sri andaiyani - Academia.edu (original) (raw)

Papers by sri andaiyani

Banks and bank systems, Feb 29, 2024

The global economy has fostered a dynamic environment of economic globalization, leading to ampli... more The global economy has fostered a dynamic environment of economic globalization, leading to amplified interconnectedness, integration, and worldwide influence in both commercial transactions and monetary activities. This occurrence emphasizes the vital role of liberalizing capital and international trade in economic discussions, particularly in emerging economies where banking-centric systems wield considerable influence. The objective of this study is to investigate the correlation between trade liberalization and financial inclusivity, specifically concerning the resilience of the banking industry in developing nations throughout the period of 2010-2020. Utilizing the dynamic data model of Arellano-Bond's Generalized Method of Moment Estimator, this study yields a significant revelation. The interaction between trade openness and financial transparency exerts a noticeable and advantageous impact on banking stability, with each 1% increase in openness resulting in a remarkable improvement of 98.9445 in Net Interest Margin, 116.2575 in Z score, and 119.9189 in Non-Performing Loans. Consequently, this investigation confirms the presence of a diversification effect on stability while concurrently applying the concept of voltage fragility. In essence, trade openness propels the banking sector toward heightened competitiveness due to increased demand from local businesses, while financial openness fosters heightened competition within the credit market.

SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS

The purpose of this study is to determine the socio-economic influence on digital financial liter... more The purpose of this study is to determine the socio-economic influence on digital financial literacy. This research also focuses on differences in digital financial literacy by age category. The samples in this study are generation Z, millennials, generation X and baby boomers in Indonesia. The sample is selected using criteria and around 420 participants are selected as the sample of this study. The data is collected using a survey method with a questionnaire. Data analysis in this study was carried out using regression analysis to see the causal relationship between variables. Meanwhile, the one-way ANOVA test was used to see differences in digital financial literacy by age category. The results showed that age and education have a significant effect on digital financial literacy. Meanwhile, gender and income are not the factors that influence digital financial literacy. The findings also suggest that digital financial literacy differs based in the age group. This research suggest...

SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS

This study aims to examine gender segregation and type of work to measure the overall of segregat... more This study aims to examine gender segregation and type of work to measure the overall of segregation and the segregation of several population subgroups, namely education, age, wages, working hours, and area of residence. The approach that used is the measurement of segregation Multi-group that refers to. Research finds that working women have relatively high contribution against the segregation of gender as a whole, in the case of the level of education shows female and male segregated by level of education. While it is for the subgroup (type of work) workers young and advanced age, workers with a group of wages high and workers part-time has contributed that high against segregation type of work as a whole

Problems and perspectives in management, Aug 11, 2023

Consumer characteristics of digital entrepreneurship are indispensable in achieving sustainable g... more Consumer characteristics of digital entrepreneurship are indispensable in achieving sustainable growth. Digital entrepreneurship has been rapidly growing and developing worldwide, and Indonesia is no exception. This study aims to determine the effect of socio-demographics on consumer decisions on using products and services of digital entrepreneurship in Indonesia. The study used an online survey of 400 residents of Palembang City, Indonesia. The respondents were selected through a stratified random sampling method. A logistic regression model is estimated to determine the effect of socio-demographic variables that promote start-up entrepreneurship. The empirical results show that age, education, and income have a significant effect on consumers of digital entrepreneurship. The results also confirm that young people are more likely than older people to set up digital entrepreneurship. The higher people's income and higher their education, the greater their likelihood of using products and services of digital entrepreneurship. The implication is that digital entrepreneurs must consider the reach of consumers to the products and services offered in terms of price, quality, uniqueness, and convenience per socio-demographic conditions.

Abdimas : jurnal pengabdian masyarakat Universitas Merdeka Malang, Aug 1, 2022

LOGISTA - Jurnal Ilmiah Pengabdian kepada Masyarakat

Rendahnya rasio kewirausahaan di Indonesia akibat beberapa masalah krusial seperti akses permodal... more Rendahnya rasio kewirausahaan di Indonesia akibat beberapa masalah krusial seperti akses permodalan yang sulit, rendahnya pengetahuan mengenai wirausaha, kurangnya inovasi, serta stigma masyarakat yang cenderung berminat menjadi karyawan. Permasalahan serupa juga terjadi di lingkungan masyarakat Kabupaten Ogan Ilir, salah satunya di Desa Ulak Banding. Masyarakat Ulak Banding tidak memiliki akses pasar sendiri sehingga pengetahuan tentang perdagangan dan kewirausahaan masih terbilang rendah. Oleh karena itu, Tim Pengabdian Fakultas Ekonomi Universitas Sriwijaya akan melakukan pelatihan pemberdayaan kewirausahaan bagi masyarakat non-produktif dengan memanfaatkan peluang usaha kuliner khas Sumatera Selatan menggunakan sumber daya alam perikanan sebagai salah satu pendamping dari pertanian yaitu pempek yang berprotein tinggi. Mayoritas mata pencarian utama masyarakat Desa Ulak Banding sebagai petani dan nelayan. Dengan demikian, peluang ini dapat memberikan kemudahan proses pembuatan, b...

Journal of Applied Economic Research

Almost every country, both developed and developing ones, faces stability problems and economic g... more Almost every country, both developed and developing ones, faces stability problems and economic growth problems. One of the issues that receives special attention in each country is inflation. Inflation is seen as a crucial variable for potential economic conditions where sustainable economic growth is the main goal of every country. Unstable inflation can be influenced by macroeconomic variables, including interest rates, exchange rates, and output gaps. Observing how the determinants affect inflation, we hypothesize that interest rates and exchange rates have a negative and significant effect on inflation while the output gap has a positive and significant effect on inflation. To explore our goals, we use panel data consisting of ASEAN countries including Indonesia, Malaysia, Singapore, Thailand and the Philippines. The panel data analysis method allows us to study the dynamics of changes with time series by using the Fixed Effect Model. The data used in this study are secondary d...

Jurnal Pengabdian Masyarakat

Kegiatan Pengabdian Kepada Masyarakat merupakan salah satu Tri Dharma Perguruan Tinggi yang harus... more Kegiatan Pengabdian Kepada Masyarakat merupakan salah satu Tri Dharma Perguruan Tinggi yang harus dilaksanakan. Pada kesempatan kali ini, kegiatan pengabdian tahun 2020 dilakukan di salah satu Desa Binaan Fakultas Ekonomi Universitas Sriwijaya yakni Desa Kerinjing yang terletak di Kecamatan Tanjung Raja Kabupaten Ogan Ilir. Kegiatan pengabdian kali ini mengangkat tema mengenai kewirausahaan bagi remaja yang putus sekolah atau menganggur. Mereka akan diberikan pelatihan untuk memulai berwirausaha baik cara merintis dan memulai suatu bisnis. Sulitnya lapangan kerja saat ini, membuat kita untuk melaksanakan kegiatan ini, sehingga masyarakat desa khususnya yang putus sekolah ataupun menganggur dapat memiliki ilmu untuk memulai usaha baik dari segi permodalan, pengaturan keuangan maupun strategi untuk memulai usaha.

Lecture notes in civil engineering, 2023

Journal of Applied Economic Research

he banking sector is one of the pillars that forms the country's economy that has an importan... more he banking sector is one of the pillars that forms the country's economy that has an important function: it channels funds in the form of credit to the public. This study aims to analyze determinants affecting credit growth in commercial banks by using a purposive sampling technique to select seven commercial banks in Indonesia with a minimum capital of 30 trillion in the 2017-2021 period. This study hypothesizes that bank size has a positive and significant effect on credit growth while non-performing loans, liquidity, third party funds and capital adequacy ratios have a negative and significant effect on credit growth. Using Generalized Method of Moments (GMM), this research finds that bank size and third-party funds have a positive and significant influence on credit growth; non-performing loans have a negative and significant effect on credit growth, loan deposit ratio has a positive and insignificant effect on credit growth, and capital adequacy ratio has a negative and ins...

Abdi Dosen : Jurnal Pengabdian Pada Masyarakat

During the COVID-19 pandemic, SME in Indonesia became one type of business that was able to adapt... more During the COVID-19 pandemic, SME in Indonesia became one type of business that was able to adapt and survive and even become a solution for improving the national economy. Fintech has supported SME to develop their business through collaboration with e-commerce partners. This is very helpful for SME during the Covid-19 pandemic. In increasing the capacity of SME actors towards fintech, it is necessary to provide permanent assistance such as digital training. It is intended that actors have digital skills which are expected to have an impact on their financial capabilities. Ulak Banding Village is one of the villages in South Sumatra, Ogan Ilir Regency where SME in the village still lack information about fintech. The problem of SME in Ulak Banding Village in terms of financing can be overcome with capital assistance from peer to peer (P2P) lending and crowdfunding. As well as to increase revenue using digital payment transfers through digital wallet applications, marketplaces, and ...

International Journal of Innovation in Management, Economics and Social Sciences

This paper aimed to analyze the financial market reaction towards monetary instruments during the... more This paper aimed to analyze the financial market reaction towards monetary instruments during the pandemic covid era. We employ Malaysian data. Methodology: We develop the financial market into three models, namely the interbank money market, bond market, and stock market. We used ordinary least squares as the research methodology. The type of data used is a monthly time series from January 31, 2019, to June 30, 2021. Findings: The study found that the dynamics of monetary policy through policy interest rates and reserve requirements have a significant effect on financial markets in Malaysia, particularly on the interbank money market and bond market. Meanwhile, when it comes to the COVID-19 pandemic, government bond yields are influenced by the implementation of the minimum reserve policy. Originality/Value: We focus on dynamic monetary instruments in Malaysia. The main instruments are the overnight policy rate and reserve requirement ratio. We employ the linkage of covid and monetary instruments as an independent variable to capture the effect of monetary policy in the pandemic covid era.

Pengabdian masyarakat yang dilakukan oleh dosen fakultas ekonomi Universitas Sriwijaya beserta ma... more Pengabdian masyarakat yang dilakukan oleh dosen fakultas ekonomi Universitas Sriwijaya beserta mahasiswanya ini bertujuan untuk memperkuat daya saing usaha kue khas daerah Sumatera Selatan dengan meningkatkan kualitas produk melalui pemberdayaan ibu-ibu PKK. Kegiatan dilakukan dengan metode pelatihan ilmiah berupa ceramah/diskusi tentang pentingnya menghasilkan produk yang berkualitas dan praktek langsung pembuatan kue. Tingkat pemahaman diukur dengan uji kompetensi yang berisi pertanyaan tentang bahan dan proses pembuatan kue dengan memberikan skor pada rentang 0-100. Selanjutnya dilakukan analisis statistik deskriptif berupa skor rata-rata, distribusi frekuensi jawaban yang benar untuk hal-hal yang berkaitan dengan nama bahan dan proses pembuatan kue. Hasil dari observasi ini menunjukkan bahwa target sangat antusias dalam memahami materi yang diberikan. Hasil evaluasi tertulis tingkat pemahaman tentang bahan dan proses pembuatan kue masih rendah, dengan rata-rata 30,5. Praktik pem...

Journal of Enterprise and Development, Apr 26, 2022

Purpose-To analyze the impact of financial inclusion toward income distribution inequality in Sou... more Purpose-To analyze the impact of financial inclusion toward income distribution inequality in South Sumatra, Indonesia.

Journal of Economic Development, Environment and People

The study aimed to determine the effect of foreign exchange demand and supply on exchange rates i... more The study aimed to determine the effect of foreign exchange demand and supply on exchange rates in four groups of countries based on per capita income levels from 1989-2018 using the ARDL panel method. The results showed remittances had a significant effect on exchange rates in panel A (low income countries), panel B (lower middle income countries), panel D (high income countries), while on panel C (upper middle income countries) remittances had no significant effect. Export and import variables have a significant effect on panels B, C, and D, and are not significant on panelS A. Meanwhile inflation variables have a significant effect on all types of panels.

LOGISTA - Jurnal Ilmiah Pengabdian kepada Masyarakat

Pengabdian masyarakat yang dilakukan oleh dosen fakultas ekonomi Universitas Sriwijaya beserta ma... more Pengabdian masyarakat yang dilakukan oleh dosen fakultas ekonomi Universitas Sriwijaya beserta mahasiswanya ini bertujuan untuk memperkuat daya saing usaha kue khas daerah Sumatera Selatan dengan meningkatkan kualitas produk melalui pemberdayaan ibu-ibu PKK. Kegiatan dilakukan dengan metode pelatihan ilmiah berupa ceramah/diskusi tentang pentingnya menghasilkan produk yang berkualitas dan praktek langsung pembuatan kue. Tingkat pemahaman diukur dengan uji kompetensi yang berisi pertanyaan tentang bahan dan proses pembuatan kue dengan memberikan skor pada rentang 0-100. Selanjutnya dilakukan analisis statistik deskriptif berupa skor rata-rata, distribusi frekuensi jawaban yang benar untuk hal-hal yang berkaitan dengan nama bahan dan proses pembuatan kue. Hasil dari observasi ini menunjukkan bahwa target sangat antusias dalam memahami materi yang diberikan. Hasil evaluasi tertulis tingkat pemahaman tentang bahan dan proses pembuatan kue masih rendah, dengan rata-rata 30,5. Praktik pem...

MANAGEMENT AND ECONOMICS REVIEW, 2021

Poverty reduction is one of the basic problems in national development. One of the sources of fin... more Poverty reduction is one of the basic problems in national development. One of the sources of financing in development programs including poverty reduction is foreign direct investment (FDI). Wherewith sources of that funds initiate an increase in the production of goods and services by the community so that transactions related to capital and production resources also increase as one of the efforts to alleviate poverty due to an increase in nominal income per capita. This study examines the indirect effect of FDI on poverty in Indonesia, through the analysis of numerical data calculations. This quantitative research on the State of Indonesia was carried out domestically using panel data from 34 provinces during the 2007-2018 periods with a fixed effect estimation method. The estimation results with the selected calculation model show that all independent variables are statistically significant. It means that the ratio of FDI to GRDP, the number of the working population, GRDP per c...

This paper studies factors determining small-medium enterprises financing and calculates economie... more This paper studies factors determining small-medium enterprises financing and calculates economies of scale in sharia banking industry. To that end, we use monthly data from 2012.1 to 2017.6. The methodology used in this paper is multiple linear regression models. The result that showed third-party financing (TPF), labor (L), non-performing financing (TPF) and SMEs financing per branch office (SMEOFCt-1) have had a statistically significant impact on SMEs financing, while the number of branch offices (OFC) hadn't contributed to SMEs financing. The result of economies scale calculation shows the diminishing return of scale. Some variables like TPF, the number of employees, the number of offices, and NPF shows inelastic.

Proceedings of the 4th Sriwijaya Economics, Accounting, and Business Conference, 2018

Banks and bank systems, Feb 29, 2024

The global economy has fostered a dynamic environment of economic globalization, leading to ampli... more The global economy has fostered a dynamic environment of economic globalization, leading to amplified interconnectedness, integration, and worldwide influence in both commercial transactions and monetary activities. This occurrence emphasizes the vital role of liberalizing capital and international trade in economic discussions, particularly in emerging economies where banking-centric systems wield considerable influence. The objective of this study is to investigate the correlation between trade liberalization and financial inclusivity, specifically concerning the resilience of the banking industry in developing nations throughout the period of 2010-2020. Utilizing the dynamic data model of Arellano-Bond's Generalized Method of Moment Estimator, this study yields a significant revelation. The interaction between trade openness and financial transparency exerts a noticeable and advantageous impact on banking stability, with each 1% increase in openness resulting in a remarkable improvement of 98.9445 in Net Interest Margin, 116.2575 in Z score, and 119.9189 in Non-Performing Loans. Consequently, this investigation confirms the presence of a diversification effect on stability while concurrently applying the concept of voltage fragility. In essence, trade openness propels the banking sector toward heightened competitiveness due to increased demand from local businesses, while financial openness fosters heightened competition within the credit market.

SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS

The purpose of this study is to determine the socio-economic influence on digital financial liter... more The purpose of this study is to determine the socio-economic influence on digital financial literacy. This research also focuses on differences in digital financial literacy by age category. The samples in this study are generation Z, millennials, generation X and baby boomers in Indonesia. The sample is selected using criteria and around 420 participants are selected as the sample of this study. The data is collected using a survey method with a questionnaire. Data analysis in this study was carried out using regression analysis to see the causal relationship between variables. Meanwhile, the one-way ANOVA test was used to see differences in digital financial literacy by age category. The results showed that age and education have a significant effect on digital financial literacy. Meanwhile, gender and income are not the factors that influence digital financial literacy. The findings also suggest that digital financial literacy differs based in the age group. This research suggest...

SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS

This study aims to examine gender segregation and type of work to measure the overall of segregat... more This study aims to examine gender segregation and type of work to measure the overall of segregation and the segregation of several population subgroups, namely education, age, wages, working hours, and area of residence. The approach that used is the measurement of segregation Multi-group that refers to. Research finds that working women have relatively high contribution against the segregation of gender as a whole, in the case of the level of education shows female and male segregated by level of education. While it is for the subgroup (type of work) workers young and advanced age, workers with a group of wages high and workers part-time has contributed that high against segregation type of work as a whole

Problems and perspectives in management, Aug 11, 2023

Consumer characteristics of digital entrepreneurship are indispensable in achieving sustainable g... more Consumer characteristics of digital entrepreneurship are indispensable in achieving sustainable growth. Digital entrepreneurship has been rapidly growing and developing worldwide, and Indonesia is no exception. This study aims to determine the effect of socio-demographics on consumer decisions on using products and services of digital entrepreneurship in Indonesia. The study used an online survey of 400 residents of Palembang City, Indonesia. The respondents were selected through a stratified random sampling method. A logistic regression model is estimated to determine the effect of socio-demographic variables that promote start-up entrepreneurship. The empirical results show that age, education, and income have a significant effect on consumers of digital entrepreneurship. The results also confirm that young people are more likely than older people to set up digital entrepreneurship. The higher people's income and higher their education, the greater their likelihood of using products and services of digital entrepreneurship. The implication is that digital entrepreneurs must consider the reach of consumers to the products and services offered in terms of price, quality, uniqueness, and convenience per socio-demographic conditions.

Abdimas : jurnal pengabdian masyarakat Universitas Merdeka Malang, Aug 1, 2022

LOGISTA - Jurnal Ilmiah Pengabdian kepada Masyarakat

Rendahnya rasio kewirausahaan di Indonesia akibat beberapa masalah krusial seperti akses permodal... more Rendahnya rasio kewirausahaan di Indonesia akibat beberapa masalah krusial seperti akses permodalan yang sulit, rendahnya pengetahuan mengenai wirausaha, kurangnya inovasi, serta stigma masyarakat yang cenderung berminat menjadi karyawan. Permasalahan serupa juga terjadi di lingkungan masyarakat Kabupaten Ogan Ilir, salah satunya di Desa Ulak Banding. Masyarakat Ulak Banding tidak memiliki akses pasar sendiri sehingga pengetahuan tentang perdagangan dan kewirausahaan masih terbilang rendah. Oleh karena itu, Tim Pengabdian Fakultas Ekonomi Universitas Sriwijaya akan melakukan pelatihan pemberdayaan kewirausahaan bagi masyarakat non-produktif dengan memanfaatkan peluang usaha kuliner khas Sumatera Selatan menggunakan sumber daya alam perikanan sebagai salah satu pendamping dari pertanian yaitu pempek yang berprotein tinggi. Mayoritas mata pencarian utama masyarakat Desa Ulak Banding sebagai petani dan nelayan. Dengan demikian, peluang ini dapat memberikan kemudahan proses pembuatan, b...

Journal of Applied Economic Research

Almost every country, both developed and developing ones, faces stability problems and economic g... more Almost every country, both developed and developing ones, faces stability problems and economic growth problems. One of the issues that receives special attention in each country is inflation. Inflation is seen as a crucial variable for potential economic conditions where sustainable economic growth is the main goal of every country. Unstable inflation can be influenced by macroeconomic variables, including interest rates, exchange rates, and output gaps. Observing how the determinants affect inflation, we hypothesize that interest rates and exchange rates have a negative and significant effect on inflation while the output gap has a positive and significant effect on inflation. To explore our goals, we use panel data consisting of ASEAN countries including Indonesia, Malaysia, Singapore, Thailand and the Philippines. The panel data analysis method allows us to study the dynamics of changes with time series by using the Fixed Effect Model. The data used in this study are secondary d...

Jurnal Pengabdian Masyarakat

Kegiatan Pengabdian Kepada Masyarakat merupakan salah satu Tri Dharma Perguruan Tinggi yang harus... more Kegiatan Pengabdian Kepada Masyarakat merupakan salah satu Tri Dharma Perguruan Tinggi yang harus dilaksanakan. Pada kesempatan kali ini, kegiatan pengabdian tahun 2020 dilakukan di salah satu Desa Binaan Fakultas Ekonomi Universitas Sriwijaya yakni Desa Kerinjing yang terletak di Kecamatan Tanjung Raja Kabupaten Ogan Ilir. Kegiatan pengabdian kali ini mengangkat tema mengenai kewirausahaan bagi remaja yang putus sekolah atau menganggur. Mereka akan diberikan pelatihan untuk memulai berwirausaha baik cara merintis dan memulai suatu bisnis. Sulitnya lapangan kerja saat ini, membuat kita untuk melaksanakan kegiatan ini, sehingga masyarakat desa khususnya yang putus sekolah ataupun menganggur dapat memiliki ilmu untuk memulai usaha baik dari segi permodalan, pengaturan keuangan maupun strategi untuk memulai usaha.

Lecture notes in civil engineering, 2023

Journal of Applied Economic Research

he banking sector is one of the pillars that forms the country's economy that has an importan... more he banking sector is one of the pillars that forms the country's economy that has an important function: it channels funds in the form of credit to the public. This study aims to analyze determinants affecting credit growth in commercial banks by using a purposive sampling technique to select seven commercial banks in Indonesia with a minimum capital of 30 trillion in the 2017-2021 period. This study hypothesizes that bank size has a positive and significant effect on credit growth while non-performing loans, liquidity, third party funds and capital adequacy ratios have a negative and significant effect on credit growth. Using Generalized Method of Moments (GMM), this research finds that bank size and third-party funds have a positive and significant influence on credit growth; non-performing loans have a negative and significant effect on credit growth, loan deposit ratio has a positive and insignificant effect on credit growth, and capital adequacy ratio has a negative and ins...

Abdi Dosen : Jurnal Pengabdian Pada Masyarakat

During the COVID-19 pandemic, SME in Indonesia became one type of business that was able to adapt... more During the COVID-19 pandemic, SME in Indonesia became one type of business that was able to adapt and survive and even become a solution for improving the national economy. Fintech has supported SME to develop their business through collaboration with e-commerce partners. This is very helpful for SME during the Covid-19 pandemic. In increasing the capacity of SME actors towards fintech, it is necessary to provide permanent assistance such as digital training. It is intended that actors have digital skills which are expected to have an impact on their financial capabilities. Ulak Banding Village is one of the villages in South Sumatra, Ogan Ilir Regency where SME in the village still lack information about fintech. The problem of SME in Ulak Banding Village in terms of financing can be overcome with capital assistance from peer to peer (P2P) lending and crowdfunding. As well as to increase revenue using digital payment transfers through digital wallet applications, marketplaces, and ...

International Journal of Innovation in Management, Economics and Social Sciences

This paper aimed to analyze the financial market reaction towards monetary instruments during the... more This paper aimed to analyze the financial market reaction towards monetary instruments during the pandemic covid era. We employ Malaysian data. Methodology: We develop the financial market into three models, namely the interbank money market, bond market, and stock market. We used ordinary least squares as the research methodology. The type of data used is a monthly time series from January 31, 2019, to June 30, 2021. Findings: The study found that the dynamics of monetary policy through policy interest rates and reserve requirements have a significant effect on financial markets in Malaysia, particularly on the interbank money market and bond market. Meanwhile, when it comes to the COVID-19 pandemic, government bond yields are influenced by the implementation of the minimum reserve policy. Originality/Value: We focus on dynamic monetary instruments in Malaysia. The main instruments are the overnight policy rate and reserve requirement ratio. We employ the linkage of covid and monetary instruments as an independent variable to capture the effect of monetary policy in the pandemic covid era.

Pengabdian masyarakat yang dilakukan oleh dosen fakultas ekonomi Universitas Sriwijaya beserta ma... more Pengabdian masyarakat yang dilakukan oleh dosen fakultas ekonomi Universitas Sriwijaya beserta mahasiswanya ini bertujuan untuk memperkuat daya saing usaha kue khas daerah Sumatera Selatan dengan meningkatkan kualitas produk melalui pemberdayaan ibu-ibu PKK. Kegiatan dilakukan dengan metode pelatihan ilmiah berupa ceramah/diskusi tentang pentingnya menghasilkan produk yang berkualitas dan praktek langsung pembuatan kue. Tingkat pemahaman diukur dengan uji kompetensi yang berisi pertanyaan tentang bahan dan proses pembuatan kue dengan memberikan skor pada rentang 0-100. Selanjutnya dilakukan analisis statistik deskriptif berupa skor rata-rata, distribusi frekuensi jawaban yang benar untuk hal-hal yang berkaitan dengan nama bahan dan proses pembuatan kue. Hasil dari observasi ini menunjukkan bahwa target sangat antusias dalam memahami materi yang diberikan. Hasil evaluasi tertulis tingkat pemahaman tentang bahan dan proses pembuatan kue masih rendah, dengan rata-rata 30,5. Praktik pem...

Journal of Enterprise and Development, Apr 26, 2022

Purpose-To analyze the impact of financial inclusion toward income distribution inequality in Sou... more Purpose-To analyze the impact of financial inclusion toward income distribution inequality in South Sumatra, Indonesia.

Journal of Economic Development, Environment and People

The study aimed to determine the effect of foreign exchange demand and supply on exchange rates i... more The study aimed to determine the effect of foreign exchange demand and supply on exchange rates in four groups of countries based on per capita income levels from 1989-2018 using the ARDL panel method. The results showed remittances had a significant effect on exchange rates in panel A (low income countries), panel B (lower middle income countries), panel D (high income countries), while on panel C (upper middle income countries) remittances had no significant effect. Export and import variables have a significant effect on panels B, C, and D, and are not significant on panelS A. Meanwhile inflation variables have a significant effect on all types of panels.

LOGISTA - Jurnal Ilmiah Pengabdian kepada Masyarakat

Pengabdian masyarakat yang dilakukan oleh dosen fakultas ekonomi Universitas Sriwijaya beserta ma... more Pengabdian masyarakat yang dilakukan oleh dosen fakultas ekonomi Universitas Sriwijaya beserta mahasiswanya ini bertujuan untuk memperkuat daya saing usaha kue khas daerah Sumatera Selatan dengan meningkatkan kualitas produk melalui pemberdayaan ibu-ibu PKK. Kegiatan dilakukan dengan metode pelatihan ilmiah berupa ceramah/diskusi tentang pentingnya menghasilkan produk yang berkualitas dan praktek langsung pembuatan kue. Tingkat pemahaman diukur dengan uji kompetensi yang berisi pertanyaan tentang bahan dan proses pembuatan kue dengan memberikan skor pada rentang 0-100. Selanjutnya dilakukan analisis statistik deskriptif berupa skor rata-rata, distribusi frekuensi jawaban yang benar untuk hal-hal yang berkaitan dengan nama bahan dan proses pembuatan kue. Hasil dari observasi ini menunjukkan bahwa target sangat antusias dalam memahami materi yang diberikan. Hasil evaluasi tertulis tingkat pemahaman tentang bahan dan proses pembuatan kue masih rendah, dengan rata-rata 30,5. Praktik pem...

MANAGEMENT AND ECONOMICS REVIEW, 2021

Poverty reduction is one of the basic problems in national development. One of the sources of fin... more Poverty reduction is one of the basic problems in national development. One of the sources of financing in development programs including poverty reduction is foreign direct investment (FDI). Wherewith sources of that funds initiate an increase in the production of goods and services by the community so that transactions related to capital and production resources also increase as one of the efforts to alleviate poverty due to an increase in nominal income per capita. This study examines the indirect effect of FDI on poverty in Indonesia, through the analysis of numerical data calculations. This quantitative research on the State of Indonesia was carried out domestically using panel data from 34 provinces during the 2007-2018 periods with a fixed effect estimation method. The estimation results with the selected calculation model show that all independent variables are statistically significant. It means that the ratio of FDI to GRDP, the number of the working population, GRDP per c...

This paper studies factors determining small-medium enterprises financing and calculates economie... more This paper studies factors determining small-medium enterprises financing and calculates economies of scale in sharia banking industry. To that end, we use monthly data from 2012.1 to 2017.6. The methodology used in this paper is multiple linear regression models. The result that showed third-party financing (TPF), labor (L), non-performing financing (TPF) and SMEs financing per branch office (SMEOFCt-1) have had a statistically significant impact on SMEs financing, while the number of branch offices (OFC) hadn't contributed to SMEs financing. The result of economies scale calculation shows the diminishing return of scale. Some variables like TPF, the number of employees, the number of offices, and NPF shows inelastic.

Proceedings of the 4th Sriwijaya Economics, Accounting, and Business Conference, 2018