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Papers by intan zoraya

Research paper thumbnail of Unveiling the Power of Fundamental Analysis: Exploring the Influence of Representative Bias on Stock Investment Decisions

Advances in economics, business and management research, Dec 31, 2022

This study aims to investigate the contribution of representative bias on stock investment decisi... more This study aims to investigate the contribution of representative bias on stock investment decisions. It also focuses on examining the role of fundamental analysis performed by investors in making stock investment decisions. The study adopts a quantitative approach and employs a survey design. The population of this study consists of stock investors in Bengkulu Province, with a sample size of 395 stock investors. Purposive sampling technique is used to select the sample. The data collected for this research is primary data obtained through an online questionnaire. The data analysis method used is moderating regression analysis (MRA). The results of this study indicate that representative bias has a significant impact on stock investment decisions. Furthermore, the study reveals that the fundamental analysis conducted by investors weakens the influence of representative bias on stock investment decisions.

Research paper thumbnail of The Effect of Fintech Payment, Lifestyle, and Financial Knowledge of Financial Management Behavior on Students of the University of Bengkulu

Advances in economics, business and management research, Dec 31, 2022

The research aims to determine whether fintech payments, lifestyle, and financial knowledge influ... more The research aims to determine whether fintech payments, lifestyle, and financial knowledge influence the financial management behavior on students of the University of Bengkulu. This type of research is a causal study using quantitative research methods and proportionate stratified random Sampling. This study distributed questionnaires to 341 respondents from students of the University of Bengkulu and then processed statistically using IBM SPSS 26 and multiple linear regression methods. The results of the hypothesis test showed that the fintech payment variable has a significance of 0.313> 0.05 and has a tcount value of 1.010<ttable 1.97, lifestyle variables have a significance of 0.000<0.05 has a tcount value of 8.54> ttable 1.97, variable financial knowledge has a significance of 0.000 <0.05 has a tcount value of 6.80> ttable 1.97. The research finds that fintech payments do not affect financial management behavior, while lifestyle and financial knowledge positively affect financial management behavior.

Research paper thumbnail of The Effect of Financial Behavior, Financial Knowledge and Self-Control on the Financial Well-Being of Generation Z in Indonesia

Advances in economics, business and management research, Dec 31, 2022

This study aimed to determine the effect of financial behaviour, financial knowledge and self-con... more This study aimed to determine the effect of financial behaviour, financial knowledge and self-control on the financial well-being of Generation Z in Indonesia. Supervision was sought out by 255 respondents of Generation Z in Indonesia. The research method used is quantitative. The data used in this research is primary data collected through questionnaires distributed online using g-forms to the respondents of Generation Z in Indonesia. Data management in this study will use SPSS 23 for Windows. The results of this study indicated that financial behaviour and financial knowledge have a positive and significant effect on financial well-being, which proves that higher financial behaviour and knowledge can affect the increase of financial well-being. At the same time, self-control does not affect financial well-being. This research can be a new literature to show the effect of self-control on financial well-being.

Research paper thumbnail of Analysis the Influence of Liquidity, Firm Size, Dividend Payout Ratio, and Use of Debt on Profitability in LQ 45 Companies

15TH GLOBAL CONFERENCE ON BUSINESS AND SOCIAL SCIENCES ON 14 - 15 SEPTEMBER 2023, NOVOTEL BANGKOK PLATINUM PRATUNAM, THAILAND

The growth of investment in Indonesia is developing so quickly, as can be proven by the existence... more The growth of investment in Indonesia is developing so quickly, as can be proven by the existence curve from the Investment Coordinating Board (BKPM) notes that both investment realization of Foreign Investment (PMA) and Domestic Investment (PMDN) from year to year during the 2015-2019 period continued to increase. This has an impact on the company so as to make intense competition between companies. Every company must develop its competitive advantage in order to survive and advance the company. One of the advantages that companies need to develop is the company's financial performance (Lokollo and Syafruddin, 2013). The ratio analysis used by the company in assessing the company's financial performance is the profitability ratio. Every company has two main goals, namely to maximize profits and maintain liquidity. The purpose of this study is to determine the effect dividend payout ratio, liquidity, firm size and use of debt to profitability (Case study of companies listed ...

Research paper thumbnail of Penilaian Kinerja Keuangan Perusahaan Dengan Metode Economic Value Added Pada Industri Perbankan DI Indonesia

Managament Insight, May 12, 2019

Penelitian ini bertujuan menguji secara empiris variabel penilaian kinerja keuangan dengan metode... more Penelitian ini bertujuan menguji secara empiris variabel penilaian kinerja keuangan dengan metode economic value added pada industri perbankan di Indonesia. Penelitian ini menggunakan sumber data sekunder yang bersumber dari dokumentasi industri perbankan di Indonesia, diantaranya adalah dokumentasi laporan keuangan dalam kurun waktu 5 tahun terakhir (2011-2015). Sampel penelitian ini sejumlah industri perbankan yang terdaftar dalam BEI dan telah dipilih dengan menggunakan metode purposive sampling. Metode analisis data menggunakan metode analisis deskriptif dan kuantitatif. Hasil penelitian ini diharapkan memberikan kontribusi praktis dan teoritis. Luaran penelitian ini diharapkan dapat berkontribusi pada jurnal ilmiah manajemen di tingkat nasional ataupun internasional, sehingga dapat menambah track record penelitian dosen FEB UNIB. Kata kunci: penilaian kinerja keuangan, economic value added, perbankan indonesia.

Research paper thumbnail of Factors Affecting Interest In Using E-Commerce And E-Wallet With Using Technology Acceptance Model

Jurnal Akuntansi

This study aims to determine the Influence of Interest in Using an E-Commerce-Based Accounting In... more This study aims to determine the Influence of Interest in Using an E-Commerce-Based Accounting Information System and the interest of OVO customers using the Technology Acceptance Model (TAM). Data collection was carried out by giving questionnaires to respondents using OVO and Tokopedia in Bengkulu City. The sample in this study were 215 respondents using OVO and Tokopedia. Measurement of data in this study using Multiple Regression analysis with analysis tools using data processing software Eviews 12. In this study used data quality test, classical assumption test (normality test, multicollinearity test, and heteroscedasticity test), multiple linear regression analysis and hypothesis testing. The results of the study show that the ease of use variable has no effect on interest in use, the variables perceived usefulness, trust, attitudes towards use are significantly positive on interest in use, risk variables have a significant negative effect on interest in use

Research paper thumbnail of Dampak Sebelum Dan Sesudah Terjadinya COVID-19 Terhadap Abnormal Return Dan Aktivitas Volume Perdagangan Saham Kelompok Perusahaan LQ45 DI Bei

Managament Insight: Jurnal Ilmiah Manajemen, Nov 16, 2021

Research paper thumbnail of The Effect of Financial Literacy on the Financial Welfare of Households of Genpro SMEs in Bengkulu City, Indonesia

Frontiers in Business and Economics

The purpose of this study was to determine the effect of financial literacy on the financial well... more The purpose of this study was to determine the effect of financial literacy on the financial well-being of household actors of GENPRO members in Bengkulu city. Study of financial literacy of household actors and analysis of the relationship between financial literacy and financial welfare of household actors as economic welfare. Supervision was carried out on 150 respondents from GENPRO members. The method used is quantitative research, with primary data conducted offline. The results showed that financial behavior and financial knowledge had no significant effect on financial well-being, while financial attitudes had a significant effect on the financial well-being of household actors. It is evident from the results of smart PLS processing, and they realize that the components of financial statements follow experience, investment knowledge is still lacking. This research will have implications for the government and related agencies as well as household actors by describing the imp...

Research paper thumbnail of Analisis Faktor-Faktor Yang Memengaruhi Cash Holding Pada Perusahaan Industri Sektor Barang Konsumsi Yang Terdaftar DI Bursa Efek Indonesia Tahun 2009-2018

Cash is used to support the smooth running of operations and maintain company liquidity. The purp... more Cash is used to support the smooth running of operations and maintain company liquidity. The purpose of this study was to examine the effect of cash flow, net working capital, leverage, firm size and growth opportunity on company cash holding. The object of this research is the consumer goods sector industrial companies listed on the Indonesia Stock Exchange in 2009-2018. This research uses purposive sampling technique. The sample in this study were 12 companies based on the regression analysis criteria that had been determined using the pooled last square approach in the Eviews 9.0 program. The results of this study indicate that cash flow has a significant negative effect on cash holding, networking capital has a significant positive effect on cash holding, while leverage has a positive and insignificant effect on cash holding, firm size and growth opportunity has a negative and insignificant effect on cash holding.

Research paper thumbnail of Analisis Pengaruh Mekanisme Good Corporategovernance Dan Asimetri Informasi Terhadapmanajemen Laba Pada Perusahaan Manufakturyang Terdaftar DI Bursa Efek Indonesia Tahun 2003-2007

Penelitian ini menganalisis pengaruh penerapan mekanisme good corporate governance dan asimetri i... more Penelitian ini menganalisis pengaruh penerapan mekanisme good corporate governance dan asimetri informasi terhadap praktik manajemen laba. Hal ini dilatarbelakangi oleh adanya krisis moneter yang melanda Negara-negara Asia, termasuk Indonesia pada pertengahan tahun 1997 yang disinyalir akibat kurangnya penerapan Good Corporate Governance (GCG) pada operasional perusahaan, yang berakibat buruk bagi perkembangan sektor investasi di Indonesia. Secara empiris terbukti bahwa penerapan prinsip Good Corporate Governance (GCG) dapat meningkatkan kualitas laporan keuangan dan menjadi penghambat bagi aktivitas rekayasa kinerja yang dilakukan manajemen. Rekayasa kinerja atau yang lebih dikenal dengan manajemen laba ini secara teoritis bertujuan untuk menyesatkan pengguna laporan keuangan yang ingin mengetahui kinerja perusahaan dan untuk mempengaruhi hasil kontraktual yang mengandalkan angka-angka akuntansi. Rekayasa kinerja tidak sejalan dengan semangat GCG yang menekankan akan pentingnya ket...

Research paper thumbnail of Perhatian Investor Dan Likuiditas Saham Perusahaan Publik DI Bursa Efek Indonesia

JRMSI - Jurnal Riset Manajemen Sains Indonesia

Signifikannya geliat internet di Indonesia membuat kontribusi internet (Google) sebagai media per... more Signifikannya geliat internet di Indonesia membuat kontribusi internet (Google) sebagai media perantara penyampaian informasi ke publik menjadi sarana yang semakin diminati. Hal ini menjadi relevan karena andil internet terhadap perkembangan ekonomi Indonesia juga tercatat sebagai determinan yang penting. Oleh sebab itu, penelitian ini bermaksud menguji peran Internet yang dapat dianalogikan sebagai representasi dari perhatian investor, dan menghubungkannya dengan likuiditas saham perusahaan publik yang diperdagangkan di Bursa Efek Indonesia (BEI). Dengan menggunakan basis teori asimetri informasi, penelitian ini juga mengkaji secara empiris upaya mitigasi terhadap kesenjangan informasi antara investor terinformasi (informed) vs. investor tidak terinformasi (uninformed). Secara operasional, penelitian ini menggunakan sampel dari 82 perusahaan publik di BEI dengan periode waktu pengamatan bulanan dari bulan Januari 2013 sampai dengan Desember 2017. Dengan karakteristik dan struktur d...

Research paper thumbnail of Transparency Level of Good Corporate Governance and Board Cross-Directorship on Company Value

BISMA: Jurnal Bisnis dan Manajemen

The implementation of good corporate governance practices aims to optimize the allocation of comp... more The implementation of good corporate governance practices aims to optimize the allocation of company resources to achieve the growth and welfare of company owners. In the long term, effective corporate governance can improve company performance, which benefits the shareholders and public. This research focuses on manufacturing companies listed on the Indonesia Stock Exchange from 2018 to 2019. The level of transparency of good corporate governance and cross-directorship on company value were examined. This study used historical data, and multiple regression analysis was operated to analyze the data. The results concluded that corporate governance transparency has a significant effect on company value with corporate governance practices (in accordance with KNKCG), which can help managers describe their level of transparency in implementing good corporate governance. The cross-directorships board also has an impact on company value. This role is beneficial for obtaining necessary info...

Research paper thumbnail of Dampak Pilkada Serentak 27 Juni 2018 Terhadap Abnormal Return Dan Aktivitas Volume Perdagangan Saham DI Bei

Purpose-Analyze and empirically test the difference in abnormal returns and trading volume activi... more Purpose-Analyze and empirically test the difference in abnormal returns and trading volume activities before and after the simultaneous local elections on June 27, 2018. Design/methodology/approach-Data collection is done by the documentation method. Sampling was carried out using the purposive sampling method, with the sample criteria being that the company’s shares were listed as issuers on the IDX which were included in the LQ 45 group during the study period from June 25, 2018, to June 30, 2018, and actively traded during the study period.Findings- The results of this study indicate that the elections affect the Indonesia Stock Exchange. This can be seen from the difference in the average abnormal return and the average trading volume activity before and after the elections. Implications-The results of this study will be able to help provide relevant information for capital market players to be more sensitive to direct or indirect activities that can affect stock prices. Keyword...

Research paper thumbnail of The Effect of Gender, Financial Experience, and Money Attitude on Financial Literacy

This study aims to investigate the effect of gender, financial experience, and money attitude on ... more This study aims to investigate the effect of gender, financial experience, and money attitude on financial literacy. The sample for this study was 483 students at the University of Bengkulu which consist of 281 male students and 202 female students. The sampling method was convenience sampling. This study was analyzed by using multiple regression methods. This study reveals that gender and financial experience have an effect on financial literacy; while money attitude does not have an effect on financial literacy. This research also found that there are differences in college student's financial experience between having a bank account and those who do not have a bank account in financial literacy. This study reveals that gender and financial experience have an effect on financial literacy; while money attitude does not have an effect on financial literacy.

Research paper thumbnail of The Analysis of Profit Quality on Banking Industry in the Moment of Slowing Down Economy

In the moment of slowing down economy, the banking sector faces severe challenges, mainly due to ... more In the moment of slowing down economy, the banking sector faces severe challenges, mainly due to the impact of the weakening of the rupiah against the US dollar. This study aimed to analyze the effect of earnings quality, managerial efficiency, and the persistency of earnings to the banking index. The object of this study is the five largest banks in Indonesia, namely: Bank Mandiri, Bank Rakyat Indonesia, Bank Central Asia, Bank Negara Indonesia and Bank Danamon. The five banks are benchmarks for the national banking industry. The method used is the data panel analysis regression. The results shows that the quality of earnings, managerial efficiency, and the persistence of earnings affect amounted 35.9137% on the banking indexes; the remaining amount of 64.0863% influenced by macroeconomic factors. The most severe impact surged on the Bank Danamon, while the lightest impact occurred on Bank Rakyat Indonesia.

Research paper thumbnail of The Effect of Financial Knowledge, Financial Behavior and Financial Inclusion on Financial Well-being

Proceedings of the 3rd Beehive International Social Innovation Conference, BISIC 2020, 3-4 October 2020, Bengkulu, Indonesia, 2021

This study examines the effect of financial knowledge, financial behavior, and financial inclusio... more This study examines the effect of financial knowledge, financial behavior, and financial inclusion on financial well-being. The sampling method used in this study was purposive sampling with a total sample size of 509. We collected data using an online questionnaire distributed via social media in Sumatra, Indonesia. Data were examined using the Partial Least Square (PLS) technique. The results showed that financial knowledge, financial behavior, and financial inclusion had a positive effect on financial well-being. We also found that financial behavior and financial inclusion mediate the influence of financial knowledge on financial well-being.

Research paper thumbnail of Hubungan Kapabilitas Inovasi, Berbagi Pengetahuan, Dan Luaran Produk Baru Pada Sektor Usaha Industri Kreatif

Jurnal Ekonomi, Akuntansi dan Manajemen Multiparadigma (JEAMM)

Penelitian ini bertujuan menguji hubungan berbagi pengetahuan dan kapabilitas inovasi. Pada penel... more Penelitian ini bertujuan menguji hubungan berbagi pengetahuan dan kapabilitas inovasi. Pada penelitian ini juga akan dianalisis pengukuran persepsi mengenai kepabilitas inovasi pada sektor industri kreatif. Metode dalam penelitian ini adalah metode survei, sampel penelitian yang menjadi responden dalam penelitian ini adalah karyawan yang bekerja pada industri kerajinan UMKM di Provinsi Bengkulu. Penelitian ini dilakukan pada kelompok industri kreatif yang bergerak dibidang kerajinan yang ada di Provinsi Bengkulu. Dari survei yang dilakukan, diperoleh data dari 112 responden yang merupakan karyawan industri berskala kecil dan menengah yang kemudian dianalisis lebih Pengaruh kapabilitas inovasi terhadap luaran produk baru juga didukung dalam penelitian ini. Inovasi memainkan peran penting dalam kesusksesan sebuah perusahaan di dalam kondisi persaingan yang semakin ketat. Perusahaan yang inovatif akan mampu beradaptasi dan merespon dengan lebih baik terhadap perubahan kondisi pasar. Di...

Research paper thumbnail of The Influence of Good Corporate Governance and Capital Structure on Firm Value: The Mediation Role of Financial Performance

Media Ekonomi dan Manajemen

The objective of this study is empirically identify the impacts of Good Corporate Governance and ... more The objective of this study is empirically identify the impacts of Good Corporate Governance and capital structure on firm value with financial performance as intervening variable. We operate quantitative approach within the scope of manufacturing company of metal, chemical, and plastic packaging sector which listed in Indonesia Stock Exchange during the 2017-2018 periods as the population. Samples are chosen by purposive sampling method inwhich the company must report the financial statement in a row, obtained 79 observations. The data analysis technique used is financial ratio analysis to determine the condition of the business financial ratios of the variables studied. Data were analyzed using multiple linear regression analysis. The result shows that corporate governance and capital structure influence the firm value, moreover the use of institutional ownership ratio and capital structure will increase the value of the firm. The result also shows that the impact of Corporate gov...

Research paper thumbnail of The Influence Ofequity Ownership Towards Leverage in Manufacturing Company Listed at the Indoensian Stock Exchange for 2005-2008

Research paper thumbnail of Analisis Pengaruh Mekanisme Good Corporategovernance Dan Asimetri Informasi Terhadapmanajemen Laba Pada Perusahaan Manufakturyang Terdaftar DI Bursa Efek Indonesia Tahun 2003-2007

Research paper thumbnail of Unveiling the Power of Fundamental Analysis: Exploring the Influence of Representative Bias on Stock Investment Decisions

Advances in economics, business and management research, Dec 31, 2022

This study aims to investigate the contribution of representative bias on stock investment decisi... more This study aims to investigate the contribution of representative bias on stock investment decisions. It also focuses on examining the role of fundamental analysis performed by investors in making stock investment decisions. The study adopts a quantitative approach and employs a survey design. The population of this study consists of stock investors in Bengkulu Province, with a sample size of 395 stock investors. Purposive sampling technique is used to select the sample. The data collected for this research is primary data obtained through an online questionnaire. The data analysis method used is moderating regression analysis (MRA). The results of this study indicate that representative bias has a significant impact on stock investment decisions. Furthermore, the study reveals that the fundamental analysis conducted by investors weakens the influence of representative bias on stock investment decisions.

Research paper thumbnail of The Effect of Fintech Payment, Lifestyle, and Financial Knowledge of Financial Management Behavior on Students of the University of Bengkulu

Advances in economics, business and management research, Dec 31, 2022

The research aims to determine whether fintech payments, lifestyle, and financial knowledge influ... more The research aims to determine whether fintech payments, lifestyle, and financial knowledge influence the financial management behavior on students of the University of Bengkulu. This type of research is a causal study using quantitative research methods and proportionate stratified random Sampling. This study distributed questionnaires to 341 respondents from students of the University of Bengkulu and then processed statistically using IBM SPSS 26 and multiple linear regression methods. The results of the hypothesis test showed that the fintech payment variable has a significance of 0.313> 0.05 and has a tcount value of 1.010<ttable 1.97, lifestyle variables have a significance of 0.000<0.05 has a tcount value of 8.54> ttable 1.97, variable financial knowledge has a significance of 0.000 <0.05 has a tcount value of 6.80> ttable 1.97. The research finds that fintech payments do not affect financial management behavior, while lifestyle and financial knowledge positively affect financial management behavior.

Research paper thumbnail of The Effect of Financial Behavior, Financial Knowledge and Self-Control on the Financial Well-Being of Generation Z in Indonesia

Advances in economics, business and management research, Dec 31, 2022

This study aimed to determine the effect of financial behaviour, financial knowledge and self-con... more This study aimed to determine the effect of financial behaviour, financial knowledge and self-control on the financial well-being of Generation Z in Indonesia. Supervision was sought out by 255 respondents of Generation Z in Indonesia. The research method used is quantitative. The data used in this research is primary data collected through questionnaires distributed online using g-forms to the respondents of Generation Z in Indonesia. Data management in this study will use SPSS 23 for Windows. The results of this study indicated that financial behaviour and financial knowledge have a positive and significant effect on financial well-being, which proves that higher financial behaviour and knowledge can affect the increase of financial well-being. At the same time, self-control does not affect financial well-being. This research can be a new literature to show the effect of self-control on financial well-being.

Research paper thumbnail of Analysis the Influence of Liquidity, Firm Size, Dividend Payout Ratio, and Use of Debt on Profitability in LQ 45 Companies

15TH GLOBAL CONFERENCE ON BUSINESS AND SOCIAL SCIENCES ON 14 - 15 SEPTEMBER 2023, NOVOTEL BANGKOK PLATINUM PRATUNAM, THAILAND

The growth of investment in Indonesia is developing so quickly, as can be proven by the existence... more The growth of investment in Indonesia is developing so quickly, as can be proven by the existence curve from the Investment Coordinating Board (BKPM) notes that both investment realization of Foreign Investment (PMA) and Domestic Investment (PMDN) from year to year during the 2015-2019 period continued to increase. This has an impact on the company so as to make intense competition between companies. Every company must develop its competitive advantage in order to survive and advance the company. One of the advantages that companies need to develop is the company's financial performance (Lokollo and Syafruddin, 2013). The ratio analysis used by the company in assessing the company's financial performance is the profitability ratio. Every company has two main goals, namely to maximize profits and maintain liquidity. The purpose of this study is to determine the effect dividend payout ratio, liquidity, firm size and use of debt to profitability (Case study of companies listed ...

Research paper thumbnail of Penilaian Kinerja Keuangan Perusahaan Dengan Metode Economic Value Added Pada Industri Perbankan DI Indonesia

Managament Insight, May 12, 2019

Penelitian ini bertujuan menguji secara empiris variabel penilaian kinerja keuangan dengan metode... more Penelitian ini bertujuan menguji secara empiris variabel penilaian kinerja keuangan dengan metode economic value added pada industri perbankan di Indonesia. Penelitian ini menggunakan sumber data sekunder yang bersumber dari dokumentasi industri perbankan di Indonesia, diantaranya adalah dokumentasi laporan keuangan dalam kurun waktu 5 tahun terakhir (2011-2015). Sampel penelitian ini sejumlah industri perbankan yang terdaftar dalam BEI dan telah dipilih dengan menggunakan metode purposive sampling. Metode analisis data menggunakan metode analisis deskriptif dan kuantitatif. Hasil penelitian ini diharapkan memberikan kontribusi praktis dan teoritis. Luaran penelitian ini diharapkan dapat berkontribusi pada jurnal ilmiah manajemen di tingkat nasional ataupun internasional, sehingga dapat menambah track record penelitian dosen FEB UNIB. Kata kunci: penilaian kinerja keuangan, economic value added, perbankan indonesia.

Research paper thumbnail of Factors Affecting Interest In Using E-Commerce And E-Wallet With Using Technology Acceptance Model

Jurnal Akuntansi

This study aims to determine the Influence of Interest in Using an E-Commerce-Based Accounting In... more This study aims to determine the Influence of Interest in Using an E-Commerce-Based Accounting Information System and the interest of OVO customers using the Technology Acceptance Model (TAM). Data collection was carried out by giving questionnaires to respondents using OVO and Tokopedia in Bengkulu City. The sample in this study were 215 respondents using OVO and Tokopedia. Measurement of data in this study using Multiple Regression analysis with analysis tools using data processing software Eviews 12. In this study used data quality test, classical assumption test (normality test, multicollinearity test, and heteroscedasticity test), multiple linear regression analysis and hypothesis testing. The results of the study show that the ease of use variable has no effect on interest in use, the variables perceived usefulness, trust, attitudes towards use are significantly positive on interest in use, risk variables have a significant negative effect on interest in use

Research paper thumbnail of Dampak Sebelum Dan Sesudah Terjadinya COVID-19 Terhadap Abnormal Return Dan Aktivitas Volume Perdagangan Saham Kelompok Perusahaan LQ45 DI Bei

Managament Insight: Jurnal Ilmiah Manajemen, Nov 16, 2021

Research paper thumbnail of The Effect of Financial Literacy on the Financial Welfare of Households of Genpro SMEs in Bengkulu City, Indonesia

Frontiers in Business and Economics

The purpose of this study was to determine the effect of financial literacy on the financial well... more The purpose of this study was to determine the effect of financial literacy on the financial well-being of household actors of GENPRO members in Bengkulu city. Study of financial literacy of household actors and analysis of the relationship between financial literacy and financial welfare of household actors as economic welfare. Supervision was carried out on 150 respondents from GENPRO members. The method used is quantitative research, with primary data conducted offline. The results showed that financial behavior and financial knowledge had no significant effect on financial well-being, while financial attitudes had a significant effect on the financial well-being of household actors. It is evident from the results of smart PLS processing, and they realize that the components of financial statements follow experience, investment knowledge is still lacking. This research will have implications for the government and related agencies as well as household actors by describing the imp...

Research paper thumbnail of Analisis Faktor-Faktor Yang Memengaruhi Cash Holding Pada Perusahaan Industri Sektor Barang Konsumsi Yang Terdaftar DI Bursa Efek Indonesia Tahun 2009-2018

Cash is used to support the smooth running of operations and maintain company liquidity. The purp... more Cash is used to support the smooth running of operations and maintain company liquidity. The purpose of this study was to examine the effect of cash flow, net working capital, leverage, firm size and growth opportunity on company cash holding. The object of this research is the consumer goods sector industrial companies listed on the Indonesia Stock Exchange in 2009-2018. This research uses purposive sampling technique. The sample in this study were 12 companies based on the regression analysis criteria that had been determined using the pooled last square approach in the Eviews 9.0 program. The results of this study indicate that cash flow has a significant negative effect on cash holding, networking capital has a significant positive effect on cash holding, while leverage has a positive and insignificant effect on cash holding, firm size and growth opportunity has a negative and insignificant effect on cash holding.

Research paper thumbnail of Analisis Pengaruh Mekanisme Good Corporategovernance Dan Asimetri Informasi Terhadapmanajemen Laba Pada Perusahaan Manufakturyang Terdaftar DI Bursa Efek Indonesia Tahun 2003-2007

Penelitian ini menganalisis pengaruh penerapan mekanisme good corporate governance dan asimetri i... more Penelitian ini menganalisis pengaruh penerapan mekanisme good corporate governance dan asimetri informasi terhadap praktik manajemen laba. Hal ini dilatarbelakangi oleh adanya krisis moneter yang melanda Negara-negara Asia, termasuk Indonesia pada pertengahan tahun 1997 yang disinyalir akibat kurangnya penerapan Good Corporate Governance (GCG) pada operasional perusahaan, yang berakibat buruk bagi perkembangan sektor investasi di Indonesia. Secara empiris terbukti bahwa penerapan prinsip Good Corporate Governance (GCG) dapat meningkatkan kualitas laporan keuangan dan menjadi penghambat bagi aktivitas rekayasa kinerja yang dilakukan manajemen. Rekayasa kinerja atau yang lebih dikenal dengan manajemen laba ini secara teoritis bertujuan untuk menyesatkan pengguna laporan keuangan yang ingin mengetahui kinerja perusahaan dan untuk mempengaruhi hasil kontraktual yang mengandalkan angka-angka akuntansi. Rekayasa kinerja tidak sejalan dengan semangat GCG yang menekankan akan pentingnya ket...

Research paper thumbnail of Perhatian Investor Dan Likuiditas Saham Perusahaan Publik DI Bursa Efek Indonesia

JRMSI - Jurnal Riset Manajemen Sains Indonesia

Signifikannya geliat internet di Indonesia membuat kontribusi internet (Google) sebagai media per... more Signifikannya geliat internet di Indonesia membuat kontribusi internet (Google) sebagai media perantara penyampaian informasi ke publik menjadi sarana yang semakin diminati. Hal ini menjadi relevan karena andil internet terhadap perkembangan ekonomi Indonesia juga tercatat sebagai determinan yang penting. Oleh sebab itu, penelitian ini bermaksud menguji peran Internet yang dapat dianalogikan sebagai representasi dari perhatian investor, dan menghubungkannya dengan likuiditas saham perusahaan publik yang diperdagangkan di Bursa Efek Indonesia (BEI). Dengan menggunakan basis teori asimetri informasi, penelitian ini juga mengkaji secara empiris upaya mitigasi terhadap kesenjangan informasi antara investor terinformasi (informed) vs. investor tidak terinformasi (uninformed). Secara operasional, penelitian ini menggunakan sampel dari 82 perusahaan publik di BEI dengan periode waktu pengamatan bulanan dari bulan Januari 2013 sampai dengan Desember 2017. Dengan karakteristik dan struktur d...

Research paper thumbnail of Transparency Level of Good Corporate Governance and Board Cross-Directorship on Company Value

BISMA: Jurnal Bisnis dan Manajemen

The implementation of good corporate governance practices aims to optimize the allocation of comp... more The implementation of good corporate governance practices aims to optimize the allocation of company resources to achieve the growth and welfare of company owners. In the long term, effective corporate governance can improve company performance, which benefits the shareholders and public. This research focuses on manufacturing companies listed on the Indonesia Stock Exchange from 2018 to 2019. The level of transparency of good corporate governance and cross-directorship on company value were examined. This study used historical data, and multiple regression analysis was operated to analyze the data. The results concluded that corporate governance transparency has a significant effect on company value with corporate governance practices (in accordance with KNKCG), which can help managers describe their level of transparency in implementing good corporate governance. The cross-directorships board also has an impact on company value. This role is beneficial for obtaining necessary info...

Research paper thumbnail of Dampak Pilkada Serentak 27 Juni 2018 Terhadap Abnormal Return Dan Aktivitas Volume Perdagangan Saham DI Bei

Purpose-Analyze and empirically test the difference in abnormal returns and trading volume activi... more Purpose-Analyze and empirically test the difference in abnormal returns and trading volume activities before and after the simultaneous local elections on June 27, 2018. Design/methodology/approach-Data collection is done by the documentation method. Sampling was carried out using the purposive sampling method, with the sample criteria being that the company’s shares were listed as issuers on the IDX which were included in the LQ 45 group during the study period from June 25, 2018, to June 30, 2018, and actively traded during the study period.Findings- The results of this study indicate that the elections affect the Indonesia Stock Exchange. This can be seen from the difference in the average abnormal return and the average trading volume activity before and after the elections. Implications-The results of this study will be able to help provide relevant information for capital market players to be more sensitive to direct or indirect activities that can affect stock prices. Keyword...

Research paper thumbnail of The Effect of Gender, Financial Experience, and Money Attitude on Financial Literacy

This study aims to investigate the effect of gender, financial experience, and money attitude on ... more This study aims to investigate the effect of gender, financial experience, and money attitude on financial literacy. The sample for this study was 483 students at the University of Bengkulu which consist of 281 male students and 202 female students. The sampling method was convenience sampling. This study was analyzed by using multiple regression methods. This study reveals that gender and financial experience have an effect on financial literacy; while money attitude does not have an effect on financial literacy. This research also found that there are differences in college student's financial experience between having a bank account and those who do not have a bank account in financial literacy. This study reveals that gender and financial experience have an effect on financial literacy; while money attitude does not have an effect on financial literacy.

Research paper thumbnail of The Analysis of Profit Quality on Banking Industry in the Moment of Slowing Down Economy

In the moment of slowing down economy, the banking sector faces severe challenges, mainly due to ... more In the moment of slowing down economy, the banking sector faces severe challenges, mainly due to the impact of the weakening of the rupiah against the US dollar. This study aimed to analyze the effect of earnings quality, managerial efficiency, and the persistency of earnings to the banking index. The object of this study is the five largest banks in Indonesia, namely: Bank Mandiri, Bank Rakyat Indonesia, Bank Central Asia, Bank Negara Indonesia and Bank Danamon. The five banks are benchmarks for the national banking industry. The method used is the data panel analysis regression. The results shows that the quality of earnings, managerial efficiency, and the persistence of earnings affect amounted 35.9137% on the banking indexes; the remaining amount of 64.0863% influenced by macroeconomic factors. The most severe impact surged on the Bank Danamon, while the lightest impact occurred on Bank Rakyat Indonesia.

Research paper thumbnail of The Effect of Financial Knowledge, Financial Behavior and Financial Inclusion on Financial Well-being

Proceedings of the 3rd Beehive International Social Innovation Conference, BISIC 2020, 3-4 October 2020, Bengkulu, Indonesia, 2021

This study examines the effect of financial knowledge, financial behavior, and financial inclusio... more This study examines the effect of financial knowledge, financial behavior, and financial inclusion on financial well-being. The sampling method used in this study was purposive sampling with a total sample size of 509. We collected data using an online questionnaire distributed via social media in Sumatra, Indonesia. Data were examined using the Partial Least Square (PLS) technique. The results showed that financial knowledge, financial behavior, and financial inclusion had a positive effect on financial well-being. We also found that financial behavior and financial inclusion mediate the influence of financial knowledge on financial well-being.

Research paper thumbnail of Hubungan Kapabilitas Inovasi, Berbagi Pengetahuan, Dan Luaran Produk Baru Pada Sektor Usaha Industri Kreatif

Jurnal Ekonomi, Akuntansi dan Manajemen Multiparadigma (JEAMM)

Penelitian ini bertujuan menguji hubungan berbagi pengetahuan dan kapabilitas inovasi. Pada penel... more Penelitian ini bertujuan menguji hubungan berbagi pengetahuan dan kapabilitas inovasi. Pada penelitian ini juga akan dianalisis pengukuran persepsi mengenai kepabilitas inovasi pada sektor industri kreatif. Metode dalam penelitian ini adalah metode survei, sampel penelitian yang menjadi responden dalam penelitian ini adalah karyawan yang bekerja pada industri kerajinan UMKM di Provinsi Bengkulu. Penelitian ini dilakukan pada kelompok industri kreatif yang bergerak dibidang kerajinan yang ada di Provinsi Bengkulu. Dari survei yang dilakukan, diperoleh data dari 112 responden yang merupakan karyawan industri berskala kecil dan menengah yang kemudian dianalisis lebih Pengaruh kapabilitas inovasi terhadap luaran produk baru juga didukung dalam penelitian ini. Inovasi memainkan peran penting dalam kesusksesan sebuah perusahaan di dalam kondisi persaingan yang semakin ketat. Perusahaan yang inovatif akan mampu beradaptasi dan merespon dengan lebih baik terhadap perubahan kondisi pasar. Di...

Research paper thumbnail of The Influence of Good Corporate Governance and Capital Structure on Firm Value: The Mediation Role of Financial Performance

Media Ekonomi dan Manajemen

The objective of this study is empirically identify the impacts of Good Corporate Governance and ... more The objective of this study is empirically identify the impacts of Good Corporate Governance and capital structure on firm value with financial performance as intervening variable. We operate quantitative approach within the scope of manufacturing company of metal, chemical, and plastic packaging sector which listed in Indonesia Stock Exchange during the 2017-2018 periods as the population. Samples are chosen by purposive sampling method inwhich the company must report the financial statement in a row, obtained 79 observations. The data analysis technique used is financial ratio analysis to determine the condition of the business financial ratios of the variables studied. Data were analyzed using multiple linear regression analysis. The result shows that corporate governance and capital structure influence the firm value, moreover the use of institutional ownership ratio and capital structure will increase the value of the firm. The result also shows that the impact of Corporate gov...

Research paper thumbnail of The Influence Ofequity Ownership Towards Leverage in Manufacturing Company Listed at the Indoensian Stock Exchange for 2005-2008

Research paper thumbnail of Analisis Pengaruh Mekanisme Good Corporategovernance Dan Asimetri Informasi Terhadapmanajemen Laba Pada Perusahaan Manufakturyang Terdaftar DI Bursa Efek Indonesia Tahun 2003-2007