sheela paluri - Academia.edu (original) (raw)
Papers by sheela paluri
Advances in finance, accounting, and economics book series, Dec 6, 2023
International Journal of Applied Economics, Finance and Accounting
This study aimed to investigate the perspective of Nigeria North-eastern federal tertiary institu... more This study aimed to investigate the perspective of Nigeria North-eastern federal tertiary institution employees on the Nigeria PRA 2014, as well as the behavioural factors that influence their selection of Pension Fund Administrators (PFAs). The data was collected from 307 respondents using a well-structured questionnaire. This study incorporates various behavioural factors, including retirement planning behaviour, risk tolerance, attitude towards the future, and financial literacy, along with employees’ perspectives on the PRA 2014. This objective considered the influence of these factors on the employee choice of PFAs. The findings reveal that employee perspective on PRA 2014 and employee choice of PFA share a significant relationship. Additionally, the results of the multiple regression revealed that behavioural factors have a significant impact on employees' selection of PFAs. The model that investigates the effect of education qualification on the behavioural factors infl...
Prabandhan: Indian Journal of Management
Applied Biological Research
Star based infrastructures have been proposed for automotive application. In the existing system ... more Star based infrastructures have been proposed for automotive application. In the existing system physical fault-injection is carried out using sfiCAN protocol in which CAN-Compliment hub allows injecting fault independently in transceiver bits. It recreates fault scenarios beyond the capability of the injectors of the CAN. Here only Software implementation is carried out with the lack of time resolution. This conflict is rectified in proposed system. The proposed system designs a CAN topology, which is converted to star formation in order to increase the efficiency of the system which is implemented in motor control and energy consumption application. Automated systems are governed and controlled by server unit. It saves the times resolution and implementation of hardware is carried out efficiently.
Every company across the globe today focuses on basic principles of good corporate governance for... more Every company across the globe today focuses on basic principles of good corporate governance for performing efficiently and to enhance their valuation in the market. A good corporate can generate the source of attracting capital, foreign investment, investors’ trust, confidence, and also take advantage of the vibrant stock market. Corporate governance is a code of business conduct and ethics that would greatly benefit the companies to thrive and prosper. The outcome of the literature review was that even though the disclosures are made mandatory, there is a large variation in the quality of corporate governance disclosure practices adopted by companies listed in different countries. Empirical research done earlier has also proved that good corporate governance practices being followed enhances the firm value. Housing finance companies face unique corporate governance challenges due to myriad reasons like ownership structures, lack of transparency, and insufficient checks on inappro...
International Journal of Business Excellence
Banking sector plays a vital role in the field of finance. Islamic banks show incredible growth a... more Banking sector plays a vital role in the field of finance. Islamic banks show incredible growth across the globe in providing valuable services to the needy as compared to the counterpart of conventional banks. This paper aims to analyse the comparative financial performance of the Islamic and conventional banks in Bahrain for a period of ten years from 2007 to 2016. For this purpose, 'financial ratio analysis' tool is used to compare the profitability, liquidity, solvency and efficiency of Islamic banks and conventional banks. The percentage analysis, averages, standard deviation and 't' test are the statistical techniques employed in this study.
KLA Journal of Information Science & Technology, 2020
Asia-Pacific management accounting journal, Dec 30, 2011
This study examined the effect of Asset -Liability-Management (ALM) on Commercial banks profitabi... more This study examined the effect of Asset -Liability-Management (ALM) on Commercial banks profitability in Indian financial market by taking into consideration the two Public Sector Banks namely Union Bank of India and Indian Bank. Asset Liability Management is an attempt to match the assets and liabilities in terms of their maturities and interest rate sensitivities so that the risk arising from such mismatches mainly —interest rate risk and liquidity risk can be managed within the desired limit. As far as ALM in Indian banking system is concerned, it is still in a beginning stage. Against this backdrop, a study has been carried to analyze the status of ALM approach in the Indian banking system. For this purpos e, two nationalized banks operating in the Indian environment have been chosen and the multivariate statistical technique and ratio analysis have been conducted to study the nature and strength of relationship between the assets and liabilities in these tw o banks. From the an...
Asset-Liability-Management (ALM) is a comprehensive and dynamic framework for measuring, monitori... more Asset-Liability-Management (ALM) is a comprehensive and dynamic framework for measuring, monitoring and managing the market risk of a bank. It is the management of balance sheet structure (Asset-Liability) in such a way that the net earnings from interest are maximized within the overall risk-preference (present and future) of the banks. This study examined the effect of Asset-Liability- Management (ALM) on the Commercial banks profitability in Indian financial market by taking into consideration one Public Sector Bank namely Union Bank of India and one private sector bank namely ICCI bank by using Gap Analysis Technique. This paper attempts to assess the interest rate risk that both the banks are exposed to, spread over a period from 2009 to 2014. The findings from the study revealed that both the banks have been exposed to interest rate risk. The study also indicated that Union bank of India has a better Asset-Liability-Management (ALM) framework in practice. Assets and liabilitie...
International Journal of Advanced Education and Research, 2018
Celebrities’ endorsement today is becoming a popular attempt by marketers to create a better reco... more Celebrities’ endorsement today is becoming a popular attempt by marketers to create a better recognition for their products and brand. Celebrities’ endorsement in India has crossed a multimillion market. Marketers have adopted the use of celebrities to draw attention and influencing the customers buying intentions. Many celebrities in India today are being used in different marketing campaigns and results have been proved that their association was successful and positive to the marketers. The fact that multiple celebrities endorsing a single product in the Indian context is rapidly increasing. These positive results had created an urge in the researchers to explore the effect of multiple celebrities endorsing a single product. This research was an attempt on examining students’ perceptions about multiple celebrities endorsing the same product and if the attributes of multiple celebrities affect students purchasing decisions with reference to Swiss Luxury Watch Brand Tag Heuer. It w...
The chapter attempts to identify the information needs of educationists based on the citations in... more The chapter attempts to identify the information needs of educationists based on the citations in Master’s degree dissertations in Education. The source for the study is the Master’s degree dissertations submitted to the Manonmanium Sundaranar University during the period 1996 2006 from N.V.K.S.D. College of Education. The citation-based approach is followed in the study. Number of citations, cited articles, authors, frequency and percentage distributions were the tools used to analyze the data. Findings showed that journals were the most utilized reference materials in the dissertations. Indian periodicals are ranked first, followed by that from the USA. Mostly cited periodicals are published in the year 1993 with 181 citations (14.23%) and mostly-cited books were published in the year 1996 with 71 (13.95%) citations. Moreover, highest number of citations was in the year 1997 with 702(10.19%) citations and the lowest number of citations was during the year 2001 with 337(4.89%) cita...
Asian Journal of Agricultural Extension, Economics & Sociology, 2017
A study was conducted among sixty each of rural and urban female heads of family in Madurai to fi... more A study was conducted among sixty each of rural and urban female heads of family in Madurai to find out the underlying pattern or grouping of attributes which influence consumption of greens among family members. The results of Factor analysis revealed that 51.48 per cent of variation in the consumption of greens was explained cumulatively by the extracted four factors. The first factor account for 18.74 per cent variation in consumption of greens followed by 12.77 per cent, 10.44 per cent and 9.54 per cent of variation explained by second, third and fourth factor respectively. The analysis of pattern clearly revealed that in the first factor, the attributes related to drudgery involved in cooking and variety of greens were grouped together. The attributes pertaining to availability of greens dominated the second factor whereas the beliefs and values related factors were concentrated in the third factor. The fourth factor had grouping of attributes related to health benefits.
Asian Journal of Research in Banking and Finance, 2016
This paper focuses on understanding the impact and status of Asset Liability Management (ALM) in ... more This paper focuses on understanding the impact and status of Asset Liability Management (ALM) in selected public and private sector banks in India, the paper also focuses on the Asset Liabilities Management (ALM) as a dynamic process of planning, organizing, coordinating and controlling the assets and liabilities The main objective is, to understand the impact and status of Asset Liability Management in selected public and Private sector banks. The study period was confined to a period of two financial years from 2013–14 to 2014–15. From the study it is clear that HDFC bank is more profitable and looks forward to produce a more positive service in the near future. The balance sheet of the banks was constant and gives indication of growth and extension. The study concludes that banks should put down more focus on increasing customer deposits and concentrate on providing more loans to customers so as to increase their financial performance
Advances in finance, accounting, and economics book series, Dec 6, 2023
International Journal of Applied Economics, Finance and Accounting
This study aimed to investigate the perspective of Nigeria North-eastern federal tertiary institu... more This study aimed to investigate the perspective of Nigeria North-eastern federal tertiary institution employees on the Nigeria PRA 2014, as well as the behavioural factors that influence their selection of Pension Fund Administrators (PFAs). The data was collected from 307 respondents using a well-structured questionnaire. This study incorporates various behavioural factors, including retirement planning behaviour, risk tolerance, attitude towards the future, and financial literacy, along with employees’ perspectives on the PRA 2014. This objective considered the influence of these factors on the employee choice of PFAs. The findings reveal that employee perspective on PRA 2014 and employee choice of PFA share a significant relationship. Additionally, the results of the multiple regression revealed that behavioural factors have a significant impact on employees' selection of PFAs. The model that investigates the effect of education qualification on the behavioural factors infl...
Prabandhan: Indian Journal of Management
Applied Biological Research
Star based infrastructures have been proposed for automotive application. In the existing system ... more Star based infrastructures have been proposed for automotive application. In the existing system physical fault-injection is carried out using sfiCAN protocol in which CAN-Compliment hub allows injecting fault independently in transceiver bits. It recreates fault scenarios beyond the capability of the injectors of the CAN. Here only Software implementation is carried out with the lack of time resolution. This conflict is rectified in proposed system. The proposed system designs a CAN topology, which is converted to star formation in order to increase the efficiency of the system which is implemented in motor control and energy consumption application. Automated systems are governed and controlled by server unit. It saves the times resolution and implementation of hardware is carried out efficiently.
Every company across the globe today focuses on basic principles of good corporate governance for... more Every company across the globe today focuses on basic principles of good corporate governance for performing efficiently and to enhance their valuation in the market. A good corporate can generate the source of attracting capital, foreign investment, investors’ trust, confidence, and also take advantage of the vibrant stock market. Corporate governance is a code of business conduct and ethics that would greatly benefit the companies to thrive and prosper. The outcome of the literature review was that even though the disclosures are made mandatory, there is a large variation in the quality of corporate governance disclosure practices adopted by companies listed in different countries. Empirical research done earlier has also proved that good corporate governance practices being followed enhances the firm value. Housing finance companies face unique corporate governance challenges due to myriad reasons like ownership structures, lack of transparency, and insufficient checks on inappro...
International Journal of Business Excellence
Banking sector plays a vital role in the field of finance. Islamic banks show incredible growth a... more Banking sector plays a vital role in the field of finance. Islamic banks show incredible growth across the globe in providing valuable services to the needy as compared to the counterpart of conventional banks. This paper aims to analyse the comparative financial performance of the Islamic and conventional banks in Bahrain for a period of ten years from 2007 to 2016. For this purpose, 'financial ratio analysis' tool is used to compare the profitability, liquidity, solvency and efficiency of Islamic banks and conventional banks. The percentage analysis, averages, standard deviation and 't' test are the statistical techniques employed in this study.
KLA Journal of Information Science & Technology, 2020
Asia-Pacific management accounting journal, Dec 30, 2011
This study examined the effect of Asset -Liability-Management (ALM) on Commercial banks profitabi... more This study examined the effect of Asset -Liability-Management (ALM) on Commercial banks profitability in Indian financial market by taking into consideration the two Public Sector Banks namely Union Bank of India and Indian Bank. Asset Liability Management is an attempt to match the assets and liabilities in terms of their maturities and interest rate sensitivities so that the risk arising from such mismatches mainly —interest rate risk and liquidity risk can be managed within the desired limit. As far as ALM in Indian banking system is concerned, it is still in a beginning stage. Against this backdrop, a study has been carried to analyze the status of ALM approach in the Indian banking system. For this purpos e, two nationalized banks operating in the Indian environment have been chosen and the multivariate statistical technique and ratio analysis have been conducted to study the nature and strength of relationship between the assets and liabilities in these tw o banks. From the an...
Asset-Liability-Management (ALM) is a comprehensive and dynamic framework for measuring, monitori... more Asset-Liability-Management (ALM) is a comprehensive and dynamic framework for measuring, monitoring and managing the market risk of a bank. It is the management of balance sheet structure (Asset-Liability) in such a way that the net earnings from interest are maximized within the overall risk-preference (present and future) of the banks. This study examined the effect of Asset-Liability- Management (ALM) on the Commercial banks profitability in Indian financial market by taking into consideration one Public Sector Bank namely Union Bank of India and one private sector bank namely ICCI bank by using Gap Analysis Technique. This paper attempts to assess the interest rate risk that both the banks are exposed to, spread over a period from 2009 to 2014. The findings from the study revealed that both the banks have been exposed to interest rate risk. The study also indicated that Union bank of India has a better Asset-Liability-Management (ALM) framework in practice. Assets and liabilitie...
International Journal of Advanced Education and Research, 2018
Celebrities’ endorsement today is becoming a popular attempt by marketers to create a better reco... more Celebrities’ endorsement today is becoming a popular attempt by marketers to create a better recognition for their products and brand. Celebrities’ endorsement in India has crossed a multimillion market. Marketers have adopted the use of celebrities to draw attention and influencing the customers buying intentions. Many celebrities in India today are being used in different marketing campaigns and results have been proved that their association was successful and positive to the marketers. The fact that multiple celebrities endorsing a single product in the Indian context is rapidly increasing. These positive results had created an urge in the researchers to explore the effect of multiple celebrities endorsing a single product. This research was an attempt on examining students’ perceptions about multiple celebrities endorsing the same product and if the attributes of multiple celebrities affect students purchasing decisions with reference to Swiss Luxury Watch Brand Tag Heuer. It w...
The chapter attempts to identify the information needs of educationists based on the citations in... more The chapter attempts to identify the information needs of educationists based on the citations in Master’s degree dissertations in Education. The source for the study is the Master’s degree dissertations submitted to the Manonmanium Sundaranar University during the period 1996 2006 from N.V.K.S.D. College of Education. The citation-based approach is followed in the study. Number of citations, cited articles, authors, frequency and percentage distributions were the tools used to analyze the data. Findings showed that journals were the most utilized reference materials in the dissertations. Indian periodicals are ranked first, followed by that from the USA. Mostly cited periodicals are published in the year 1993 with 181 citations (14.23%) and mostly-cited books were published in the year 1996 with 71 (13.95%) citations. Moreover, highest number of citations was in the year 1997 with 702(10.19%) citations and the lowest number of citations was during the year 2001 with 337(4.89%) cita...
Asian Journal of Agricultural Extension, Economics & Sociology, 2017
A study was conducted among sixty each of rural and urban female heads of family in Madurai to fi... more A study was conducted among sixty each of rural and urban female heads of family in Madurai to find out the underlying pattern or grouping of attributes which influence consumption of greens among family members. The results of Factor analysis revealed that 51.48 per cent of variation in the consumption of greens was explained cumulatively by the extracted four factors. The first factor account for 18.74 per cent variation in consumption of greens followed by 12.77 per cent, 10.44 per cent and 9.54 per cent of variation explained by second, third and fourth factor respectively. The analysis of pattern clearly revealed that in the first factor, the attributes related to drudgery involved in cooking and variety of greens were grouped together. The attributes pertaining to availability of greens dominated the second factor whereas the beliefs and values related factors were concentrated in the third factor. The fourth factor had grouping of attributes related to health benefits.
Asian Journal of Research in Banking and Finance, 2016
This paper focuses on understanding the impact and status of Asset Liability Management (ALM) in ... more This paper focuses on understanding the impact and status of Asset Liability Management (ALM) in selected public and private sector banks in India, the paper also focuses on the Asset Liabilities Management (ALM) as a dynamic process of planning, organizing, coordinating and controlling the assets and liabilities The main objective is, to understand the impact and status of Asset Liability Management in selected public and Private sector banks. The study period was confined to a period of two financial years from 2013–14 to 2014–15. From the study it is clear that HDFC bank is more profitable and looks forward to produce a more positive service in the near future. The balance sheet of the banks was constant and gives indication of growth and extension. The study concludes that banks should put down more focus on increasing customer deposits and concentrate on providing more loans to customers so as to increase their financial performance