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Papers by Zakaria BENJOUID
Zenodo (CERN European Organization for Nuclear Research), May 30, 2023
Foreign exchange markets are currently the most important of the financial marketplaces in the wo... more Foreign exchange markets are currently the most important of the financial marketplaces in the world, handling in excess of 4 trillion$ in daily trading volumes. Although mainly automated by a global system of Inter-Bank Dealers, a recent emergence of web-based information technology has enabled the participation of the individual trader in the foreign exchange market. The main objective of this work is to learn what Forex trading is and to study analytical methods for predicting market trends and future prices. In order to achieve this goal, it has also been shown that this market has many advantages over the traditional stock markets and those investors and traders can benefit from the foreign exchange market in the same way, if not more, than they do with the stock markets. This report examines the USD/JPY currency pair during June 2022 using various tools and indicators provided by brokerage firms in Meta Trader 4.
Arab Gulf Journal of Scientific Research, Jun 20, 2023
Purpose-The purpose of the study is to evaluate the compliance of environmental risk management s... more Purpose-The purpose of the study is to evaluate the compliance of environmental risk management systems implemented by Moroccan banks with ISO 14001 certification or environmental charters. Design/methodology/approach-Data were collected through the distribution of an environmental risk management questionnaire to all Moroccan banks' branches, business centers and various central entities. The study uses regression analysis to model the relationship between environmental management system (EMS) compliance and environmental management explanatory variables to identify the most relevant indicators that can explain the effectiveness and reliability of an EMS. Findings-Empirical evidence reveals that the evaluation of EMS compliance in Moroccan banks should consider two categories of variables: the first category is related to the culture of environmental risk management, and the second one is related to environmental management practices. Originality/value-The results show that the "information" variables play a key role in the overall design of an EMS and represent essential variables in the general definition of the environmental policy and in raising awareness and providing information on the bank's commitment to a pro-environmental approach. The "application" variables confirm that environmental management practices need to be put in place to manage the different environmental risks. The study raises some managerial implications and further research directions.
Zenodo (CERN European Organization for Nuclear Research), May 23, 2023
The volume of data generated by the various Supply Chain Management actors is considerable, the e... more The volume of data generated by the various Supply Chain Management actors is considerable, the extraction, processing and analysis of this data becomes a priority for decision makers to better understand the origin of problems that sometimes cause disruptions in the decisionmaking process. At the same time, companies find themselves with increased competition, to persist, decision makers must act quickly by analysing their own data and those coming from outside their businesses. Traditional methods have shown their limits in terms of exploration and interpretation of this growing volume of data. The aim of this paper is to highlight the new applied methods of Artificial Intelligence in Supply Chain Management functions, we will identify the most well-known Machine Learning techniques and review the applications of Machine Learning algorithms in Supply Chain Management.
Research Papers in Economics, 2017
Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait... more Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait affecter l'objectivité de cette étude. Conflit d'intérêts : L'auteur ne signale aucun conflit d'intérêts.
Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait... more Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait affecter l'objectivité de cette étude. Conflit d'intérêts : L'auteur ne signale aucun conflit d'intérêts.
Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait... more Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait affecter l'objectivité de cette étude. Conflit d'intérêts : L'auteur ne signale aucun conflit d'intérêts.
Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait... more Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait affecter l'objectivité de cette étude. Conflit d'intérêts : L'auteur ne signale aucun conflit d'intérêts.
Cet article se propose d’explorer une approche empirique pour detecter les determinants macroecon... more Cet article se propose d’explorer une approche empirique pour detecter les determinants macroeconomiques de la defaillance des emprunteurs. Ceci, dans l’objectif de mesurer et expliquer l’impact des evolutions defavorables de la conjoncture economique sur la degradation de la qualite du portefeuille de credit. Dans notre etude nous avons jete la lumiere sur la problematique de l’aggravation des taux de defaut, en s’inspirant des travaux precurseurs sur la defaillance des emprunteurs. Nos resultats montrent que les recessions economiques sont au cœur de la problematique de la solvabilite des emprunteurs. Cela dit, que les banques doivent surveiller de facon active les evolutions des facteurs de risques macroeconomiques, et redefinir leurs dispositifs de gestion des risques traditionnellement inscrits dans le cadre des mesures micro prudentielles.
International Journal of Service Science, Management, Engineering, and Technology
This article describes how the landscape of higher education in Morocco has undergone several cha... more This article describes how the landscape of higher education in Morocco has undergone several changes in its organization; hence universities are called upon to strengthen their modes of governance by using new technologies as communication management devices. At the same time, and in a national context of sustainable development, universities are encouraged to adopt a culture of social responsibility like companies and other organizations to promote the notion of citizenship. This article aims to show that the Moroccan university can adopt a sustainable management practice through the establishment of an Information System to ensure and strengthen its governance. The authors focus on the experience of the Moroccan universities in the implementation of the MISSION project which aims at improving the governance of the Moroccan university from a technological point of view.
Zenodo (CERN European Organization for Nuclear Research), May 30, 2023
Foreign exchange markets are currently the most important of the financial marketplaces in the wo... more Foreign exchange markets are currently the most important of the financial marketplaces in the world, handling in excess of 4 trillion$ in daily trading volumes. Although mainly automated by a global system of Inter-Bank Dealers, a recent emergence of web-based information technology has enabled the participation of the individual trader in the foreign exchange market. The main objective of this work is to learn what Forex trading is and to study analytical methods for predicting market trends and future prices. In order to achieve this goal, it has also been shown that this market has many advantages over the traditional stock markets and those investors and traders can benefit from the foreign exchange market in the same way, if not more, than they do with the stock markets. This report examines the USD/JPY currency pair during June 2022 using various tools and indicators provided by brokerage firms in Meta Trader 4.
Arab Gulf Journal of Scientific Research, Jun 20, 2023
Purpose-The purpose of the study is to evaluate the compliance of environmental risk management s... more Purpose-The purpose of the study is to evaluate the compliance of environmental risk management systems implemented by Moroccan banks with ISO 14001 certification or environmental charters. Design/methodology/approach-Data were collected through the distribution of an environmental risk management questionnaire to all Moroccan banks' branches, business centers and various central entities. The study uses regression analysis to model the relationship between environmental management system (EMS) compliance and environmental management explanatory variables to identify the most relevant indicators that can explain the effectiveness and reliability of an EMS. Findings-Empirical evidence reveals that the evaluation of EMS compliance in Moroccan banks should consider two categories of variables: the first category is related to the culture of environmental risk management, and the second one is related to environmental management practices. Originality/value-The results show that the "information" variables play a key role in the overall design of an EMS and represent essential variables in the general definition of the environmental policy and in raising awareness and providing information on the bank's commitment to a pro-environmental approach. The "application" variables confirm that environmental management practices need to be put in place to manage the different environmental risks. The study raises some managerial implications and further research directions.
Zenodo (CERN European Organization for Nuclear Research), May 23, 2023
The volume of data generated by the various Supply Chain Management actors is considerable, the e... more The volume of data generated by the various Supply Chain Management actors is considerable, the extraction, processing and analysis of this data becomes a priority for decision makers to better understand the origin of problems that sometimes cause disruptions in the decisionmaking process. At the same time, companies find themselves with increased competition, to persist, decision makers must act quickly by analysing their own data and those coming from outside their businesses. Traditional methods have shown their limits in terms of exploration and interpretation of this growing volume of data. The aim of this paper is to highlight the new applied methods of Artificial Intelligence in Supply Chain Management functions, we will identify the most well-known Machine Learning techniques and review the applications of Machine Learning algorithms in Supply Chain Management.
Research Papers in Economics, 2017
Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait... more Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait affecter l'objectivité de cette étude. Conflit d'intérêts : L'auteur ne signale aucun conflit d'intérêts.
Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait... more Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait affecter l'objectivité de cette étude. Conflit d'intérêts : L'auteur ne signale aucun conflit d'intérêts.
Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait... more Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait affecter l'objectivité de cette étude. Conflit d'intérêts : L'auteur ne signale aucun conflit d'intérêts.
Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait... more Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait affecter l'objectivité de cette étude. Conflit d'intérêts : L'auteur ne signale aucun conflit d'intérêts.
Cet article se propose d’explorer une approche empirique pour detecter les determinants macroecon... more Cet article se propose d’explorer une approche empirique pour detecter les determinants macroeconomiques de la defaillance des emprunteurs. Ceci, dans l’objectif de mesurer et expliquer l’impact des evolutions defavorables de la conjoncture economique sur la degradation de la qualite du portefeuille de credit. Dans notre etude nous avons jete la lumiere sur la problematique de l’aggravation des taux de defaut, en s’inspirant des travaux precurseurs sur la defaillance des emprunteurs. Nos resultats montrent que les recessions economiques sont au cœur de la problematique de la solvabilite des emprunteurs. Cela dit, que les banques doivent surveiller de facon active les evolutions des facteurs de risques macroeconomiques, et redefinir leurs dispositifs de gestion des risques traditionnellement inscrits dans le cadre des mesures micro prudentielles.
International Journal of Service Science, Management, Engineering, and Technology
This article describes how the landscape of higher education in Morocco has undergone several cha... more This article describes how the landscape of higher education in Morocco has undergone several changes in its organization; hence universities are called upon to strengthen their modes of governance by using new technologies as communication management devices. At the same time, and in a national context of sustainable development, universities are encouraged to adopt a culture of social responsibility like companies and other organizations to promote the notion of citizenship. This article aims to show that the Moroccan university can adopt a sustainable management practice through the establishment of an Information System to ensure and strengthen its governance. The authors focus on the experience of the Moroccan universities in the implementation of the MISSION project which aims at improving the governance of the Moroccan university from a technological point of view.