Luc Laeven - Academia.edu (original) (raw)
Papers by Luc Laeven
Policy Research Working Papers
Policy Research Working Papers
Policy Research Working Papers
Journal of Money, Credit and Banking
Policy Research Working Papers
Policy Research Working Papers
The Quarterly Review of Economics and Finance
ABSTRACT This paper assesses the impact of the geographic diversification of bank holding company... more ABSTRACT This paper assesses the impact of the geographic diversification of bank holding company (BHC) assets across the United States on (1) their market valuations and (2) the generosity of their loans to bank executives. We find that exogenous increases in geographic diversity reduce BHC valuations and increase the frequency and size of insider loans. These findings are consistent with the view that geographic diversity makes it more difficult for shareholders and creditors to monitor bank executives, allowing corporate insiders to extract larger private benefits from controlling complex BHCs.
... emerging markets conference for useful comments and/or discussions. We would like to thank Su... more ... emerging markets conference for useful comments and/or discussions. We would like to thank Supreet Arora and Masha Galeb for excellent research assistance. This paper's findings, interpretation, and conclusion are entirely those ...
The World Bank Economic Review, 2002
SSRN Electronic Journal, 2000
Policy Research Working Papers
Policy Research Working Papers
Policy Research Working Papers
Journal of Money, Credit and Banking
Policy Research Working Papers
Policy Research Working Papers
The Quarterly Review of Economics and Finance
ABSTRACT This paper assesses the impact of the geographic diversification of bank holding company... more ABSTRACT This paper assesses the impact of the geographic diversification of bank holding company (BHC) assets across the United States on (1) their market valuations and (2) the generosity of their loans to bank executives. We find that exogenous increases in geographic diversity reduce BHC valuations and increase the frequency and size of insider loans. These findings are consistent with the view that geographic diversity makes it more difficult for shareholders and creditors to monitor bank executives, allowing corporate insiders to extract larger private benefits from controlling complex BHCs.
... emerging markets conference for useful comments and/or discussions. We would like to thank Su... more ... emerging markets conference for useful comments and/or discussions. We would like to thank Supreet Arora and Masha Galeb for excellent research assistance. This paper's findings, interpretation, and conclusion are entirely those ...
The World Bank Economic Review, 2002
SSRN Electronic Journal, 2000