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Books by Tatjana Boshkov
Blockchain and Cryptocurrencies, 2019
Finance is the language of business and as technological disruption accelerates, a fundamental ch... more Finance is the language of business and as technological disruption accelerates, a fundamental change is under way. This presents both opportunities and challenges for current-day organizations and finance professionals alike. Money makes the world go around, they say; but digital money not only makes the world go around, it does it in a decentralized fashion. Because the currencies are decentralized, with the right mix of technology the opportunities that emerge are noteworthy and emerge as a game changer for financial institutions. This book shows many different aspects, examples, and regulations of cryptocurrencies through its underpinning technology of blockchain in the present-day digital era. The diversity of the authors who sum up this book signify the importance of implementation in the digitized economy. It is divided into four main sections, with topics on Bitcoin, blockchain and digital returns, impact of cryptocurrencies in gaming, and cryptocurrency exchanges.
Papers by Tatjana Boshkov
Financial inclusion focuses on population which is “unbanked” to get into the formal financial sy... more Financial inclusion focuses on population which is “unbanked” to get into the formal financial system. The new patterns of financial inclusion rely on digital technologies, and “fin-tech” continues to revolutionize the nature of provision. Very important fact is that 78% of access on financial services in developing countries involves mobile money. Financial digital technologies improve data transmission, analysis and give the small companies the opportunity to develop low-cost distribution models and risk-management practices. Taking into account that there are two major reason for financial exclusion – high cost and non price barriers, we are encourage to examine the necessity of managing the use of finance digital technologies due to the opportunities for all of society. Further, we examine these questions because bureaucracy and cost are some of main barriers in accessing banking and financial products and services by biggest part of society, using linear regression analysis to ...
Circular economy is an innovative concept, promising the efficient use and reuse of resources and... more Circular economy is an innovative concept, promising the efficient use and reuse of resources and a strong business case. It is a sustainable development strategy that is being proposed to tackle the problems of environmental degradation and weaken the dependence of economy on natural resources and environment. By helping to decouple economic growth from resource use, the transformation to circular economy offers a prospect of sustainable growth that will last. As a low-input, high-recycling, high-efficiency, high-technology and industrialized set of practices, circular economy could create jobs, foster rural youth employment, mitigation and gender mainstreaming. Regarding these questions and the importance of taking the benefits from circular economy, in this book we offer an analysis that give the answers about the current status, the needs, the benefits, the effects and obstacles of circular economy. The results will help in creating goals, strategy and measures for their impleme...
Blockchain and Cryptocurrencies, 2018
High-tech enables payment evolution and global competition. The ambiguities surrounding of the di... more High-tech enables payment evolution and global competition. The ambiguities surrounding of the digital currency still leave enough space for the analysis of its unreserved acceptance, trust and anticipation, which are the main driver for the spread of the network. Banks should carefully consider the technology underlying these cryptocurrencies as a potential generic new way of transferring ownership of the value over the long term. The chapter provides an analysis of the use of cryptocurrencies in general, especially Bitcoin as the technology adoption in the presence of network externalities. The objective attitude is the future of the digital currency in the moment is still unsolved issue due to the existence of "critical mass". Further, the chapter explores financial privacy which is very sensitive issue in using digital currency (or cryptocurrency) and discuss about private choices versus political rules. The research has shown that the future of cryptocurrencies can be bright if some institutional-formal conditions are met due to the fact that success evolution of e-money requires building safety payments through three criteria-standardization, compatibility and innovation.
Financial inclusion focuses on population which is “unbanked” to get into the formal financial sy... more Financial inclusion focuses on population which is “unbanked” to get into the formal financial system. The new patterns of financial inclusion rely on digital technologies, and “fin-tech” continues to revolutionize the nature of provision. Very important fact is that 78% of access on financial services in developing countries involves mobile money. Financial digital technologies improve data transmission, analysis and give the small companies the opportunity to develop low-cost distribution models and risk-management practices. Taking into account that there are two major reason for financial exclusion – high cost and non price barriers, we are encourage to examine the necessity of managing the use of finance digital technologies due to the opportunities for all of society. Further, we examine these questions because bureaucracy and cost are some of main barriers in accessing banking and financial products and services by biggest part of society, using linear regression analysis to ...
Blockchain and Cryptocurrencies, 2019
Finance is the language of business and as technological disruption accelerates, a fundamental ch... more Finance is the language of business and as technological disruption accelerates, a fundamental change is under way. This presents both opportunities and challenges for current-day organizations and finance professionals alike. Money makes the world go around, they say; but digital money not only makes the world go around, it does it in a decentralized fashion. Because the currencies are decentralized, with the right mix of technology the opportunities that emerge are noteworthy and emerge as a game changer for financial institutions. This book shows many different aspects, examples, and regulations of cryptocurrencies through its underpinning technology of blockchain in the present-day digital era. The diversity of the authors who sum up this book signify the importance of implementation in the digitized economy. It is divided into four main sections, with topics on Bitcoin, blockchain and digital returns, impact of cryptocurrencies in gaming, and cryptocurrency exchanges.
Financial inclusion focuses on population which is “unbanked” to get into the formal financial sy... more Financial inclusion focuses on population which is “unbanked” to get into the formal financial system. The new patterns of financial inclusion rely on digital technologies, and “fin-tech” continues to revolutionize the nature of provision. Very important fact is that 78% of access on financial services in developing countries involves mobile money. Financial digital technologies improve data transmission, analysis and give the small companies the opportunity to develop low-cost distribution models and risk-management practices. Taking into account that there are two major reason for financial exclusion – high cost and non price barriers, we are encourage to examine the necessity of managing the use of finance digital technologies due to the opportunities for all of society. Further, we examine these questions because bureaucracy and cost are some of main barriers in accessing banking and financial products and services by biggest part of society, using linear regression analysis to ...
Circular economy is an innovative concept, promising the efficient use and reuse of resources and... more Circular economy is an innovative concept, promising the efficient use and reuse of resources and a strong business case. It is a sustainable development strategy that is being proposed to tackle the problems of environmental degradation and weaken the dependence of economy on natural resources and environment. By helping to decouple economic growth from resource use, the transformation to circular economy offers a prospect of sustainable growth that will last. As a low-input, high-recycling, high-efficiency, high-technology and industrialized set of practices, circular economy could create jobs, foster rural youth employment, mitigation and gender mainstreaming. Regarding these questions and the importance of taking the benefits from circular economy, in this book we offer an analysis that give the answers about the current status, the needs, the benefits, the effects and obstacles of circular economy. The results will help in creating goals, strategy and measures for their impleme...
Blockchain and Cryptocurrencies, 2018
High-tech enables payment evolution and global competition. The ambiguities surrounding of the di... more High-tech enables payment evolution and global competition. The ambiguities surrounding of the digital currency still leave enough space for the analysis of its unreserved acceptance, trust and anticipation, which are the main driver for the spread of the network. Banks should carefully consider the technology underlying these cryptocurrencies as a potential generic new way of transferring ownership of the value over the long term. The chapter provides an analysis of the use of cryptocurrencies in general, especially Bitcoin as the technology adoption in the presence of network externalities. The objective attitude is the future of the digital currency in the moment is still unsolved issue due to the existence of "critical mass". Further, the chapter explores financial privacy which is very sensitive issue in using digital currency (or cryptocurrency) and discuss about private choices versus political rules. The research has shown that the future of cryptocurrencies can be bright if some institutional-formal conditions are met due to the fact that success evolution of e-money requires building safety payments through three criteria-standardization, compatibility and innovation.
Financial inclusion focuses on population which is “unbanked” to get into the formal financial sy... more Financial inclusion focuses on population which is “unbanked” to get into the formal financial system. The new patterns of financial inclusion rely on digital technologies, and “fin-tech” continues to revolutionize the nature of provision. Very important fact is that 78% of access on financial services in developing countries involves mobile money. Financial digital technologies improve data transmission, analysis and give the small companies the opportunity to develop low-cost distribution models and risk-management practices. Taking into account that there are two major reason for financial exclusion – high cost and non price barriers, we are encourage to examine the necessity of managing the use of finance digital technologies due to the opportunities for all of society. Further, we examine these questions because bureaucracy and cost are some of main barriers in accessing banking and financial products and services by biggest part of society, using linear regression analysis to ...