trisiladi supriyanto - Academia.edu (original) (raw)

Papers by trisiladi supriyanto

This research is entitled Determining Factors of Millennial Generation Interest in Investing in S... more This research is entitled Determining Factors of Millennial Generation Interest in Investing in Sharia Stocks using the Theory of Planned Behavior Approach. The aim of this research is to determine the influence of attitudes, subjective norms, and perceived behavioral control on interest in sharia stock investment, both partially and simultaneously. This research uses a quantitative approach, the data collection method used is a questionnaire. The population in this study was the millennial generation in Ajjalireng Village, Sijelling Village, Waji Village, and Patangnga Village. Meanwhile, the number of samples used was 100 samples. The data that has been collected will go through the stages of validity testing, reliability testing, classical assumption testing, and hypothesis testing. Data processing was carried out with the help of the SPSS version 25 analysis tool. The results of the study showed that attitudes had a positive and significant effect on interest in sharia stock investment, subjective norms had no effect on interest in sharia stock investment, perceived behavioral control had a positive and significant effect on interest in sharia stock investment.

Jurnal ilmiah ekonomi Islam, Nov 21, 2023

This study aims to determine the dominant factors affecting the growth of assets of Islamic Micro... more This study aims to determine the dominant factors affecting the growth of assets of Islamic Microfinance Institutions in West Java. Besides this research is aimed at finding out how much influence the Third-Party Funds (DPK), Financing Received (PYD), Capital, Non-Performing Finance (NPF) and Profit (SHU) on the Growth of Assets of Islamic Microfinance Institutions in West Java. This research was conducted at Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) in West Java with data collection techniques based on published data that have been validated in RAT and analyzed using descriptive analysis methods with a quantitative approach. The variables examined in this study are the variables of DPK, PYD, capital, NPF and Sisa Hasil Usaha (SHU) as independent variables and Asset as the dependent variable. As for testing the hypothesis, multiple correlation regression analysis was used with significance level of 0.05 with the help of the SPSS Version 26 and Microsoft Excel 2019 programs. The results of data processing and analysis in this study can be concluded that the dominant factor affecting the growth of LKMS assets that 1) TPF has a significant effect on assets 2) PYD has a significant effect on assets. 3) Capital has a significant effect on assets 4) NPF does not have a significant effect on assets 5) SHU does not have a significant effect on assets. However, DPK, PYD, Capital, NPF and SHU altogether have an effect on Assets.

NISBAH: Jurnal Perbankan Syariah

Pembiayaan umkm merupakan faktor pendukung terhadap kemajuan ekonomi, bank syariah selaku pemberi... more Pembiayaan umkm merupakan faktor pendukung terhadap kemajuan ekonomi, bank syariah selaku pemberi pelayanan terhadap para pelaku umkm tidak terlepas dari faktor-faktor pendukung dari keeftifan pelayanan yang diberikan yaitu adanya pengaruf faktor internal dan eskternal yang mempengaruhi akan kegiatan umkm. Pada penelitian ini peneliti membahasa faktor internal pada bus terhadap pembiayaan umkm adalah infastruktur kantor cabang, car dan npf. Sedangkan pengaruh faktor eksternal yang terdiri dari pertumbuhan ekonomi, nilai suku bunga dan inflasi yang mempengaruhi pembiayaan umkm pada bank umum syariah. Metode penelitian yang digunanalan adalah var (vector autoregrresion) dengan uji asumsi yaitu uji stasioneritas, lag optimun, kointegrasi, serta irf dan vd. Penelitian ini mendapatkan bahwa npf tidak berpangaruh signifikan pada pembiayaan umkm, sedangkan car dan infastruktur memberikan pengaruh yang signifikan. Adapun inflasi secara parsila tidak mampu menjelaskan variabel pembiataan umk...

Jurnal Syarikah : Jurnal Ekonomi Islam

Penelitian ini bertujuan untuk mengetahui pengaruh pembiayaan bank syariah dan pertumbuhan ekonom... more Penelitian ini bertujuan untuk mengetahui pengaruh pembiayaan bank syariah dan pertumbuhan ekonomi terhadap inflasi tahun 2018-2022. Penelitian ini adalah penelitian kuantitatif dengan menggunakan teknik pengumpulan data dokumentasi. Teknik sampling yang digunakan adalah time series. Analisis data yang digunakan merupakan analisis deskriptif untuk menggambarkan perkembangan setiap variabel dan analisis inferensial dengan VAR-VECM (Vector Autoregression-Vector Error Corection Model). Hasil penelitian ini menyatakan bahwa pembiayaan syariah tidak berpengaruh terhadap inflasi. Inflasi mempengaruhi pertumbuhan ekonomi dan pertumbuhan ekonomi berpengaruh terhadap pembiayaan bank syariah. Apabila terjadi peningkatan pada pertumbuhan ekonomi, maka penyaluran pembiayaan akan berkurang atau menurun. Sebaliknya jika pertumbuhan ekonomi menurun, maka penyaluran pembiayaaan akan meningkat.

World Academy of Science, Engineering and Technology, International Journal of Cognitive and Language Sciences, Jun 13, 2016

JIIP (Jurnal Ilmiah Ilmu Pendidikan), May 1, 2023

In addition to acting as the owner, members of the cooperative as well as users whose participati... more In addition to acting as the owner, members of the cooperative as well as users whose participation is very influential on the success of the cooperative. The purpose of this study was to determine the factors that influence the participation of members of the Cooperative Prosperous Joint Sharia (SBS), to determine the effect of the level of member participation on the success of the cooperative. This research method uses a descriptive qualitative approach, using primary data and secondary data. Primary data is obtained from interviews, while secondary data is taken from books, journals, articles, and other media. The results of this study note that there are three factors that influence member participation, namely, members' understanding of cooperatives, benefits received by members from cooperatives, and cooperative programs related to improving service quality. The level of member participation has a positive effect on the success of the cooperative.

At the micro level, nowadays Islamic Banks in the financial center around the world are still usi... more At the micro level, nowadays Islamic Banks in the financial center around the world are still using the LIBOR (London Inter-Bank Offered Rates) which is the average lending rates of the largest banks in London as a benchmark in quoting rate of profit as a replacement of rate of interest to their products. The application of the rate of profit concept is often facing a problem because there is no yardstick (benchmark) in determining the profit margin. In this book, the author develop an analytical case for the inherent Islamic Financial System stability based on the rate of profit concept on sale based, equity financing and risk sharing of Islamic Banking Product. At the macro level, the application of the rate of profit concept for example can be seen in central bank policy in countries that have implemented Islamic economic system either the dual banking system or Full Islamic economic system (single economic system). The differences in the use of monetary instruments are due to the differing views on the effectiveness of monetary policy to regulate the money supply. Instruments with a predetermined rate of profit are considered more effective in attracting money in circulation.

This chapter provides a fundamental research to find a replacement of the Central Bank of Indones... more This chapter provides a fundamental research to find a replacement of the Central Bank of Indonesia (BI) policy rate as a reference rate for the Islamic financial transactions. The replacement of BI policy rate as a reference rate for Islamic banking is important, given that the BI policy rate (noncontractual) has been replaced by the BI 7-day repo rate, which is a contractual rate. The reference rate is determined by the supply and demand of borrowing transaction using the instrument of SBI (Bank Indonesia Certificate) in conventional money markets that are not based on the rate of profit derived from financial transactions in the real sector, which is in accordance with the principles of Islamic economics. The use of Shari’ah Reference Rate as a substitute for BI policy rate as a monetary operation tool is very important in determining the rate of profit for Islamic financial transactions. The reference rate affects the short- and long-term rate of return for Islamic banking transactions, which will determine the price of financing rate, the price of deposit rate, the price of bonds, and the net worth of asset liability management of Islamic banks. The study shows that the use of Shari’ah Reference Rate is expected to create stability in the Islamic financial market and to achieve the equitable distribution of income and wealth in accordance with Maqasid al-Shari’ah.

Etikonomi, Oct 14, 2015

This study aims to find the concept of rate of profit on Islamic banking that can create economic... more This study aims to find the concept of rate of profit on Islamic banking that can create economic justice. Rate of profit that creates economic justice can be achieved through its role in maintaining the stability of the financial system in which there is an equitable distribution of income and wealth. To determine the role of the rate of profit as the basis of the sharing system implemented in the Islamic financial system, we can see the connection of rate of profit in creating financial stability, especially in the asset-liability management of financial institutions that generate a stable net income or the rate of profit that is not affected by the ups and downs of the market risk factors including indirect effect on interest rates. Futhermore, Islamic financial stability can be seen from the role of the rate of profit on the stability of the Islamic financial assets that are measured from the Islamic financial asset price volatility.

Etihad, Oct 26, 2021

The purpose of this research to analyze the effect of financial literacy, risk, investment psycho... more The purpose of this research to analyze the effect of financial literacy, risk, investment psychology, and social media on the investment interest of the people of Jakarta in Islamic stocks. The sample used in this study uses one hundred people who will represent the entire population. Data collection in this study was carried out using a questionnaire distributed by the purposive sampling technique. The statistical methods used are descriptive statistical analysis, classical assumptions, multiple linear regression, validity and reliability, and hypotheses using SPSS Statistics 23 application as a data processor. The results of this study are the influence of the independent variables simultaneously on the interest in investing in Islamic stocks. However, in a partial test, only financial literacy, risk, and investment psychology factors have a significant influence on interest in investing in Islamic stocks, while social media factors do not have a significant influence on interest in investing in Islamic stocks.

JIIP - Jurnal Ilmiah Ilmu Pendidikan

Selain bertindak sebagai pemilik (owner), Anggota koperasi sekaligus sebagai pengguna (user) yang... more Selain bertindak sebagai pemilik (owner), Anggota koperasi sekaligus sebagai pengguna (user) yang partisipasinya sangat berpengaruh terhadap keberhasilan koperasi. Tujuan dari penelitian ini adalah untuk mengetahui faktor-faktor yang mempengaruhi partisipasi anggota Koperasi Sejahtera Bersama Syariah (SBS), untuk mengetahui pengaruh tingkat partisipasi anggota terhadap keberhasilan koperasi. Metode penelitian ini menggunakan pendekatan kualitatif deskriptif, dengan menggunakan data primer dan data sekunder, data primer diperoleh dari hasil wawancara, sedangkan data sekunder diambil dari buku, jurnal, artikel, dan media lainnya. Hasil dari penelitian ini diketahui bahwa ada tiga faktor yang mempengaruhi partisipasi anggota yaitu, pemahaman anggota terhadap koperasi, manfaat yang diterima anggota dari koperasi, dan program koperasi terkait peningkatan mutu pelayanan. Tingkat partisipasi anggota berpengaruh positif terhadap keberhasilan koperasi.

NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam

Hajj bailout funds have a positive impact as well as a negative impact. One of the negative impac... more Hajj bailout funds have a positive impact as well as a negative impact. One of the negative impacts of haj bailout funds is obscuring the meaning of istitā'ah in the implementation of hajj. This study aims to analyze the multi-contract law contained in the haj bailout contract. The research method of this article is an analytical method based on qualitative data. The author seeks research data on related themes by reviewing articles and conducting interviews with the Muamalat bank unit hajj bailout marketers. From this process, the researcher found that there was a merger of two contracts in the hajj bailout contract, namely the qard contract and also the ijārah contract. One of the important conclusions from this research is that the law of origin of multiple contracts is permissible. However, there is a combination that is forbidden according to the hadith; namely the merger between the qard contract and the sale and purchase agreement. This prohibition also includes the mergi...

Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah

Long economic recession caused by pandemi covid-19 impacts strongly to the quality of credit’s pa... more Long economic recession caused by pandemi covid-19 impacts strongly to the quality of credit’s payment because customer’s payment ability is weaken. In order to solve non performing financing, the government of Indonesia announced the implementation of restructuritation to recover economic condition according to rule from Bank of Indonesia (BI) and Financial Services Authority (OJK). The purpose of this research is to study one of instrument for financing restructuritation namely contract conversion from fiqih’s perspective and legal law’s perspective in concept and implementation. The type of this research is library research with qualitative approach and using descriptive-comparative analysis. Based on this research is found that contract conversion as an instrument was explained detailly in legal rule of restructuritation. The concept of contract conversion was explained in fiqih muamalah with variative implementation. Legal law in economy from some moslem’s country talks about t...

Kasaba: Jurnal Ekonomi Islam, Jul 30, 2017

This research have goals to descibe financial and social performance of Islamic rural bank at Bog... more This research have goals to descibe financial and social performance of Islamic rural bank at Bogor. This reseach uses quantitatif reseach approach with correlation data analysis. This research found there are posstive correlation between ijarah financing to increase small entreprise income.

Prosiding Abdimasmu, 2019