Khalid F Howladar | London Business School (original) (raw)

Khalid Howladar is the Chairman of MRHB DeFi , the world’s first ethical and halal decentralized finance platform. He is an active innovation investor and venture builder across the Islamic Fintech space. Lastly he is one of the world's leading Rating Advisors for both institutions and sovereign's worldwide.

With his rare mix of financial, tech, social and faith driven perspectives, he is a recognised authority in his fields and has addressed investors worldwide as well as audiences at the World Bank, IMF, ECB and IIF. Khalid is also an active innovation angel, advisor and board member for a diverse mix of fintech, crypto, edtech and Islamic Economy start-ups through his firm Acreditus Partners.

Khalid gained industry prominence from his 15 years at Moody’s Investor’s Service London and Dubai culminating as both Global Head – Islamic Finance and Head of the GCC banking team as well as being a senior member of the GCC sovereign committee. This was after roles covering securitisation and structured credit in London. His most prominent start-up role was as Angel & later Chairman of Small Pharma, a pioneering psychedelic UK biotech that successfully made the transition from startup to a public 2021 listing on the TSXV Canada during his board leadership.

At Moody’s he was responsible for rating a diverse portfolio of around 60 conventional and Islamic financial institutions plus global sukuk issuances. He was both a Credit Committee Co-Chair for the European, Middle East & Africa Banks. Khalid was also an analyst in the structured finance team responsible for rating a diverse, $150 billion mix of GCC securitizations, leveraged loan, synthetic, high yield, asset-backed CDOs & CLOs. Previously Khalid spent four years at Credit Suisse in the Emerging Markets Risk team in London.

An engaging orator, he has provided over 100 briefings on both regional credit markets and Islamic finance to EM Investors such as the BlackRock, Fidelity, AIG, Threadneedle, Ashmore, ECM, LIM, Goldman Sachs, JPM AM, Franklin Templeton and BlueBay the amongst others. His research and views have often been quoted by the FT, Bloomberg, Reuters, WSJ, The Economist, CNBC Arabiya and other media outlets.

He is an active LinkedIn influencer and a well-respected speaker at conferences with his passionate and dynamic style engaging audiences at the most senior levels in globally for institutions such as the World Bank, IMF, ECB, IIF, IsDB, AMF and the IILM.

A keen writer, Khalid has authored numerous research pieces across his career and works closely with Academia. He has lectured students in Dubai (Edinburgh, London and Cass Business Schools), Abu Dhabi (Paris-Sorbonne and New York Universities) and Lisbon (Nova Business School) in Islamic fintech, risk, ratings, banking and sukuk finance.

Khalid holds an MSc in Finance from London Business School, an MSc in Advanced Information Technology and a BEng in Software Engineering both from the Imperial College of Science and Technology and Medicine.

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