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Universiti Malaysia Sarawak (UNIMAS)
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Papers by lasty agustuty
International Journal of Academic Research in Business and Social Sciences, Jul 29, 2019
This paper investigates the main determinants of banking stability in Indonesia. Totaling 11 Isla... more This paper investigates the main determinants of banking stability in Indonesia. Totaling 11 Islamic commercial banks in Indonesia covering the period between 2013 until 2017. The measure of banking stability is Z-score, thereby allowing analysis of banking stability determinants from three complementary perspectives: competition, bank size, and capital buffer. The method to explain this study is regression. The findings indicate that competition, bank size and capital buffer improve the stability significantly when the level of them increases. The results highlight the importance of institutional quality for banking stability in Indonesia. Banking supervisors in Indonesia countries should consider the role of financial structure and institutional quality for banking stability.
SENTRALISASI
The purpose of this study is the role of ownership concentration, firm size, and leverage in infl... more The purpose of this study is the role of ownership concentration, firm size, and leverage in influencing good corporate governance. This research design is quantitative. The population used is 45 companies indexed LQ45 on the Indonesia Stock Exchange and with the Purposive Sampling method, obtained 17 companies with 3 years of observation, so the number of samples in this study is 51. The results show that the concentration of ownership, company size, and leverage have a significant effect. The test results show a positive and significant effect on the implementation of corporate governance partially for each variable and simultaneously for all variables.
Movere Journal
This study aims to analyze the factors that influence capital buffers in the banking industry in ... more This study aims to analyze the factors that influence capital buffers in the banking industry in Indonesia. Research variables include bank size, liquidity, credit risk, efficiency and profitability as independent variables and capital buffers as the dependent variable. The method used in this study is quantitative research. This research was conducted at public banks on the Indonesia Stock Exchange category BOOK 3 and BOOK 4, with the 2014-2018 research period using multiple linear regression analysis techniques. The results showed that the size of the company did not have a significant effect on capital buffer, while liquidity, credit risk, efficiency and profitability had a significant effect on capital buffer.
Tujuan dari penelitian ini adalah untuk mendapatkan bukti empiris dari pengaruh ukuran bank, capi... more Tujuan dari penelitian ini adalah untuk mendapatkan bukti empiris dari pengaruh ukuran bank, capital buffer, efisiensi dan kredit macet pada risiko likuiditas. Sampel penelitian adalah Bank Umum Konvensional yang memiliki nilai rasio aset bank di atas 2% dari total aset perbankan nasional (Bank Too Big To Fail) dan menerbitkan laporan keuangan secara penuh selama 2004-2019. Teknik analisis data dalam penelitian ini adalah regresi data panel EViews. Hasil penelitian menunjukkan bahwa ukuran bank memiliki pengaruh positif dan signifikan terhadap risiko likuiditas. Capital buffer memiliki pengaruh positif dan signifikan terhadap risiko likuiditas. Efisiensi yang diukur dengan rasio BOPO memiliki pengaruh positif dan signifikan terhadap risiko likuiditas. Kredit macet yang diukur dengan rasio NPL memiliki pengaruh positif dan signifikan terhadap risiko likuiditas. . Kata Kunci : Ukuran Bank, Capital Buffer, Efisiensi, Kredit Macet, Risiko Likuiditas
International Journal of Academic Research in Business and Social Sciences, Jul 29, 2019
This paper investigates the main determinants of banking stability in Indonesia. Totaling 11 Isla... more This paper investigates the main determinants of banking stability in Indonesia. Totaling 11 Islamic commercial banks in Indonesia covering the period between 2013 until 2017. The measure of banking stability is Z-score, thereby allowing analysis of banking stability determinants from three complementary perspectives: competition, bank size, and capital buffer. The method to explain this study is regression. The findings indicate that competition, bank size and capital buffer improve the stability significantly when the level of them increases. The results highlight the importance of institutional quality for banking stability in Indonesia. Banking supervisors in Indonesia countries should consider the role of financial structure and institutional quality for banking stability.
SENTRALISASI
The purpose of this study is the role of ownership concentration, firm size, and leverage in infl... more The purpose of this study is the role of ownership concentration, firm size, and leverage in influencing good corporate governance. This research design is quantitative. The population used is 45 companies indexed LQ45 on the Indonesia Stock Exchange and with the Purposive Sampling method, obtained 17 companies with 3 years of observation, so the number of samples in this study is 51. The results show that the concentration of ownership, company size, and leverage have a significant effect. The test results show a positive and significant effect on the implementation of corporate governance partially for each variable and simultaneously for all variables.
Movere Journal
This study aims to analyze the factors that influence capital buffers in the banking industry in ... more This study aims to analyze the factors that influence capital buffers in the banking industry in Indonesia. Research variables include bank size, liquidity, credit risk, efficiency and profitability as independent variables and capital buffers as the dependent variable. The method used in this study is quantitative research. This research was conducted at public banks on the Indonesia Stock Exchange category BOOK 3 and BOOK 4, with the 2014-2018 research period using multiple linear regression analysis techniques. The results showed that the size of the company did not have a significant effect on capital buffer, while liquidity, credit risk, efficiency and profitability had a significant effect on capital buffer.
Tujuan dari penelitian ini adalah untuk mendapatkan bukti empiris dari pengaruh ukuran bank, capi... more Tujuan dari penelitian ini adalah untuk mendapatkan bukti empiris dari pengaruh ukuran bank, capital buffer, efisiensi dan kredit macet pada risiko likuiditas. Sampel penelitian adalah Bank Umum Konvensional yang memiliki nilai rasio aset bank di atas 2% dari total aset perbankan nasional (Bank Too Big To Fail) dan menerbitkan laporan keuangan secara penuh selama 2004-2019. Teknik analisis data dalam penelitian ini adalah regresi data panel EViews. Hasil penelitian menunjukkan bahwa ukuran bank memiliki pengaruh positif dan signifikan terhadap risiko likuiditas. Capital buffer memiliki pengaruh positif dan signifikan terhadap risiko likuiditas. Efisiensi yang diukur dengan rasio BOPO memiliki pengaruh positif dan signifikan terhadap risiko likuiditas. Kredit macet yang diukur dengan rasio NPL memiliki pengaruh positif dan signifikan terhadap risiko likuiditas. . Kata Kunci : Ukuran Bank, Capital Buffer, Efisiensi, Kredit Macet, Risiko Likuiditas