Omnia Ahmed - Academia.edu (original) (raw)
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Papers by Omnia Ahmed
International Journal of Membrane Science and Technology
The purpose of this study is to investigate the relationship between these technologies and banki... more The purpose of this study is to investigate the relationship between these technologies and banking profitability, specific to the MENA region. This paper applied the mixed methodology in order to check if we can confirm the results achieved in running the regression by the managers and employee’s opinion which were gathered by interviews. We gathered data using Refinitiv Eikon platform for all banks included in Qatar, Turkey, Jordan, UAE, Egypt, Morocco and Saudi Arabia. The final sample included 45 banks for the period of 2010-2022, interviewing 37 managers and 63 employees. The two specific technologies that has been examined are internet and mobile banking services. In addition, other control variables included in the model representing bank characteristics are Size and Leverage. Through mixed methodology it was determined that all variables are positively correlated, however, the degree of significance varies with mobile banking, size, internet banking and leverage being ordere...
International Design Journal
During the whole design process sources of inspiration plays a major role, where it is considered... more During the whole design process sources of inspiration plays a major role, where it is considered the spark for creation. For this reason the designers usually search for novel inspiration sources to innovate new designs catching the eye of customer. The art of fabric manipulation was used in this work as a nontraditional inspiration source to create novel children clothes. Cotton fabric was chosen to accomplish the created designs after dyeing by reactive dye via tie and dye technique. Three ideas of fabric manipulation which are layering and slashing, applique and cut surface quilting in addition to the accomplished clothes were analyzed aesthetically according to the elements and principles of fashion design. From the aesthetic analysis it was observed that, the using of fabric manipulation art as inspiration source facilitated the design process and assisted in creating cheerful, joyful and unconventional children clothes.
journal of king Abdulaziz University Islamic Economics, 2018
This paper examines customer satisfaction in Islamic banks in Qatar in comparison with their conv... more This paper examines customer satisfaction in Islamic banks in Qatar in comparison with their conventional counterpart. It is an attempt to investigate whether Islamic banks have overcome the obstacle of being relatively new; whether they have started providing satisfying services to their customers or whether they act as taking advantage of their customers’ needs for Islamic finance products and treat them as captive clients who resort to Islamic banks for religious reasons. The research queries needed to be answered by the bank’s customers themselves to test their view of the services they get. A comprehensive comparative questionnaire was formulated. Responses from the questionnaire and other data collected from banks’ websites, personal interviews, etc., were analyzed. The paper conducted cross-sector comparisons of Islamic and conventional banking as well as individual comparisons between banks. Analysis of these results, computing averages and comparing them at the level of eac...
International Journal of Membrane Science and Technology
The purpose of this study is to investigate the relationship between these technologies and banki... more The purpose of this study is to investigate the relationship between these technologies and banking profitability, specific to the MENA region. This paper applied the mixed methodology in order to check if we can confirm the results achieved in running the regression by the managers and employee’s opinion which were gathered by interviews. We gathered data using Refinitiv Eikon platform for all banks included in Qatar, Turkey, Jordan, UAE, Egypt, Morocco and Saudi Arabia. The final sample included 45 banks for the period of 2010-2022, interviewing 37 managers and 63 employees. The two specific technologies that has been examined are internet and mobile banking services. In addition, other control variables included in the model representing bank characteristics are Size and Leverage. Through mixed methodology it was determined that all variables are positively correlated, however, the degree of significance varies with mobile banking, size, internet banking and leverage being ordere...
International Design Journal
During the whole design process sources of inspiration plays a major role, where it is considered... more During the whole design process sources of inspiration plays a major role, where it is considered the spark for creation. For this reason the designers usually search for novel inspiration sources to innovate new designs catching the eye of customer. The art of fabric manipulation was used in this work as a nontraditional inspiration source to create novel children clothes. Cotton fabric was chosen to accomplish the created designs after dyeing by reactive dye via tie and dye technique. Three ideas of fabric manipulation which are layering and slashing, applique and cut surface quilting in addition to the accomplished clothes were analyzed aesthetically according to the elements and principles of fashion design. From the aesthetic analysis it was observed that, the using of fabric manipulation art as inspiration source facilitated the design process and assisted in creating cheerful, joyful and unconventional children clothes.
journal of king Abdulaziz University Islamic Economics, 2018
This paper examines customer satisfaction in Islamic banks in Qatar in comparison with their conv... more This paper examines customer satisfaction in Islamic banks in Qatar in comparison with their conventional counterpart. It is an attempt to investigate whether Islamic banks have overcome the obstacle of being relatively new; whether they have started providing satisfying services to their customers or whether they act as taking advantage of their customers’ needs for Islamic finance products and treat them as captive clients who resort to Islamic banks for religious reasons. The research queries needed to be answered by the bank’s customers themselves to test their view of the services they get. A comprehensive comparative questionnaire was formulated. Responses from the questionnaire and other data collected from banks’ websites, personal interviews, etc., were analyzed. The paper conducted cross-sector comparisons of Islamic and conventional banking as well as individual comparisons between banks. Analysis of these results, computing averages and comparing them at the level of eac...