bukari chei | University Of Cape Coast, Ghana (original) (raw)

Papers by bukari chei

Research paper thumbnail of Improving productivity among smallholder farmers in Ghana: does financial inclusion matter?

Agricultural Finance Review

PurposeDoes financial inclusion matter for productivity among smallholder farmers? The authors an... more PurposeDoes financial inclusion matter for productivity among smallholder farmers? The authors answer this question by using the sixth and seventh rounds of the Ghana Living Standard Survey to examine the extent to which financial inclusion affects productivity among smallholder farmers in Ghana.Design/methodology/approachThe study uses a pooled data of the 6th and 7th rounds of the Ghana Living Standard Survey which are national representative data. The authors model an Instrumental Variable (IV) to correct for endogeneity in financial inclusion and a dominance analysis to examine the effects of access to credit, ownership of savings account and insurance product on farmers' productivity.FindingsResults from the study indicate that financial inclusion significantly enhances productivity. Moreover, credit, savings and insurance products influence productivity at various degrees. Thus, expanding the scope of financial services (access to credit, savings and insurance) among small...

Research paper thumbnail of Adoption of Mobile Money for Healthcare Utilisation and Spending in Rural Ghana

SSRN Electronic Journal

In this chapter, the authors discuss the potential link between mobile money adoption and health ... more In this chapter, the authors discuss the potential link between mobile money adoption and health outcomes, which has not received much attention in the existing literature. They empirically examine the effects of mobile money adoption on healthcare utilisation and spending of rural households in Ghana. Using data from the Ghana Living Standards Survey, the authors show that mobile money adoption enhances rural households’ healthcare utilisation, a finding which is more pronounced in the case of female-headed households. The authors demonstrate that this finding is due to the positive association between mobile money use and the ability of rural households to spend on healthcare.

Research paper thumbnail of Effects of Credit 'Plus' on Poverty Reduction in Ghana

Journal of Development Studies, 2020

This study examined the relative and joint effects of credit, savings, remittances and micro-insu... more This study examined the relative and joint effects of credit, savings, remittances and micro-insurance on household poverty. Data on 30,527 households obtained from the Ghana Living Standards Survey rounds six (GLSS6) and seven (GLSS 7) were used. Analytical approaches employed were the ordinary least squares, two-stage least squares (2SLS), probit, ordered probit, simultaneous quantile regression (SQR) and the dominance analysis. Results show that, while in general financial products independently contribute to reduction in household poverty, their complementarities (credit, micro-insurance and savings (CIS) have the greatest effects. Remarkably, the SQR and ordered probit estimates show that, while the effect of credit is strongest among those in middle-income households, savings have the greatest poverty reduction effect among those in the lowest quantile and the very poor. This finding is further corroborated by the dominance analysis estimates. Policy wise, if the key objective for policy makers is to reduce poverty, then the greatest impact is through innovative practices such as offering financial products in bundles/packages, while identifying lagging households and promoting financial outreach to these households should be an integral part of Ghana's anti-poverty programmes.

Research paper thumbnail of Effects of Credit 'Plus' on Poverty Reduction in Ghana

This study examined the relative and joint effects of credit, savings, remittances and microinsur... more This study examined the relative and joint effects of credit, savings, remittances and microinsurance on household poverty. Data on 30,527 households obtained from the Ghana Living Standards Survey rounds six (GLSS6) and seven (GLSS 7) were used. Analytical approaches employed were the ordinary least squares, two-stage least squares (2SLS), probit, ordered probit, simultaneous quantile regression (SQR) and the dominance analysis. Results show that, while in general financial products independently contribute to reduction in household poverty, their complementarities (credit, micro-insurance and savings (CIS) have the greatest effects. Remarkably, the SQR and ordered probit estimates show that, while the effect of credit is strongest among those in middle-income households, savings have the greatest poverty reduction effect among those in the lowest quantile and the very poor. This finding is further corroborated by the dominance analysis estimates. Policy wise, if the key objective for policy makers is to reduce poverty, then the greatest impact is through innovative practices such as offering financial products in bundles/packages, while identifying lagging households and promoting financial outreach to these households should be an integral part of Ghana's antipoverty programmes.

Research paper thumbnail of Corruption and firm innovation: a grease or sand in the wheels of commerce? Evidence from lower-middle and upper-middle income economies-middle income JEL Classification D73 · D25 · D22 · L25

The phenomenon of corruption has become topical in contemporary development discourse as it is ge... more The phenomenon of corruption has become topical in contemporary development discourse as it is generally believed that corruption has adverse implications especially in developing countries at both micro and macroeconomic levels. This paper examines the effect of corruption on firm's innovativeness using firm-level data drawn from 33 lower-middle and upper-middle income economies. Four analytical approaches: OLS, 2SLS, Probit and IV Probit estimations were employed to correct for the potential endogeneity in corruption and also allow for the effect of corruption to vary by region and income status. Results show that albeit corruption acts as a sand in the wheels of commerce, its effect on innovation varies significantly across regions and income status: While corruption generally has a negative and significant effect on firm innovativeness, its effect is more intense in lower-middle income countries and Africa. Corruption reduces the likelihood of firm's adoption of innovation such as acquisition of quality ISO certificates, patents and undertaking excellent market research and development, a finding which is more pronounced in the case of lower-middle-income economies and Africa. The main policy implication from this study is the unparalleled trade-off between corruption and institutional quality within the public sector. As a policy recommendation, institutional weaknesses and failures that manifest in the public sector in Asia and Africa need to be urgently tackled so as to reduce corruption and its deleterious effects on firm innovation.

Research paper thumbnail of Difference in academic performance of economics students in public and private senior high schools within Cape Coast Metropolis in Ghana

The purpose of this study was to determine the difference in students' academic performance in Ec... more The purpose of this study was to determine the difference in students' academic performance in Economics between public and private senior high schools of the Cape Coast Metropolis. It was also aimed at examining the inherent conditions accounting for variations in students' academic performance in economics. The research focused on factors such as teacher motivation, availability and usage of teaching and learning resources, academic facilities. A descriptive design was used to explore the issue in the study. Questionnaire and the WASSCE results of students from 2010 to 2014 were used as instruments for the data collection. A cluster and simple random sampling techniques were used to select 8 schools and a simple random sampling technique was used to select the respondents. With the total sample of 400 Economics students and 48 economics teachers, the study found that senior school students in public schools performed better in Economics than those in the private schools. Again, the independent samples t-test result revealed that at 0.05 level of significance, in all the years (, there was a statistically significant difference in the mean performance of students in economics between public SHS private SHS. Public SHS have large libraries conducive for learning with modern recommended economics textbooks and large dining halls compared to their private counterparts. Teachers in the public SHS are more extrinsically motivated than those in the private schools. Teaching and learning resources such as radio tapes, projectors, etc. are barely used in both public and private S.H.S.

Research paper thumbnail of Enhancing Teaching Through Innovation in the University what Teachers should Know and Do

Burgeoning literature in education have shown an affirmed resolve of educators to adopt modern pr... more Burgeoning literature in education have shown an affirmed resolve of educators to adopt modern
productive teaching approaches to ensure maximum learning outcomes. There is indubitably a
serious need for teachers in higher educational institutions to focus on ways of enhancing
teaching and learning. However, few researchers appear to have focused on the subject. This
working paper, by employing the narrative design, examined the teaching enterprise with
emphasis on moving from pedagogy to andragogy as a harbinger for the creation of autonomous
self-directed adults. The paper advocates for pragmatic teaching strategies for teachers at this
level. It concludes that university teachers must necessarily take advantage of the-now-increasing
avenues for knowledge nourishment widely provided by outstanding journals, conference,
articles and scholarly books among other knowledge outlets. Teachers are urged to profiteer from
the wide range of polished teaching options espoused and circulated via the media. It is the
paper‘s view that implementing contemporary teaching methods is the only panacea to tackling
the current phenomenon of qualification inflation that has virtually led to the reduction of the
academic currency among graduates. The paper‘s firm belief is that with innovative teaching
methods, teachers desire for excellence in the classroom is already a forgone conclusion.

Research paper thumbnail of Difference in academic performance of economics students in public and private senior high schools within Cape Coast Metropolis in Ghana

The purpose of this study was to determine the difference in students' academic performance in Ec... more The purpose of this study was to determine the difference in students' academic performance in Economics between public and private senior high schools of the Cape Coast Metropolis. It was also aimed at examining the inherent conditions accounting for variations in students' academic performance in economics. The research focused on factors such as teacher motivation, availability and usage of teaching and learning resources, academic facilities. A descriptive design was used to explore the issue in the study. Questionnaire and the WASSCE results of students from 2010 to 2014 were used as instruments for the data collection. A cluster and simple random sampling techniques were used to select 8 schools and a simple random sampling technique was used to select the respondents. With the total sample of 400 Economics students and 48 economics teachers, the study found that senior school students in public schools performed better in Economics than those in the private schools. Again, the independent samples t-test result revealed that at 0.05 level of significance, in all the years (from 2010, 2011, 2012, 2013, 2014), there was a statistically significant difference in the mean performance of students in economics between public SHS private SHS. Public SHS have large libraries conducive for learning with modern recommended economics textbooks and large dining halls compared to their private counterparts. Teachers in the public SHS are more extrinsically motivated than those in the private schools. Teaching and learning resources such as radio tapes, projectors, etc. are barely used in both public and private S.H.S. Cite This Article As: Bukari, C., & Amenuku, A .M (2017). Difference in academic performance of economics students in public and private senior high schools within Cape Coast Metropolis in Ghana. Inter. J. Acad. Res. Educ. Rev. 5(1): 1-14

Research paper thumbnail of Difference in academic performance of economics students in public and private senior high schools within Cape Coast Metropolis in Ghana

The purpose of this study was to determine the difference in students' academic performance in Ec... more The purpose of this study was to determine the difference in students' academic performance in Economics between public and private senior high schools of the Cape Coast Metropolis. It was also aimed at examining the inherent conditions accounting for variations in students' academic performance in economics. The research focused on factors such as teacher motivation, availability and usage of teaching and learning resources, academic facilities. A descriptive design was used to explore the issue in the study. Questionnaire and the WASSCE results of students from 2010 to 2014 were used as instruments for the data collection. A cluster and simple random sampling techniques were used to select 8 schools and a simple random sampling technique was used to select the respondents. With the total sample of 400 Economics students and 48 economics teachers, the study found that senior school students in public schools performed better in Economics than those in the private schools. Again, the independent samples t-test result revealed that at 0.05 level of significance, in all the years (from 2010, 2011, 2012, 2013, 2014), there was a statistically significant difference in the mean performance of students in economics between public SHS private SHS. Public SHS have large libraries conducive for learning with modern recommended economics textbooks and large dining halls compared to their private counterparts. Teachers in the public SHS are more extrinsically motivated than those in the private schools. Teaching and learning resources such as radio tapes, projectors, etc. are barely used in both public and private S.H.S. Cite This Article As: Bukari, C., & Amenuku, A .M (2017). Difference in academic performance of economics students in public and private senior high schools within Cape Coast Metropolis in Ghana. Inter. J. Acad. Res. Educ. Rev. 5(1): 1-14

Research paper thumbnail of Improving productivity among smallholder farmers in Ghana: does financial inclusion matter?

Agricultural Finance Review

PurposeDoes financial inclusion matter for productivity among smallholder farmers? The authors an... more PurposeDoes financial inclusion matter for productivity among smallholder farmers? The authors answer this question by using the sixth and seventh rounds of the Ghana Living Standard Survey to examine the extent to which financial inclusion affects productivity among smallholder farmers in Ghana.Design/methodology/approachThe study uses a pooled data of the 6th and 7th rounds of the Ghana Living Standard Survey which are national representative data. The authors model an Instrumental Variable (IV) to correct for endogeneity in financial inclusion and a dominance analysis to examine the effects of access to credit, ownership of savings account and insurance product on farmers' productivity.FindingsResults from the study indicate that financial inclusion significantly enhances productivity. Moreover, credit, savings and insurance products influence productivity at various degrees. Thus, expanding the scope of financial services (access to credit, savings and insurance) among small...

Research paper thumbnail of Adoption of Mobile Money for Healthcare Utilisation and Spending in Rural Ghana

SSRN Electronic Journal

In this chapter, the authors discuss the potential link between mobile money adoption and health ... more In this chapter, the authors discuss the potential link between mobile money adoption and health outcomes, which has not received much attention in the existing literature. They empirically examine the effects of mobile money adoption on healthcare utilisation and spending of rural households in Ghana. Using data from the Ghana Living Standards Survey, the authors show that mobile money adoption enhances rural households’ healthcare utilisation, a finding which is more pronounced in the case of female-headed households. The authors demonstrate that this finding is due to the positive association between mobile money use and the ability of rural households to spend on healthcare.

Research paper thumbnail of Effects of Credit 'Plus' on Poverty Reduction in Ghana

Journal of Development Studies, 2020

This study examined the relative and joint effects of credit, savings, remittances and micro-insu... more This study examined the relative and joint effects of credit, savings, remittances and micro-insurance on household poverty. Data on 30,527 households obtained from the Ghana Living Standards Survey rounds six (GLSS6) and seven (GLSS 7) were used. Analytical approaches employed were the ordinary least squares, two-stage least squares (2SLS), probit, ordered probit, simultaneous quantile regression (SQR) and the dominance analysis. Results show that, while in general financial products independently contribute to reduction in household poverty, their complementarities (credit, micro-insurance and savings (CIS) have the greatest effects. Remarkably, the SQR and ordered probit estimates show that, while the effect of credit is strongest among those in middle-income households, savings have the greatest poverty reduction effect among those in the lowest quantile and the very poor. This finding is further corroborated by the dominance analysis estimates. Policy wise, if the key objective for policy makers is to reduce poverty, then the greatest impact is through innovative practices such as offering financial products in bundles/packages, while identifying lagging households and promoting financial outreach to these households should be an integral part of Ghana's anti-poverty programmes.

Research paper thumbnail of Effects of Credit 'Plus' on Poverty Reduction in Ghana

This study examined the relative and joint effects of credit, savings, remittances and microinsur... more This study examined the relative and joint effects of credit, savings, remittances and microinsurance on household poverty. Data on 30,527 households obtained from the Ghana Living Standards Survey rounds six (GLSS6) and seven (GLSS 7) were used. Analytical approaches employed were the ordinary least squares, two-stage least squares (2SLS), probit, ordered probit, simultaneous quantile regression (SQR) and the dominance analysis. Results show that, while in general financial products independently contribute to reduction in household poverty, their complementarities (credit, micro-insurance and savings (CIS) have the greatest effects. Remarkably, the SQR and ordered probit estimates show that, while the effect of credit is strongest among those in middle-income households, savings have the greatest poverty reduction effect among those in the lowest quantile and the very poor. This finding is further corroborated by the dominance analysis estimates. Policy wise, if the key objective for policy makers is to reduce poverty, then the greatest impact is through innovative practices such as offering financial products in bundles/packages, while identifying lagging households and promoting financial outreach to these households should be an integral part of Ghana's antipoverty programmes.

Research paper thumbnail of Corruption and firm innovation: a grease or sand in the wheels of commerce? Evidence from lower-middle and upper-middle income economies-middle income JEL Classification D73 · D25 · D22 · L25

The phenomenon of corruption has become topical in contemporary development discourse as it is ge... more The phenomenon of corruption has become topical in contemporary development discourse as it is generally believed that corruption has adverse implications especially in developing countries at both micro and macroeconomic levels. This paper examines the effect of corruption on firm's innovativeness using firm-level data drawn from 33 lower-middle and upper-middle income economies. Four analytical approaches: OLS, 2SLS, Probit and IV Probit estimations were employed to correct for the potential endogeneity in corruption and also allow for the effect of corruption to vary by region and income status. Results show that albeit corruption acts as a sand in the wheels of commerce, its effect on innovation varies significantly across regions and income status: While corruption generally has a negative and significant effect on firm innovativeness, its effect is more intense in lower-middle income countries and Africa. Corruption reduces the likelihood of firm's adoption of innovation such as acquisition of quality ISO certificates, patents and undertaking excellent market research and development, a finding which is more pronounced in the case of lower-middle-income economies and Africa. The main policy implication from this study is the unparalleled trade-off between corruption and institutional quality within the public sector. As a policy recommendation, institutional weaknesses and failures that manifest in the public sector in Asia and Africa need to be urgently tackled so as to reduce corruption and its deleterious effects on firm innovation.

Research paper thumbnail of Difference in academic performance of economics students in public and private senior high schools within Cape Coast Metropolis in Ghana

The purpose of this study was to determine the difference in students' academic performance in Ec... more The purpose of this study was to determine the difference in students' academic performance in Economics between public and private senior high schools of the Cape Coast Metropolis. It was also aimed at examining the inherent conditions accounting for variations in students' academic performance in economics. The research focused on factors such as teacher motivation, availability and usage of teaching and learning resources, academic facilities. A descriptive design was used to explore the issue in the study. Questionnaire and the WASSCE results of students from 2010 to 2014 were used as instruments for the data collection. A cluster and simple random sampling techniques were used to select 8 schools and a simple random sampling technique was used to select the respondents. With the total sample of 400 Economics students and 48 economics teachers, the study found that senior school students in public schools performed better in Economics than those in the private schools. Again, the independent samples t-test result revealed that at 0.05 level of significance, in all the years (, there was a statistically significant difference in the mean performance of students in economics between public SHS private SHS. Public SHS have large libraries conducive for learning with modern recommended economics textbooks and large dining halls compared to their private counterparts. Teachers in the public SHS are more extrinsically motivated than those in the private schools. Teaching and learning resources such as radio tapes, projectors, etc. are barely used in both public and private S.H.S.

Research paper thumbnail of Enhancing Teaching Through Innovation in the University what Teachers should Know and Do

Burgeoning literature in education have shown an affirmed resolve of educators to adopt modern pr... more Burgeoning literature in education have shown an affirmed resolve of educators to adopt modern
productive teaching approaches to ensure maximum learning outcomes. There is indubitably a
serious need for teachers in higher educational institutions to focus on ways of enhancing
teaching and learning. However, few researchers appear to have focused on the subject. This
working paper, by employing the narrative design, examined the teaching enterprise with
emphasis on moving from pedagogy to andragogy as a harbinger for the creation of autonomous
self-directed adults. The paper advocates for pragmatic teaching strategies for teachers at this
level. It concludes that university teachers must necessarily take advantage of the-now-increasing
avenues for knowledge nourishment widely provided by outstanding journals, conference,
articles and scholarly books among other knowledge outlets. Teachers are urged to profiteer from
the wide range of polished teaching options espoused and circulated via the media. It is the
paper‘s view that implementing contemporary teaching methods is the only panacea to tackling
the current phenomenon of qualification inflation that has virtually led to the reduction of the
academic currency among graduates. The paper‘s firm belief is that with innovative teaching
methods, teachers desire for excellence in the classroom is already a forgone conclusion.

Research paper thumbnail of Difference in academic performance of economics students in public and private senior high schools within Cape Coast Metropolis in Ghana

The purpose of this study was to determine the difference in students' academic performance in Ec... more The purpose of this study was to determine the difference in students' academic performance in Economics between public and private senior high schools of the Cape Coast Metropolis. It was also aimed at examining the inherent conditions accounting for variations in students' academic performance in economics. The research focused on factors such as teacher motivation, availability and usage of teaching and learning resources, academic facilities. A descriptive design was used to explore the issue in the study. Questionnaire and the WASSCE results of students from 2010 to 2014 were used as instruments for the data collection. A cluster and simple random sampling techniques were used to select 8 schools and a simple random sampling technique was used to select the respondents. With the total sample of 400 Economics students and 48 economics teachers, the study found that senior school students in public schools performed better in Economics than those in the private schools. Again, the independent samples t-test result revealed that at 0.05 level of significance, in all the years (from 2010, 2011, 2012, 2013, 2014), there was a statistically significant difference in the mean performance of students in economics between public SHS private SHS. Public SHS have large libraries conducive for learning with modern recommended economics textbooks and large dining halls compared to their private counterparts. Teachers in the public SHS are more extrinsically motivated than those in the private schools. Teaching and learning resources such as radio tapes, projectors, etc. are barely used in both public and private S.H.S. Cite This Article As: Bukari, C., & Amenuku, A .M (2017). Difference in academic performance of economics students in public and private senior high schools within Cape Coast Metropolis in Ghana. Inter. J. Acad. Res. Educ. Rev. 5(1): 1-14

Research paper thumbnail of Difference in academic performance of economics students in public and private senior high schools within Cape Coast Metropolis in Ghana

The purpose of this study was to determine the difference in students' academic performance in Ec... more The purpose of this study was to determine the difference in students' academic performance in Economics between public and private senior high schools of the Cape Coast Metropolis. It was also aimed at examining the inherent conditions accounting for variations in students' academic performance in economics. The research focused on factors such as teacher motivation, availability and usage of teaching and learning resources, academic facilities. A descriptive design was used to explore the issue in the study. Questionnaire and the WASSCE results of students from 2010 to 2014 were used as instruments for the data collection. A cluster and simple random sampling techniques were used to select 8 schools and a simple random sampling technique was used to select the respondents. With the total sample of 400 Economics students and 48 economics teachers, the study found that senior school students in public schools performed better in Economics than those in the private schools. Again, the independent samples t-test result revealed that at 0.05 level of significance, in all the years (from 2010, 2011, 2012, 2013, 2014), there was a statistically significant difference in the mean performance of students in economics between public SHS private SHS. Public SHS have large libraries conducive for learning with modern recommended economics textbooks and large dining halls compared to their private counterparts. Teachers in the public SHS are more extrinsically motivated than those in the private schools. Teaching and learning resources such as radio tapes, projectors, etc. are barely used in both public and private S.H.S. Cite This Article As: Bukari, C., & Amenuku, A .M (2017). Difference in academic performance of economics students in public and private senior high schools within Cape Coast Metropolis in Ghana. Inter. J. Acad. Res. Educ. Rev. 5(1): 1-14