Sinan Harjan - Academia.edu (original) (raw)

Papers by Sinan Harjan

Research paper thumbnail of Organisational culture and job performance among employees of SMEs: the mediating role of job satisfaction

International journal of services, economics and management, 2023

Research paper thumbnail of The Impact of Foreign Direct Investment on Stock Market Development: Evidence From Pakistan

Economic Research-Ekonomska Istraživanja, 2013

Research paper thumbnail of Behavioral intentions to use artificial intelligence among managers in small and medium enterprises

INTERNATIONAL CONFERENCE ON ADVANCES IN COMMUNICATION TECHNOLOGY AND COMPUTER ENGINEERING

Research paper thumbnail of The Investment Decisions of Individual Investors

‎4th International Conference on ‎Administrative ‎& Financial Sciences

Behavioral finance is the study of the psychological and social influences on financial decisions... more Behavioral finance is the study of the psychological and social influences on financial decisions. Investors use investment analysis to look at assets, market trends, and market data from the past. Investors' good sense is tied to their ability to make sound decisions. It is frequently used to assess corporate knowledge and data, with the goal of reducing risk and improving results. The purpose of this research is to examine the ways in which various pieces of data, such as financial statements, perceptions of the individual and the company, recommendations from trusted sources, individual goals and values, and unbiased news reports, all play a role in investors' final choices. Individuals from all socioeconomic backgrounds who have invested in or considered investing in specific sectors of the Chinese Industrial Area make up the research population. Research was done using a sample size of 300 investors (out of a total of 170 investors). According to the findings of the cur...

Research paper thumbnail of Independent directors, corporate ownership and cost of debt: Do politically connected independent directors matter? Evidence from China

International Journal of Management and Sustainability, Feb 2, 2023

Research paper thumbnail of How to Architect the Rural Regions Into Smart Society

European Scientific Journal, ESJ, Jan 4, 2016

Research paper thumbnail of The Use of Fuzzy Logic to Measure the Risks of Ict in E-Audit

—This research presents the role of information and communication technologies in enhancing the s... more —This research presents the role of information and communication technologies in enhancing the security of e-audit and the impact of these technologies on the development of the trend towards use of ICT in all areas of accounting and try to find solutions to the challenges faced by e-audit. The research also offers a comparative study of four major audit firms (Deloitte , PwC , Ernst & Young and KMPG) , and tries to induct steps taken by them in the development of e-audit practices and reduce the risk of the use of information and communication technologies in the areas of accounting. The results of research were processed by fuzzy logic functions were built in MatLab ver. 6.5 software , because fuzzy logic tools are very effective to evaluate the linguistic values.

Research paper thumbnail of Evaluate e Learning in Iraq Applying on Avicenna Center in Erbil

Social Science Research Network, Jun 1, 2015

The Accelerated growth of information and communication technology and the magnificent evolution ... more The Accelerated growth of information and communication technology and the magnificent evolution in digital technology unlock new Prospects in different dimensions including education one. E-learning is now playing a very important role in learning processes and the major concern in all education institutions and universities. E-Learning approaches are new trends that are based on using computers and information and communication technology as a proxy to deliver and share educational materials which makes education available anytime, and anywhere. Khan suggested eight dimensional e-learning framework which serves as a base to help institutions to plan, design, implement and evaluate their e-learning programs. This paper discusses whether e-learning systems at Avicenna Center in Erbil meet the eight dimensional e-learning frameworks. Also it presents the most critical success steps to develop and evaluate Avicenna center , for the purpose to spread the e-learning in all over Iraq. This research measures the eight dimensional framework and calculates their materiality.

Research paper thumbnail of Assessing the Sustainability in Cihan University by Using Unit Based Sustainability Assessment Tool

Many universities have started to assess sustainability, and there are many tools have been devel... more Many universities have started to assess sustainability, and there are many tools have been developed to assess the sustainability. For universities at an early stage of sustainability implementation, choosing a tool that fits their specific context is an important step in their assessment process. Therefore, in this study, it is found Unit ‐ based Sustainability Assessment Tool (USAT) to assess the sustainability in Cihan University. This study is aimed to assess the sustainability performance: Curriculum, teaching approach, research and scholarship activities, community service examination assessment of sustainability topics and staff expertise and willingness to participate in sustainability teaching and research in Cihan University through eight departments. The researchers findings were that Cihan university has a good level of integration of sustainability overall teaching department.

Research paper thumbnail of An Efficient Model for Financial Risks Assessment Based on Artificial Neural Networks

Journal of Southwest Jiaotong University, 2020

According to the developments in financial liberalization and banking innovation, the bank risks ... more According to the developments in financial liberalization and banking innovation, the bank risks have been changed in their nature which leads to use new financial instruments. Thus banks increasingly adopt risk assessment to avoid it. Therefore, this article describes a new model to assist financial risk management based on artificial intelligence. This entails using artificial neural networks to forecast financial risks and support the decision-makers and the consumers in making better risk management decisions. A real-world case study based on the Iraqi banking sector is presented to guarantee the applicability, accuracy, and efficiency of our proposed model. The sample was selected from a data of 16 banks for the period (2004-2018), taken from Iraq Securities Commission, regular market (https://www.isc.gov.iq/). The data were examined with an initial analysis and then converted to the formula compatible with neural networks. The authors describe the results obtained and compare ...

Research paper thumbnail of The Role of Financial Inclusion and Competitive Advantage: Evidence from Iraqi Islamic Banks

International Journal of Economics and Financial Issues, 2019

The purpose of this study is to investigate whether the financial Inclusion play a significant ro... more The purpose of this study is to investigate whether the financial Inclusion play a significant role in in achieving the competitive advantage (CA) in Iraqi banks particularly, Islamic banks. The target sample of this study is composed of customers using the technological instrument to access the services as achieving the financial Inclusion. Using a simple random sampling method to select the target sample of the study and designing a questionnaire for this purpose, (250) questionnaires were distributed and (20) were ignored, as they did not meet the respondents' answers. Thus, the questionnaires analyzed were (230) questionnaires. Deceptive and regression analysis as statistical analysis are appropriate to the purposes of this study were carried out. The main results of this study were the significant effect of financial comprehensiveness on achieving the CA of institutions regarding customers. This study recommended that banking managerial staff has to focus on providing banking services using technological instrument because they constitute financial Inclusion and thus achieving the CA of banks, as well as certain programs are needed in the banks to raise the technological awareness of current and prospective customers.

Research paper thumbnail of Technology Innovation Usage in Public Services Among Employees in Republic of Iraq

Research paper thumbnail of Perceived overqualification and its positive impact on organization employee's behavior

International Journal of Research in Business and Social Science (2147- 4478), 2019

Preceding researchers have tended to focus on the negative aspect of the perceived overqualificat... more Preceding researchers have tended to focus on the negative aspect of the perceived overqualification and its inadequacy in the organization. We offer an alternative perspective and postulate that perceived overqualification could influence employees’ behavior through an interactive mechanism. We propose that relational skill abilities, in the form of job autonomy of overqualified employees, determine their tendency to experience interpersonal influences, and, thus engage in helping behavior with devastating work deviance behavior. Data were collected from 20 multinational companies in China through a survey of 500 participants. Structural equation modeling was used for the analysis of data. The results indicate that perceived overqualification has a strong indirect impact via interpersonal influence on the helping behavior and workplace deviance behavior, and increase the helping behavior and decrease the workplace deviance behavior at the working environment. Further, outcomes conc...

Research paper thumbnail of Assessing The sustainability In Cihan University By Using Unit‐Based Sustainability Assessment Tool

Many universities have started to assess sustainability, and there are many tools have been devel... more Many universities have started to assess sustainability, and there are many tools have been developed to assess the sustainability. For universities at an early stage of sustainability implementation, choosing a tool that fits their specific context is an important step in their assessment process. Therefore, in this study, it is found Unit‐based Sustainability Assessment Tool (USAT) to assess the sustainability in Cihan University. This study is aimed to assess the sustainability performance: Curriculum, teaching approach, research and scholarship activities, community service examination assessment of sustainability topics and staff expertise and willingness to participate in sustainability teaching and research in Cihan University through eight departments. The researchers findings were that Cihan university has a good level of integration of sustainability overall teaching department.

Research paper thumbnail of Evaluating the Role of Training Strategy in Enhancing the Training Effectiveness

This paper presents an evaluation for the role of training strategy in enhancing the training eff... more This paper presents an evaluation for the role of training strategy in enhancing the training effectiveness by using Performance Leadership Assessment Tool (PLAT) as a tool to measure the influence of leadership in designing the good training programs in companies. The researchers distributed 100 questionnaires on a random group of managers, trainers, and trainees in Algerian companies. The researchers concluded that Designing training program must submit to a rigorous process of performance assessment for the leadership, trainers, and trainees, as well as develop a well -defined plan for the training strategy in any company to create an effective training program .

Research paper thumbnail of دور الاشتمال المالي في تحقيق التنمية المستدامة دراسة استطلاعية لعينة من العاملين في مصرف بغداد التجاري

3rd International Conference on Administrative & Financial Sciences, 2021

هدفت هذه الدراسة الى بيان اهمية الاشتمال المالي كمفهوم حديث في العمل المصرفي يقوم على ثلاث محاور ... more هدفت هذه الدراسة الى بيان اهمية الاشتمال المالي كمفهوم حديث في العمل المصرفي يقوم على ثلاث محاور أساسية في تقديم الخدمات المصرفية ودوره في تحقيق ودعم عمليات التنمية المستدامة من خلال قدرة المصارف العراقية على إيصال الخدمات المصرفية وتقديمها بجودة عالية الى فئات مجتمعية مختلفة، وبالتالي فان هذا الامر يحفز المصارف العراقية على تقديم افضل الخدمات المصرفية، اذ ان تنامي الوعي المصرفي لفئات المجتمع يحقق فكرة الاشتمال المالي التي بدورها تدعم العمليات التنموية في البلد من خلال تمويل ودعم المشاريع الصغيرة التي تنمي الجانب الاقتصادي، اذ اعتمدت الدراسة على المنهج الوصفي التحليلي في دراسة الجوانب المختلفة للاشتمال المالي والتنمية المستدامة واختبار فرضية البحث من خلال عمل استبانة من 20 فقرة وقد تم تحليلها على وفق البرنامج الاحصائي spss)) فضلا عن قياس صدق وثبات الاستبانة من خلال اختبار درجة المصداقية بمعامل الفا كرومباخ وذلك لغرض اختبار وقياس درجة المصداقية (الاعتمادية) في الاستجابات الواردة عن أسئلة الاستبانه، اذ تكمن مشكلة البحث في بيان دور الاشتمال المالي للمصارف العراقية في تحقيق عمليات التنم...

Research paper thumbnail of التكنولوجيا المالية ودورها في تحقيق التنمية المستدامة

هدفت هذه الدراسة بشكل أساسي الى ايضاح دور التكنولوجيا المالية كتجربة مالية حديثة في القطاع المصرف... more هدفت هذه الدراسة بشكل أساسي الى ايضاح دور التكنولوجيا المالية كتجربة مالية حديثة في القطاع المصرفي ودورها في تمكين هذا القطاع من تحقيق تنمية اقتصادية واجتماعية من خلال تمكين مختلف الفئات الاجتماعية من اقتناء الخدمات الالكترونية والاستفادة منها في تلبية حاجاتهم، اذ اعتمدت الدراسة على المنهج الوصفي التحليلي في دراسة الجوانب المجتلفة للتكنولوجيا المالية والتنمية المستدامة واختبار فرضية البحث من خلال عمل استبانة من 22 فقرة وقد تم تحليلها على وفق البرنامج الاحصائي spss فضلا عن قياس صدق وثبات الاستبانة من خلال اختبار درجة المصداقية بمعامل الفا كرومباخ وذلك لغرض اختبار وقياس درجة المصداقية في الاستجابات الواردة عن أ أسئلة الاستبانه، اذ تكمن مشكلة البحث في بيان دور التكنولوجيا المالية في تحقيق عمليات التنمية المستدامة، والتي على أساسها تم قبول الفرضية البديلة وقد توصل البحث الى ان هناك دور كبير للتكنولوجيا المالية في تحقيق جوانب تنموية اقتصادية واجتماعية مختلفة، كما توصل البحث الى جملة من التوصيات أهمها ان استخدام ابتكارات ومميزات التكنولوجيا المالية في تقديم الخدمات المصرفية يساهم بشكل كب...

Research paper thumbnail of The Impact of Decentralization on Regional Local Development

This paper deals with the theoretical background of urbanization and regional development, accord... more This paper deals with the theoretical background of urbanization and regional development, accordingly the main objective of the this research is to achieve a scientific basis for the method of regional development decentralized to address the problems left by the phenomenon of rapid urbanization, this requires the following, study and analyze the basic implications of this method in local development, and to benefit from the presented international experiences in order to enhance the process of decentralization and attempt to figure out the mechanisms of managing and running the public interests in addition to the realization of the principle of local independence which is to enhance efficiency in the utilization of resources and ensure social equity in the distribution of development revenues and achieving comprehensive development in various regions and areas of the country.

Research paper thumbnail of Using Fuzzy Logic to Evaluate the Relationship between Designing Training Program and Level of Creativity and Innovation

International journal of innovation and scientific research, 2016

This paper describes the relationship between the designing training program and the level of cre... more This paper describes the relationship between the designing training program and the level of creativity and innovation by using the fuzzy logic as a suitable tool to evaluate the linguistic variable. The researchers used the Fuzzy Logic (FL) to analyze the collected data of questionnaires, they used MatLab 6.5 to calculate the FL equations in addition to Excel. The researchers concluded that there are many different relations between creativity and innovation and the main items of designing the training program.

Research paper thumbnail of The Impact of Corporate Political Connections on Corporate Financial Decisions: Evidence from an Emerging Market

Journal of Management Information and Decision Sciences, 2019

Research paper thumbnail of Organisational culture and job performance among employees of SMEs: the mediating role of job satisfaction

International journal of services, economics and management, 2023

Research paper thumbnail of The Impact of Foreign Direct Investment on Stock Market Development: Evidence From Pakistan

Economic Research-Ekonomska Istraživanja, 2013

Research paper thumbnail of Behavioral intentions to use artificial intelligence among managers in small and medium enterprises

INTERNATIONAL CONFERENCE ON ADVANCES IN COMMUNICATION TECHNOLOGY AND COMPUTER ENGINEERING

Research paper thumbnail of The Investment Decisions of Individual Investors

‎4th International Conference on ‎Administrative ‎& Financial Sciences

Behavioral finance is the study of the psychological and social influences on financial decisions... more Behavioral finance is the study of the psychological and social influences on financial decisions. Investors use investment analysis to look at assets, market trends, and market data from the past. Investors' good sense is tied to their ability to make sound decisions. It is frequently used to assess corporate knowledge and data, with the goal of reducing risk and improving results. The purpose of this research is to examine the ways in which various pieces of data, such as financial statements, perceptions of the individual and the company, recommendations from trusted sources, individual goals and values, and unbiased news reports, all play a role in investors' final choices. Individuals from all socioeconomic backgrounds who have invested in or considered investing in specific sectors of the Chinese Industrial Area make up the research population. Research was done using a sample size of 300 investors (out of a total of 170 investors). According to the findings of the cur...

Research paper thumbnail of Independent directors, corporate ownership and cost of debt: Do politically connected independent directors matter? Evidence from China

International Journal of Management and Sustainability, Feb 2, 2023

Research paper thumbnail of How to Architect the Rural Regions Into Smart Society

European Scientific Journal, ESJ, Jan 4, 2016

Research paper thumbnail of The Use of Fuzzy Logic to Measure the Risks of Ict in E-Audit

—This research presents the role of information and communication technologies in enhancing the s... more —This research presents the role of information and communication technologies in enhancing the security of e-audit and the impact of these technologies on the development of the trend towards use of ICT in all areas of accounting and try to find solutions to the challenges faced by e-audit. The research also offers a comparative study of four major audit firms (Deloitte , PwC , Ernst & Young and KMPG) , and tries to induct steps taken by them in the development of e-audit practices and reduce the risk of the use of information and communication technologies in the areas of accounting. The results of research were processed by fuzzy logic functions were built in MatLab ver. 6.5 software , because fuzzy logic tools are very effective to evaluate the linguistic values.

Research paper thumbnail of Evaluate e Learning in Iraq Applying on Avicenna Center in Erbil

Social Science Research Network, Jun 1, 2015

The Accelerated growth of information and communication technology and the magnificent evolution ... more The Accelerated growth of information and communication technology and the magnificent evolution in digital technology unlock new Prospects in different dimensions including education one. E-learning is now playing a very important role in learning processes and the major concern in all education institutions and universities. E-Learning approaches are new trends that are based on using computers and information and communication technology as a proxy to deliver and share educational materials which makes education available anytime, and anywhere. Khan suggested eight dimensional e-learning framework which serves as a base to help institutions to plan, design, implement and evaluate their e-learning programs. This paper discusses whether e-learning systems at Avicenna Center in Erbil meet the eight dimensional e-learning frameworks. Also it presents the most critical success steps to develop and evaluate Avicenna center , for the purpose to spread the e-learning in all over Iraq. This research measures the eight dimensional framework and calculates their materiality.

Research paper thumbnail of Assessing the Sustainability in Cihan University by Using Unit Based Sustainability Assessment Tool

Many universities have started to assess sustainability, and there are many tools have been devel... more Many universities have started to assess sustainability, and there are many tools have been developed to assess the sustainability. For universities at an early stage of sustainability implementation, choosing a tool that fits their specific context is an important step in their assessment process. Therefore, in this study, it is found Unit ‐ based Sustainability Assessment Tool (USAT) to assess the sustainability in Cihan University. This study is aimed to assess the sustainability performance: Curriculum, teaching approach, research and scholarship activities, community service examination assessment of sustainability topics and staff expertise and willingness to participate in sustainability teaching and research in Cihan University through eight departments. The researchers findings were that Cihan university has a good level of integration of sustainability overall teaching department.

Research paper thumbnail of An Efficient Model for Financial Risks Assessment Based on Artificial Neural Networks

Journal of Southwest Jiaotong University, 2020

According to the developments in financial liberalization and banking innovation, the bank risks ... more According to the developments in financial liberalization and banking innovation, the bank risks have been changed in their nature which leads to use new financial instruments. Thus banks increasingly adopt risk assessment to avoid it. Therefore, this article describes a new model to assist financial risk management based on artificial intelligence. This entails using artificial neural networks to forecast financial risks and support the decision-makers and the consumers in making better risk management decisions. A real-world case study based on the Iraqi banking sector is presented to guarantee the applicability, accuracy, and efficiency of our proposed model. The sample was selected from a data of 16 banks for the period (2004-2018), taken from Iraq Securities Commission, regular market (https://www.isc.gov.iq/). The data were examined with an initial analysis and then converted to the formula compatible with neural networks. The authors describe the results obtained and compare ...

Research paper thumbnail of The Role of Financial Inclusion and Competitive Advantage: Evidence from Iraqi Islamic Banks

International Journal of Economics and Financial Issues, 2019

The purpose of this study is to investigate whether the financial Inclusion play a significant ro... more The purpose of this study is to investigate whether the financial Inclusion play a significant role in in achieving the competitive advantage (CA) in Iraqi banks particularly, Islamic banks. The target sample of this study is composed of customers using the technological instrument to access the services as achieving the financial Inclusion. Using a simple random sampling method to select the target sample of the study and designing a questionnaire for this purpose, (250) questionnaires were distributed and (20) were ignored, as they did not meet the respondents' answers. Thus, the questionnaires analyzed were (230) questionnaires. Deceptive and regression analysis as statistical analysis are appropriate to the purposes of this study were carried out. The main results of this study were the significant effect of financial comprehensiveness on achieving the CA of institutions regarding customers. This study recommended that banking managerial staff has to focus on providing banking services using technological instrument because they constitute financial Inclusion and thus achieving the CA of banks, as well as certain programs are needed in the banks to raise the technological awareness of current and prospective customers.

Research paper thumbnail of Technology Innovation Usage in Public Services Among Employees in Republic of Iraq

Research paper thumbnail of Perceived overqualification and its positive impact on organization employee's behavior

International Journal of Research in Business and Social Science (2147- 4478), 2019

Preceding researchers have tended to focus on the negative aspect of the perceived overqualificat... more Preceding researchers have tended to focus on the negative aspect of the perceived overqualification and its inadequacy in the organization. We offer an alternative perspective and postulate that perceived overqualification could influence employees’ behavior through an interactive mechanism. We propose that relational skill abilities, in the form of job autonomy of overqualified employees, determine their tendency to experience interpersonal influences, and, thus engage in helping behavior with devastating work deviance behavior. Data were collected from 20 multinational companies in China through a survey of 500 participants. Structural equation modeling was used for the analysis of data. The results indicate that perceived overqualification has a strong indirect impact via interpersonal influence on the helping behavior and workplace deviance behavior, and increase the helping behavior and decrease the workplace deviance behavior at the working environment. Further, outcomes conc...

Research paper thumbnail of Assessing The sustainability In Cihan University By Using Unit‐Based Sustainability Assessment Tool

Many universities have started to assess sustainability, and there are many tools have been devel... more Many universities have started to assess sustainability, and there are many tools have been developed to assess the sustainability. For universities at an early stage of sustainability implementation, choosing a tool that fits their specific context is an important step in their assessment process. Therefore, in this study, it is found Unit‐based Sustainability Assessment Tool (USAT) to assess the sustainability in Cihan University. This study is aimed to assess the sustainability performance: Curriculum, teaching approach, research and scholarship activities, community service examination assessment of sustainability topics and staff expertise and willingness to participate in sustainability teaching and research in Cihan University through eight departments. The researchers findings were that Cihan university has a good level of integration of sustainability overall teaching department.

Research paper thumbnail of Evaluating the Role of Training Strategy in Enhancing the Training Effectiveness

This paper presents an evaluation for the role of training strategy in enhancing the training eff... more This paper presents an evaluation for the role of training strategy in enhancing the training effectiveness by using Performance Leadership Assessment Tool (PLAT) as a tool to measure the influence of leadership in designing the good training programs in companies. The researchers distributed 100 questionnaires on a random group of managers, trainers, and trainees in Algerian companies. The researchers concluded that Designing training program must submit to a rigorous process of performance assessment for the leadership, trainers, and trainees, as well as develop a well -defined plan for the training strategy in any company to create an effective training program .

Research paper thumbnail of دور الاشتمال المالي في تحقيق التنمية المستدامة دراسة استطلاعية لعينة من العاملين في مصرف بغداد التجاري

3rd International Conference on Administrative & Financial Sciences, 2021

هدفت هذه الدراسة الى بيان اهمية الاشتمال المالي كمفهوم حديث في العمل المصرفي يقوم على ثلاث محاور ... more هدفت هذه الدراسة الى بيان اهمية الاشتمال المالي كمفهوم حديث في العمل المصرفي يقوم على ثلاث محاور أساسية في تقديم الخدمات المصرفية ودوره في تحقيق ودعم عمليات التنمية المستدامة من خلال قدرة المصارف العراقية على إيصال الخدمات المصرفية وتقديمها بجودة عالية الى فئات مجتمعية مختلفة، وبالتالي فان هذا الامر يحفز المصارف العراقية على تقديم افضل الخدمات المصرفية، اذ ان تنامي الوعي المصرفي لفئات المجتمع يحقق فكرة الاشتمال المالي التي بدورها تدعم العمليات التنموية في البلد من خلال تمويل ودعم المشاريع الصغيرة التي تنمي الجانب الاقتصادي، اذ اعتمدت الدراسة على المنهج الوصفي التحليلي في دراسة الجوانب المختلفة للاشتمال المالي والتنمية المستدامة واختبار فرضية البحث من خلال عمل استبانة من 20 فقرة وقد تم تحليلها على وفق البرنامج الاحصائي spss)) فضلا عن قياس صدق وثبات الاستبانة من خلال اختبار درجة المصداقية بمعامل الفا كرومباخ وذلك لغرض اختبار وقياس درجة المصداقية (الاعتمادية) في الاستجابات الواردة عن أسئلة الاستبانه، اذ تكمن مشكلة البحث في بيان دور الاشتمال المالي للمصارف العراقية في تحقيق عمليات التنم...

Research paper thumbnail of التكنولوجيا المالية ودورها في تحقيق التنمية المستدامة

هدفت هذه الدراسة بشكل أساسي الى ايضاح دور التكنولوجيا المالية كتجربة مالية حديثة في القطاع المصرف... more هدفت هذه الدراسة بشكل أساسي الى ايضاح دور التكنولوجيا المالية كتجربة مالية حديثة في القطاع المصرفي ودورها في تمكين هذا القطاع من تحقيق تنمية اقتصادية واجتماعية من خلال تمكين مختلف الفئات الاجتماعية من اقتناء الخدمات الالكترونية والاستفادة منها في تلبية حاجاتهم، اذ اعتمدت الدراسة على المنهج الوصفي التحليلي في دراسة الجوانب المجتلفة للتكنولوجيا المالية والتنمية المستدامة واختبار فرضية البحث من خلال عمل استبانة من 22 فقرة وقد تم تحليلها على وفق البرنامج الاحصائي spss فضلا عن قياس صدق وثبات الاستبانة من خلال اختبار درجة المصداقية بمعامل الفا كرومباخ وذلك لغرض اختبار وقياس درجة المصداقية في الاستجابات الواردة عن أ أسئلة الاستبانه، اذ تكمن مشكلة البحث في بيان دور التكنولوجيا المالية في تحقيق عمليات التنمية المستدامة، والتي على أساسها تم قبول الفرضية البديلة وقد توصل البحث الى ان هناك دور كبير للتكنولوجيا المالية في تحقيق جوانب تنموية اقتصادية واجتماعية مختلفة، كما توصل البحث الى جملة من التوصيات أهمها ان استخدام ابتكارات ومميزات التكنولوجيا المالية في تقديم الخدمات المصرفية يساهم بشكل كب...

Research paper thumbnail of The Impact of Decentralization on Regional Local Development

This paper deals with the theoretical background of urbanization and regional development, accord... more This paper deals with the theoretical background of urbanization and regional development, accordingly the main objective of the this research is to achieve a scientific basis for the method of regional development decentralized to address the problems left by the phenomenon of rapid urbanization, this requires the following, study and analyze the basic implications of this method in local development, and to benefit from the presented international experiences in order to enhance the process of decentralization and attempt to figure out the mechanisms of managing and running the public interests in addition to the realization of the principle of local independence which is to enhance efficiency in the utilization of resources and ensure social equity in the distribution of development revenues and achieving comprehensive development in various regions and areas of the country.

Research paper thumbnail of Using Fuzzy Logic to Evaluate the Relationship between Designing Training Program and Level of Creativity and Innovation

International journal of innovation and scientific research, 2016

This paper describes the relationship between the designing training program and the level of cre... more This paper describes the relationship between the designing training program and the level of creativity and innovation by using the fuzzy logic as a suitable tool to evaluate the linguistic variable. The researchers used the Fuzzy Logic (FL) to analyze the collected data of questionnaires, they used MatLab 6.5 to calculate the FL equations in addition to Excel. The researchers concluded that there are many different relations between creativity and innovation and the main items of designing the training program.

Research paper thumbnail of The Impact of Corporate Political Connections on Corporate Financial Decisions: Evidence from an Emerging Market

Journal of Management Information and Decision Sciences, 2019