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Papers by mutmainah juniawati
Fakultas ekonomi dan bisnis uin jakarta, May 10, 2019
As a country with the largest Muslim population in the world, Indonesia has a bright opportunity ... more As a country with the largest Muslim population in the world, Indonesia has a bright opportunity for sharia economic development. Opportunities for developing Islamic economics in Indonesia originated from the establishment of Islamic banking based on Islamic ethical values. This certainly raises the question, whether Islamic banking that upholds Islamic ethical values also has a commitment to environmental and social responsibility which is called Coorporate Social Responsibility (CSR, called social responsibility). The population in this research are BUS and UUS listed in OJK. Based on purposive sampling method, sample in this research are 4 BUS and 7 UUS that issue sustainability reports using GRI 4 guide and annual report in 2014-2017. The analytical method used in this study is multiple linear regression with Eviews 8 analysis tool. The result of this study showed that economic indicator of CSR has a positive effect on CAR, because high CSR disclosure will increase the loyality and beleiveness of investor to invest their capital. Social indicator of CSR has no effect on CAR, because it takes a long time to see the influences. All indicator of CSR also have no effect on ROA and ROE. ROA and ROE of the firm is published in the end of the the year, while CSR is issued at the beginning of the following year at the GMS. Economic indicator of CSR showed the negative effect on BOPO, because they will save resources so that they will reduce their operational costs, social indicators have a positive effect on BOPO because the higher the social activity will increase the operational cost incurred
istinbath, 2020
Islamic banking is committed to using Islamic ethical values. This certainly raises the question,... more Islamic banking is committed to using Islamic ethical values. This certainly raises the question, whether Islamic banking that is committed to Islamic ethical values also has a high commitment to social and environmental responsibility called Corporate Social Responsibility (CSR, called social responsibility). The purpose of this study was to determine the effect of partial and simultaneous CSR disclosure on CAR, ROA, ROE, and BOPO. Based on the purposive sampling method, the sample in this study was 4 BUS and 7 UUS which published sustainability reports using GRI guidelines 4 and annual reports in 2014-2017. The analytical method used in this study is multiple linear regression. The results of this study indicate that this study shows a positive effect on CAR, because the disclosure of high CSR will increase investor loyalty and trust to invest. CSR social indicators are not needed on CAR, because it takes a long time to see their effects. All CSR indicators also do not approve of ...
Kebutuhan ekonomi saat ini sangat pesatnya hampir setiap kehidupan masyarakat berkutat dengan eko... more Kebutuhan ekonomi saat ini sangat pesatnya hampir setiap kehidupan masyarakat berkutat dengan ekonomi, perusahaan dalam bentuk lembaga keuangan, manufakturing, jasa, dan lain sebagainya semua melakukan kegiatan ekonomi, Pada mulanya, perusahaan hanya berfokus untuk memenuhi kebutuhan barang dan jasa bagi manusia. Dari pemenuhan tersebut, perusahaan akan mendapatkan manfaat dari hubungan timbal balik dalam bentuk manfaat ekonomi yaitu berupa keuntungan. Pandangan seperti itu yang biasa disebut dengan single bottom line, dimana nilai sebuah perusahaan hanya dilihat dari kondisi keuangannya saja. Seiring berjalannya waktu, pandangan perusahaan berubah menjadi triple bottom line. Perusahaan tidak lagi hanya berfokus pada finansial (profit) saja, tetapi mulai masuk ke sosial (people) dan lingkungan (planet). CSR masih dipandang menyulitkan perusahaan kususnya yang terkait dengan pengelolaan sumber daya alam. Dengan kondisi lingkungan usaha yang belum kondusif, perusahaan diwajibkan menga...
Kebutuhan ekonomi saat ini sangat pesatnya hampir setiap kehidupan masyarakat berkutat dengan eko... more Kebutuhan ekonomi saat ini sangat pesatnya hampir setiap kehidupan masyarakat berkutat dengan ekonomi, perusahaan dalam bentuk lembaga keuangan, manufakturing, jasa, dan lain sebagainya semua melakukan kegiatan ekonomi, Pada mulanya, perusahaan hanya berfokus untuk memenuhi kebutuhan barang dan jasa bagi manusia. Dari pemenuhan tersebut, perusahaan akan mendapatkan manfaat dari hubungan timbal balik dalam bentuk manfaat ekonomi yaitu berupa keuntungan. Pandangan seperti itu yang biasa disebut dengan single bottom line, dimana nilai sebuah perusahaan hanya dilihat dari kondisi keuangannya saja. Seiring berjalannya waktu, pandangan perusahaan berubah menjadi triple bottom line. Perusahaan tidak lagi hanya berfokus pada finansial (profit) saja, tetapi mulai masuk ke sosial (people) dan lingkungan (planet). CSR masih dipandang menyulitkan perusahaan kususnya yang terkait dengan pengelolaan sumber daya alam. Dengan kondisi lingkungan usaha yang belum kondusif, perusahaan diwajibkan menga...
Fakultas ekonomi dan bisnis uin jakarta, May 10, 2019
As a country with the largest Muslim population in the world, Indonesia has a bright opportunity ... more As a country with the largest Muslim population in the world, Indonesia has a bright opportunity for sharia economic development. Opportunities for developing Islamic economics in Indonesia originated from the establishment of Islamic banking based on Islamic ethical values. This certainly raises the question, whether Islamic banking that upholds Islamic ethical values also has a commitment to environmental and social responsibility which is called Coorporate Social Responsibility (CSR, called social responsibility). The population in this research are BUS and UUS listed in OJK. Based on purposive sampling method, sample in this research are 4 BUS and 7 UUS that issue sustainability reports using GRI 4 guide and annual report in 2014-2017. The analytical method used in this study is multiple linear regression with Eviews 8 analysis tool. The result of this study showed that economic indicator of CSR has a positive effect on CAR, because high CSR disclosure will increase the loyality and beleiveness of investor to invest their capital. Social indicator of CSR has no effect on CAR, because it takes a long time to see the influences. All indicator of CSR also have no effect on ROA and ROE. ROA and ROE of the firm is published in the end of the the year, while CSR is issued at the beginning of the following year at the GMS. Economic indicator of CSR showed the negative effect on BOPO, because they will save resources so that they will reduce their operational costs, social indicators have a positive effect on BOPO because the higher the social activity will increase the operational cost incurred
istinbath, 2020
Islamic banking is committed to using Islamic ethical values. This certainly raises the question,... more Islamic banking is committed to using Islamic ethical values. This certainly raises the question, whether Islamic banking that is committed to Islamic ethical values also has a high commitment to social and environmental responsibility called Corporate Social Responsibility (CSR, called social responsibility). The purpose of this study was to determine the effect of partial and simultaneous CSR disclosure on CAR, ROA, ROE, and BOPO. Based on the purposive sampling method, the sample in this study was 4 BUS and 7 UUS which published sustainability reports using GRI guidelines 4 and annual reports in 2014-2017. The analytical method used in this study is multiple linear regression. The results of this study indicate that this study shows a positive effect on CAR, because the disclosure of high CSR will increase investor loyalty and trust to invest. CSR social indicators are not needed on CAR, because it takes a long time to see their effects. All CSR indicators also do not approve of ...
Kebutuhan ekonomi saat ini sangat pesatnya hampir setiap kehidupan masyarakat berkutat dengan eko... more Kebutuhan ekonomi saat ini sangat pesatnya hampir setiap kehidupan masyarakat berkutat dengan ekonomi, perusahaan dalam bentuk lembaga keuangan, manufakturing, jasa, dan lain sebagainya semua melakukan kegiatan ekonomi, Pada mulanya, perusahaan hanya berfokus untuk memenuhi kebutuhan barang dan jasa bagi manusia. Dari pemenuhan tersebut, perusahaan akan mendapatkan manfaat dari hubungan timbal balik dalam bentuk manfaat ekonomi yaitu berupa keuntungan. Pandangan seperti itu yang biasa disebut dengan single bottom line, dimana nilai sebuah perusahaan hanya dilihat dari kondisi keuangannya saja. Seiring berjalannya waktu, pandangan perusahaan berubah menjadi triple bottom line. Perusahaan tidak lagi hanya berfokus pada finansial (profit) saja, tetapi mulai masuk ke sosial (people) dan lingkungan (planet). CSR masih dipandang menyulitkan perusahaan kususnya yang terkait dengan pengelolaan sumber daya alam. Dengan kondisi lingkungan usaha yang belum kondusif, perusahaan diwajibkan menga...
Kebutuhan ekonomi saat ini sangat pesatnya hampir setiap kehidupan masyarakat berkutat dengan eko... more Kebutuhan ekonomi saat ini sangat pesatnya hampir setiap kehidupan masyarakat berkutat dengan ekonomi, perusahaan dalam bentuk lembaga keuangan, manufakturing, jasa, dan lain sebagainya semua melakukan kegiatan ekonomi, Pada mulanya, perusahaan hanya berfokus untuk memenuhi kebutuhan barang dan jasa bagi manusia. Dari pemenuhan tersebut, perusahaan akan mendapatkan manfaat dari hubungan timbal balik dalam bentuk manfaat ekonomi yaitu berupa keuntungan. Pandangan seperti itu yang biasa disebut dengan single bottom line, dimana nilai sebuah perusahaan hanya dilihat dari kondisi keuangannya saja. Seiring berjalannya waktu, pandangan perusahaan berubah menjadi triple bottom line. Perusahaan tidak lagi hanya berfokus pada finansial (profit) saja, tetapi mulai masuk ke sosial (people) dan lingkungan (planet). CSR masih dipandang menyulitkan perusahaan kususnya yang terkait dengan pengelolaan sumber daya alam. Dengan kondisi lingkungan usaha yang belum kondusif, perusahaan diwajibkan menga...