Fisit Suharti - Academia.edu (original) (raw)

Papers by Fisit Suharti

el-Jizya : Jurnal Ekonomi Islam, 2021

Southeast Asian countries are looking forward to capital market integration. The presence of this... more Southeast Asian countries are looking forward to capital market integration. The presence of this momentum requires stable economic conditions in each country and an attractive capital market. This momentum is also an opportunity for the Islamic capital market to be further developed in this region. This study aims to examine the effects of Foreign Direct Investment (FDI) and macroeconomic variables, namely economic growth, inflation, reference interest rates and exchange rates on the return of the Islamic stock index in four ASEAN countries, namely Indonesia, Malaysia, Thailand and Singapore. The research period since four quarter of 2006 until the first quarter of 2020. The method used in empirical evidence in this study is the Autoregressive Distributed Lag Bounds Testing Approach (ARDL). This study found a long-term co-integration relationship in all research object countries. In terms of long-term relationships and short-term dynamics, this study finds variations in yield and d...

Dalam teori ekonomi dikatakan bahwa manusia adalah makhluk ekonomi yang selalu berusaha memaksima... more Dalam teori ekonomi dikatakan bahwa manusia adalah makhluk ekonomi yang selalu berusaha memaksimalkan kepuasannya dan selalu bertindak rasional. Para konsumen akan berusaha memaksimalkan kepuasannya selama kemampuan finansialnya memungkinkan. Faktor-faktor yang mempengaruhi konsumen dalam mengambil keputusan penggunaan produk jasa lembaga keuangan dipengaruhi oleh perilaku konsumen itu sendiri. Proses keputusan konsumen tersebut dipengaruhi tiga faktor utama yaitu strategi pemasaran, perbedaan individu, dan faktor lingkungan. Asuransi merupakan bisnis yang unik, didalamnya terdapat berbagai aspek diantaranya aspek ekonomi, hukum, bisnis, sosial, dan matematik. Rumusan masalah pada penelitian ini adalah: Apakah terdapat pengaruh faktor strategi pemasaran, perbedaan individu, dan faktor lingkungan baik secara simultan ataupun secara parsial terhadap keputusan konsumen dalam penggunaan produk asuransi jiwa syariah di Purwokerto

El-jizya : Jurnal Ekonomi Islam, 2018

Dua dekade terakhir perkembangan ekonomi syariah ramai dengan munculnya berbagai lembaga keuangan... more Dua dekade terakhir perkembangan ekonomi syariah ramai dengan munculnya berbagai lembaga keuangan syariah, termasuk di dalamnya adalah BMT dan lembaga zakat. Namun, lembaga zakat ini jauh lebih awal dibanding dengan BMT. Kedua lembaga ini memiliki kesamamaan dalam fungsi intermediary menghimpun dan menyalurkan dana ZIS dalam operasionalnya, tetapi di sisi lain keduanya juga memiliki sejumlah kendala, untuk itu dalam makalah ini penulis mencoba mensinergikan keduanya dalam rangka pemberdayaan masyarakat miskin dan peningkatan kesejahteraan Usaha Mikro Kecil dan Menengah (UMKM). BMT memiliki potensi besar turut serta mewujudkan sektor UMKM yang kuat. Secara karakteristik, keberadaan lembaga keuangan ini memiliki kebersenyawaan yang erat dengan sektor usaha, karena target dan sasaran BMT serta skala usahanya memiliki orientasi pembiayaan sektor mikro. Selain itu aset nasional BMT juga telah mencapai Rp 4,7 trilliun, dengan jumlah pembiayaan Rp 3,6 trilliun. Sedangkan lembaga zakat dala...

Jurnal Ilmiah Mahasiswa Raushan Fikr

At globalization era, product or service that compete in market are so many and medley, it conseq... more At globalization era, product or service that compete in market are so many and medley, it consequence for openness of market. So it happens, competition between producer to can full the consumer requirement and give satisfactions for customer maximally. Because, basically the purpose of business is to make satisfied for customer. Customer satisfied is feeling degree of customer after comparing between what is accepted and expectation. One of step for satisfactory the customer is with give service for customer well. With good service in a business, it will make satisfied for customer. After the customers feel satisfaction with product or service that accepted, the customer will compare the service. Akbar Hotel Syariah Banyumas is the first Syariah Hotel in Banyumas. According to research that have done, it get conclusion that not suitable between expectation and satisfactions of consume yet to service quality observation from Tangible, Reliability, Responsiveness, and Empathy dimens...

Jurnal Ilmiah Mahasiswa Raushan Fikr

At globalization era, product or service that compete in market are so many and medley, it conseq... more At globalization era, product or service that compete in market are so many and medley, it consequence for openness of market. So it happens, competition between producer to can full the consumer requirement and give satisfactions for customer maximally. Because, basically the purpose of business is to make satisfied for customer. Customer satisfied is feeling degree of customer after comparing between what is accepted and expectation. One of step for satisfactory the customer is with give service for customer well. With good service in a business, it will make satisfied for customer. After the customers feel satisfaction with product or service that accepted, the customer will compare the service. Akbar Hotel Syariah Banyumas is the first Syariah Hotel in Banyumas. According to research that have done, it get conclusion that not suitable between expectation and satisfactions of consume yet to service quality observation from Tangible, Reliability, Responsiveness, and Empathy dimens...

el-Jizya : Jurnal Ekonomi Islam, 2021

Southeast Asian countries are looking forward to capital market integration. The presence of this... more Southeast Asian countries are looking forward to capital market integration. The presence of this momentum requires stable economic conditions in each country and an attractive capital market. This momentum is also an opportunity for the Islamic capital market to be further developed in this region. This study aims to examine the effects of Foreign Direct Investment (FDI) and macroeconomic variables, namely economic growth, inflation, reference interest rates and exchange rates on the return of the Islamic stock index in four ASEAN countries, namely Indonesia, Malaysia, Thailand and Singapore. The research period since four quarter of 2006 until the first quarter of 2020. The method used in empirical evidence in this study is the Autoregressive Distributed Lag Bounds Testing Approach (ARDL). This study found a long-term co-integration relationship in all research object countries. In terms of long-term relationships and short-term dynamics, this study finds variations in yield and d...

Dalam teori ekonomi dikatakan bahwa manusia adalah makhluk ekonomi yang selalu berusaha memaksima... more Dalam teori ekonomi dikatakan bahwa manusia adalah makhluk ekonomi yang selalu berusaha memaksimalkan kepuasannya dan selalu bertindak rasional. Para konsumen akan berusaha memaksimalkan kepuasannya selama kemampuan finansialnya memungkinkan. Faktor-faktor yang mempengaruhi konsumen dalam mengambil keputusan penggunaan produk jasa lembaga keuangan dipengaruhi oleh perilaku konsumen itu sendiri. Proses keputusan konsumen tersebut dipengaruhi tiga faktor utama yaitu strategi pemasaran, perbedaan individu, dan faktor lingkungan. Asuransi merupakan bisnis yang unik, didalamnya terdapat berbagai aspek diantaranya aspek ekonomi, hukum, bisnis, sosial, dan matematik. Rumusan masalah pada penelitian ini adalah: Apakah terdapat pengaruh faktor strategi pemasaran, perbedaan individu, dan faktor lingkungan baik secara simultan ataupun secara parsial terhadap keputusan konsumen dalam penggunaan produk asuransi jiwa syariah di Purwokerto

El-jizya : Jurnal Ekonomi Islam, 2018

Dua dekade terakhir perkembangan ekonomi syariah ramai dengan munculnya berbagai lembaga keuangan... more Dua dekade terakhir perkembangan ekonomi syariah ramai dengan munculnya berbagai lembaga keuangan syariah, termasuk di dalamnya adalah BMT dan lembaga zakat. Namun, lembaga zakat ini jauh lebih awal dibanding dengan BMT. Kedua lembaga ini memiliki kesamamaan dalam fungsi intermediary menghimpun dan menyalurkan dana ZIS dalam operasionalnya, tetapi di sisi lain keduanya juga memiliki sejumlah kendala, untuk itu dalam makalah ini penulis mencoba mensinergikan keduanya dalam rangka pemberdayaan masyarakat miskin dan peningkatan kesejahteraan Usaha Mikro Kecil dan Menengah (UMKM). BMT memiliki potensi besar turut serta mewujudkan sektor UMKM yang kuat. Secara karakteristik, keberadaan lembaga keuangan ini memiliki kebersenyawaan yang erat dengan sektor usaha, karena target dan sasaran BMT serta skala usahanya memiliki orientasi pembiayaan sektor mikro. Selain itu aset nasional BMT juga telah mencapai Rp 4,7 trilliun, dengan jumlah pembiayaan Rp 3,6 trilliun. Sedangkan lembaga zakat dala...

Jurnal Ilmiah Mahasiswa Raushan Fikr

At globalization era, product or service that compete in market are so many and medley, it conseq... more At globalization era, product or service that compete in market are so many and medley, it consequence for openness of market. So it happens, competition between producer to can full the consumer requirement and give satisfactions for customer maximally. Because, basically the purpose of business is to make satisfied for customer. Customer satisfied is feeling degree of customer after comparing between what is accepted and expectation. One of step for satisfactory the customer is with give service for customer well. With good service in a business, it will make satisfied for customer. After the customers feel satisfaction with product or service that accepted, the customer will compare the service. Akbar Hotel Syariah Banyumas is the first Syariah Hotel in Banyumas. According to research that have done, it get conclusion that not suitable between expectation and satisfactions of consume yet to service quality observation from Tangible, Reliability, Responsiveness, and Empathy dimens...

Jurnal Ilmiah Mahasiswa Raushan Fikr

At globalization era, product or service that compete in market are so many and medley, it conseq... more At globalization era, product or service that compete in market are so many and medley, it consequence for openness of market. So it happens, competition between producer to can full the consumer requirement and give satisfactions for customer maximally. Because, basically the purpose of business is to make satisfied for customer. Customer satisfied is feeling degree of customer after comparing between what is accepted and expectation. One of step for satisfactory the customer is with give service for customer well. With good service in a business, it will make satisfied for customer. After the customers feel satisfaction with product or service that accepted, the customer will compare the service. Akbar Hotel Syariah Banyumas is the first Syariah Hotel in Banyumas. According to research that have done, it get conclusion that not suitable between expectation and satisfactions of consume yet to service quality observation from Tangible, Reliability, Responsiveness, and Empathy dimens...