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Papers by mira hastin

Research paper thumbnail of Analisis Proses Pengajuan Kredit Usaha Rakyat (Kur) Bank Negara Indonesia (Persero) TBK Kcu Sungai Penuh Tahun 2022

Al Fiddhoh: Journal of Banking, Insurance, and Finance

Penelitian ini bertujuan untuk menganalisa prosedur pengajuan Kredit Usaha Rakyat pada Bank BNI C... more Penelitian ini bertujuan untuk menganalisa prosedur pengajuan Kredit Usaha Rakyat pada Bank BNI Cabang Sungai Penuh, syarat pengajuan Kredit Usaha Rakyat pada Bank BNI Cabang Sungai Penuh, BNI menyikapi berkas permohonan nasabah yang lengkap tetapi belum dilakukan perjanjian kredit. Jenis penelitian yang digunakan adalah deskriptif kualitatif. Sumber data yang digunakan adalah sumber data primer yang bersumber dari observasi dan wawancara. Sedangkan data sekunder yaitu sumber data yang diperoleh dari dokumentasi dan studi pustaka. Pengumpulan data field research melalui observasi, wawancara dan dokumentasi. Hasil penelitian ini menunjukan bahwa PT Bank Negara Indonesia (persero), TBK KCU. Sungai Penuh sudah menjalani proses pengajuan kredit sesuai standar operasional prosedur dan telah terlaksana dengan efektif dan efisien. Syarat pengajuan kredit usaha rakyat adalah usaha layak untuk dibiayai yang dimulai dari pengisian formulir permohonan kredit, penyerahan berkas persyaratan, pe...

Research paper thumbnail of Persepsi Masyarakat Terhadap Pentingnya Pendidikan Tinggi Untuk Kaum Perempuan

Journal on Education

This study aims to describe the community's views on women who are highly educated and descri... more This study aims to describe the community's views on women who are highly educated and describe the community's perception of the importance of higher education for women in Dusun Baru Village, Siulak Sub-district. This research is descriptive qualitative research. The subject of this research is the community, the data collection methods in this research are observation, interview and documentation. The data sources used in this research are primary data sources and secondary data sources. The results found in the study are that the community views positively on highly educated women and hopes that they can apply their knowledge to the community and there are still people who think that women are not important to have a higher education on the grounds that their nature is in the kitchen but many people think that higher education is important for women because one day they will become educators for their children.

Research paper thumbnail of Pengaruh Inflasi, Investasi, Dan Tenaga Kerja Terhadap Pertumbuhan Ekonomi DI Provinsi Jambi

Al-Dzahab

Purpose: This study aims to determine how the influence of inflation, investment, and labor on ec... more Purpose: This study aims to determine how the influence of inflation, investment, and labor on economic growth in Jambi Province in 2011-2020. Design/methodology/approach: Data analysis was carried out descriptively quantitatively with multiple linear regression method. Secondary data were obtained from the Central Statistics Agency of Jambi Province and Bank Indonesia. Findings: The results of the study partially show that inflation does not have a negative effect on economic growth in Jambi Province. Meanwhile, investment has an insignificant positive effect and labor has a significant positive effect on economic growth in Jambi Province. Meanwhile, simultaneous testing shows that inflation, investment, and labor have a significant effect on economic growth in Jambi Province. Research implications: Based on the results of the study, it is known that although the inflation rate has no effect on economic growth, the government must still control and maintain the inflation rate. Econ...

Research paper thumbnail of Faktor - Faktor yang Mempengaruhi Pendapatan Petani Padi Sawah di Desa Gambah Kecamatan Barabai Kabupaten Hulu Sungai Tengah

JIEP: Jurnal Ilmu Ekonomi dan Pembangunan

This research was conducted to find out: (1) the influence of seed costs, fertilizer costs, land ... more This research was conducted to find out: (1) the influence of seed costs, fertilizer costs, land rental costs, and labor costs on the income of rice farmers in Gambah Village, Barabai District, Hulu Sungai Tengah Regency. (2) The most dominant factor in influencing the income of rice farmers. This study used quantitative research using primary data from 69 farmers. The data obtained is processed using multiple regression analysis with SPSS software version 21. The result of the research is that simultaneously, free variables together have a significant effect on bound variables. While in part, the variable cost of fertilizer does not affect the income of rice farmers. The most dominant factor in influencing the income of rice farmers is the cost of land rent.

Research paper thumbnail of Pengaruh Pendidikan Terhadap Kinerja Pegawai Kantor Camat Gunung Tujuh Kabupaten Kerinci

Jurnal Penelitian Universitas Jambi Seri Humaniora, Dec 31, 2014

Research paper thumbnail of Analisis Pengembangan Potensi Ekonomi Lokal Untuk Menguatkan Daya Saing Daerah DI Kabupaten Kerinci

Jurnal Akrab Juara, Feb 5, 2021

Research paper thumbnail of Effectiveness of learning using application zoom theon student learning outcomes during COVID-19 at STKIP Muhammadiyah Sungai Penuh

Linguistics and Culture Review, 2022

Online learning and working from home for educators are changes that must be made by lecturers to... more Online learning and working from home for educators are changes that must be made by lecturers to continue teaching students. Education with distance has the aim of improving the quality of education and relevance education as well as increasing equitable access and expansion of education. Distance education which is held with good quality assurance and in accordance with the stakeholder needs is one of the mechanisms for expanding access higher education. The purpose of this study was to determine the effect of learning Statistics the basics of using the application Zoom on student learning outcomes during the period COVID-19 in Indonesia STKIP Muhammadiyah Sungai Penuh. The method and type of this research is Ex-Post Factor post-event and descriptive correlational measurements. Based on the results of the analysis and discussion of the data that has been stated previously, it can be concluded: there is no effect of learning Basic Statistics using the application zoom on student le...

Research paper thumbnail of Pengaruh Pertumbuhan Ekonomi, Investasi, Tingkat Inflasi, Dan Pengangguran Terhadap Tingkat Kemiskinan DI Provinsi Jambi

This study aims to determine how the effect of economic growth, investment, inflation rate, and u... more This study aims to determine how the effect of economic growth, investment, inflation rate, and unemployment to the level of poverty in Jambi Province in 2010-2019. The method used in this research is the method of multiple linear regression. This type of research is quantitative descriptive with secondary data from the Central Statistics Agency of Jambi Province. The study results by testing the partial regression coefficient showed that investment has a significant influence on poverty levels in Jambi Province. While, economic growth, inflation rate, unemployment had no effect on poverty level in Jambi Province. The effect of investment on poverty level is negative, which means that if investment increases then poverty level will decrease. Furthermore, simultaneous results indicate that together with economic growth, investment, inflation rate, unemployment had no effect on poverty level in Jambi Province. This implies that economic growth, investment, inflation, and unemployment...

Research paper thumbnail of Faktor-Faktor Yang Mempengaruhi Pendapatan Petani Padi Sawah DI Desa Koto Aro Kecamatan Siulak Kabupaten Kerinci

The purpose of this research is to analyze the influence of land area, farming cost and the amoun... more The purpose of this research is to analyze the influence of land area, farming cost and the amount of paddy production to paddy farmer income in Koto Aro village, Siulak Subdistrict, Kerinci Regency. Using stratified random sampling obtained sample of 30 farmers. Primary data in the form of questionnaires in the form of questionnaires distributed to respondents. The analysis technique used is descriptive and inductive which includes prerequisite test and hypothesis test with a significant level of 0.05. Methods of data analysis using multiple linear regression analysis. The results of this study indicate that the simultaneous land area, farming costs and the amount of paddy field production have a significant effect on farmer's income. And partially land area sdan rice production amount and have a positive and significant impact on farmers' income. While variable of farming cost have positive effect not significant to farmer income. Keywords: Land Area, Farm Business Cost,...

Research paper thumbnail of Analisis Pengaruh Pinjaman Dana Bergulir PNPM Mandiri Terhadap Pendapatan Masyarakat Miskin DI Kecamatan Siulak Kabupaten Kerinci

This study aims to analyze the Analysis of the Effect of Rolling Fund Loans National Program for ... more This study aims to analyze the Analysis of the Effect of Rolling Fund Loans National Program for Community Empowerment (PNPM) on the Income of the Poor District of Siulak. This study uses questionnaire data from PNPM borrowers in Siulak District. The types of data used are primary data and secondary data. Data analysis using quantitative and qualitative descriptive statistics, simple regression analysis test. The variables used in this study are the Revolving National Community Empowerment Program (PNPM) as an independent variable; and the income of the poor in the Siulak sub-district as the dependent variable.The results of this study indicate that the Revolving Fund National Program for Community Empowerment (PNPM) has a significant effect on the income of the poor in the Siulak District.

Research paper thumbnail of Analisis Efektivitas Alokasi Dana Desa (Add) Dalam Menunjang Pembangunan Pedesaan DI Desa Mukai Mudik Kecamatan Siulak Mukai Kabupaten Kerinci Tahun 2010-2017

The purpose of this study was to find out and describe how effective the Village Fund Allocation ... more The purpose of this study was to find out and describe how effective the Village Fund Allocation (ADD) was in supporting rural development in the Mukai Mudik Village, Siinci District, Kerinci District, 2010-2017. The research method used is quantitative and qualitative descriptive. The type of data used is secondary data. The results showed that the average effectiveness of Village Fund Allocation in Mukai Mudik Village from 2010 to 2017 was effective, because the realization percentage was 90.2%. This indicates that the management of Village Fund Allocation in Mukai Mudik Village has not been optimally implemented. Because the realization of the Village Fund Allocation obtained has not yet reached the revenue target set in the Village Fund Allocation budget.

Research paper thumbnail of Analisis Produktifitas Kewirausahaan Pedagang Bakso Keliling dalam Meningkatkan Pendapatan Keluarga (Studi Kasus di Kecamatan Siulak)

Permasalahan yang diangkat dalam penelitian ini adalah berapakah pendapatan pedagang bakso kelili... more Permasalahan yang diangkat dalam penelitian ini adalah berapakah pendapatan pedagang bakso keliling, faktor–faktor apa yang mempengaruhi produktivitas pedagang bakso keliling dan berapa besar produktivitas pedagang bakso keliling dalam meningkatkan pendapatan keluarga di Kecamatan Siulak. Dimana tujuannya untuk mengetahui besarnya pendapatan pedagang bakso keliling serta faktor yang mempengaruhi produktivitasnya, dan seberapa besar produktivitas pedagang bakso keliling dalam meningkatkan pendapatan keluarga di Kecamatan Siulak. Jenis penelitian yang digunakan adalah penelitian deskriptif kuantitatif, untuk memperoleh data-data yang di perlukan dilakukan melalui dua cara yakni Penelitian Keperpustakaan dan Penelitian Lapangan (survey dan wawancara). Di dalam penelitian ini, penulis menggunakan sistem penarikan sampel jenuh, dimana semua populasi dijadikan sampel, jumlah populasi adalah semua pedagang bakso keliling di Kecamatan Siulak yang berjumlah 12 pedagang bakso dan jumlah sampe...

Research paper thumbnail of Analisis Pasar Obligasi Pemerintah DI Indonesia

Jurnal Kajian Ekonomi, 2013

This article focused on analyze (1) Effect of the budget deficit, official foreign borrowing, cer... more This article focused on analyze (1) Effect of the budget deficit, official foreign borrowing, certificate of Bank Indonesia (SBI), and demand of the government bonds to the issuances of the government bonds in Indonesia. (2) The influence certificate of Bank Indonesia (SBI), bond price, (Composite Stock Price Index) IHSG, and supply of the government bonds to demand of the government bonds in Indonesia. Data used time series of (I year kuartal 2004-IV year kuartal 2011). This article use analyzer model equation of simultaneous with method of Two Stage Least Squared (TSLS). The result of research concludes that (1) the budget deficit have a significant and positive impact on supply of the government bonds, official foreign borrowing, certificate of Bank Indonesia (SBI) and demand of the government bonds significantly and negatively influence on issuances of government bonds. (2) The influence certificate of Bank Indonesia (SBI) have a significant and positive impact on demand of government bonds, IHSG and supply of the government bonds significantly and negatively on demand of government bonds in Indonesia. While the bond price is not significant and negative effect on demand of the government bonds in Indonesia.

Research paper thumbnail of Pengaruh Media Realia Terhadap Prestasi Belajar Matematika Siswa Kelas X SMK

Research paper thumbnail of Analisis Proses Pengajuan Kredit Usaha Rakyat (Kur) Bank Negara Indonesia (Persero) TBK Kcu Sungai Penuh Tahun 2022

Al Fiddhoh: Journal of Banking, Insurance, and Finance

Penelitian ini bertujuan untuk menganalisa prosedur pengajuan Kredit Usaha Rakyat pada Bank BNI C... more Penelitian ini bertujuan untuk menganalisa prosedur pengajuan Kredit Usaha Rakyat pada Bank BNI Cabang Sungai Penuh, syarat pengajuan Kredit Usaha Rakyat pada Bank BNI Cabang Sungai Penuh, BNI menyikapi berkas permohonan nasabah yang lengkap tetapi belum dilakukan perjanjian kredit. Jenis penelitian yang digunakan adalah deskriptif kualitatif. Sumber data yang digunakan adalah sumber data primer yang bersumber dari observasi dan wawancara. Sedangkan data sekunder yaitu sumber data yang diperoleh dari dokumentasi dan studi pustaka. Pengumpulan data field research melalui observasi, wawancara dan dokumentasi. Hasil penelitian ini menunjukan bahwa PT Bank Negara Indonesia (persero), TBK KCU. Sungai Penuh sudah menjalani proses pengajuan kredit sesuai standar operasional prosedur dan telah terlaksana dengan efektif dan efisien. Syarat pengajuan kredit usaha rakyat adalah usaha layak untuk dibiayai yang dimulai dari pengisian formulir permohonan kredit, penyerahan berkas persyaratan, pe...

Research paper thumbnail of Persepsi Masyarakat Terhadap Pentingnya Pendidikan Tinggi Untuk Kaum Perempuan

Journal on Education

This study aims to describe the community's views on women who are highly educated and descri... more This study aims to describe the community's views on women who are highly educated and describe the community's perception of the importance of higher education for women in Dusun Baru Village, Siulak Sub-district. This research is descriptive qualitative research. The subject of this research is the community, the data collection methods in this research are observation, interview and documentation. The data sources used in this research are primary data sources and secondary data sources. The results found in the study are that the community views positively on highly educated women and hopes that they can apply their knowledge to the community and there are still people who think that women are not important to have a higher education on the grounds that their nature is in the kitchen but many people think that higher education is important for women because one day they will become educators for their children.

Research paper thumbnail of Pengaruh Inflasi, Investasi, Dan Tenaga Kerja Terhadap Pertumbuhan Ekonomi DI Provinsi Jambi

Al-Dzahab

Purpose: This study aims to determine how the influence of inflation, investment, and labor on ec... more Purpose: This study aims to determine how the influence of inflation, investment, and labor on economic growth in Jambi Province in 2011-2020. Design/methodology/approach: Data analysis was carried out descriptively quantitatively with multiple linear regression method. Secondary data were obtained from the Central Statistics Agency of Jambi Province and Bank Indonesia. Findings: The results of the study partially show that inflation does not have a negative effect on economic growth in Jambi Province. Meanwhile, investment has an insignificant positive effect and labor has a significant positive effect on economic growth in Jambi Province. Meanwhile, simultaneous testing shows that inflation, investment, and labor have a significant effect on economic growth in Jambi Province. Research implications: Based on the results of the study, it is known that although the inflation rate has no effect on economic growth, the government must still control and maintain the inflation rate. Econ...

Research paper thumbnail of Faktor - Faktor yang Mempengaruhi Pendapatan Petani Padi Sawah di Desa Gambah Kecamatan Barabai Kabupaten Hulu Sungai Tengah

JIEP: Jurnal Ilmu Ekonomi dan Pembangunan

This research was conducted to find out: (1) the influence of seed costs, fertilizer costs, land ... more This research was conducted to find out: (1) the influence of seed costs, fertilizer costs, land rental costs, and labor costs on the income of rice farmers in Gambah Village, Barabai District, Hulu Sungai Tengah Regency. (2) The most dominant factor in influencing the income of rice farmers. This study used quantitative research using primary data from 69 farmers. The data obtained is processed using multiple regression analysis with SPSS software version 21. The result of the research is that simultaneously, free variables together have a significant effect on bound variables. While in part, the variable cost of fertilizer does not affect the income of rice farmers. The most dominant factor in influencing the income of rice farmers is the cost of land rent.

Research paper thumbnail of Pengaruh Pendidikan Terhadap Kinerja Pegawai Kantor Camat Gunung Tujuh Kabupaten Kerinci

Jurnal Penelitian Universitas Jambi Seri Humaniora, Dec 31, 2014

Research paper thumbnail of Analisis Pengembangan Potensi Ekonomi Lokal Untuk Menguatkan Daya Saing Daerah DI Kabupaten Kerinci

Jurnal Akrab Juara, Feb 5, 2021

Research paper thumbnail of Effectiveness of learning using application zoom theon student learning outcomes during COVID-19 at STKIP Muhammadiyah Sungai Penuh

Linguistics and Culture Review, 2022

Online learning and working from home for educators are changes that must be made by lecturers to... more Online learning and working from home for educators are changes that must be made by lecturers to continue teaching students. Education with distance has the aim of improving the quality of education and relevance education as well as increasing equitable access and expansion of education. Distance education which is held with good quality assurance and in accordance with the stakeholder needs is one of the mechanisms for expanding access higher education. The purpose of this study was to determine the effect of learning Statistics the basics of using the application Zoom on student learning outcomes during the period COVID-19 in Indonesia STKIP Muhammadiyah Sungai Penuh. The method and type of this research is Ex-Post Factor post-event and descriptive correlational measurements. Based on the results of the analysis and discussion of the data that has been stated previously, it can be concluded: there is no effect of learning Basic Statistics using the application zoom on student le...

Research paper thumbnail of Pengaruh Pertumbuhan Ekonomi, Investasi, Tingkat Inflasi, Dan Pengangguran Terhadap Tingkat Kemiskinan DI Provinsi Jambi

This study aims to determine how the effect of economic growth, investment, inflation rate, and u... more This study aims to determine how the effect of economic growth, investment, inflation rate, and unemployment to the level of poverty in Jambi Province in 2010-2019. The method used in this research is the method of multiple linear regression. This type of research is quantitative descriptive with secondary data from the Central Statistics Agency of Jambi Province. The study results by testing the partial regression coefficient showed that investment has a significant influence on poverty levels in Jambi Province. While, economic growth, inflation rate, unemployment had no effect on poverty level in Jambi Province. The effect of investment on poverty level is negative, which means that if investment increases then poverty level will decrease. Furthermore, simultaneous results indicate that together with economic growth, investment, inflation rate, unemployment had no effect on poverty level in Jambi Province. This implies that economic growth, investment, inflation, and unemployment...

Research paper thumbnail of Faktor-Faktor Yang Mempengaruhi Pendapatan Petani Padi Sawah DI Desa Koto Aro Kecamatan Siulak Kabupaten Kerinci

The purpose of this research is to analyze the influence of land area, farming cost and the amoun... more The purpose of this research is to analyze the influence of land area, farming cost and the amount of paddy production to paddy farmer income in Koto Aro village, Siulak Subdistrict, Kerinci Regency. Using stratified random sampling obtained sample of 30 farmers. Primary data in the form of questionnaires in the form of questionnaires distributed to respondents. The analysis technique used is descriptive and inductive which includes prerequisite test and hypothesis test with a significant level of 0.05. Methods of data analysis using multiple linear regression analysis. The results of this study indicate that the simultaneous land area, farming costs and the amount of paddy field production have a significant effect on farmer's income. And partially land area sdan rice production amount and have a positive and significant impact on farmers' income. While variable of farming cost have positive effect not significant to farmer income. Keywords: Land Area, Farm Business Cost,...

Research paper thumbnail of Analisis Pengaruh Pinjaman Dana Bergulir PNPM Mandiri Terhadap Pendapatan Masyarakat Miskin DI Kecamatan Siulak Kabupaten Kerinci

This study aims to analyze the Analysis of the Effect of Rolling Fund Loans National Program for ... more This study aims to analyze the Analysis of the Effect of Rolling Fund Loans National Program for Community Empowerment (PNPM) on the Income of the Poor District of Siulak. This study uses questionnaire data from PNPM borrowers in Siulak District. The types of data used are primary data and secondary data. Data analysis using quantitative and qualitative descriptive statistics, simple regression analysis test. The variables used in this study are the Revolving National Community Empowerment Program (PNPM) as an independent variable; and the income of the poor in the Siulak sub-district as the dependent variable.The results of this study indicate that the Revolving Fund National Program for Community Empowerment (PNPM) has a significant effect on the income of the poor in the Siulak District.

Research paper thumbnail of Analisis Efektivitas Alokasi Dana Desa (Add) Dalam Menunjang Pembangunan Pedesaan DI Desa Mukai Mudik Kecamatan Siulak Mukai Kabupaten Kerinci Tahun 2010-2017

The purpose of this study was to find out and describe how effective the Village Fund Allocation ... more The purpose of this study was to find out and describe how effective the Village Fund Allocation (ADD) was in supporting rural development in the Mukai Mudik Village, Siinci District, Kerinci District, 2010-2017. The research method used is quantitative and qualitative descriptive. The type of data used is secondary data. The results showed that the average effectiveness of Village Fund Allocation in Mukai Mudik Village from 2010 to 2017 was effective, because the realization percentage was 90.2%. This indicates that the management of Village Fund Allocation in Mukai Mudik Village has not been optimally implemented. Because the realization of the Village Fund Allocation obtained has not yet reached the revenue target set in the Village Fund Allocation budget.

Research paper thumbnail of Analisis Produktifitas Kewirausahaan Pedagang Bakso Keliling dalam Meningkatkan Pendapatan Keluarga (Studi Kasus di Kecamatan Siulak)

Permasalahan yang diangkat dalam penelitian ini adalah berapakah pendapatan pedagang bakso kelili... more Permasalahan yang diangkat dalam penelitian ini adalah berapakah pendapatan pedagang bakso keliling, faktor–faktor apa yang mempengaruhi produktivitas pedagang bakso keliling dan berapa besar produktivitas pedagang bakso keliling dalam meningkatkan pendapatan keluarga di Kecamatan Siulak. Dimana tujuannya untuk mengetahui besarnya pendapatan pedagang bakso keliling serta faktor yang mempengaruhi produktivitasnya, dan seberapa besar produktivitas pedagang bakso keliling dalam meningkatkan pendapatan keluarga di Kecamatan Siulak. Jenis penelitian yang digunakan adalah penelitian deskriptif kuantitatif, untuk memperoleh data-data yang di perlukan dilakukan melalui dua cara yakni Penelitian Keperpustakaan dan Penelitian Lapangan (survey dan wawancara). Di dalam penelitian ini, penulis menggunakan sistem penarikan sampel jenuh, dimana semua populasi dijadikan sampel, jumlah populasi adalah semua pedagang bakso keliling di Kecamatan Siulak yang berjumlah 12 pedagang bakso dan jumlah sampe...

Research paper thumbnail of Analisis Pasar Obligasi Pemerintah DI Indonesia

Jurnal Kajian Ekonomi, 2013

This article focused on analyze (1) Effect of the budget deficit, official foreign borrowing, cer... more This article focused on analyze (1) Effect of the budget deficit, official foreign borrowing, certificate of Bank Indonesia (SBI), and demand of the government bonds to the issuances of the government bonds in Indonesia. (2) The influence certificate of Bank Indonesia (SBI), bond price, (Composite Stock Price Index) IHSG, and supply of the government bonds to demand of the government bonds in Indonesia. Data used time series of (I year kuartal 2004-IV year kuartal 2011). This article use analyzer model equation of simultaneous with method of Two Stage Least Squared (TSLS). The result of research concludes that (1) the budget deficit have a significant and positive impact on supply of the government bonds, official foreign borrowing, certificate of Bank Indonesia (SBI) and demand of the government bonds significantly and negatively influence on issuances of government bonds. (2) The influence certificate of Bank Indonesia (SBI) have a significant and positive impact on demand of government bonds, IHSG and supply of the government bonds significantly and negatively on demand of government bonds in Indonesia. While the bond price is not significant and negative effect on demand of the government bonds in Indonesia.

Research paper thumbnail of Pengaruh Media Realia Terhadap Prestasi Belajar Matematika Siswa Kelas X SMK