Iskandar Budiman - Academia.edu (original) (raw)

Papers by Iskandar Budiman

Ihtiyath, Sep 11, 2017

The independent variables in this study are deposits and financial ratios of sharia banks which c... more The independent variables in this study are deposits and financial ratios of sharia banks which consist of NPF and FDR ratios. This study aims to determine and analyze the effect of DPK, NPF and FDR on Murabahah financing in the SRB. This study used secondary data, which is the form of published Financial Statements of banks obtained from the website of Bank Indonesia. The bank's financial report used is quarterly financial report at Adeco Langsa Syariah Adequacy Bank. The data were then analysed by using the classical assumption method using multiple linear regression analysis, determination coefficient, F test or simultaneous test and t test or partial test. Hypothesis in this research is DPK, and financial ratio of NPF and ROE bank partially has significant effect to Murabahah financing, while simultaneously from the three variables have a significant effect on the provision of financing. The method used in this study is multiple regressions. The results of this study indicated that DPK and FDR variables have no significant effect on murabahah financing, while NPF affects.


The development of Sharia capital market system in Indonesia based on sharia economic values whic... more The development of Sharia capital market system in Indonesia based on sharia economic values which controlled by Indonesian Capital Market Architecture to provide an alternative sharia finance product for  Indonesian people. Synergically, the sharia capital market system moving widely to support society’s financial mobilization for increasing financial capability for national economic growth. The characteristic of Sharia capital market system by using profite contribution and loss sharing mechanism  gives more profitable for both capitalist and someone who is doing business. There is also put forward justification values in transactions, ethically invest, put forward togetherness and brotherhood values in production but also avoid all speculative acts  in some financial transactions. Providing various contracts and market services with variety of financial schemes, the sharia capital market becomes an alternative credible stock-exchange growth and it can be enjoyed by...

CERN European Organization for Nuclear Research - Zenodo, Jun 13, 2022

Abbreviated constituent Mismatch (STM) is individual of the pointers in liquidness correspondence... more Abbreviated constituent Mismatch (STM) is individual of the pointers in liquidness correspondence which give an account of the proportion of short-run assets property compared to short-run liabilities. The exploitation of the STM correspondence of shariah commercial-grade deposit in Indonesia from 2016-2020 business agreement to vacillate which buoy be deficient for the wellness of the bank. This evaluation was conducted to psychoanalyse the consequence of majuscule sufficingness correspondence (CAR), Non-Performing funding (NPF), operative expenditures and operative funding (BOPO), funding to sedimentation correspondence (FDR), thirdly congregation resources (DPK), ostentatiousness and deposit Indonesia Syariah certification (SBIS) toward shariah deposit liquidness in Indonesia. The collections euphemistic pre-owned in this contemplate was less important collections from jan 2016 to December 2020 with purposeful distribution techniques. The collections were analysed victimisationing aggregate one-dimensional retrogression analysis. The consequences showed that automobile and DPK variables did not satisfy the multicollinearity indispensable test. in consequence automobile and DPK variables were excluded from the model. The consequences of the T-test in aggregate one-dimensional regressions showed that the variables FDR, inflation, and SBIS chalk up a fragmentary chain reaction on the STM changeable patch NPF and BOPO chalk up no fragmentary chain reaction on STM variables.

JIM: Jurnal Ilmiah Mahasiswa

Penelitian ini menjelaskan tentang menganalisis Pengangguran Terdidik dalam Perspektif Etos Kerja... more Penelitian ini menjelaskan tentang menganalisis Pengangguran Terdidik dalam Perspektif Etos Kerja Islam di Gampong Seuneubok Kuyun Kecamatan Idi Timur.Teori Human Capital yang menyatakan bahwa seseorang dapat meningkatkan penghasilannya melalui peningkatan pendidikan. Namun kenyataan nya, Semakin tinggi tingkat pendidikan seseorang maka semakin tinggi pula harapan untuk mendapatkan pekerjaan yang sesuai.Rumusan masalah dalam penelitian ini adalah: Apakah Kendalapengangguran terdidik untuk mencari Pekerjaan dalam Perspektif Etos Kerja Islam, Bagaimana Pengangguran Terdidik dalam Perspektif Etos Kerja Islam. Adapun tujuan penelitiaan ini adalah untuk mengetahui Kendala pengangguran terdidik dan untuk mengetahui analisis penganguran terdidik dalam Perspektif Etos Kerja Islam di Gampong Seuneubok Kuyun Kecamatan Idi Timur. Jenis penelitian yang di gunakan adalah penelitian lapangan (field research). Teknik pengumpulan data melalui metode observasi, wawancara, dokumentasi dan analisis da...

JIM: Jurnal Ilmiah Mahasiswa

Penelitian ini menjelaskan tentang fenomena hutang piutang emas dalam tinjauan ekonomi Islam yang... more Penelitian ini menjelaskan tentang fenomena hutang piutang emas dalam tinjauan ekonomi Islam yang ada di desa Lubuk Sidup, Kecamatan Sekerak. Adapun tujuan penelitian ini adalah untuk mengetahui bagaimana fenomena hutang piutang emas di desa Lubuk Sidup Kecamatan Sekerak Kecamatan Sekerak dalam tinjauan ekonomi Islam. Jenis penelitian yang digunakan adalah penelitian lapangan (field research). Teknik pengumpulan data melalui metode observasi, wawancara dan dokumentasi, serta teknik analisis data dengan pendekatan deskriptif kualitatif. Berdasarkan hasil penelitian diketahui bahwa hutang piutang emas yang terjadi di desa Lubuk Sidup masih terdapatnya kesenjangan, hal ini dibuktikan dengan adanya ketentuan yang diberikan pihak pemberi hutang kepada si penghutang yaitu berupa biaya tambahan. Adanya biaya tambahan dalam hutang piutang adalah salah satu bentuk transaksi yang mengandung riba, serta biaya denda yang harus dibayarkan si penghutang, akibat keterlambatan dalam pembayaran, men...

Samarah: Jurnal Hukum Keluarga dan Hukum Islam, 2021

This paper concerns with how to build a balance of rights and obligations of husband and wife in ... more This paper concerns with how to build a balance of rights and obligations of husband and wife in fulfilling the economic needs of the family, especially in unusual circumstances. The paper aims to give an overall picture of the authority of the husband and wife regarding the domestic and public rights in the family, as well as to deal with the issue on family economy during the Covid-19 pandemic. The study of this paper used the explorative-qualitative research methods, with data obtained by disseminating questionnaires and studying documents related to the responsibilities carried out by the husband and wife. An initial investigation was conducted by taking into account the provisions stipulated in the formal legality of positive law. The data were then analyzed by utilizing a descriptive phenomenological approach through the interpretation of the data obtained from observation, interview, documentation, and literature review. The findings of this study indicate that men and women ...

Share: Jurnal Ekonomi dan Keuangan Islam, 2021

Based on Aceh Qanun (sharia law) No.11 of 2018 concerning Islamic Financial Institutions, it is r... more Based on Aceh Qanun (sharia law) No.11 of 2018 concerning Islamic Financial Institutions, it is required to carry out financial activities based on sharia principles. The decline of the global economy during the Covid-19 outbreak did not dampen the Aceh Government, which declared itself a special province practicing sharia values. Apart from aiming to make a purely Sharia-based region, the conversion of conventional banks to sharia banks is also to stabilize the economy. This study aims to analyze (1) the growth conditions of Islamic banking in Indonesia, (2) the legalization of the Aceh Government Qanun in determining financial institutions operating in Aceh, and (3) the resilience of Islamic banking in facing the global economic downturn during the Covid-19 pandemic. The analysis method used is literature and regulation review. The conclusion that the decentralization system implemented by the Indonesian Government in Islamic banking has not been able to maximize the growth of Isl...

This study aims to determine the effect of financial literacy, experienced regret, and overconfid... more This study aims to determine the effect of financial literacy, experienced regret, and overconfidence on investment decision making in the capital market. Method of this study was a quantitative approach. This study used nonprobability sampling and determined the number of samples from a population using quota sampling based on certain criteria in accordance with research conducted by researchers. The determined sample was 45 respondents. Respondents criteria were all investors who actively transact at least one day several times a transaction and a maximum of once a month transactions and investors who have experienced adverse events in stock investments such as losses but are still actively transacting. This study used a Likert scale measurement. The results of this study was based on a partial test showing that financial literacy did not affect investment decision making in the capital market, while experienced regret, and overconfidence affect investment decision making in the c...

Poverty is a classical problem that becomes the biggest challenge in some muslim countries. In th... more Poverty is a classical problem that becomes the biggest challenge in some muslim countries. In this case, the development of human resources in economic activities is most importance to increase production as national income. Based on several researches, the issues of human empowering and poverty alleviation has so far been neglected. Meanwhile, the number of poor families and unemployed people are still high in Indonesia, that is about 40 million people are poor and 30 million people are unemployed. The side inpact of this condition, there will be inertial inflation happening for long time, it means the distribution of salary itself is not enough for daily living cost. Actually, the growing of national income was influenced by human resources as unlimited capital and natural resources as limited capital. The major problem facing in the developing countries today, most population is staying under poverty alleviation with unhappy condition. The objective of Islamic Economic System is...

Jurnal Ihtiyath, 2018

The independent variables in this study are deposits and financial ratios of sharia banks which c... more The independent variables in this study are deposits and financial ratios of sharia banks which consist of NPF and FDR ratios. This study aims to determine and analyze the effect of DPK, NPF and FDR on Murabahah financing in the SRB. This study used secondary data, which is the form of published Financial Statements of banks obtained from the website of Bank Indonesia. The bank's financial report used is quarterly financial report at Adeco Langsa Syariah Adequacy Bank. The data were then analysed by using the classical assumption method using multiple linear regression analysis, determination coefficient, F test or simultaneous test and t test or partial test. Hypothesis in this research is DPK, and financial ratio of NPF and ROE bank partially has significant effect to Murabahah financing, while simultaneously from the three variables have a significant effect on the provision of financing. The method used in this study is multiple regressions. The results of this study indicat...

JURNAL EKONOMI DAN BISNIS ISLAM, 2017

The main problem discussed here is The Domestic Responsibility of Economic Development in Islam, ... more The main problem discussed here is The Domestic Responsibility of Economic Development in Islam, focusing on economic growth analisis of fisherman community in Lhokseumawe. The objective of this discussion is to illustrate the whole things related to right and obligation of husband and wife in the household, particularly the fisherman’s family. This is a qualitative-explorative study. The primary source of data in this study was found from participant observation, questionnaires, and from interview, while the secondary data was collected through document analysis as well as library research which were related to economic growth issues of fisherman’s community. The analysis of data was done through interpretation of proposition which was based on the opinion of Islamic Law Expert (Fuqaha) or Islamic scholars. The result of research shows that Islam recommends that the position of man and women or husband and wife have the same right and obligation based on Islamic Shari’ah. According...

JIM: Jurnal Ilmiah Mahasiswa

The financial instution is delived into, namely bank financial instutions and non-bank financial ... more The financial instution is delived into, namely bank financial instutions and non-bank financial instutions. One of the non-bank financial instutions is instution in the form of public company (perum). The background of this research is to know the views and perceptions of the society to the pawnshops of sharia branch of idi rayeuk as well as the factors that determine the community to choose pawnshops as one source to abtain funds. The problem in this research is how is the society perception of sharia pawn system in idi rayeuk and to know what are the factors that determine the people prefer anh how sharia pawnshops in running the system and whether people understand about how the system implemented by pawnshop sharia. In this research descriptive in the form of field research Descriptive method is a method in examining the status of a group of people, an object, a condition, a system of thought or an event in the present. The purpose of this descripti...

Jurnal Samudra Ekonomi dan Bisnis

This study aims to determine the strategy of the Langsa City Government of Aceh Province in devel... more This study aims to determine the strategy of the Langsa City Government of Aceh Province in developing Halal tourism objects in Langsa City. This phenomenological research involved three key informants with interview, observation and documentation data collection techniques. This research identifies several strategies of the Langsa city government to develop halal tourism. First, realizing ideas from the regional head by considering the potential of the region and the local community. Second, realize ideas with sustainable and continuous development methods. Third, develop mangrove forests and urban forests as the main destination at this time, and multipurpose forests will be built in the future. Fourth, creating benefits for the community in the presence of halal tourist destinations. Fifth, guarantee all sharia-based tourism and be protected from things that violate the norms and ethics and customs of the community. Sixth, do promotions with various social media and print and tak...

Jurnal Samudra Ekonomi dan Bisnis

This article is based on the results of research, focused on the activities of hawker traders alo... more This article is based on the results of research, focused on the activities of hawker traders along Cut Nyak Dhien Street, Langsa City. There are more than seventy street vendors with various types of merchandise. The research aims to determine the role of the informal sector street vendors of economically weak groups in obtaining employment, the prospect of developing a culinary tourism business on family economic growth, and additional sources of local revenue. Data obtained through observation, interviews and documentation, and then processed using descriptive analysis techniques. The analysis results showed that street vendors in urban areas are a popular alternative to work. This condition is in synergy with the government program that arranges this area as a center for culinary tourism and is very helpful for traders to increase family income, as well as having an impact on increasing visitors and increasing local income.

Lentera: Indonesian Journal of Multidisciplinary Islamic Studies

Tulisan ini focus pada epistimilogi ilmu ekonomi Islam yang ditelaah dengan menjadikan filsafat i... more Tulisan ini focus pada epistimilogi ilmu ekonomi Islam yang ditelaah dengan menjadikan filsafat ilmu sebagai pisau analisis. Dari kajian didapatkan ilmu ekonomi sepatutnya ditelaah dengan menggunakan filsafat ilmu. Filsafat ilmu sebagai sebuah proses pengelaborasian tentang karakteristik disiplin ilmiah (scientific discipline ) dan bagaimana cara memperolehnya (epistimic), menjadi hal yang sangat mungkin sekali untuk dijadikan referensi dasar sebagai pengembangan ekonomi Islam

Pemakaian istilah akad (al-'aqd) atau kontrak dalam teori hukum perjanjian islam Mencakupi semua ... more Pemakaian istilah akad (al-'aqd) atau kontrak dalam teori hukum perjanjian islam Mencakupi semua aspek perikatan, baik perkara tersebut berkaitan dengan mu'amalah, munakahat atau perkara-perkara yang melahirkan suatu tanggung jawab (tuntutan hak dan kewajiban ) keatasnya. Mengenai teori tentang akad, terdapat prinsip-prinsip umum yang mesti dijelaskan dalam bentuk yang lebih khusus berdasarkan pada objek permasalahan.

Ihtiyath, Sep 11, 2017

The independent variables in this study are deposits and financial ratios of sharia banks which c... more The independent variables in this study are deposits and financial ratios of sharia banks which consist of NPF and FDR ratios. This study aims to determine and analyze the effect of DPK, NPF and FDR on Murabahah financing in the SRB. This study used secondary data, which is the form of published Financial Statements of banks obtained from the website of Bank Indonesia. The bank's financial report used is quarterly financial report at Adeco Langsa Syariah Adequacy Bank. The data were then analysed by using the classical assumption method using multiple linear regression analysis, determination coefficient, F test or simultaneous test and t test or partial test. Hypothesis in this research is DPK, and financial ratio of NPF and ROE bank partially has significant effect to Murabahah financing, while simultaneously from the three variables have a significant effect on the provision of financing. The method used in this study is multiple regressions. The results of this study indicated that DPK and FDR variables have no significant effect on murabahah financing, while NPF affects.


The development of Sharia capital market system in Indonesia based on sharia economic values whic... more The development of Sharia capital market system in Indonesia based on sharia economic values which controlled by Indonesian Capital Market Architecture to provide an alternative sharia finance product for  Indonesian people. Synergically, the sharia capital market system moving widely to support society’s financial mobilization for increasing financial capability for national economic growth. The characteristic of Sharia capital market system by using profite contribution and loss sharing mechanism  gives more profitable for both capitalist and someone who is doing business. There is also put forward justification values in transactions, ethically invest, put forward togetherness and brotherhood values in production but also avoid all speculative acts  in some financial transactions. Providing various contracts and market services with variety of financial schemes, the sharia capital market becomes an alternative credible stock-exchange growth and it can be enjoyed by...

CERN European Organization for Nuclear Research - Zenodo, Jun 13, 2022

Abbreviated constituent Mismatch (STM) is individual of the pointers in liquidness correspondence... more Abbreviated constituent Mismatch (STM) is individual of the pointers in liquidness correspondence which give an account of the proportion of short-run assets property compared to short-run liabilities. The exploitation of the STM correspondence of shariah commercial-grade deposit in Indonesia from 2016-2020 business agreement to vacillate which buoy be deficient for the wellness of the bank. This evaluation was conducted to psychoanalyse the consequence of majuscule sufficingness correspondence (CAR), Non-Performing funding (NPF), operative expenditures and operative funding (BOPO), funding to sedimentation correspondence (FDR), thirdly congregation resources (DPK), ostentatiousness and deposit Indonesia Syariah certification (SBIS) toward shariah deposit liquidness in Indonesia. The collections euphemistic pre-owned in this contemplate was less important collections from jan 2016 to December 2020 with purposeful distribution techniques. The collections were analysed victimisationing aggregate one-dimensional retrogression analysis. The consequences showed that automobile and DPK variables did not satisfy the multicollinearity indispensable test. in consequence automobile and DPK variables were excluded from the model. The consequences of the T-test in aggregate one-dimensional regressions showed that the variables FDR, inflation, and SBIS chalk up a fragmentary chain reaction on the STM changeable patch NPF and BOPO chalk up no fragmentary chain reaction on STM variables.

JIM: Jurnal Ilmiah Mahasiswa

Penelitian ini menjelaskan tentang menganalisis Pengangguran Terdidik dalam Perspektif Etos Kerja... more Penelitian ini menjelaskan tentang menganalisis Pengangguran Terdidik dalam Perspektif Etos Kerja Islam di Gampong Seuneubok Kuyun Kecamatan Idi Timur.Teori Human Capital yang menyatakan bahwa seseorang dapat meningkatkan penghasilannya melalui peningkatan pendidikan. Namun kenyataan nya, Semakin tinggi tingkat pendidikan seseorang maka semakin tinggi pula harapan untuk mendapatkan pekerjaan yang sesuai.Rumusan masalah dalam penelitian ini adalah: Apakah Kendalapengangguran terdidik untuk mencari Pekerjaan dalam Perspektif Etos Kerja Islam, Bagaimana Pengangguran Terdidik dalam Perspektif Etos Kerja Islam. Adapun tujuan penelitiaan ini adalah untuk mengetahui Kendala pengangguran terdidik dan untuk mengetahui analisis penganguran terdidik dalam Perspektif Etos Kerja Islam di Gampong Seuneubok Kuyun Kecamatan Idi Timur. Jenis penelitian yang di gunakan adalah penelitian lapangan (field research). Teknik pengumpulan data melalui metode observasi, wawancara, dokumentasi dan analisis da...

JIM: Jurnal Ilmiah Mahasiswa

Penelitian ini menjelaskan tentang fenomena hutang piutang emas dalam tinjauan ekonomi Islam yang... more Penelitian ini menjelaskan tentang fenomena hutang piutang emas dalam tinjauan ekonomi Islam yang ada di desa Lubuk Sidup, Kecamatan Sekerak. Adapun tujuan penelitian ini adalah untuk mengetahui bagaimana fenomena hutang piutang emas di desa Lubuk Sidup Kecamatan Sekerak Kecamatan Sekerak dalam tinjauan ekonomi Islam. Jenis penelitian yang digunakan adalah penelitian lapangan (field research). Teknik pengumpulan data melalui metode observasi, wawancara dan dokumentasi, serta teknik analisis data dengan pendekatan deskriptif kualitatif. Berdasarkan hasil penelitian diketahui bahwa hutang piutang emas yang terjadi di desa Lubuk Sidup masih terdapatnya kesenjangan, hal ini dibuktikan dengan adanya ketentuan yang diberikan pihak pemberi hutang kepada si penghutang yaitu berupa biaya tambahan. Adanya biaya tambahan dalam hutang piutang adalah salah satu bentuk transaksi yang mengandung riba, serta biaya denda yang harus dibayarkan si penghutang, akibat keterlambatan dalam pembayaran, men...

Samarah: Jurnal Hukum Keluarga dan Hukum Islam, 2021

This paper concerns with how to build a balance of rights and obligations of husband and wife in ... more This paper concerns with how to build a balance of rights and obligations of husband and wife in fulfilling the economic needs of the family, especially in unusual circumstances. The paper aims to give an overall picture of the authority of the husband and wife regarding the domestic and public rights in the family, as well as to deal with the issue on family economy during the Covid-19 pandemic. The study of this paper used the explorative-qualitative research methods, with data obtained by disseminating questionnaires and studying documents related to the responsibilities carried out by the husband and wife. An initial investigation was conducted by taking into account the provisions stipulated in the formal legality of positive law. The data were then analyzed by utilizing a descriptive phenomenological approach through the interpretation of the data obtained from observation, interview, documentation, and literature review. The findings of this study indicate that men and women ...

Share: Jurnal Ekonomi dan Keuangan Islam, 2021

Based on Aceh Qanun (sharia law) No.11 of 2018 concerning Islamic Financial Institutions, it is r... more Based on Aceh Qanun (sharia law) No.11 of 2018 concerning Islamic Financial Institutions, it is required to carry out financial activities based on sharia principles. The decline of the global economy during the Covid-19 outbreak did not dampen the Aceh Government, which declared itself a special province practicing sharia values. Apart from aiming to make a purely Sharia-based region, the conversion of conventional banks to sharia banks is also to stabilize the economy. This study aims to analyze (1) the growth conditions of Islamic banking in Indonesia, (2) the legalization of the Aceh Government Qanun in determining financial institutions operating in Aceh, and (3) the resilience of Islamic banking in facing the global economic downturn during the Covid-19 pandemic. The analysis method used is literature and regulation review. The conclusion that the decentralization system implemented by the Indonesian Government in Islamic banking has not been able to maximize the growth of Isl...

This study aims to determine the effect of financial literacy, experienced regret, and overconfid... more This study aims to determine the effect of financial literacy, experienced regret, and overconfidence on investment decision making in the capital market. Method of this study was a quantitative approach. This study used nonprobability sampling and determined the number of samples from a population using quota sampling based on certain criteria in accordance with research conducted by researchers. The determined sample was 45 respondents. Respondents criteria were all investors who actively transact at least one day several times a transaction and a maximum of once a month transactions and investors who have experienced adverse events in stock investments such as losses but are still actively transacting. This study used a Likert scale measurement. The results of this study was based on a partial test showing that financial literacy did not affect investment decision making in the capital market, while experienced regret, and overconfidence affect investment decision making in the c...

Poverty is a classical problem that becomes the biggest challenge in some muslim countries. In th... more Poverty is a classical problem that becomes the biggest challenge in some muslim countries. In this case, the development of human resources in economic activities is most importance to increase production as national income. Based on several researches, the issues of human empowering and poverty alleviation has so far been neglected. Meanwhile, the number of poor families and unemployed people are still high in Indonesia, that is about 40 million people are poor and 30 million people are unemployed. The side inpact of this condition, there will be inertial inflation happening for long time, it means the distribution of salary itself is not enough for daily living cost. Actually, the growing of national income was influenced by human resources as unlimited capital and natural resources as limited capital. The major problem facing in the developing countries today, most population is staying under poverty alleviation with unhappy condition. The objective of Islamic Economic System is...

Jurnal Ihtiyath, 2018

The independent variables in this study are deposits and financial ratios of sharia banks which c... more The independent variables in this study are deposits and financial ratios of sharia banks which consist of NPF and FDR ratios. This study aims to determine and analyze the effect of DPK, NPF and FDR on Murabahah financing in the SRB. This study used secondary data, which is the form of published Financial Statements of banks obtained from the website of Bank Indonesia. The bank's financial report used is quarterly financial report at Adeco Langsa Syariah Adequacy Bank. The data were then analysed by using the classical assumption method using multiple linear regression analysis, determination coefficient, F test or simultaneous test and t test or partial test. Hypothesis in this research is DPK, and financial ratio of NPF and ROE bank partially has significant effect to Murabahah financing, while simultaneously from the three variables have a significant effect on the provision of financing. The method used in this study is multiple regressions. The results of this study indicat...

JURNAL EKONOMI DAN BISNIS ISLAM, 2017

The main problem discussed here is The Domestic Responsibility of Economic Development in Islam, ... more The main problem discussed here is The Domestic Responsibility of Economic Development in Islam, focusing on economic growth analisis of fisherman community in Lhokseumawe. The objective of this discussion is to illustrate the whole things related to right and obligation of husband and wife in the household, particularly the fisherman’s family. This is a qualitative-explorative study. The primary source of data in this study was found from participant observation, questionnaires, and from interview, while the secondary data was collected through document analysis as well as library research which were related to economic growth issues of fisherman’s community. The analysis of data was done through interpretation of proposition which was based on the opinion of Islamic Law Expert (Fuqaha) or Islamic scholars. The result of research shows that Islam recommends that the position of man and women or husband and wife have the same right and obligation based on Islamic Shari’ah. According...

JIM: Jurnal Ilmiah Mahasiswa

The financial instution is delived into, namely bank financial instutions and non-bank financial ... more The financial instution is delived into, namely bank financial instutions and non-bank financial instutions. One of the non-bank financial instutions is instution in the form of public company (perum). The background of this research is to know the views and perceptions of the society to the pawnshops of sharia branch of idi rayeuk as well as the factors that determine the community to choose pawnshops as one source to abtain funds. The problem in this research is how is the society perception of sharia pawn system in idi rayeuk and to know what are the factors that determine the people prefer anh how sharia pawnshops in running the system and whether people understand about how the system implemented by pawnshop sharia. In this research descriptive in the form of field research Descriptive method is a method in examining the status of a group of people, an object, a condition, a system of thought or an event in the present. The purpose of this descripti...

Jurnal Samudra Ekonomi dan Bisnis

This study aims to determine the strategy of the Langsa City Government of Aceh Province in devel... more This study aims to determine the strategy of the Langsa City Government of Aceh Province in developing Halal tourism objects in Langsa City. This phenomenological research involved three key informants with interview, observation and documentation data collection techniques. This research identifies several strategies of the Langsa city government to develop halal tourism. First, realizing ideas from the regional head by considering the potential of the region and the local community. Second, realize ideas with sustainable and continuous development methods. Third, develop mangrove forests and urban forests as the main destination at this time, and multipurpose forests will be built in the future. Fourth, creating benefits for the community in the presence of halal tourist destinations. Fifth, guarantee all sharia-based tourism and be protected from things that violate the norms and ethics and customs of the community. Sixth, do promotions with various social media and print and tak...

Jurnal Samudra Ekonomi dan Bisnis

This article is based on the results of research, focused on the activities of hawker traders alo... more This article is based on the results of research, focused on the activities of hawker traders along Cut Nyak Dhien Street, Langsa City. There are more than seventy street vendors with various types of merchandise. The research aims to determine the role of the informal sector street vendors of economically weak groups in obtaining employment, the prospect of developing a culinary tourism business on family economic growth, and additional sources of local revenue. Data obtained through observation, interviews and documentation, and then processed using descriptive analysis techniques. The analysis results showed that street vendors in urban areas are a popular alternative to work. This condition is in synergy with the government program that arranges this area as a center for culinary tourism and is very helpful for traders to increase family income, as well as having an impact on increasing visitors and increasing local income.

Lentera: Indonesian Journal of Multidisciplinary Islamic Studies

Tulisan ini focus pada epistimilogi ilmu ekonomi Islam yang ditelaah dengan menjadikan filsafat i... more Tulisan ini focus pada epistimilogi ilmu ekonomi Islam yang ditelaah dengan menjadikan filsafat ilmu sebagai pisau analisis. Dari kajian didapatkan ilmu ekonomi sepatutnya ditelaah dengan menggunakan filsafat ilmu. Filsafat ilmu sebagai sebuah proses pengelaborasian tentang karakteristik disiplin ilmiah (scientific discipline ) dan bagaimana cara memperolehnya (epistimic), menjadi hal yang sangat mungkin sekali untuk dijadikan referensi dasar sebagai pengembangan ekonomi Islam

Pemakaian istilah akad (al-'aqd) atau kontrak dalam teori hukum perjanjian islam Mencakupi semua ... more Pemakaian istilah akad (al-'aqd) atau kontrak dalam teori hukum perjanjian islam Mencakupi semua aspek perikatan, baik perkara tersebut berkaitan dengan mu'amalah, munakahat atau perkara-perkara yang melahirkan suatu tanggung jawab (tuntutan hak dan kewajiban ) keatasnya. Mengenai teori tentang akad, terdapat prinsip-prinsip umum yang mesti dijelaskan dalam bentuk yang lebih khusus berdasarkan pada objek permasalahan.