Firafis Haile - Academia.edu (original) (raw)

Papers by Firafis Haile

Research paper thumbnail of Livelihood vulnerability and socio-economic determinants of households to climate change-induced recurrent drought in Ethiopia

Research paper thumbnail of Challenges and Opportunities in the Adoption of Climate Smart Agriculture Practices by Smallholder Farmers in Ethiopia

Agricultural Science Digest - A Research Journal

Background: Climate Smart Agriculture (CSA) is an approach to increase farmers’ income and agricu... more Background: Climate Smart Agriculture (CSA) is an approach to increase farmers’ income and agricultural production by adapting to the changing climatic conditions. Ethiopian agriculture is predominantly rain-fed and vulnerable to variability in rainfall and temperature. Adoption of CSA practices and technologies among smallholder farmers remains low. Methods: This study was carried out in Ambo district, Oromia region, Ethiopia to assess the challenges faced by smallholder farmers in the adoption of CSA. A semi-structured interview schedule was used to collect data from 156 respondents from 3 rural villages. Result: Crop residue management and mulching faced stiff competition with livestock feeding since crop residues are allowed for grazing by livestock. Hence, it is suggested to promote the cultivation of fodder grasses. Minimum tillage was practiced by only a few farmers in the study area. The farmers’ belief on minimum tillage should be changed through proper education, training ...

Research paper thumbnail of Smallholder farmers’ vulnerability and adaptation to climate change induced shocks: The case of Northern Ethiopia highlands

Journal of Agriculture and Food Research

Research paper thumbnail of Climate Change Induced Shocks, Consequent Impacts, Vulnerability and Farmers Endeavor to Adapt in Northern Highland: Implication for Designing Household and Community Level Strategies

BackgroundDespite future emissions, the world is already exposed to further warming, largely due ... more BackgroundDespite future emissions, the world is already exposed to further warming, largely due to past emissions. If global society continues to emit greenhouse gases at current rates, the average global temperature could rise in alarming rate. The consequent shocks such as heat waves, sea level rises, storms, cyclones, flooding and droughts, which currently hit hard are also expected to be more severe and more frequent in the future across the globe. Its impacts will be very devastating to livelihoods of the world in general and farming community in particular. Therefore, adaptation appears as the best mechanisms to dampen vulnerability and increase capacity to resist to climate change.MethodologyMixed research approach i.e., qualitative and quantitative methods along with phenomenological design were used. While sample districts, elder farmers for focus group discussions and experts and development agents for intensive interviews were selected purposively, Kebeles and household ...

Research paper thumbnail of Credit Rationing and Repayment Performance in the Case of Ambo Woreda Eshet Microfinance Institution

International Journal of African and Asian Studies, 2016

This study investigated with the aim of analyzing the factors that affect microfinance repayment ... more This study investigated with the aim of analyzing the factors that affect microfinance repayment problems, evaluating the loan rationing mechanisms. The study was conducted in Eshet Microfinance institutions, Ambo Woreda West showa zone (Oromia) Regional State, Ethiopia. Data were collected through semi-structured interview schedule that were distributed to members’ through interviews schedule with Eshet Microfinance manager, credit officers and credit committee members. The findings revealed that major factors considered by Eshet Microfinance institutions were credit rationing, loan sizes, loan diversion, family size, business experience and education. The study also found out that among the factors that were used for credit rationing in Microfinance age influenced loan repayment performance. From the findings, it was concluded that Eshet Microfinance’s credit rationing process was weak since it failed to discriminate between credit worthy and non-credit worthy borrowers and thus r...

Research paper thumbnail of Determinants of loan repayment performance: Case study of Harari microfinance institutions

Journal of Agricultural Extension and Rural Development

The study was conducted in Eastern Hararghe Zone of the Harari Regional State, Ethiopia. This stu... more The study was conducted in Eastern Hararghe Zone of the Harari Regional State, Ethiopia. This study is intended to assess factors affecting loan repayment performance of Harari Microfinance Institution. The survey was conducted in three Kebele Associations having the maximum number of borrowers, by selecting 120 sample households through systematic random sampling between defaulters and nondefaulters of the MFI. Out of 120 borrowers, 50% were defaulters, and the remaining half was nondefaulters. Pre-tested structured interview schedule was used to collect primary and secondary data. Key informant interviews and focus group discussions were used to generate the necessary qualitative data. The collected data were analyzed by employing descriptive statistics and logistic regression (binary logit). A total of fifteen explanatory variables were included in the empirical model and out of these, nine were found to be statistically significant to influence the dependent variable. These significant variables are: Saving habit of borrowers, loan size, perception of borrowers on repayment period, source of income, availability of training, business experience, business type, family size, and the purpose of saving were found influencing loan repayment performance as evidenced from the model statistic (significant at 1, 5 and 10%). The econometric result revealed that the probability of default increases as the family size increases, when the borrower has negative perception on repayment period, less training, low business experience, poor saving habit and only single source of income. On the basis of the study findings, some recommendations were made to improve loan repayment performance in the study area. The strategy would be: Reducing family size through expanding family planning program, increasing borrower's perception on repayment period through training, selecting business-experienced borrowers. The study also recommends a plan to assist borrowers in the study area to increase their business entrepreneurs' skills through appropriate infrastructure, enhanced lendable funds in the microfinance institutions and business training for borrowers, enhanced loan amount and addressing challenges facing the microfinance institution.

Research paper thumbnail of Factors affecting women farmers’ participation in agricultural extension services for improving the production in rural district of Dendi West Shoa Zone, Ethiopia

INTERNATIONAL JOURNAL OF HOME SCIENCE EXTENSION & COMMUNICATION MANAGEMENT, Jul 15, 2016

This study Investigated the factors affecting women farmers agricultural extension services consi... more This study Investigated the factors affecting women farmers agricultural extension services consisting of production related information in improving the production capacity of farmers in Dendi district. Required data were collected from three kebele's of Dendi district from 120 randomly selected households (60 participants and 60 non-participants female headed), 10 in-depth interviews with key informants and eight focus group discussions. The data were entered in SPSS software and organized in tables and figures and further described and analyzed following descriptive statistics, bivariate correlation, and multiple linear regression analysis procedure chi-square test, independent sample t-test and one-way analysis of variance(ANOVA). The result of the regression model revealed that marital status, age of farmers access to market, access to credit and contacts with agricultural extension agent's increases women's' participation to agricultural extension service.. Age, educational level, family member less than 64 years old, use of improved seed, and knowledge and attitude on agricultural extension Service (AEAS) for income were found significantly influencing the index of all respondents' and male headed farmers' diet diversification function. On the other hand, farming experience was found significantly influencing the index of female headed farmers' participation on rural women's to agricultural extension service. Therefore, it was recommended that women in agricultural extension service programmes be sustained and encouraged by Dendi woreda agricultural office.

Research paper thumbnail of Livelihood vulnerability and socio-economic determinants of households to climate change-induced recurrent drought in Ethiopia

Research paper thumbnail of Challenges and Opportunities in the Adoption of Climate Smart Agriculture Practices by Smallholder Farmers in Ethiopia

Agricultural Science Digest - A Research Journal

Background: Climate Smart Agriculture (CSA) is an approach to increase farmers’ income and agricu... more Background: Climate Smart Agriculture (CSA) is an approach to increase farmers’ income and agricultural production by adapting to the changing climatic conditions. Ethiopian agriculture is predominantly rain-fed and vulnerable to variability in rainfall and temperature. Adoption of CSA practices and technologies among smallholder farmers remains low. Methods: This study was carried out in Ambo district, Oromia region, Ethiopia to assess the challenges faced by smallholder farmers in the adoption of CSA. A semi-structured interview schedule was used to collect data from 156 respondents from 3 rural villages. Result: Crop residue management and mulching faced stiff competition with livestock feeding since crop residues are allowed for grazing by livestock. Hence, it is suggested to promote the cultivation of fodder grasses. Minimum tillage was practiced by only a few farmers in the study area. The farmers’ belief on minimum tillage should be changed through proper education, training ...

Research paper thumbnail of Smallholder farmers’ vulnerability and adaptation to climate change induced shocks: The case of Northern Ethiopia highlands

Journal of Agriculture and Food Research

Research paper thumbnail of Climate Change Induced Shocks, Consequent Impacts, Vulnerability and Farmers Endeavor to Adapt in Northern Highland: Implication for Designing Household and Community Level Strategies

BackgroundDespite future emissions, the world is already exposed to further warming, largely due ... more BackgroundDespite future emissions, the world is already exposed to further warming, largely due to past emissions. If global society continues to emit greenhouse gases at current rates, the average global temperature could rise in alarming rate. The consequent shocks such as heat waves, sea level rises, storms, cyclones, flooding and droughts, which currently hit hard are also expected to be more severe and more frequent in the future across the globe. Its impacts will be very devastating to livelihoods of the world in general and farming community in particular. Therefore, adaptation appears as the best mechanisms to dampen vulnerability and increase capacity to resist to climate change.MethodologyMixed research approach i.e., qualitative and quantitative methods along with phenomenological design were used. While sample districts, elder farmers for focus group discussions and experts and development agents for intensive interviews were selected purposively, Kebeles and household ...

Research paper thumbnail of Credit Rationing and Repayment Performance in the Case of Ambo Woreda Eshet Microfinance Institution

International Journal of African and Asian Studies, 2016

This study investigated with the aim of analyzing the factors that affect microfinance repayment ... more This study investigated with the aim of analyzing the factors that affect microfinance repayment problems, evaluating the loan rationing mechanisms. The study was conducted in Eshet Microfinance institutions, Ambo Woreda West showa zone (Oromia) Regional State, Ethiopia. Data were collected through semi-structured interview schedule that were distributed to members’ through interviews schedule with Eshet Microfinance manager, credit officers and credit committee members. The findings revealed that major factors considered by Eshet Microfinance institutions were credit rationing, loan sizes, loan diversion, family size, business experience and education. The study also found out that among the factors that were used for credit rationing in Microfinance age influenced loan repayment performance. From the findings, it was concluded that Eshet Microfinance’s credit rationing process was weak since it failed to discriminate between credit worthy and non-credit worthy borrowers and thus r...

Research paper thumbnail of Determinants of loan repayment performance: Case study of Harari microfinance institutions

Journal of Agricultural Extension and Rural Development

The study was conducted in Eastern Hararghe Zone of the Harari Regional State, Ethiopia. This stu... more The study was conducted in Eastern Hararghe Zone of the Harari Regional State, Ethiopia. This study is intended to assess factors affecting loan repayment performance of Harari Microfinance Institution. The survey was conducted in three Kebele Associations having the maximum number of borrowers, by selecting 120 sample households through systematic random sampling between defaulters and nondefaulters of the MFI. Out of 120 borrowers, 50% were defaulters, and the remaining half was nondefaulters. Pre-tested structured interview schedule was used to collect primary and secondary data. Key informant interviews and focus group discussions were used to generate the necessary qualitative data. The collected data were analyzed by employing descriptive statistics and logistic regression (binary logit). A total of fifteen explanatory variables were included in the empirical model and out of these, nine were found to be statistically significant to influence the dependent variable. These significant variables are: Saving habit of borrowers, loan size, perception of borrowers on repayment period, source of income, availability of training, business experience, business type, family size, and the purpose of saving were found influencing loan repayment performance as evidenced from the model statistic (significant at 1, 5 and 10%). The econometric result revealed that the probability of default increases as the family size increases, when the borrower has negative perception on repayment period, less training, low business experience, poor saving habit and only single source of income. On the basis of the study findings, some recommendations were made to improve loan repayment performance in the study area. The strategy would be: Reducing family size through expanding family planning program, increasing borrower's perception on repayment period through training, selecting business-experienced borrowers. The study also recommends a plan to assist borrowers in the study area to increase their business entrepreneurs' skills through appropriate infrastructure, enhanced lendable funds in the microfinance institutions and business training for borrowers, enhanced loan amount and addressing challenges facing the microfinance institution.

Research paper thumbnail of Factors affecting women farmers’ participation in agricultural extension services for improving the production in rural district of Dendi West Shoa Zone, Ethiopia

INTERNATIONAL JOURNAL OF HOME SCIENCE EXTENSION & COMMUNICATION MANAGEMENT, Jul 15, 2016

This study Investigated the factors affecting women farmers agricultural extension services consi... more This study Investigated the factors affecting women farmers agricultural extension services consisting of production related information in improving the production capacity of farmers in Dendi district. Required data were collected from three kebele's of Dendi district from 120 randomly selected households (60 participants and 60 non-participants female headed), 10 in-depth interviews with key informants and eight focus group discussions. The data were entered in SPSS software and organized in tables and figures and further described and analyzed following descriptive statistics, bivariate correlation, and multiple linear regression analysis procedure chi-square test, independent sample t-test and one-way analysis of variance(ANOVA). The result of the regression model revealed that marital status, age of farmers access to market, access to credit and contacts with agricultural extension agent's increases women's' participation to agricultural extension service.. Age, educational level, family member less than 64 years old, use of improved seed, and knowledge and attitude on agricultural extension Service (AEAS) for income were found significantly influencing the index of all respondents' and male headed farmers' diet diversification function. On the other hand, farming experience was found significantly influencing the index of female headed farmers' participation on rural women's to agricultural extension service. Therefore, it was recommended that women in agricultural extension service programmes be sustained and encouraged by Dendi woreda agricultural office.