Supriya Singh | La Trobe University (original) (raw)
Papers by Supriya Singh
Australian & New Zealand Journal of Criminology, 2016
In New South Wales, Australia, statistics show that Pacific young people are over-represented in ... more In New South Wales, Australia, statistics show that Pacific young people are over-represented in the juvenile justice system. They enter later than other young offenders, frequently for violent offending. Drawing on research with Pacific young people on correctional orders, their families and communities, we outline the reasons for their over-representation using a risk and protective paradigm. Family connections, religious faith and cultural identity are reportedly strong for Pacific young people, but they struggle to negotiate differences between Pacific and Australian cultures. Misunderstanding of these issues and Pacific young people’s typical offending trajectory results in a lack of interventions to reduce this offending behaviour. This article makes a contribution to knowledge of a rarely researched group of young people in the juvenile justice system. It highlights the need for increased awareness of issues that Pacific young offenders face.
Money, Migration, and Family, 2016
The relationship between the morality of money, migration and family is the context for remittanc... more The relationship between the morality of money, migration and family is the context for remittances becoming one of the largest international flows of funds. Remittances are a currency of care in the global South. This is connected with two characteristics related to money and relationships. Firstly, money is part of the morality of family relationships, for money is shared across generations. Secondly, money is personal for it is often the preferred gift at births, weddings and funerals. Money is a medium of relationship. Money can be a preferred gift without necessarily being accompanied by remittances. In Japan, for instance, cash is gifted for the New Year but it is not a migrant country. However, this correspondence between money as a gift and remittances is seen clearly in countries of the global South.
Contemporary Sociology, 1999
An academic directory and search engine.
Financial Literacy, Banking and Identity …, 2006
Women 54 and younger in married and de facto relationships have more separate (individual) accoun... more Women 54 and younger in married and de facto relationships have more separate (individual) accounts than a generation ago. They see these separate accounts as a symbol of their financial identity and a means for greater financial autonomy. Women continue to spend much of their money on the household and children. However, women in relationships feel freer to spend on themselves if they have separate accounts that hold some of their earnings. Money earned is still money owned. Women see and manage their money differently because of changes in women's employment, the ideology of marriage, more joint home ownership, and changing patterns of relationship. There has also been the impact of greater information about accounts available through the use of information and communication technologies such as Automated Teller Machines (ATMs), Electronic Funds Transfer at Point of Sales (EFTPOS), direct transfers and phone and Internet banking. In this paper we draw on a qualitative study of banking covering 79 Australians across different socio economic categories. Though financial discrimination against women was common as recently as the 1980s, most women in our contemporary sample felt no gender bias relating to credit. There appears to be some gender discrimination remaining in bank attitudes, particularly with regard to guarantees and communication between the banks and couples.
Mobile phone ownership presents users with the opportunity to regularly update others of their ac... more Mobile phone ownership presents users with the opportunity to regularly update others of their actions through the digital documentation and circulation of their experiences. There is a sense that an event is not complete until it is shared through text, voice or images. An empirical study of 35 users aged 18-30, conducted for the Smart Internet Technology CRC [3] revealed that when members of a social group cannot be together physically, circulating digitised accounts of an activity becomes an authentic way to share the event. Furthermore, the study indicated that with the convergence of 3G mobile phones, digital cameras and the Internet, users are taking advantage of the best of all three communication channels to create, circulate, distribute and archive content in new and dynamic ways. Through this process users are creating the ‘ideal digital self ’ by which to communicate socially. However, the effectiveness of these new practices is eroded by specific design and technological...
Indigenous people are amongst the most financially excluded community in Australia i.e. lack acce... more Indigenous people are amongst the most financially excluded community in Australia i.e. lack access to safe, affordable and appropriate financial services (Connolly et al 2013). Though most have access to a bank account, a disproportionately high percentage is ‘under-banked’ i.e. lacks access to financial products and services from mainstream providers, relying instead on the informal or alternative finance sector for their financial needs. Collaborative, cross-sectoral efforts by the government, industry and community to improve Indigenous financial inclusion have not yielded much success. Literature on money and financial management in Indigenous Australia is patchy, with few studies focusing on how Indigenous people themselves understand, want to use and manage money. Banking policy and product design in Australia are heavily influenced by middle-income, ‘Anglo-Celtic’ (non-Indigenous) understandings of money. Using a research paradigm which privileges Indigenous understandings, ...
Australasian Journal of Information Systems, 2004
Young people are taking advantage of the ever-increasing accessibility and technical capabilities... more Young people are taking advantage of the ever-increasing accessibility and technical capabilities of 3G phones and the Internet to represent their experiences through multimedia content. However, this practice is inhibited by design shortcomings which don't adequately protect the privacy of content, problemitise content management and which limit distribution. This paper explores how possible design solutions were envisioned thorough the use of a scenario, called the Trophy Room.
SAGE Research Methods Cases, 2014
A large number of Indigenous Australians live in remote locations, enduring often harsh physical ... more A large number of Indigenous Australians live in remote locations, enduring often harsh physical environments. They face multidimensional socio-economic disadvantage, including social and financial exclusion. This case study describes the end-to-end research process undertaken by a PhD student, to explore the understanding of money in two remote Indigenous communities. Studying how Indigenous people in remote communities understand and want to use money helps to inform social policy and ongoing efforts to enhance their financial inclusion. Existing research highlights a significant 'gap' in financial outcomes for Indigenous people as compared to mainstream Australia. However, there is little academic research exploring how Indigenous people themselves view the world of money and finances. This case study discusses the challenges faced by a first-time researcher before, during and after the research was undertaken, the strategies employed to overcome these challenges and the lessons learned.
QualIT, Brisbane, 2004
Proceedings of QualIT2004: International Conference on Qualitative Research in IT & IT in Qualita... more Proceedings of QualIT2004: International Conference on Qualitative Research in IT & IT in Qualitative Research: 24-26 November 2004, Brisbane, Australia. Hosted by theInstitute for Integrated and Intelligent Systems , Griffith University. Copyright the authors and QualIT. Keywords: ...
Smart Internet …, 2006
This paper explores Australian Aboriginal experiences of money and money management, with a focus... more This paper explores Australian Aboriginal experiences of money and money management, with a focus on cultural identity and financial literacy. Within a framework of the literature on the history and cultural identity of the Indigenous Australian community, we draw on a section of a qualitative study on banking, security, privacy, identity and trust. The data presented in this paper focuses on face-to-face interviews and yarning circles with Aboriginal elders and community people in Brisbane, Queensland. Preliminary results show that a history of Aboriginal people's experience of money and social obligation to kin and community influence money management. The results indicate that cultural identity shapes money management practices. The paper concludes by presenting our planned continuation for this research project, particularly in the area of diversity between urban and remote groups in relation to money and money management.
… Literacy, Banking and …, 2006
Abstract: Microfinance is an important strategy in alleviating poverty. Underpinning microfinance... more Abstract: Microfinance is an important strategy in alleviating poverty. Underpinning microfinance initiatives is the aim of providing greater financial choice to those who are marginalised. To further our understanding of how microfinance initiatives achieve this, it ...
Quality and Impact of Qualitative Research, 2006
This paper presents the various challenges faced when working in large, multi-disciplinary, geogr... more This paper presents the various challenges faced when working in large, multi-disciplinary, geographically dispersed research teams. The team discussed here is part of a Smart Internet Technology Cooperative Research Centre project within the Banking and Finance domain in Australia. In this project, the challenge comes not only from its multi-disciplinary approach, but also overcoming geographical distances. These challenges are exacerbated by frequent changes in team members who have differing epistemological ...
imtfi.uci.edu
We combine the perspectives of the anthropology and sociology of money with user-centred design t... more We combine the perspectives of the anthropology and sociology of money with user-centred design to explore how the use of cash in rural and remote Papua New Guinea will shape the use of mobile money. Drawing on 13 open-ended interviews, group interviews ...
Women 54 and younger in married and de facto relationships have more separate (individual) accoun... more Women 54 and younger in married and de facto relationships have more separate (individual) accounts than a generation ago. They see these separate accounts as a symbol of their financial identity and a means for greater financial autonomy. Women continue to spend much of their money on the household and children. However, women in relationships feel freer to spend on themselves if they have separate accounts that hold some of their earnings. Money earned is still money owned. Women see and manage their money differently because of changes in women’s employment, the ideology of marriage, more joint home ownership, and changing patterns of relationship. There has also been the impact of greater information about accounts available through the use of information and communication technologies such as Automated Teller Machines (ATMs), Electronic Funds Transfer at Point of Sales (EFTPOS), direct transfers and phone and Internet banking. In this paper we draw on a qualitative study of ban...
Enabling customers to influence the way they are represented in the bank’s data bases, is one of ... more Enabling customers to influence the way they are represented in the bank’s data bases, is one of the major personalization, responsiveness and privacy issues of banking. In this paper we draw on the interim results from a qualitative study of the ways in which Australians think of privacy and money. We find that changes in life stages, residence, and relationships motivate people to share additional personal information with their bank, in order to receive personalized services. We suggest ways how privacy rights management can help customers better represent themselves in a flexible manner reflecting the changes in their lives.
Material and immaterial remittances shape each other among recent Indian migrants to Australia. A... more Material and immaterial remittances shape each other among recent Indian migrants to Australia. A transformation of the nature and flow of material remittances has been accompanied by changes in family structures and norms. I draw on my qualitative research between 2005 and 2014 on Indian migrants to Australia to show that material remittances have increasingly been going two ways since 1996. These two-way material remittances together with greater communication via mobile phones, satellite TV from India, reciprocal visits and policies relating to paid family reunion are bringing the normative structures and practices of the patrilineal joint Indian family to Australia. However, the developmental cycle of the joint family is different. The first generation of migrants who came as professionals between the 1970s and 1990s spoke of the loss of family, the narrowing of the boundaries of the extended family, and tensions relating to the one-way flow of money and communication. Recent mi...
Sociological Bulletin
Malaysia has a multiracial population consisting of 49.8 percent Malaysians (including Malays, In... more Malaysia has a multiracial population consisting of 49.8 percent Malaysians (including Malays, Indonesian migrants, and aborigines), 37.2 percent Chinese, 11.1 percent Indians, and 1.9 percent others (including Pakistanis and Ceylonese) (Tilman 1964: 16). One of the problems facing Malaysia today is the development of a national culture which would partake of the distinctiveness of all three cultures represented in the country and yet be Malaysian in essence. The emergence of such a culture is impeded by the great differences between the three communities. It is accepted that due to differences in religion, language, dress, food, occupational patterns, residence, geographical distribution, style of life, and historical factors, there is a wide cultural chasm between the three main communities of Malaysia (Tilman 1964: 23-24). However, there also seems to be an implicit assumption that the English educated group bridges this gap to some extent by virtue of a common language, education, and exposure to Westernization (Smith 1963: 4). It is in this context that this study focuses on the following problems. First, what is the nature of social interaction between the English educated groups of different races ? Second, is this interaction leading to the emergence of a Malaysian culture ?
Australian & New Zealand Journal of Criminology, 2016
In New South Wales, Australia, statistics show that Pacific young people are over-represented in ... more In New South Wales, Australia, statistics show that Pacific young people are over-represented in the juvenile justice system. They enter later than other young offenders, frequently for violent offending. Drawing on research with Pacific young people on correctional orders, their families and communities, we outline the reasons for their over-representation using a risk and protective paradigm. Family connections, religious faith and cultural identity are reportedly strong for Pacific young people, but they struggle to negotiate differences between Pacific and Australian cultures. Misunderstanding of these issues and Pacific young people’s typical offending trajectory results in a lack of interventions to reduce this offending behaviour. This article makes a contribution to knowledge of a rarely researched group of young people in the juvenile justice system. It highlights the need for increased awareness of issues that Pacific young offenders face.
Money, Migration, and Family, 2016
The relationship between the morality of money, migration and family is the context for remittanc... more The relationship between the morality of money, migration and family is the context for remittances becoming one of the largest international flows of funds. Remittances are a currency of care in the global South. This is connected with two characteristics related to money and relationships. Firstly, money is part of the morality of family relationships, for money is shared across generations. Secondly, money is personal for it is often the preferred gift at births, weddings and funerals. Money is a medium of relationship. Money can be a preferred gift without necessarily being accompanied by remittances. In Japan, for instance, cash is gifted for the New Year but it is not a migrant country. However, this correspondence between money as a gift and remittances is seen clearly in countries of the global South.
Contemporary Sociology, 1999
An academic directory and search engine.
Financial Literacy, Banking and Identity …, 2006
Women 54 and younger in married and de facto relationships have more separate (individual) accoun... more Women 54 and younger in married and de facto relationships have more separate (individual) accounts than a generation ago. They see these separate accounts as a symbol of their financial identity and a means for greater financial autonomy. Women continue to spend much of their money on the household and children. However, women in relationships feel freer to spend on themselves if they have separate accounts that hold some of their earnings. Money earned is still money owned. Women see and manage their money differently because of changes in women's employment, the ideology of marriage, more joint home ownership, and changing patterns of relationship. There has also been the impact of greater information about accounts available through the use of information and communication technologies such as Automated Teller Machines (ATMs), Electronic Funds Transfer at Point of Sales (EFTPOS), direct transfers and phone and Internet banking. In this paper we draw on a qualitative study of banking covering 79 Australians across different socio economic categories. Though financial discrimination against women was common as recently as the 1980s, most women in our contemporary sample felt no gender bias relating to credit. There appears to be some gender discrimination remaining in bank attitudes, particularly with regard to guarantees and communication between the banks and couples.
Mobile phone ownership presents users with the opportunity to regularly update others of their ac... more Mobile phone ownership presents users with the opportunity to regularly update others of their actions through the digital documentation and circulation of their experiences. There is a sense that an event is not complete until it is shared through text, voice or images. An empirical study of 35 users aged 18-30, conducted for the Smart Internet Technology CRC [3] revealed that when members of a social group cannot be together physically, circulating digitised accounts of an activity becomes an authentic way to share the event. Furthermore, the study indicated that with the convergence of 3G mobile phones, digital cameras and the Internet, users are taking advantage of the best of all three communication channels to create, circulate, distribute and archive content in new and dynamic ways. Through this process users are creating the ‘ideal digital self ’ by which to communicate socially. However, the effectiveness of these new practices is eroded by specific design and technological...
Indigenous people are amongst the most financially excluded community in Australia i.e. lack acce... more Indigenous people are amongst the most financially excluded community in Australia i.e. lack access to safe, affordable and appropriate financial services (Connolly et al 2013). Though most have access to a bank account, a disproportionately high percentage is ‘under-banked’ i.e. lacks access to financial products and services from mainstream providers, relying instead on the informal or alternative finance sector for their financial needs. Collaborative, cross-sectoral efforts by the government, industry and community to improve Indigenous financial inclusion have not yielded much success. Literature on money and financial management in Indigenous Australia is patchy, with few studies focusing on how Indigenous people themselves understand, want to use and manage money. Banking policy and product design in Australia are heavily influenced by middle-income, ‘Anglo-Celtic’ (non-Indigenous) understandings of money. Using a research paradigm which privileges Indigenous understandings, ...
Australasian Journal of Information Systems, 2004
Young people are taking advantage of the ever-increasing accessibility and technical capabilities... more Young people are taking advantage of the ever-increasing accessibility and technical capabilities of 3G phones and the Internet to represent their experiences through multimedia content. However, this practice is inhibited by design shortcomings which don't adequately protect the privacy of content, problemitise content management and which limit distribution. This paper explores how possible design solutions were envisioned thorough the use of a scenario, called the Trophy Room.
SAGE Research Methods Cases, 2014
A large number of Indigenous Australians live in remote locations, enduring often harsh physical ... more A large number of Indigenous Australians live in remote locations, enduring often harsh physical environments. They face multidimensional socio-economic disadvantage, including social and financial exclusion. This case study describes the end-to-end research process undertaken by a PhD student, to explore the understanding of money in two remote Indigenous communities. Studying how Indigenous people in remote communities understand and want to use money helps to inform social policy and ongoing efforts to enhance their financial inclusion. Existing research highlights a significant 'gap' in financial outcomes for Indigenous people as compared to mainstream Australia. However, there is little academic research exploring how Indigenous people themselves view the world of money and finances. This case study discusses the challenges faced by a first-time researcher before, during and after the research was undertaken, the strategies employed to overcome these challenges and the lessons learned.
QualIT, Brisbane, 2004
Proceedings of QualIT2004: International Conference on Qualitative Research in IT & IT in Qualita... more Proceedings of QualIT2004: International Conference on Qualitative Research in IT & IT in Qualitative Research: 24-26 November 2004, Brisbane, Australia. Hosted by theInstitute for Integrated and Intelligent Systems , Griffith University. Copyright the authors and QualIT. Keywords: ...
Smart Internet …, 2006
This paper explores Australian Aboriginal experiences of money and money management, with a focus... more This paper explores Australian Aboriginal experiences of money and money management, with a focus on cultural identity and financial literacy. Within a framework of the literature on the history and cultural identity of the Indigenous Australian community, we draw on a section of a qualitative study on banking, security, privacy, identity and trust. The data presented in this paper focuses on face-to-face interviews and yarning circles with Aboriginal elders and community people in Brisbane, Queensland. Preliminary results show that a history of Aboriginal people's experience of money and social obligation to kin and community influence money management. The results indicate that cultural identity shapes money management practices. The paper concludes by presenting our planned continuation for this research project, particularly in the area of diversity between urban and remote groups in relation to money and money management.
… Literacy, Banking and …, 2006
Abstract: Microfinance is an important strategy in alleviating poverty. Underpinning microfinance... more Abstract: Microfinance is an important strategy in alleviating poverty. Underpinning microfinance initiatives is the aim of providing greater financial choice to those who are marginalised. To further our understanding of how microfinance initiatives achieve this, it ...
Quality and Impact of Qualitative Research, 2006
This paper presents the various challenges faced when working in large, multi-disciplinary, geogr... more This paper presents the various challenges faced when working in large, multi-disciplinary, geographically dispersed research teams. The team discussed here is part of a Smart Internet Technology Cooperative Research Centre project within the Banking and Finance domain in Australia. In this project, the challenge comes not only from its multi-disciplinary approach, but also overcoming geographical distances. These challenges are exacerbated by frequent changes in team members who have differing epistemological ...
imtfi.uci.edu
We combine the perspectives of the anthropology and sociology of money with user-centred design t... more We combine the perspectives of the anthropology and sociology of money with user-centred design to explore how the use of cash in rural and remote Papua New Guinea will shape the use of mobile money. Drawing on 13 open-ended interviews, group interviews ...
Women 54 and younger in married and de facto relationships have more separate (individual) accoun... more Women 54 and younger in married and de facto relationships have more separate (individual) accounts than a generation ago. They see these separate accounts as a symbol of their financial identity and a means for greater financial autonomy. Women continue to spend much of their money on the household and children. However, women in relationships feel freer to spend on themselves if they have separate accounts that hold some of their earnings. Money earned is still money owned. Women see and manage their money differently because of changes in women’s employment, the ideology of marriage, more joint home ownership, and changing patterns of relationship. There has also been the impact of greater information about accounts available through the use of information and communication technologies such as Automated Teller Machines (ATMs), Electronic Funds Transfer at Point of Sales (EFTPOS), direct transfers and phone and Internet banking. In this paper we draw on a qualitative study of ban...
Enabling customers to influence the way they are represented in the bank’s data bases, is one of ... more Enabling customers to influence the way they are represented in the bank’s data bases, is one of the major personalization, responsiveness and privacy issues of banking. In this paper we draw on the interim results from a qualitative study of the ways in which Australians think of privacy and money. We find that changes in life stages, residence, and relationships motivate people to share additional personal information with their bank, in order to receive personalized services. We suggest ways how privacy rights management can help customers better represent themselves in a flexible manner reflecting the changes in their lives.
Material and immaterial remittances shape each other among recent Indian migrants to Australia. A... more Material and immaterial remittances shape each other among recent Indian migrants to Australia. A transformation of the nature and flow of material remittances has been accompanied by changes in family structures and norms. I draw on my qualitative research between 2005 and 2014 on Indian migrants to Australia to show that material remittances have increasingly been going two ways since 1996. These two-way material remittances together with greater communication via mobile phones, satellite TV from India, reciprocal visits and policies relating to paid family reunion are bringing the normative structures and practices of the patrilineal joint Indian family to Australia. However, the developmental cycle of the joint family is different. The first generation of migrants who came as professionals between the 1970s and 1990s spoke of the loss of family, the narrowing of the boundaries of the extended family, and tensions relating to the one-way flow of money and communication. Recent mi...
Sociological Bulletin
Malaysia has a multiracial population consisting of 49.8 percent Malaysians (including Malays, In... more Malaysia has a multiracial population consisting of 49.8 percent Malaysians (including Malays, Indonesian migrants, and aborigines), 37.2 percent Chinese, 11.1 percent Indians, and 1.9 percent others (including Pakistanis and Ceylonese) (Tilman 1964: 16). One of the problems facing Malaysia today is the development of a national culture which would partake of the distinctiveness of all three cultures represented in the country and yet be Malaysian in essence. The emergence of such a culture is impeded by the great differences between the three communities. It is accepted that due to differences in religion, language, dress, food, occupational patterns, residence, geographical distribution, style of life, and historical factors, there is a wide cultural chasm between the three main communities of Malaysia (Tilman 1964: 23-24). However, there also seems to be an implicit assumption that the English educated group bridges this gap to some extent by virtue of a common language, education, and exposure to Westernization (Smith 1963: 4). It is in this context that this study focuses on the following problems. First, what is the nature of social interaction between the English educated groups of different races ? Second, is this interaction leading to the emergence of a Malaysian culture ?
Transnational Families, Migration and the Circulation of Care: Understanding Mobility and Absence in Family Life, 2013
Domestic Economic Abuse: The Violence of Money, 2021
Supriya Singh tells the stories of 12 Anglo-Celtic and Indian women in Australia who survived eco... more Supriya Singh tells the stories of 12 Anglo-Celtic and Indian women in Australia who survived economic abuse. She describes the lived experience of coercive control underlying economic abuse across cultures.
Each story shows how the woman was trapped and lost her freedom because her husband denied her money, appropriated her assets and sabotaged her ability to be in paid work. These stories are about silence, shame and embarrassment that this could happen despite professional and graduate education. Some of the women were the main earners in their household. Women spoke of being afraid, of trying to leave, of losing their sense of self. Many suffered physical and mental ill-health, not knowing what would trigger the violence. Some attempted suicide. None of the women fully realised they were suffering family violence through economic abuse, whilst it was happening to them.
The stories of Anglo-Celtic and Indian women show economic abuse is not associated with a specific system of money management and control. It is when the morality of money is betrayed that control becomes coercive. Money as a medium of care then becomes a medium of abuse.
The women’s stories demonstrate the importance of talking about money and relationships with future partners, across life stages and with their sons and daughters. The women saw this as an essential step for preventing and lessening economic abuse.