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Papers by azhar muttaqin

Research paper thumbnail of Hillah Hukmi dalam Pengembangan (Legal Reform) Fatwa DSN MUI Tentang Pelaksanaan PPR Inden Syariah

El-Faqih : Jurnal Pemikiran dan Hukum Islam

This article discusses Hillah Hukmi in the context of developing the Fatwa of DSN-MUI regarding t... more This article discusses Hillah Hukmi in the context of developing the Fatwa of DSN-MUI regarding the implementation of the Sharia Inden PPR. The focus of the study is on analyzing indications of the use of hillah hukmi in the way the DSN-MUI stipulates a law. Especially in fatwa 101/DSN-MUI/X/2016 regarding the al-Ijaarah al-Maushuufah Fii al-Dzimmah contract or commonly abbreviated as IMFD. The research method used is qualitative by conducting content analysis which is commonly used in library research models with a normative juridical approach. This article finds that in the development of the fatwa of DSN-MUI in order to support the development of Islamic financial institutions, it is indicated to use the concept of hillah hukmi. This can be seen when the implementation of the Indent PPR Sharia is allowed using the Ijaarah al-Maushuufah Fii Dzimmah (IMFD) contract. DSN-MUI issued the fatwa because it was considered an alternative that could solve the problem of Indent PPR which wa...

Research paper thumbnail of Perlindungan Hukum Konsumen dalam Jual Beli Online dengan Jasa Escrow

Notary Law Journal

Tujuan peneitian ini adalah untuk mengetahui bagaimana perlindungan terhadap konsumen yang menggu... more Tujuan peneitian ini adalah untuk mengetahui bagaimana perlindungan terhadap konsumen yang menggunakan jasa escrow dalam melakukan transaksi jual beli online dilihat dari hukum positif melalui undang-undang perlindungan konsumen, undang-undang informasi dan transaksi elektronik, peraturan pemerintah tentang penyelenggaraan sistem transaksi elektronik dan undang-undang perdagangan. Sedangkan melalui hukum islam melalui Muamalah, Samsarah, Al-Ba’i, Perikatan Islam dan Khiyar.Penelitian ini menggunakan jenis penelitian hukum normatif, serta menggunakan sumber bahan hukum primer berupa Al-Qur’an, Hadis, Fikih, hasil Ijtihad ulama, Undang-Undang Nomor 08 Tahun 1999 tentang Perlindungan Konsumen, Undang - Undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik, Peraturan Pemerintah Nomer 82 Tahun 2012 tentang Penyelenggaraan Sistem dan Transaksi Elektronik, Undang - Undang Nomor 7 Tahun 2014 tentang Perdagangan. Bahan hukum sekunder seperti pendapat ahli hukum, teori, hasi...

Research paper thumbnail of Transaksi e-commeerce dalam tinjauan hukum jual beli Islam/ Muttaqin

Research paper thumbnail of Memakna Ulang Doktrin Agama sebagai Akar Kekerasan dalam Rumah Tangga(KDRT)

Bestari, 2008

Sepasang suami istri ketika menjalin ikatan pernikahan tentu didasarkan pada keinginan, hasrat da... more Sepasang suami istri ketika menjalin ikatan pernikahan tentu didasarkan pada keinginan, hasrat dan kebutuhanuntuk menyalurkan rasa kasih sayang, hasrat biologis serta juga untuk memperoleh keturunan. Dan ketika memeutuskan untuk memilih pasangan hidup, baik suami maupun istri berharap mendapatkan perlakuan yang baik, layak dan mendatangkan ketentraman lahir maupu batin dari pasangannya.

Research paper thumbnail of Transaksi E-Commerce Dalam Tinjauan Hukum Jual Beli Islam

Ulumuddin Journal of Islamic Legal Studies, Jan 10, 2013

Research paper thumbnail of Alasan dan Motivasi Teologis di Balik Pernikahan di Kalangan Mahasiswa

Among students college of the first level, the trend of getting married when they are still list... more Among students college of the first level, the trend of getting married when they are still listed as active students are often found. Not only on the level of discourse, but also on the level of practice. Relatifly the age of the students who perform marriages are still young. Their motivations are diferent among other things, there is theological motivation and also psychological and sociological motivations. The problem in this researc is to find about what extent the influence of theological motivation to students who are married when they were still active in college, both material and non material. The research was conducted at the University of Muhammadiyah Malang with the samples taken from the students of Islamic Faculty who are married. The analysis Conducted with qualitative method from the datas collected through interviews and observation. The result: the influence of theological understanding and confidence of households lived ark among others: the courage to live i...

Research paper thumbnail of Memakna ulang Doktrin agama sebagai akar kekerasan dalam rumah tangga(KDRT)

Sepasang suami istri ketika menjalin ikatan pernikahan tentu didasarkan pada keinginan, hasrat da... more Sepasang suami istri ketika menjalin ikatan pernikahan tentu didasarkan pada keinginan, hasrat dan kebutuhanuntuk menyalurkan rasa kasih sayang, hasrat biologis serta juga untuk memperoleh keturunan. Dan ketika memeutuskan untuk memilih pasangan hidup, baik suami maupun istri berharap mendapatkan perlakuan yang baik, layak dan mendatangkan ketentraman lahir maupu batin dari pasangannya.

Research paper thumbnail of Sikap Islam Terhadap Nyanyian dan Music

Research paper thumbnail of Model Pembiayaan Baitul Maal Wa Tamwil dan Peranannya Dalam Pembinaan Kesejahteraan Usaha Kecil Menengah (UKM)

Jurnal Humanity, Sep 30, 2014

Model Pembiayaan Baitul Maal Wa Tamwil dan Peranannya Dalam Pembinaan Kesejahteraan Usaha Kecil M... more Model Pembiayaan Baitul Maal Wa Tamwil dan Peranannya Dalam Pembinaan Kesejahteraan Usaha Kecil Menengah (UKM) Azhar Muttaqin Staf Pengajar Program Studi Ahwal Syakhshiyyah, Fakultas Agama Islam Universitas Muhammadiyah Malang e-mail : elfarisazhar@gmail.com ABSTRACT Development of Small and Medium Enterprises (UKM) are often not accompanied by the required capital adequacy. Banks are often unable to provide these needs because it’s complicated procedure. Baitul Maal wa Tamwil (BMT) as a financial institution of Sharia was designed from scratch as an institution in direct contact with the micro sector of the economy, be able to attract people to dynamically have coorperated with it. BMT will certainly play its role better so from time to time the number of users of financial services institutions is increasing. Just how far the role of what is taken and the transaction is evolving to sustain the development of UKM, the researcher conducted an analysis of documents and interviews with one of the BMT in the city of Malang, that is Kanindo Sharia. The results are shown to be role Kanindo a place in the small and medium business community. In addition to filing procedure easier, as well as the supervision of the coaching. Model of financing the most interest is murabaha, because the proposed product is not only of individual UKM but also to the interests of the consumer. Measure of success only on the two products, namely mudaraba and musharaka. Both the product itself also received attention and the great appeal of the UKM business community. Keywords : Baitul Maal Wa Tamwil (BMT), Pembiayaan, Kanindo Syari’ah, Usaha Kecil Menengah (UKM).

Research paper thumbnail of Transaksi E-Commerce Dalam Tinjauan Hukum Jual Beli Islam

Jurnal Ulumuddin, Oct 1, 2013

Research paper thumbnail of Korelasi Antara Penerapan Akad Mudharabah dan Profitabilitas Pada Bank Syariah Mandiri

FALAH: Jurnal Ekonomi Syariah, 2018

This research aims to know the correlation between implementation of mudharabah and the profitabi... more This research aims to know the correlation between implementation of mudharabah and the profitability in the Bank Syari’ah Mandiri. Quantitative approach was used in this research with Bank Syari’ah Mandiri as the subject. The research based on mudharabah development in Bank Syariah Mandiri, and it was observed from the data of financial statements that have been published in 2012 to 2016. The method is collecting data from Bank Syariah Mandiri financial statements in 2012 to 2016 and observing the data. Independent variable in this research is mudharabah and its dependent variable is profitability. The statistical method of data analysis used is a simple regression. The result showed that mudharabah as independent variable has correlation with profitability as dependent variable. It could be seen from the significant value which is 0,023 <0,05. Based on the significant value of the coefficient table can be said that mudharabah has a correlation with profitability positively and ...

Research paper thumbnail of Hillah Hukmi dalam Pengembangan (Legal Reform) Fatwa DSN MUI Tentang Pelaksanaan PPR Inden Syariah

El-Faqih : Jurnal Pemikiran dan Hukum Islam

This article discusses Hillah Hukmi in the context of developing the Fatwa of DSN-MUI regarding t... more This article discusses Hillah Hukmi in the context of developing the Fatwa of DSN-MUI regarding the implementation of the Sharia Inden PPR. The focus of the study is on analyzing indications of the use of hillah hukmi in the way the DSN-MUI stipulates a law. Especially in fatwa 101/DSN-MUI/X/2016 regarding the al-Ijaarah al-Maushuufah Fii al-Dzimmah contract or commonly abbreviated as IMFD. The research method used is qualitative by conducting content analysis which is commonly used in library research models with a normative juridical approach. This article finds that in the development of the fatwa of DSN-MUI in order to support the development of Islamic financial institutions, it is indicated to use the concept of hillah hukmi. This can be seen when the implementation of the Indent PPR Sharia is allowed using the Ijaarah al-Maushuufah Fii Dzimmah (IMFD) contract. DSN-MUI issued the fatwa because it was considered an alternative that could solve the problem of Indent PPR which wa...

Research paper thumbnail of Perlindungan Hukum Konsumen dalam Jual Beli Online dengan Jasa Escrow

Notary Law Journal

Tujuan peneitian ini adalah untuk mengetahui bagaimana perlindungan terhadap konsumen yang menggu... more Tujuan peneitian ini adalah untuk mengetahui bagaimana perlindungan terhadap konsumen yang menggunakan jasa escrow dalam melakukan transaksi jual beli online dilihat dari hukum positif melalui undang-undang perlindungan konsumen, undang-undang informasi dan transaksi elektronik, peraturan pemerintah tentang penyelenggaraan sistem transaksi elektronik dan undang-undang perdagangan. Sedangkan melalui hukum islam melalui Muamalah, Samsarah, Al-Ba’i, Perikatan Islam dan Khiyar.Penelitian ini menggunakan jenis penelitian hukum normatif, serta menggunakan sumber bahan hukum primer berupa Al-Qur’an, Hadis, Fikih, hasil Ijtihad ulama, Undang-Undang Nomor 08 Tahun 1999 tentang Perlindungan Konsumen, Undang - Undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik, Peraturan Pemerintah Nomer 82 Tahun 2012 tentang Penyelenggaraan Sistem dan Transaksi Elektronik, Undang - Undang Nomor 7 Tahun 2014 tentang Perdagangan. Bahan hukum sekunder seperti pendapat ahli hukum, teori, hasi...

Research paper thumbnail of Transaksi e-commeerce dalam tinjauan hukum jual beli Islam/ Muttaqin

Research paper thumbnail of Memakna Ulang Doktrin Agama sebagai Akar Kekerasan dalam Rumah Tangga(KDRT)

Bestari, 2008

Sepasang suami istri ketika menjalin ikatan pernikahan tentu didasarkan pada keinginan, hasrat da... more Sepasang suami istri ketika menjalin ikatan pernikahan tentu didasarkan pada keinginan, hasrat dan kebutuhanuntuk menyalurkan rasa kasih sayang, hasrat biologis serta juga untuk memperoleh keturunan. Dan ketika memeutuskan untuk memilih pasangan hidup, baik suami maupun istri berharap mendapatkan perlakuan yang baik, layak dan mendatangkan ketentraman lahir maupu batin dari pasangannya.

Research paper thumbnail of Transaksi E-Commerce Dalam Tinjauan Hukum Jual Beli Islam

Ulumuddin Journal of Islamic Legal Studies, Jan 10, 2013

Research paper thumbnail of Alasan dan Motivasi Teologis di Balik Pernikahan di Kalangan Mahasiswa

Among students college of the first level, the trend of getting married when they are still list... more Among students college of the first level, the trend of getting married when they are still listed as active students are often found. Not only on the level of discourse, but also on the level of practice. Relatifly the age of the students who perform marriages are still young. Their motivations are diferent among other things, there is theological motivation and also psychological and sociological motivations. The problem in this researc is to find about what extent the influence of theological motivation to students who are married when they were still active in college, both material and non material. The research was conducted at the University of Muhammadiyah Malang with the samples taken from the students of Islamic Faculty who are married. The analysis Conducted with qualitative method from the datas collected through interviews and observation. The result: the influence of theological understanding and confidence of households lived ark among others: the courage to live i...

Research paper thumbnail of Memakna ulang Doktrin agama sebagai akar kekerasan dalam rumah tangga(KDRT)

Sepasang suami istri ketika menjalin ikatan pernikahan tentu didasarkan pada keinginan, hasrat da... more Sepasang suami istri ketika menjalin ikatan pernikahan tentu didasarkan pada keinginan, hasrat dan kebutuhanuntuk menyalurkan rasa kasih sayang, hasrat biologis serta juga untuk memperoleh keturunan. Dan ketika memeutuskan untuk memilih pasangan hidup, baik suami maupun istri berharap mendapatkan perlakuan yang baik, layak dan mendatangkan ketentraman lahir maupu batin dari pasangannya.

Research paper thumbnail of Sikap Islam Terhadap Nyanyian dan Music

Research paper thumbnail of Model Pembiayaan Baitul Maal Wa Tamwil dan Peranannya Dalam Pembinaan Kesejahteraan Usaha Kecil Menengah (UKM)

Jurnal Humanity, Sep 30, 2014

Model Pembiayaan Baitul Maal Wa Tamwil dan Peranannya Dalam Pembinaan Kesejahteraan Usaha Kecil M... more Model Pembiayaan Baitul Maal Wa Tamwil dan Peranannya Dalam Pembinaan Kesejahteraan Usaha Kecil Menengah (UKM) Azhar Muttaqin Staf Pengajar Program Studi Ahwal Syakhshiyyah, Fakultas Agama Islam Universitas Muhammadiyah Malang e-mail : elfarisazhar@gmail.com ABSTRACT Development of Small and Medium Enterprises (UKM) are often not accompanied by the required capital adequacy. Banks are often unable to provide these needs because it’s complicated procedure. Baitul Maal wa Tamwil (BMT) as a financial institution of Sharia was designed from scratch as an institution in direct contact with the micro sector of the economy, be able to attract people to dynamically have coorperated with it. BMT will certainly play its role better so from time to time the number of users of financial services institutions is increasing. Just how far the role of what is taken and the transaction is evolving to sustain the development of UKM, the researcher conducted an analysis of documents and interviews with one of the BMT in the city of Malang, that is Kanindo Sharia. The results are shown to be role Kanindo a place in the small and medium business community. In addition to filing procedure easier, as well as the supervision of the coaching. Model of financing the most interest is murabaha, because the proposed product is not only of individual UKM but also to the interests of the consumer. Measure of success only on the two products, namely mudaraba and musharaka. Both the product itself also received attention and the great appeal of the UKM business community. Keywords : Baitul Maal Wa Tamwil (BMT), Pembiayaan, Kanindo Syari’ah, Usaha Kecil Menengah (UKM).

Research paper thumbnail of Transaksi E-Commerce Dalam Tinjauan Hukum Jual Beli Islam

Jurnal Ulumuddin, Oct 1, 2013

Research paper thumbnail of Korelasi Antara Penerapan Akad Mudharabah dan Profitabilitas Pada Bank Syariah Mandiri

FALAH: Jurnal Ekonomi Syariah, 2018

This research aims to know the correlation between implementation of mudharabah and the profitabi... more This research aims to know the correlation between implementation of mudharabah and the profitability in the Bank Syari’ah Mandiri. Quantitative approach was used in this research with Bank Syari’ah Mandiri as the subject. The research based on mudharabah development in Bank Syariah Mandiri, and it was observed from the data of financial statements that have been published in 2012 to 2016. The method is collecting data from Bank Syariah Mandiri financial statements in 2012 to 2016 and observing the data. Independent variable in this research is mudharabah and its dependent variable is profitability. The statistical method of data analysis used is a simple regression. The result showed that mudharabah as independent variable has correlation with profitability as dependent variable. It could be seen from the significant value which is 0,023 <0,05. Based on the significant value of the coefficient table can be said that mudharabah has a correlation with profitability positively and ...