Mary Birdi - Academia.edu (original) (raw)

Papers by Mary Birdi

The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world incl... more The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world including in Tanzania depends on conducive business environment. However, women owned SMEs in Tanzania are confronted with a number of constraints that hinder their growth. This study aimed at assessing the factors that affect the potential growth of women led SMEs in Arusha Municipality, Tanzania. The study adopted across sectional research design. Data was collected from a random sample of 95 women SME owners selected from a target population of 250 SMEs. Data was collected using a structured questionnaire. Whereas frequencies, and percentages were used to determine and describe the status of the variables, correlation, chi-square tests and T-test were used to establish association and relationships between and among variables. The findings show that majority Women-led SME's have not received any support from the government and the existing rules and regulations governing SMEs do not p...

The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world incl... more The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world including in Tanzania depends on conducive business environment. However, women owned SMEs in Tanzania are confronted with a number of constraints that hinder their growth. This study aimed at assessing the factors that affect the potential growth of women led SMEs in Arusha Municipality, Tanzania. The study adopted across sectional research design. Data was collected from a random sample of 95 women SME owners selected from a target population of 250 SMEs. Data was collected using a structured questionnaire. Whereas frequencies, and percentages were used to determine and describe the status of the variables, correlation, chi-square tests and T-test were used to establish association and relationships between and among variables. The findings show that majority Women-led SME’s have not received any support from the government and the existing rules and regulations governing SMEs do not provi...

The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world incl... more The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world including in Tanzania depends on conducive business environment. However, women owned SMEs in Tanzania are confronted with a number of constraints that hinder their growth. This study aimed at assessing the factors that affect the potential growth of women led SMEs in Arusha Municipality, Tanzania. The study adopted across sectional research design. Data was collected from a random sample of 95 women SME owners selected from a target population of 250 SMEs. Data was collected using a structured questionnaire. Whereas frequencies, and percentages were used to determine and describe the status of the variables, correlation, chi-square tests and T-test were used to establish association and relationships between and among variables. The findings show that majority Women-led SME's have not received any support from the government and the existing rules and regulations governing SMEs do not provide favorable ground for effective growth of women SMEs. Moreover, growth of women SME's is affected by the unevenly distributed gender roles which affect the performance of the businesses. Women-led SMEs are faced with insufficient capital which can boost their growth and most of the women own business with little or no entrepreneurship skills. It is recommended that Government and other development partners to liaise with financial service providers in designing special financial product to meet the demands and characteristic of women SMEs. Stakeholders should increase awareness on gender-related issues which affect women's participation in business and reduce their working efficiency. Further, financial institutions should provide a favorable ground for women to access loans. Women-led SMEs need to be trained in specialized tailor-made areas to enable them effectively improve performance of their businesses.

The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world incl... more The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world including in Tanzania depends on conducive business environment. However, women owned SMEs in Tanzania are confronted with a number of constraints that hinder their growth. This study aimed at assessing the factors that affect the potential growth of women led SMEs in Arusha Municipality, Tanzania. The study adopted across sectional research design. Data was collected from a random sample of 95 women SME owners selected from a target population of 250 SMEs. Data was collected using a structured questionnaire. Whereas frequencies, and percentages were used to determine and describe the status of the variables, correlation, chi-square tests and T-test were used to establish association and relationships between and among variables. The findings show that majority Women-led SME's have not received any support from the government and the existing rules and regulations governing SMEs do not provide favorable ground for effective growth of women SMEs. Moreover, growth of women SME's is affected by the unevenly distributed gender roles which affect the performance of the businesses. Women-led SMEs are faced with insufficient capital which can boost their growth and most of the women own business with little or no entrepreneurship skills. It is recommended that Government and other development partners to liaise with financial service providers in designing special financial product to meet the demands and characteristic of women SMEs. Stakeholders should increase awareness on gender-related issues which affect women's participation in business and reduce their working efficiency. Further, financial institutions should provide a favorable ground for women to access loans. Women-led SMEs need to be trained in specialized tailor-made areas to enable them effectively improve performance of their businesses.

The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world incl... more The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world including in Tanzania depends on conducive business environment. However, women owned SMEs in Tanzania are confronted with a number of constraints that hinder their growth. This study aimed at assessing the factors that affect the potential growth of women led SMEs in Arusha Municipality, Tanzania. The study adopted across sectional research design. Data was collected from a random sample of 95 women SME owners selected from a target population of 250 SMEs. Data was collected using a structured questionnaire. Whereas frequencies, and percentages were used to determine and describe the status of the variables, correlation, chi-square tests and T-test were used to establish association and relationships between and among variables. The findings show that majority Women-led SME's have not received any support from the government and the existing rules and regulations governing SMEs do not provide favorable ground for effective growth of women SMEs. Moreover, growth of women SME's is affected by the unevenly distributed gender roles which affect the performance of the businesses. Women-led SMEs are faced with insufficient capital which can boost their growth and most of the women own business with little or no entrepreneurship skills. It is recommended that Government and other development partners to liaise with financial service providers in designing special financial product to meet the demands and characteristic of women SMEs. Stakeholders should increase awareness on gender-related issues which affect women's participation in business and reduce their working efficiency. Further, financial institutions should provide a favorable ground for women to access loans. Women-led SMEs need to be trained in specialized tailor-made areas to enable them effectively improve performance of their businesses.

The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world incl... more The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world including in Tanzania depends on conducive business environment. However, women owned SMEs in Tanzania are confronted with a number of constraints that hinder their growth. This study aimed at assessing the factors that affect the potential growth of women led SMEs in Arusha Municipality, Tanzania. The study adopted across sectional research design. Data was collected from a random sample of 95 women SME owners selected from a target population of 250 SMEs. Data was collected using a structured questionnaire. Whereas frequencies, and percentages were used to determine and describe the status of the variables, correlation, chi-square tests and T-test were used to establish association and relationships between and among variables. The findings show that majority Women-led SME's have not received any support from the government and the existing rules and regulations governing SMEs do not p...

The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world incl... more The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world including in Tanzania depends on conducive business environment. However, women owned SMEs in Tanzania are confronted with a number of constraints that hinder their growth. This study aimed at assessing the factors that affect the potential growth of women led SMEs in Arusha Municipality, Tanzania. The study adopted across sectional research design. Data was collected from a random sample of 95 women SME owners selected from a target population of 250 SMEs. Data was collected using a structured questionnaire. Whereas frequencies, and percentages were used to determine and describe the status of the variables, correlation, chi-square tests and T-test were used to establish association and relationships between and among variables. The findings show that majority Women-led SME’s have not received any support from the government and the existing rules and regulations governing SMEs do not provi...

The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world incl... more The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world including in Tanzania depends on conducive business environment. However, women owned SMEs in Tanzania are confronted with a number of constraints that hinder their growth. This study aimed at assessing the factors that affect the potential growth of women led SMEs in Arusha Municipality, Tanzania. The study adopted across sectional research design. Data was collected from a random sample of 95 women SME owners selected from a target population of 250 SMEs. Data was collected using a structured questionnaire. Whereas frequencies, and percentages were used to determine and describe the status of the variables, correlation, chi-square tests and T-test were used to establish association and relationships between and among variables. The findings show that majority Women-led SME's have not received any support from the government and the existing rules and regulations governing SMEs do not provide favorable ground for effective growth of women SMEs. Moreover, growth of women SME's is affected by the unevenly distributed gender roles which affect the performance of the businesses. Women-led SMEs are faced with insufficient capital which can boost their growth and most of the women own business with little or no entrepreneurship skills. It is recommended that Government and other development partners to liaise with financial service providers in designing special financial product to meet the demands and characteristic of women SMEs. Stakeholders should increase awareness on gender-related issues which affect women's participation in business and reduce their working efficiency. Further, financial institutions should provide a favorable ground for women to access loans. Women-led SMEs need to be trained in specialized tailor-made areas to enable them effectively improve performance of their businesses.

The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world incl... more The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world including in Tanzania depends on conducive business environment. However, women owned SMEs in Tanzania are confronted with a number of constraints that hinder their growth. This study aimed at assessing the factors that affect the potential growth of women led SMEs in Arusha Municipality, Tanzania. The study adopted across sectional research design. Data was collected from a random sample of 95 women SME owners selected from a target population of 250 SMEs. Data was collected using a structured questionnaire. Whereas frequencies, and percentages were used to determine and describe the status of the variables, correlation, chi-square tests and T-test were used to establish association and relationships between and among variables. The findings show that majority Women-led SME's have not received any support from the government and the existing rules and regulations governing SMEs do not provide favorable ground for effective growth of women SMEs. Moreover, growth of women SME's is affected by the unevenly distributed gender roles which affect the performance of the businesses. Women-led SMEs are faced with insufficient capital which can boost their growth and most of the women own business with little or no entrepreneurship skills. It is recommended that Government and other development partners to liaise with financial service providers in designing special financial product to meet the demands and characteristic of women SMEs. Stakeholders should increase awareness on gender-related issues which affect women's participation in business and reduce their working efficiency. Further, financial institutions should provide a favorable ground for women to access loans. Women-led SMEs need to be trained in specialized tailor-made areas to enable them effectively improve performance of their businesses.

The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world incl... more The potential growth of women led small and medium enterprises (SMEs) elsewhere in the world including in Tanzania depends on conducive business environment. However, women owned SMEs in Tanzania are confronted with a number of constraints that hinder their growth. This study aimed at assessing the factors that affect the potential growth of women led SMEs in Arusha Municipality, Tanzania. The study adopted across sectional research design. Data was collected from a random sample of 95 women SME owners selected from a target population of 250 SMEs. Data was collected using a structured questionnaire. Whereas frequencies, and percentages were used to determine and describe the status of the variables, correlation, chi-square tests and T-test were used to establish association and relationships between and among variables. The findings show that majority Women-led SME's have not received any support from the government and the existing rules and regulations governing SMEs do not provide favorable ground for effective growth of women SMEs. Moreover, growth of women SME's is affected by the unevenly distributed gender roles which affect the performance of the businesses. Women-led SMEs are faced with insufficient capital which can boost their growth and most of the women own business with little or no entrepreneurship skills. It is recommended that Government and other development partners to liaise with financial service providers in designing special financial product to meet the demands and characteristic of women SMEs. Stakeholders should increase awareness on gender-related issues which affect women's participation in business and reduce their working efficiency. Further, financial institutions should provide a favorable ground for women to access loans. Women-led SMEs need to be trained in specialized tailor-made areas to enable them effectively improve performance of their businesses.