Said Edaich - Academia.edu (original) (raw)

Papers by Said Edaich

Research paper thumbnail of Prerequisites and scenarios for the EU economy transformation inlight of Industry 4.0 development

JOURNAL OF INTERNATIONAL STUDIES

The purpose of this study is to verify the condition of European Union economy and its ability to... more The purpose of this study is to verify the condition of European Union economy and its ability to effectively implement the concept of sustainable development in the era of the fourth industrial revolution. To achieve the goal settled by this research, we used the technical indicator MACD (Moving Average Convergence / Divergence), based on the assessment of the convergence and divergence of moving averages of macroeconomic indicators. The studies carried out made it possible to identify three scenarios for the state of the EU economy after 2022. All these scenarios pose a high risk of a crisis phenomena in this economic system. According to the optimistic scenario, after 2022, a downward correctional wave is predicted in the EU-27 economy with the emergence of a situation similar to the situation in 2008. The search for a new economic model based on the active implementation of Industry 4.0 technologies can become a way for the EU economy to recover from the crisis and move to a qua...

Research paper thumbnail of Tolerancja w islamskim modelu prawnym

Czytając o tolerancji religijnej jesteśmy zmuszeni uwierzyć, że ta zasada pojawiła się w epoce oś... more Czytając o tolerancji religijnej jesteśmy zmuszeni uwierzyć, że ta zasada pojawiła się w epoce oświecenia dzięki jakiejś filozofii czy systemowi politycznemu. W rzeczywistości oświecenie przyniosło tylko odzyskanie tolerancji, która wcześniej była skonfiskowana przez praktyki religijne i polityczne. Aby zrozumieć tolerancję w religiach monoteistycznych, musimy pamiętać, że była ona w swym aspekcie instytucjonalnym i praktycznym zdefiniowana już w świętych księgach tych religii

Research paper thumbnail of The "Ratio legis" in the Islamic and conventional finance

Research paper thumbnail of Processo di Modernizzazione del Modello Giuridico Marocchino

Research paper thumbnail of The city of Fas and the University of al-Qarawiyyin: a common destiny

Opolskie Studia Administracyjno-Prawne, 2019

Human history has always been linked to a spatial concept, a place that can be a state, a city, o... more Human history has always been linked to a spatial concept, a place that can be a state, a city, or any other geographical determination. The researches on Rome and Athens, Baghdad and Damascus provide ample information with a direct impact on understanding the evolution of human civilization. Fas, the Moorish city which initiated the Moroccan State, has always aroused the interest of historians and specialists. It is a unique social model and a city that has been able, thanks to its University Al-Qarawiyyin, to withstand all the harsh changes for centuries. This paper is intended to follow the evolution of this city through the expansion and historical dominance in North Africa and Europe throughout centuries.

Research paper thumbnail of The Tolerance in Islamic Legal Model

Studia Oecumenica, Dec 31, 2014

Tolerance, complex and difficult theme to treat, still excites the interest of different discipli... more Tolerance, complex and difficult theme to treat, still excites the interest of different disciplines and provoke hard debate between specialists and other. It is a concept which indicates the reaction of individual and institutions (government, religious order or other entity) accepting which opposes beliefs, rules, moral and habitual conduct. It is the ability to receive what is unknown, different, and incomprehensible or what we disapprove. In concrete words tolerance is the expression of individual and collective consciousness in the social model. Historically, tolerance dates back to archaic forms of our civilization, and it always required a consensus between the formal and the informal, between practices and institutionalization. In our days, tolerance is a synonym of security and safety, a condition of peace; both in international and internal relationship tolerance represent the effective resolution to conflicts deriving from religious, political and cultural diversity. Given the importance accorded to tolerance, as requirement of sustainable peace and democracy, scholars and priests, despite the difference in practices, tried in a compromising way to establish a conventional acknowledgement for this word. Formally tolerance is described as consensual fair and objective value of our system, it is seen and experienced as an attitude recognizing and respecting the beliefs and practices of others, whose opinions, race, religion or nationality, are different from ours. In so much that human consciousness or subconsciousness observe and respect the idea of tolerance, as conventionally agreed, the life of nations and peoples is safe and peaceful, but when this condition fails, and tolerance is rejected, peace and safety become mythical concepts. Human history showed disastrous practices and consequences when the necessity of tolerance is ignored and when it imperative character is outdated; man is swept into behaviors blamed and qualified with the worst terms in our language. Hatred and selfishness dominate the reason and thought of people, atroci

Research paper thumbnail of Al-Shura – the consultative system administrating public affairs in Shari’ah

The Islamic political system is based on an accurate theory of organization founded on the Shari’... more The Islamic political system is based on an accurate theory of organization founded on the Shari’ah-based approach to the universe and human being. This theory involves a complete systematization of governance: organization of state authority and administration (competences and relationship), economy and finance, foreign policy and the relation with other political entities. Over time, the Islamic political thought developed a new logic and reasoning because of several variants among which the interaction with the different systems surrounding the Arabian Peninsula remains the most influential. Immediately after the death of the Prophet, there began a struggle for power and leadership, the four companions and successors of the Prophet all being assassinated in a conspiracy a few years after their coming to power. The consequences of these developments caused the governance model established during the Prophet’s life and maintained with consistent perseverance by his companions to be...

Research paper thumbnail of Sharia Finance Managing Risks: The Case of Covid-19

EUROPEAN RESEARCH STUDIES JOURNAL, 2020

Purpose: The purpose of our work is to analyze the efforts of the Islamic financial industry to d... more Purpose: The purpose of our work is to analyze the efforts of the Islamic financial industry to deal with the COVID-19 crisis and highlights its support for conventional finance, and global economy. Design/Methodology/Approach: Desk research and case studies were provided to identify type and scope of the legal and economic measures taken by the governance of Islamic finance meeting the challenges imposed by the Coronavirus pandemic and analyze how they match with the conventional finance proposed resolution. Findings: The outcome of this article is the evaluation of main measures of the Islamic finance system according to their effectiveness and efficiency providing a case study of the COVID-19 crisis. Practical Implications: The approach of the best practice to the global financial policy has been proposed. Global Islamic finance is largely concentrated in the Middle East, Asia and North Africa, where the Gulf Islamic finance markets hold a 40.3% share. The findings have been used to consider as the policy directives for the conventional finance system. Originality/Value: The assessment of the impact of the measures taken by Islamic finance industry, in short and long-term as a results of the process of integration and harmonization to conventional finance.

Research paper thumbnail of The “halal” criterion in the reformist conception of conventional finances

Opolskie Studia Administracyjno-Prawne, 2020

In this paper, the author presents “halal finance” as a reform of the conventional financial syst... more In this paper, the author presents “halal finance” as a reform of the conventional financial system. Starting with a presentation of the vision of the meaning of the reform, which differs from that perceived by old civilizations, he tries to cast light on the role of the reform and its impact on the development of society in general. At the second stage, attention is paid to the connotation of the new management of public affairs and financial reforms. In the last part, the author demonstrates how conventional finances integrate halal finance as a reform considering the changes that have marked the financial industry in recent years, especially the explosion of petrodollars, the deregulation and liberalization of financial markets.

Research paper thumbnail of Islamic Microfinance Model and the Hypothesis of Poverty Alleviation

European Journal of Marketing and Economics, 2020

Efforts to alleviate poverty in the world have the most perilous impact in human history. Contrar... more Efforts to alleviate poverty in the world have the most perilous impact in human history. Contrary to the prevailing paradigms in public and private policies, the erosion of poverty remains very shocking. The Islamic finance model tried to present its alternative vision and to participate in international efforts to at least help the poor in Muslim countries. This paper is an essay among others that analyzes the effectiveness of this system based on official data.

Research paper thumbnail of David Santillana and the expansion of civil law in Tunisia and Morocco

Opolskie Studia Administracyjno-Prawne, 2017

The evolution, in its pluralistic form, is a constant characteristic of the humankind history: in... more The evolution, in its pluralistic form, is a constant characteristic of the humankind history: in fact man has successively started discoveries and restarted experiments to improve his wealth and horizons. Law, in its positivist dimension, also is subjected to this evolutionary process. Firstly, because it is a social phenomenon; secondly, because it is a necessary instrument of organization and maintenance of order. Legal systems always tend to change and innovate to meet the needs of order in societies, either for a group or for a minority. The mechanisms and tools that ensured the transition from legal dispositions to others, were often conducted by an innovative idea whose efficiency is proven, even if theoretically, and then has been publicly and officially supported. Recent legal regulations, the so-called unified, harmonized and standardized, in turn have imposed the implementation of legal techniques and concepts to accommodate the global organizational order. These changes ...

Research paper thumbnail of The Hypothesis of a Non Threatning Finance for a Sustainable Smes Development in EU

European Journal of Social Sciences

This paper aims to address the hypothesis of the expansion of Islamic Finance rhetoric to support... more This paper aims to address the hypothesis of the expansion of Islamic Finance rhetoric to support the development of SMEs. The analysis focused on the definition of PMES and the problems that limit its function in European societies, especially conventional financial instruments that present a permanent challenge. Taking into account the cultural specificities and legal provisions that characterize the countries of the European Union, the paper tries to present the model of participative finance highlighting the key elements that will allow the exploitation of the potential of halal capital.

Research paper thumbnail of Prerequisites and scenarios for the EU economy transformation inlight of Industry 4.0 development

JOURNAL OF INTERNATIONAL STUDIES

The purpose of this study is to verify the condition of European Union economy and its ability to... more The purpose of this study is to verify the condition of European Union economy and its ability to effectively implement the concept of sustainable development in the era of the fourth industrial revolution. To achieve the goal settled by this research, we used the technical indicator MACD (Moving Average Convergence / Divergence), based on the assessment of the convergence and divergence of moving averages of macroeconomic indicators. The studies carried out made it possible to identify three scenarios for the state of the EU economy after 2022. All these scenarios pose a high risk of a crisis phenomena in this economic system. According to the optimistic scenario, after 2022, a downward correctional wave is predicted in the EU-27 economy with the emergence of a situation similar to the situation in 2008. The search for a new economic model based on the active implementation of Industry 4.0 technologies can become a way for the EU economy to recover from the crisis and move to a qua...

Research paper thumbnail of Tolerancja w islamskim modelu prawnym

Czytając o tolerancji religijnej jesteśmy zmuszeni uwierzyć, że ta zasada pojawiła się w epoce oś... more Czytając o tolerancji religijnej jesteśmy zmuszeni uwierzyć, że ta zasada pojawiła się w epoce oświecenia dzięki jakiejś filozofii czy systemowi politycznemu. W rzeczywistości oświecenie przyniosło tylko odzyskanie tolerancji, która wcześniej była skonfiskowana przez praktyki religijne i polityczne. Aby zrozumieć tolerancję w religiach monoteistycznych, musimy pamiętać, że była ona w swym aspekcie instytucjonalnym i praktycznym zdefiniowana już w świętych księgach tych religii

Research paper thumbnail of The "Ratio legis" in the Islamic and conventional finance

Research paper thumbnail of Processo di Modernizzazione del Modello Giuridico Marocchino

Research paper thumbnail of The city of Fas and the University of al-Qarawiyyin: a common destiny

Opolskie Studia Administracyjno-Prawne, 2019

Human history has always been linked to a spatial concept, a place that can be a state, a city, o... more Human history has always been linked to a spatial concept, a place that can be a state, a city, or any other geographical determination. The researches on Rome and Athens, Baghdad and Damascus provide ample information with a direct impact on understanding the evolution of human civilization. Fas, the Moorish city which initiated the Moroccan State, has always aroused the interest of historians and specialists. It is a unique social model and a city that has been able, thanks to its University Al-Qarawiyyin, to withstand all the harsh changes for centuries. This paper is intended to follow the evolution of this city through the expansion and historical dominance in North Africa and Europe throughout centuries.

Research paper thumbnail of The Tolerance in Islamic Legal Model

Studia Oecumenica, Dec 31, 2014

Tolerance, complex and difficult theme to treat, still excites the interest of different discipli... more Tolerance, complex and difficult theme to treat, still excites the interest of different disciplines and provoke hard debate between specialists and other. It is a concept which indicates the reaction of individual and institutions (government, religious order or other entity) accepting which opposes beliefs, rules, moral and habitual conduct. It is the ability to receive what is unknown, different, and incomprehensible or what we disapprove. In concrete words tolerance is the expression of individual and collective consciousness in the social model. Historically, tolerance dates back to archaic forms of our civilization, and it always required a consensus between the formal and the informal, between practices and institutionalization. In our days, tolerance is a synonym of security and safety, a condition of peace; both in international and internal relationship tolerance represent the effective resolution to conflicts deriving from religious, political and cultural diversity. Given the importance accorded to tolerance, as requirement of sustainable peace and democracy, scholars and priests, despite the difference in practices, tried in a compromising way to establish a conventional acknowledgement for this word. Formally tolerance is described as consensual fair and objective value of our system, it is seen and experienced as an attitude recognizing and respecting the beliefs and practices of others, whose opinions, race, religion or nationality, are different from ours. In so much that human consciousness or subconsciousness observe and respect the idea of tolerance, as conventionally agreed, the life of nations and peoples is safe and peaceful, but when this condition fails, and tolerance is rejected, peace and safety become mythical concepts. Human history showed disastrous practices and consequences when the necessity of tolerance is ignored and when it imperative character is outdated; man is swept into behaviors blamed and qualified with the worst terms in our language. Hatred and selfishness dominate the reason and thought of people, atroci

Research paper thumbnail of Al-Shura – the consultative system administrating public affairs in Shari’ah

The Islamic political system is based on an accurate theory of organization founded on the Shari’... more The Islamic political system is based on an accurate theory of organization founded on the Shari’ah-based approach to the universe and human being. This theory involves a complete systematization of governance: organization of state authority and administration (competences and relationship), economy and finance, foreign policy and the relation with other political entities. Over time, the Islamic political thought developed a new logic and reasoning because of several variants among which the interaction with the different systems surrounding the Arabian Peninsula remains the most influential. Immediately after the death of the Prophet, there began a struggle for power and leadership, the four companions and successors of the Prophet all being assassinated in a conspiracy a few years after their coming to power. The consequences of these developments caused the governance model established during the Prophet’s life and maintained with consistent perseverance by his companions to be...

Research paper thumbnail of Sharia Finance Managing Risks: The Case of Covid-19

EUROPEAN RESEARCH STUDIES JOURNAL, 2020

Purpose: The purpose of our work is to analyze the efforts of the Islamic financial industry to d... more Purpose: The purpose of our work is to analyze the efforts of the Islamic financial industry to deal with the COVID-19 crisis and highlights its support for conventional finance, and global economy. Design/Methodology/Approach: Desk research and case studies were provided to identify type and scope of the legal and economic measures taken by the governance of Islamic finance meeting the challenges imposed by the Coronavirus pandemic and analyze how they match with the conventional finance proposed resolution. Findings: The outcome of this article is the evaluation of main measures of the Islamic finance system according to their effectiveness and efficiency providing a case study of the COVID-19 crisis. Practical Implications: The approach of the best practice to the global financial policy has been proposed. Global Islamic finance is largely concentrated in the Middle East, Asia and North Africa, where the Gulf Islamic finance markets hold a 40.3% share. The findings have been used to consider as the policy directives for the conventional finance system. Originality/Value: The assessment of the impact of the measures taken by Islamic finance industry, in short and long-term as a results of the process of integration and harmonization to conventional finance.

Research paper thumbnail of The “halal” criterion in the reformist conception of conventional finances

Opolskie Studia Administracyjno-Prawne, 2020

In this paper, the author presents “halal finance” as a reform of the conventional financial syst... more In this paper, the author presents “halal finance” as a reform of the conventional financial system. Starting with a presentation of the vision of the meaning of the reform, which differs from that perceived by old civilizations, he tries to cast light on the role of the reform and its impact on the development of society in general. At the second stage, attention is paid to the connotation of the new management of public affairs and financial reforms. In the last part, the author demonstrates how conventional finances integrate halal finance as a reform considering the changes that have marked the financial industry in recent years, especially the explosion of petrodollars, the deregulation and liberalization of financial markets.

Research paper thumbnail of Islamic Microfinance Model and the Hypothesis of Poverty Alleviation

European Journal of Marketing and Economics, 2020

Efforts to alleviate poverty in the world have the most perilous impact in human history. Contrar... more Efforts to alleviate poverty in the world have the most perilous impact in human history. Contrary to the prevailing paradigms in public and private policies, the erosion of poverty remains very shocking. The Islamic finance model tried to present its alternative vision and to participate in international efforts to at least help the poor in Muslim countries. This paper is an essay among others that analyzes the effectiveness of this system based on official data.

Research paper thumbnail of David Santillana and the expansion of civil law in Tunisia and Morocco

Opolskie Studia Administracyjno-Prawne, 2017

The evolution, in its pluralistic form, is a constant characteristic of the humankind history: in... more The evolution, in its pluralistic form, is a constant characteristic of the humankind history: in fact man has successively started discoveries and restarted experiments to improve his wealth and horizons. Law, in its positivist dimension, also is subjected to this evolutionary process. Firstly, because it is a social phenomenon; secondly, because it is a necessary instrument of organization and maintenance of order. Legal systems always tend to change and innovate to meet the needs of order in societies, either for a group or for a minority. The mechanisms and tools that ensured the transition from legal dispositions to others, were often conducted by an innovative idea whose efficiency is proven, even if theoretically, and then has been publicly and officially supported. Recent legal regulations, the so-called unified, harmonized and standardized, in turn have imposed the implementation of legal techniques and concepts to accommodate the global organizational order. These changes ...

Research paper thumbnail of The Hypothesis of a Non Threatning Finance for a Sustainable Smes Development in EU

European Journal of Social Sciences

This paper aims to address the hypothesis of the expansion of Islamic Finance rhetoric to support... more This paper aims to address the hypothesis of the expansion of Islamic Finance rhetoric to support the development of SMEs. The analysis focused on the definition of PMES and the problems that limit its function in European societies, especially conventional financial instruments that present a permanent challenge. Taking into account the cultural specificities and legal provisions that characterize the countries of the European Union, the paper tries to present the model of participative finance highlighting the key elements that will allow the exploitation of the potential of halal capital.