Ruth Mateos - Academia.edu (original) (raw)
Papers by Ruth Mateos
Journal of Corporate Finance, Dec 1, 2021
We use a sample of over 80,000 Spanish companies started by a sole entrepreneur between 2004 and ... more We use a sample of over 80,000 Spanish companies started by a sole entrepreneur between 2004 and 2014, and distinguish between male and female entrepreneurs demand for credit, credit approval ratio, and credit performance. We find that female entrepreneurs who start a business are less likely to ask for a loan. Of the female entrepreneurs requesting a credit, the probability of obtaining one in the founding year is significantly lower than their male peers in the same industry. This lower credit access disappears over the subsequent years, once the company has a track record of profits and losses. We also observe that women-led companies that receive a loan in the founding year are less likely to default as compared to men-led companies. This superior performance disappears for subsequent years, coinciding with the disappearance of the lower credit access. Taking all these results together, we rule out both taste-based discrimination and statistical discrimination in the credit industry, and point to the possible presence of double standards which might be a consequence of implicit (unconscious) discrimination.
La Teoria del Caos y la Complejidad proponen un nuevo enfoque que reconcilia caracteristicas prop... more La Teoria del Caos y la Complejidad proponen un nuevo enfoque que reconcilia caracteristicas propias de las organizaciones empresariales en un principio contrapuestas como el orden y la impredecibilidad. La Teoria de la Complejidad surge estrechamente vinculada a conceptos como incertidumbre, contradiccion y totalidad, la Teoria del Caos, por su parte, podria entenderse como la ciencia de los sistemas complejos. Dado que las organizaciones empresariales se configuran como sistemas dinamicos, complejos y no lineales, el Enfoque de la Complejidad resulta especialmente adecuado para su estudio. Por ello, en el presente trabajo se abordan las posibles implicaciones de dicho enfoque sobre la gestion, la estrategia y la dinamica de las organizaciones empresariales, basadas en la importancia de conceptos tales como comportamiento cualitativo, retroalimentacion, desorden, globalidad, adaptabilidad, flexibilidad, inestabilidad, endogeneidad, creatividad, aprendizaje, integracion y frac talidad.
... Consejo Económico y Social Comunidad de Madrid Rocío Albert López-Ibor, Lorenzo Escot Mangas,... more ... Consejo Económico y Social Comunidad de Madrid Rocío Albert López-Ibor, Lorenzo Escot Mangas, José Andrés Fernández Cornejo y Ruth Mateos de Cabo Rocío Albert Ló pez-Ibo r, Lorenzo Escot Mangas, Jo sé A ndrés Fernández Cornejo y Ruth Mateos de Cabo Page 2. ...
Oikonomics, 2020
En el presente trabajo se analizan los avances en materia de igualdad de género que han contribui... more En el presente trabajo se analizan los avances en materia de igualdad de género que han contribuido a que España se sitúe entre los 10 primeros países en la última edición del Gender Gap Report del Foro Económico Mundial. Gran parte de dicho avance se debe a la mejoría en la representación política de las mujeres en posiciones ministeriales y en el parlamento. No obstante, la participación económica de las mujeres en España muestra amplios espacios de mejora, especialmente en lo relacionado con la representación en puestos de liderazgo empresarial y con una preocupante infrarrepresentación en las profesiones emergentes fruto de la transformación digital. Para finalizar, el trabajo ofrece una serie de recomendaciones para mejorar el empoderamiento económico de las mujeres a la hora de acceder a posiciones de alta responsabilidad empresarial, así como para prevenir y mejorar en el futuro la brecha económica relacionada con su infrarrepresentación en profesiones relacionadas con la cie...
Tourism Management, 2015
h i g h l i g h t s We propose the consideration of tourism as a complex adaptive system. We intr... more h i g h l i g h t s We propose the consideration of tourism as a complex adaptive system. We introduce the concept of chaordic system as a step forward to work in mixed environments that mix order and complexity. We introduce five quantitative measures that characterize a system as chaordic. We apply these measures to characterize chaordic Majorca as a tourist destination. We discuss the implications of this characterization in practice.
iguala.cat
... PRENSA DIGITAL ESPAÑOLA Coordinación de la obra Ruth Mateos de Cabo Otros AutoresRicardo Gime... more ... PRENSA DIGITAL ESPAÑOLA Coordinación de la obra Ruth Mateos de Cabo Otros AutoresRicardo Gimeno Nogués (Universidad Pontificia Comillas) Luis López Fernández (Universidad Rey Juan Carlos) Miryam Martínez Martínez (Universidad CEU San Pablo) ...
revecap.com
La diversidad de género en los consejos de administración se ha conver-tido en un tema relevante ... more La diversidad de género en los consejos de administración se ha conver-tido en un tema relevante en el ámbito del gobierno corporativo. Según este estudio, sólo el 6,61% de los consejeros de las 1.085 empresas espa-ñolas más grandes son mujeres. Resulta crucial identificar las ...
The first paper concentrates on the analysis of observable factors related to the presence of wom... more The first paper concentrates on the analysis of observable factors related to the presence of women on boards and their possible relationship with different types of discrimination. To do this, we analyse the gender composition (in 2005 and 2008) of the boards of directors of the top 1,000 Spanish companies. We found that the mean percentage of women has grown from 6.6 per cent to 8.6 per cent. When seeking to identify possible causes of female under-representation, we opt to study determinants on the demand rather than the supply side. Supply-side determinants relate to the tendency of women to participate less in the labour market and to their relative lack of long-term career commitment when compared with men. However, survey data are likely to be biased by the self selection of those women who wish to “showcase” their successful careers. Besides, once a woman has reached the top executive rank, it is reasonable to assume that such supply-side differences are minimized and that s...
Redmarka. Revista de Marketing Aplicado, 1970
En el presente trabajo se estudia un modelo que describe las principales características del merc... more En el presente trabajo se estudia un modelo que describe las principales características del mercado de Internet y las dinámicas competitivas de los denominados sitios web. Este modelo, basado en las ecuaciones de Lotka-Volterra, analiza situaciones del tipo ‘el ganador se lleva todo’ manifestadas recurrentemente en mercados altamente competitivos. Con base en su tratamiento tanto cuantitativo como cualitativo se ofrecen una serie de recomendaciones estratégicas para mejorar resultados, por supuesto, coherentes con las tendencias observadas en la realidad de la Red. Dentro de estas recomendaciones destaca la estrategia de competición, que se propone como una opción viable para que los sitios pequeños puedan hacer frente a los grandes líderes de Internet; reforzada por su fundamento en consonancia con las predicciones propias de un modelo de dinámica competitiva. Junto a ello, también se formulan diversas estrategias para los sitios de nueva creación o recién llegados al mercado (los...
Nonlinear dynamics, psychology, and life sciences, 2013
This paper proposes adapting a particle filtering algorithm to model online Spanish real estate a... more This paper proposes adapting a particle filtering algorithm to model online Spanish real estate and job search market segments based on the Lotka-Volterra competition equations. For this purpose the authors use data on Internet information searches from Google Trends to proxy for market share. Market share evolution estimations are coherent with those observed in Google Trends. The results show evidence of low website incompatibility in the markets analyzed. Competitive oligopolies are most common in such low-competition markets, instead of the monopolies predicted by theoretical ecology models under strong competition conditions.
INTELIGENCIA ARTIFICIAL, 2004
Sex Roles, 2013
In the present research we investigate possible predictors of the presence of women in Spanish on... more In the present research we investigate possible predictors of the presence of women in Spanish online newspapers using an automatic content analysis over a three-month period. Results of the analysis reveal that Spanish online newspapers continue depicting women in a stereotyped manner. Women are still linked to traditionally 'female' sections, and they appear more frequently in news considered less important in terms of extension and publication day. The gender of the reporter also matters since female journalists tend to include more women in the news they report than their male peers.
Emergence, 2002
From the beginning of time, people have tried to understand the reality that surrounds them to at... more From the beginning of time, people have tried to understand the reality that surrounds them to attempt to predict its future evolution and, in so far as possible, to control it. The way to come closer to this knowledge has evolved throughout history, depending on the vision ...
Cuadernos de economía, 2007
In this paper we applied the dynamic system theory to the measurement of the stability of the Eur... more In this paper we applied the dynamic system theory to the measurement of the stability of the European process of convergence. In particular, Lyapunov's exponents are used to verify the influence of political and economic decisions made during the creation of the European Union on the stability (or instability) of exchange rate fluctuation in different European countries. We find evidence of such relationship.
Journal of Corporate Finance, Dec 1, 2021
We use a sample of over 80,000 Spanish companies started by a sole entrepreneur between 2004 and ... more We use a sample of over 80,000 Spanish companies started by a sole entrepreneur between 2004 and 2014, and distinguish between male and female entrepreneurs demand for credit, credit approval ratio, and credit performance. We find that female entrepreneurs who start a business are less likely to ask for a loan. Of the female entrepreneurs requesting a credit, the probability of obtaining one in the founding year is significantly lower than their male peers in the same industry. This lower credit access disappears over the subsequent years, once the company has a track record of profits and losses. We also observe that women-led companies that receive a loan in the founding year are less likely to default as compared to men-led companies. This superior performance disappears for subsequent years, coinciding with the disappearance of the lower credit access. Taking all these results together, we rule out both taste-based discrimination and statistical discrimination in the credit industry, and point to the possible presence of double standards which might be a consequence of implicit (unconscious) discrimination.
La Teoria del Caos y la Complejidad proponen un nuevo enfoque que reconcilia caracteristicas prop... more La Teoria del Caos y la Complejidad proponen un nuevo enfoque que reconcilia caracteristicas propias de las organizaciones empresariales en un principio contrapuestas como el orden y la impredecibilidad. La Teoria de la Complejidad surge estrechamente vinculada a conceptos como incertidumbre, contradiccion y totalidad, la Teoria del Caos, por su parte, podria entenderse como la ciencia de los sistemas complejos. Dado que las organizaciones empresariales se configuran como sistemas dinamicos, complejos y no lineales, el Enfoque de la Complejidad resulta especialmente adecuado para su estudio. Por ello, en el presente trabajo se abordan las posibles implicaciones de dicho enfoque sobre la gestion, la estrategia y la dinamica de las organizaciones empresariales, basadas en la importancia de conceptos tales como comportamiento cualitativo, retroalimentacion, desorden, globalidad, adaptabilidad, flexibilidad, inestabilidad, endogeneidad, creatividad, aprendizaje, integracion y frac talidad.
... Consejo Económico y Social Comunidad de Madrid Rocío Albert López-Ibor, Lorenzo Escot Mangas,... more ... Consejo Económico y Social Comunidad de Madrid Rocío Albert López-Ibor, Lorenzo Escot Mangas, José Andrés Fernández Cornejo y Ruth Mateos de Cabo Rocío Albert Ló pez-Ibo r, Lorenzo Escot Mangas, Jo sé A ndrés Fernández Cornejo y Ruth Mateos de Cabo Page 2. ...
Oikonomics, 2020
En el presente trabajo se analizan los avances en materia de igualdad de género que han contribui... more En el presente trabajo se analizan los avances en materia de igualdad de género que han contribuido a que España se sitúe entre los 10 primeros países en la última edición del Gender Gap Report del Foro Económico Mundial. Gran parte de dicho avance se debe a la mejoría en la representación política de las mujeres en posiciones ministeriales y en el parlamento. No obstante, la participación económica de las mujeres en España muestra amplios espacios de mejora, especialmente en lo relacionado con la representación en puestos de liderazgo empresarial y con una preocupante infrarrepresentación en las profesiones emergentes fruto de la transformación digital. Para finalizar, el trabajo ofrece una serie de recomendaciones para mejorar el empoderamiento económico de las mujeres a la hora de acceder a posiciones de alta responsabilidad empresarial, así como para prevenir y mejorar en el futuro la brecha económica relacionada con su infrarrepresentación en profesiones relacionadas con la cie...
Tourism Management, 2015
h i g h l i g h t s We propose the consideration of tourism as a complex adaptive system. We intr... more h i g h l i g h t s We propose the consideration of tourism as a complex adaptive system. We introduce the concept of chaordic system as a step forward to work in mixed environments that mix order and complexity. We introduce five quantitative measures that characterize a system as chaordic. We apply these measures to characterize chaordic Majorca as a tourist destination. We discuss the implications of this characterization in practice.
iguala.cat
... PRENSA DIGITAL ESPAÑOLA Coordinación de la obra Ruth Mateos de Cabo Otros AutoresRicardo Gime... more ... PRENSA DIGITAL ESPAÑOLA Coordinación de la obra Ruth Mateos de Cabo Otros AutoresRicardo Gimeno Nogués (Universidad Pontificia Comillas) Luis López Fernández (Universidad Rey Juan Carlos) Miryam Martínez Martínez (Universidad CEU San Pablo) ...
revecap.com
La diversidad de género en los consejos de administración se ha conver-tido en un tema relevante ... more La diversidad de género en los consejos de administración se ha conver-tido en un tema relevante en el ámbito del gobierno corporativo. Según este estudio, sólo el 6,61% de los consejeros de las 1.085 empresas espa-ñolas más grandes son mujeres. Resulta crucial identificar las ...
The first paper concentrates on the analysis of observable factors related to the presence of wom... more The first paper concentrates on the analysis of observable factors related to the presence of women on boards and their possible relationship with different types of discrimination. To do this, we analyse the gender composition (in 2005 and 2008) of the boards of directors of the top 1,000 Spanish companies. We found that the mean percentage of women has grown from 6.6 per cent to 8.6 per cent. When seeking to identify possible causes of female under-representation, we opt to study determinants on the demand rather than the supply side. Supply-side determinants relate to the tendency of women to participate less in the labour market and to their relative lack of long-term career commitment when compared with men. However, survey data are likely to be biased by the self selection of those women who wish to “showcase” their successful careers. Besides, once a woman has reached the top executive rank, it is reasonable to assume that such supply-side differences are minimized and that s...
Redmarka. Revista de Marketing Aplicado, 1970
En el presente trabajo se estudia un modelo que describe las principales características del merc... more En el presente trabajo se estudia un modelo que describe las principales características del mercado de Internet y las dinámicas competitivas de los denominados sitios web. Este modelo, basado en las ecuaciones de Lotka-Volterra, analiza situaciones del tipo ‘el ganador se lleva todo’ manifestadas recurrentemente en mercados altamente competitivos. Con base en su tratamiento tanto cuantitativo como cualitativo se ofrecen una serie de recomendaciones estratégicas para mejorar resultados, por supuesto, coherentes con las tendencias observadas en la realidad de la Red. Dentro de estas recomendaciones destaca la estrategia de competición, que se propone como una opción viable para que los sitios pequeños puedan hacer frente a los grandes líderes de Internet; reforzada por su fundamento en consonancia con las predicciones propias de un modelo de dinámica competitiva. Junto a ello, también se formulan diversas estrategias para los sitios de nueva creación o recién llegados al mercado (los...
Nonlinear dynamics, psychology, and life sciences, 2013
This paper proposes adapting a particle filtering algorithm to model online Spanish real estate a... more This paper proposes adapting a particle filtering algorithm to model online Spanish real estate and job search market segments based on the Lotka-Volterra competition equations. For this purpose the authors use data on Internet information searches from Google Trends to proxy for market share. Market share evolution estimations are coherent with those observed in Google Trends. The results show evidence of low website incompatibility in the markets analyzed. Competitive oligopolies are most common in such low-competition markets, instead of the monopolies predicted by theoretical ecology models under strong competition conditions.
INTELIGENCIA ARTIFICIAL, 2004
Sex Roles, 2013
In the present research we investigate possible predictors of the presence of women in Spanish on... more In the present research we investigate possible predictors of the presence of women in Spanish online newspapers using an automatic content analysis over a three-month period. Results of the analysis reveal that Spanish online newspapers continue depicting women in a stereotyped manner. Women are still linked to traditionally 'female' sections, and they appear more frequently in news considered less important in terms of extension and publication day. The gender of the reporter also matters since female journalists tend to include more women in the news they report than their male peers.
Emergence, 2002
From the beginning of time, people have tried to understand the reality that surrounds them to at... more From the beginning of time, people have tried to understand the reality that surrounds them to attempt to predict its future evolution and, in so far as possible, to control it. The way to come closer to this knowledge has evolved throughout history, depending on the vision ...
Cuadernos de economía, 2007
In this paper we applied the dynamic system theory to the measurement of the stability of the Eur... more In this paper we applied the dynamic system theory to the measurement of the stability of the European process of convergence. In particular, Lyapunov's exponents are used to verify the influence of political and economic decisions made during the creation of the European Union on the stability (or instability) of exchange rate fluctuation in different European countries. We find evidence of such relationship.