based on the provisions of the constitution. An Act to regulate the charging system regional head position is formulated to maintain consistency with the provisions of the constitution. The rule of law charging system based regional head position is a reflection of democracy and the constitutional principle of local autonomy simultaneously. Based on the principle of local autonomy, the territory can apply the rule of law different charging systems associated with regional head position. These different settings late...
E3S Web of Conferences, 2018
In administering governance, Regional Heads are given an authority to manage the local finances i... more In administering governance, Regional Heads are given an authority to manage the local finances independently. This authority is regulated in Law Number 9 of 2015 and Government Regulation Number 3 of 2007. Accountability of Regional Heads is a form of a democratic government. In a democratic government, the government has limited power and is not justified to act arbitrarily against its citizens. In reality, the implementation of the accountability is often the result of a political compromise. Political compromises occur due to the behavior of the political elite and the weakness of the existing legislation. This weakness relates to the mechanism of the accountability against the management of regional finances which opens an opportunity between the Regional Heads and the Regional House of Representatives (DPRD) to conduct a negative relationship. The political compromises in the accountability of the Regional Heads have had a negative impact on the local governance. Whereas, the ...
KINERJA, 2017
Studi ini meneliti pembentukan kebijakan keamanan pada sebuah bank di Indonesia dengan menggunaka... more Studi ini meneliti pembentukan kebijakan keamanan pada sebuah bank di Indonesia dengan menggunakan teori institusional dan struktural sebagai kerangka teoritis. Penelitian mengenai keamanan sistem informasipada umumnya kurang memperhatikan aspek-aspek sosial dalam perancangan dan pelaksanaan kebijakan keamanan. Penelitian ini menggunakan studi kasus dengan sebuah bank pemerintah di Indonesia sebagai unit analisis. Kasus ini dipilih karena terjadinya peristiwa penjebolan sistem keamanan pada saat penelitian ini dilakukan. Studi kasus ini membahas mengenai bagaimana kebijakan keamanan dibentuk dan pelajaran penting apa saja yang dapat ditarik dari sudut pandang teori institusional dan stukturasi. Hasil penelitian ini menunjukkan peranan penting dari sebuah desain sistem yang baik dan bagaimana faktor-faktor sosial dan politik dipertimbangkan ketika merencanakan kebijakan keamanan. Kontribusi yang diberikan oleh hasil penelitian ini,antara lain adalah, menunjukkan bagaimana teor...
JURNAL HUKUM IUS QUIA IUSTUM, 2011
In the post-reform, the establishment of the Law No. 25 year 1999 about the Financial Proportiona... more In the post-reform, the establishment of the Law No. 25 year 1999 about the Financial Proportionality between Central Government and Local Government and the Law No. 33 year 2004 about the Financial Proportionality between Central Government and Local Government, Distribution of Proportionality Resources have turned into the distribution of natural resources of local areas. The issue to be analyzed deals with in what financial sector the local areas initiatively find the revenue sources needed to implement their autonomy as a reflection of a decentralization-based implementation as stated in Constitutional of 1945. The method used in the research is based on the judicial-normative approach by applying the materials of primary law, secondary law, and tertiary law. This research additionally applies a normative-qualitative analysis. The establishment of Regulation on the Financial Proportionality in the post of reform shows a very significant outcome for the implementation of autonomy in the local areas. It is due to the local budget is not merely based on the local revenue but, much more than that, the local areas also have the budget resources originated from the local areas alone-that currently is absorbed by the Central Government.
EFFECT DUE AND COMMUNITY DEVELOPMENT PARTNERSHIP PROGRAM (Partnership) REPORT ONFINANCIAL PTPN II... more EFFECT DUE AND COMMUNITY DEVELOPMENT PARTNERSHIP PROGRAM (Partnership) REPORT ONFINANCIAL PTPN II (Persero) IN MEDAN The goals of the research are to find out wheter PT. Perkebunan Nusantara II (Persero) Medan, as one of BUMN company that has a function as the applicator of PKBL write doing some discussion to appraise the PKBL program according to Surat Keputusan Mentri BUMN Number : KEP-100/MBU/2002 about the appraised of BUMN company’s health. The indicator of appraise the program PKBL is line at the effectivity level of fund’s conduitness and the level of colectibility resistution of loan. The get data according to write this thesis, the writer use analysis descriftive and comparative to analysis the program of PKBL with the indicator to appraise the BUMN company’s health that become a guide in appraise the program of its company. The results of this study show that the partial-current receivables Less significant effect on the Financial Statements, while Current Receivables, Accounts Receivable and Accounts Doubtful Loss no significant effect on the financial statements. While simultaneously variable Current Receivables, Accounts Receivable Substandard, Doubtful Accounts Receivable and Accounts Receivable Loss significant effect on the financial statements .
... 3. Bagi pihak-pihak berkepentingan, berguna untuk menarabah wawasan dan pengetahuan mengenai ... more ... 3. Bagi pihak-pihak berkepentingan, berguna untuk menarabah wawasan dan pengetahuan mengenai penetapan biaya dan pendapatan yang diierapkan oleh Hotel Surya P. Sidempuan. D. Metode Penelitian Guna memperoleh data dan informasi yang dîbutuhkan penulis ...