Dr. Sangeeta | Maharaja Agrasen Institute of Technology (original) (raw)
Papers by Dr. Sangeeta
International Journal of Innovation Studies, 2024
The aim of the society 5.0 programme, that was initially introduced by Japan, is to create intell... more The aim of the society 5.0 programme, that was initially introduced by Japan, is to create intelligent, sustainable societies where people are valued for their right to a secure and comfortable life. Artificial intelligence (AI) technologies that have been created to improve happiness index and excellence of life are effective in all areas and help achieve the objectives of advanced level society 5.0. Based on the systematic literature review method, this paper delivers a complete understanding of the notion of society 5.0, including its workings, social problems it addresses, and obstacles it faces in India. Additionally, it is claimed that the integration of physical and cyberspace will improve quality of life by enabling the development of super smart societies.
International Journal of Innovation Studies, 2024
This paper uses qualitative data analysis to examine the impact of global factors on the performa... more This paper uses qualitative data analysis to examine the impact of global factors on the performance of Asian stock market returns and performance of Asian business enterprises. This study investigates the interaction between international trade and regional economic outcomes using a variety of theoretical frameworks and empirical studies. A review of the research literature on the role of international trade and financial integration in shaping the risk profile of Asian businesses. It also analyses various global factors such as financial crises, trade tensions and geopolitical risks, explaining their transmission mechanisms and their impact on market volatility, returns and replicating the character of investors. By combining existing knowledge and identifying gaps in the literature, this paper contributes to a deeper understanding of the linkages between global and regional economies, provides insights for future research, and informs investors, policymakers, and business stakeholders about the true impact.
This paper aims to provide an overview about main reasons responsible for unpredictability in the... more This paper aims to provide an overview about main reasons responsible for unpredictability in the performance of stock market of India and the measures taken by government and financial regulatory bodies to control these factors. The stock market provides for mobilization and allocation of savings in an efficient manner. Due to globalization, stock markets play an important role in the development of economies. Various factors increase the level of risk and uncertainty faced by the stock markets due to which stock markets often experience fluctuations. Therefore, measurement of volatility of the stock market returns becomes necessary to decrease this uncertainty. Simply put, volatility is the extent to which the price of the security or asset changes with returns. It measures the level of risk associated with the price fluctuations of a security. Standard deviation of annual returns over a period of time is calculated in order to estimate volatility. Higher the volatility, higher is the risk in security and vice versa. There are number of factors which cause volatility in stock market like rate of inflation, economic crisis, social and political factors, changes in economic policy, economic indicators etc. To control the impact caused by these factors various steps are taken like margin trading, pre open sessions, price bands, circuit breakers etc.
Financial Market in Asia have become an important part of the global financial ecosystem, playing... more Financial Market in Asia have become an important part of the global financial ecosystem, playing a key role in economic development and influencing investment strategies worldwide. This paper focuses on the important role Asian markets play in stimulating economic growth, facilitating investment and becoming a source of capital. The aim is to understand the unique characteristics of Asian equity markets, their distinct models and regulatory frameworks, and their impact on regional and global markets. Particular attention is paid to the impact of technological progress, geopolitical events and international financial issues on the development and transformation of Asian stock markets. Overall, this overview is designed to provide a better understanding of the economic importance of Asian equity markets for those wishing to navigate the opportunities and challenges presented by this dynamic and increasingly dynamic environment. For policy makers, investors and researchers.
Academy of Marketing Studies Journal , 2024
This study aims to analyse the literature on banking digitalisation using bibliometric techniques... more This study aims to analyse the literature on banking digitalisation using bibliometric techniques comprehensively. By examining the key themes, trends, and influential works in this field, the study seeks to shed light on the current state of research and identify future directions for scholars and practitioners. Methods: A systematic bibliometric analysis was conducted on a selected corpus of scholarly publications related to banking digitalisation. The data were collected from reputable academic databases and carefully curated to ensure relevance and quality. Various bibliometric indicators, including citation counts, co-citation analysis, and co-authorship analysis, were employed to analyse the literature and identify influential authors, journals, and research themes. Findings: The findings of the bibliometric analysis reveal a significant growth in research output on banking digitalisation over the past decade. The analysis identified several influential authors who have contributed substantially to the field. The most frequently cited works revolve around digital banking channels, customer adoption of digital services, technological innovation, and the impact of digitalisation on banking performance. Moreover, the analysis uncovered emerging themes such as blockchain technology, artificial intelligence, and cybersecurity, which reflect the evolving landscape of banking digitalisation research. Managerial Implication: The managerial implications derived from the bibliometric analysis of banking digitalisation literature provide valuable guidance. Managers should stay updated on emerging technologies, prioritise customer-centric digital experiences, foster a culture of innovation, collaborate with fintech companies, address cybersecurity challenges, invest in employee training, and monitor regulatory developments. By considering these implications, managers can make informed decisions, drive innovation, enhance customer satisfaction, mitigate risks, build strategic partnerships, ensure compliance, and create a competitive advantage in digital banking. Incorporating these managerial implications will enable managers to navigate the complexities of banking digitalisation and successfully drive their organisations' digital transformation strategies. Practical Implication: The bibliometric analysis of banking digitalisation literature offers valuable practical implications. Practitioners can utilise the analysis to make evidence-based decisions, benchmark their strategies against influential works, identify research gaps for collaboration or internal projects, evaluate performance, assess risks and mitigate them, guide technology adoption and implementation, and stay informed about policy and regulatory considerations. This analysis provides a roadmap for practitioners to leverage existing knowledge, access reputable sources, and align their strategies with emerging trends in banking digitalisation. By incorporating these practical implications, practitioners can enhance their decision-making processes and drive successful digital transformation within their organisations. Social implications: The analysis of banking digitalisation literature using bibliometric techniques has important social implications. As banking becomes increasingly digitalised, it
This is due to the fact that, in recent years, financial literacy has come to be recognized as an... more This is due to the fact that, in recent years, financial literacy has come to be recognized as an essential skill that leads to positive perspectives on one's financial situation. The employees of participated in this study to investigate the relationship between financial literacy and retirement planning. Since the purpose of the study was to investigate the connection between financial literacy and retirement planning, a quantitative method was selected as the appropriate method for conducting the research. The data collection instrument was in the form of a structured questionnaire that was completed by the participants themselves. According to the findings of the study, having a strong understanding of personal finance has a large and favourable impact on being prepared for retirement. The recommendations were based on the necessity for employers to increase the number of publications on financial education at the University Library. In addition, the results of this research suggest that a national policy on financial literacy as soon as possible in order to teach people when they are still in the formative stages of their lives.
One of the best ways to increase efficiency and profitability in the banking sector is through me... more One of the best ways to increase efficiency and profitability in the banking sector is through mergers and acquisitions. In recent times, the Indian banking industry had numerous large mergers. The study involves one of the biggest bank mergers in the country. On April 1, 2017, five associates of SBI and Bhartiya Mahaila Bank were combined with SBI in the greatest merger to create SBI a significant bank. The study analyses SBI's performance using return on assets (ROA) and return on equity (ROE). ROA is useful for evaluating out how well an organization uses its resources to make a profit. While ROE aids in concentrating on the crucial areas of financial performance to pinpoint the organization's strengths and weaknesses. Mean and standard deviation (SD) are used to compare the results between before and after M&A. Prior period and post period are divided into two segments in the study. The pre-merger period runs from
Mergers and acquisitions strengthen and improve an industry. This research investigates whether b... more Mergers and acquisitions strengthen and improve an industry. This research investigates whether bank mergers can boost shareholder value by taking example of India. The RBI regulates the Indian banking sector. The research includes information on 2019 banking megamergers. Financial statements from 2017-2018 to 2020-2021 have been analyzed. The Du Pont Model analyzed pre-and post-merger acquisition. The Du Pont model helps determine a company's owners' worth by separating the components that affect return on equity (ROE). ROE helps assess a company's strengths and weaknesses by focusing on financial performance. This approach splits ROE into profit margin, asset utilization, and financial leverage and shows a positive association between them. The mean and standard deviation are used to compare data from before and after the merger. Mega-mergers in the banking sector have both good and bad impacts, but in the near term, they benefit India's economy.
The term "basic financial planning" refers to having a fundamental understanding of a variety of ... more The term "basic financial planning" refers to having a fundamental understanding of a variety of financial topics, including but not limited to: budgeting; interest rates; the time value of money; inflation; debit-credit; money management; investment; banking products; risk-return; and so on. A lack of fundamental financial knowledge can lead to inefficient decision making, which can then result in losses. The demographic factor, socioeconomic factors, educational level, workplace activity, and other factors all have an impact on the fundamental level of financial planning. In some instances, one or more of these factors might be the most important, while in others, they might not be relevant at all. For effective policy making, it is essential to have a solid understanding of the impact that such factors have on the basic financial awareness level of the general population. As a result, the purpose of this study is to investigate the level of basic financial planning practised by people living in Delhi and the National Capital Region. A non-parametric test of independent samples known as the Kruskal-Wallis test and a Mann-Whitney U test were used to conduct the analysis on the data that was collected. According to the findings of the study, there is a discernible gap in the level of fundamental financial knowledge between the various age groups. On the other hand, the study discovered that the fundamental financial planning level did not vary significantly according to gender, employment status, or educational level.
Mergers and Acquisitions helps in the acquisition of a competitiveness and the reduction of indus... more Mergers and Acquisitions helps in the acquisition of a competitiveness and the reduction of industrial deficiencies. Companies trade information on revenue, debt, properties, technology, etc. while merging. Based on regional considerations and the severity of bad loans, public sector banks were combined. Additionally, it reshapes and recreates the finan
Mergers & Acquisitions are one of the most successful scaling up and company development strategi... more Mergers & Acquisitions are one of the most successful scaling up and company development strategies. Despite being largely acknowledged in developed economies, these strategies are commonly employed in developing countries like India. The event study approach is applied in this study to assess the consequences of Mergers & Acquisitions (M&A) on the value of stocks performance in India's banking sector from 2013 to 2020. The market study approach has used to determine the Abnormal return (AR) and Cumulative abnormal return (CAR) in order to analyze how the phenomena affected share prices prior to and following the occurrence. Event window has been used for this purpose for 81 days (40, 40), whereas estimate window is 200 days. The findings show divergent results on the M&A activity influence the stock price performance. Research findings reveal that while few banks saw positive AR and CAR following the M&A, the bulk of banks experienced negative returns. Overall, the results reveal that the market's response to the recurrence of M&As in India's banking sector has unfavorable. Findings may be useful in providing managers and investors with new views while making investment-related decisions.
This paper aims to study the impact of training on employee's Satisfaction, Commitment and Retent... more This paper aims to study the impact of training on employee's Satisfaction, Commitment and Retention in leading hotels in Chandigarh, and to find out possible aspects for improvements through Human Resource strategies. Training & growth was calculated by four things (questions) and though staff contentment variable is calculated by eight items. To analyze the assumption parametric data (e.g., Pearson correlation, ANOVA) and regression analysis was applied. For creating the variables generally distributed variables were altered through function of Log10 for standard allocation of variables. This transformed whole scale score of employee fulfillment, dedication and retention were used as the relied variable and four items of training and development taken in to consideration as the autonomous variables to carry out the investigation and to check the hypothesis. The results determined that providing training is completely related to superior worker satisfaction, commitment and retention.
This paper aims to analyze the impact of sub-prime crisis on Indian stock market. The paper divid... more This paper aims to analyze the impact of sub-prime crisis on Indian stock market. The paper divided the time period into three parts: pre-crisis period (From April, 2005 to June, 2007); during the crisis period (From July, 2007 to Dec, 2010) and post crisis period (From Jan, 2011 to June, 2013). Then to study the impact on NSE (Nifty 50) Index and selected Indices firstly, the normality test was applied on all sectoral indices. Histogram and Jarque-Bera statistics showed that data was not normal for all indices in all the three periods, but variations were high during the crisis period for all indices. ADF test results showed that the series were stationary in pre, during and post crisis period. Next ARCH LM tests confirmed the ARCH effect was presents in all indices for pre, during and post crisis period. After confirmation of ARCH effect E-GARCH model was applied to measure the asymmetric behavior of volatility in selected stock indices was a best fit model among the three models on the basis of less AIC and SC values criteria.
Big Data and data analytics have made significant progress in the past decade. The use of Big Dat... more Big Data and data analytics have made significant progress in the past decade. The use of Big Data and data analytics affects hotel management in many ways by improving business operation, performance evaluation, risk assessment, and managerial strategic plans. However, Big Data and data analytics application in the hospitality industry, including resorts and hotels, is emerging. This paper explores the use of Big Data and data analytics in identifying, assessing, managing and disclosing the business activities of the hospitality industry. The survey results indicate that: (1) the demand for and interest in Big Data/data analytics will continue to increase in the hospitality industry; (2) Big Data / data analytics should be integrated into business strategic decisions and operational processes; and (3) the use of Big Data / data analytics in the hospitality industry includes occupancy forecasting, examining operational efficiency, developing a data warehouse, collecting and assessing customer reviews, improving staff training and retention, and securing customer satisfaction and loyalty. Results present policy, practical, and educational implications for the hospitality industry.
This paper aims to study the digital innovations in entrepreneurship. Entrepreneurship means deve... more This paper aims to study the digital innovations in entrepreneurship. Entrepreneurship means developing and managing the business venture in order to gain profit in the corporate world. The relation of entrepreneurship and innovation comprises of independent and innovative ideas may be present for new products, services or processes. Innovation play an important role in entrepreneurship, it doesn't always mean to create something new. Sometimes innovator take the product or service that already exists and improve it, change it or make better for their customers. An entrepreneurial does not have to restrict itself to only one type of invention. Success can be built by the combination of innovations like a new product delivered in a new way with a new message. Production is not just about technology even some philosophies like Just-in-time supply and total quality management are providing platforms for profitable innovation. To examine the literature on corporate entrepreneurship and innovation, this paper includes the meaning of entrepreneur, enterprise and entrepreneurship and also include the process of entrepreneurship. There are many inventions in different sectors which are already transforming the ways to interact the technology in business. The objective of this study is that how can digital assistant like Alexa, Google assistant, Apple Siri beneficial in entrepreneurship. But the innovation would not make business automatically successful, product is one mile on long journey in the way of business to success. To achieve the study of many cases, the outcome was that, success of the enterprise depends upon the entrepreneur and a person who has ability or competence and willingness to do work is a real entrepreneur. With the help of creativity and innovation a person can achieve the maximum value of the business. Three factors like entrepreneurial attitudes, vision and actions should include in entrepreneurship.
The research develops a theoretical model that highlights the determinants of adoption of online ... more The research develops a theoretical model that highlights the determinants of adoption of online teaching at the time of the outbreak of COVID 19. Empirical data was gathered from 643 school teachers by means of an online survey. The proposed conceptual framework was investigated empirically by means of confirmatory factor analysis (CFA) and structural equation modelling (SEM). The findings of the study revealed performance expectancy, and facilitating conditions had a positive impact on behavioural intention as well as attitude. However, effort expectancy failed to drive teachers' adoption to online teaching. On the other hand, social influence had insignificant relationship with attitude but significant relationship with behavioural intention. Attitude had a significant impact on behavioural intention as well as actual use. This study contributes to the literature by presenting and validating a theory-driven framework that accentuates the factors influencing online teaching during outbreak of a pandemic.
The purpose of this paper is to explain the spread of Corona virus Pandemic in India and steps ta... more The purpose of this paper is to explain the spread of Corona virus Pandemic in India and steps taken by the Government to combat with this situation. Design/methodology/approach: This paper is an conceptual paper which is based on various online and newspaper articles and reports given by the health ministry. Literature revealed many preventive actions taken by Indian Government. Findings: Preventive measues includes travel & entry restrictions, Lockdown, closedown of historical places and educational Institutes, Screening, legal actions, testing and treatment and many more. Despite of these actions government is facing many problems like panic buying by the people, suspected people are escaping and creating uncontrollable situation, misinformation and rumors about the causes of virus, discriminations among people, attacking on doctors and nurses and the biggest cause was Tabligihi Jamaat in Nizamuddin dargah (Delhi). Research limitations/implications: This paper highlights only few causes and preventive measures of COVID 19. This would create the chances for another researches to investigate this topic and find out possible solutions to overcome from this panademic. Originality/value: This paper is accompanied with the support of online and newspaper articles and reports given by the health ministry.
In the present business situation during the COVID-19 pandemic, employee engagement has become on... more In the present business situation during the COVID-19 pandemic, employee engagement has become one of the utmost prominent primacies for human resource managers and practitioners in organizations due to lockdown. The paper is to determine the engagement of employees by various companies during coronavirus pandemic. Organizations nowadays are constantly developing innovative and effective means to engage the employees during this tough time. This paper is a conceptual paper that is based on various research papers, articles, blogs, online newspapers, and reports of World Health Organization. During this pandemic situation, organizations are evolving many engagement activities like online family engagement practices, virtual learning and development, online team building activities, webinars with industry experts, online conduct weekly alignment sessions, team meet-ups over video conference for lunch, short online game sessions, virtual challenges and competitions, online courses, appreciation sessions, communication exercises, live sessions for new-skill training, online counseling sessions, recognition and acknowledgment session, webinars dealing with anxiety and stress, providing online guidance for exercise and meditation, social interactions in a virtual office, classrooms training modules digitally, e-learning modules, and many more creative learning sessions. Work-fromhome regime engagement activities are very fruitful for employees as well as for organizations. Those organizations doing these kinds of engagement activities for their employees are learning new skills and developing themselves. Employees are feeling committed to the organization and stay motivated during this tough time of COVID-19 pandemic.
Purpose: The paper throws a light on trading in the security market on the information not availa... more Purpose: The paper throws a light on trading in the security market on the information not available in the market so far and the provision of law against the same in Indian perspective. Design/Methodology: This paper discuss some insider trading references in Indian stock market along with the concept, mechanism, nature of price sensitive information and regulations and amendments made by SEBI to control insider trading activities in India. Findings: Some precautionary measures need to be taken while dealing in securities i.e. to evaluate the instant increase or decrease in the volume without any fundamental changes, not to go with momentum, do your research & homework before dealing in securities. Research Limitations/Implications: Future researches may suggest new recommendations and methods to improve the regulations regarding malpractices in stock market. Originality/Value: The present paper provide assistance to parties like FIIs, regulators and market players involved in stock market trading about regulatory framework on insider trading in India.
International Journal of Innovation Studies, 2024
The aim of the society 5.0 programme, that was initially introduced by Japan, is to create intell... more The aim of the society 5.0 programme, that was initially introduced by Japan, is to create intelligent, sustainable societies where people are valued for their right to a secure and comfortable life. Artificial intelligence (AI) technologies that have been created to improve happiness index and excellence of life are effective in all areas and help achieve the objectives of advanced level society 5.0. Based on the systematic literature review method, this paper delivers a complete understanding of the notion of society 5.0, including its workings, social problems it addresses, and obstacles it faces in India. Additionally, it is claimed that the integration of physical and cyberspace will improve quality of life by enabling the development of super smart societies.
International Journal of Innovation Studies, 2024
This paper uses qualitative data analysis to examine the impact of global factors on the performa... more This paper uses qualitative data analysis to examine the impact of global factors on the performance of Asian stock market returns and performance of Asian business enterprises. This study investigates the interaction between international trade and regional economic outcomes using a variety of theoretical frameworks and empirical studies. A review of the research literature on the role of international trade and financial integration in shaping the risk profile of Asian businesses. It also analyses various global factors such as financial crises, trade tensions and geopolitical risks, explaining their transmission mechanisms and their impact on market volatility, returns and replicating the character of investors. By combining existing knowledge and identifying gaps in the literature, this paper contributes to a deeper understanding of the linkages between global and regional economies, provides insights for future research, and informs investors, policymakers, and business stakeholders about the true impact.
This paper aims to provide an overview about main reasons responsible for unpredictability in the... more This paper aims to provide an overview about main reasons responsible for unpredictability in the performance of stock market of India and the measures taken by government and financial regulatory bodies to control these factors. The stock market provides for mobilization and allocation of savings in an efficient manner. Due to globalization, stock markets play an important role in the development of economies. Various factors increase the level of risk and uncertainty faced by the stock markets due to which stock markets often experience fluctuations. Therefore, measurement of volatility of the stock market returns becomes necessary to decrease this uncertainty. Simply put, volatility is the extent to which the price of the security or asset changes with returns. It measures the level of risk associated with the price fluctuations of a security. Standard deviation of annual returns over a period of time is calculated in order to estimate volatility. Higher the volatility, higher is the risk in security and vice versa. There are number of factors which cause volatility in stock market like rate of inflation, economic crisis, social and political factors, changes in economic policy, economic indicators etc. To control the impact caused by these factors various steps are taken like margin trading, pre open sessions, price bands, circuit breakers etc.
Financial Market in Asia have become an important part of the global financial ecosystem, playing... more Financial Market in Asia have become an important part of the global financial ecosystem, playing a key role in economic development and influencing investment strategies worldwide. This paper focuses on the important role Asian markets play in stimulating economic growth, facilitating investment and becoming a source of capital. The aim is to understand the unique characteristics of Asian equity markets, their distinct models and regulatory frameworks, and their impact on regional and global markets. Particular attention is paid to the impact of technological progress, geopolitical events and international financial issues on the development and transformation of Asian stock markets. Overall, this overview is designed to provide a better understanding of the economic importance of Asian equity markets for those wishing to navigate the opportunities and challenges presented by this dynamic and increasingly dynamic environment. For policy makers, investors and researchers.
Academy of Marketing Studies Journal , 2024
This study aims to analyse the literature on banking digitalisation using bibliometric techniques... more This study aims to analyse the literature on banking digitalisation using bibliometric techniques comprehensively. By examining the key themes, trends, and influential works in this field, the study seeks to shed light on the current state of research and identify future directions for scholars and practitioners. Methods: A systematic bibliometric analysis was conducted on a selected corpus of scholarly publications related to banking digitalisation. The data were collected from reputable academic databases and carefully curated to ensure relevance and quality. Various bibliometric indicators, including citation counts, co-citation analysis, and co-authorship analysis, were employed to analyse the literature and identify influential authors, journals, and research themes. Findings: The findings of the bibliometric analysis reveal a significant growth in research output on banking digitalisation over the past decade. The analysis identified several influential authors who have contributed substantially to the field. The most frequently cited works revolve around digital banking channels, customer adoption of digital services, technological innovation, and the impact of digitalisation on banking performance. Moreover, the analysis uncovered emerging themes such as blockchain technology, artificial intelligence, and cybersecurity, which reflect the evolving landscape of banking digitalisation research. Managerial Implication: The managerial implications derived from the bibliometric analysis of banking digitalisation literature provide valuable guidance. Managers should stay updated on emerging technologies, prioritise customer-centric digital experiences, foster a culture of innovation, collaborate with fintech companies, address cybersecurity challenges, invest in employee training, and monitor regulatory developments. By considering these implications, managers can make informed decisions, drive innovation, enhance customer satisfaction, mitigate risks, build strategic partnerships, ensure compliance, and create a competitive advantage in digital banking. Incorporating these managerial implications will enable managers to navigate the complexities of banking digitalisation and successfully drive their organisations' digital transformation strategies. Practical Implication: The bibliometric analysis of banking digitalisation literature offers valuable practical implications. Practitioners can utilise the analysis to make evidence-based decisions, benchmark their strategies against influential works, identify research gaps for collaboration or internal projects, evaluate performance, assess risks and mitigate them, guide technology adoption and implementation, and stay informed about policy and regulatory considerations. This analysis provides a roadmap for practitioners to leverage existing knowledge, access reputable sources, and align their strategies with emerging trends in banking digitalisation. By incorporating these practical implications, practitioners can enhance their decision-making processes and drive successful digital transformation within their organisations. Social implications: The analysis of banking digitalisation literature using bibliometric techniques has important social implications. As banking becomes increasingly digitalised, it
This is due to the fact that, in recent years, financial literacy has come to be recognized as an... more This is due to the fact that, in recent years, financial literacy has come to be recognized as an essential skill that leads to positive perspectives on one's financial situation. The employees of participated in this study to investigate the relationship between financial literacy and retirement planning. Since the purpose of the study was to investigate the connection between financial literacy and retirement planning, a quantitative method was selected as the appropriate method for conducting the research. The data collection instrument was in the form of a structured questionnaire that was completed by the participants themselves. According to the findings of the study, having a strong understanding of personal finance has a large and favourable impact on being prepared for retirement. The recommendations were based on the necessity for employers to increase the number of publications on financial education at the University Library. In addition, the results of this research suggest that a national policy on financial literacy as soon as possible in order to teach people when they are still in the formative stages of their lives.
One of the best ways to increase efficiency and profitability in the banking sector is through me... more One of the best ways to increase efficiency and profitability in the banking sector is through mergers and acquisitions. In recent times, the Indian banking industry had numerous large mergers. The study involves one of the biggest bank mergers in the country. On April 1, 2017, five associates of SBI and Bhartiya Mahaila Bank were combined with SBI in the greatest merger to create SBI a significant bank. The study analyses SBI's performance using return on assets (ROA) and return on equity (ROE). ROA is useful for evaluating out how well an organization uses its resources to make a profit. While ROE aids in concentrating on the crucial areas of financial performance to pinpoint the organization's strengths and weaknesses. Mean and standard deviation (SD) are used to compare the results between before and after M&A. Prior period and post period are divided into two segments in the study. The pre-merger period runs from
Mergers and acquisitions strengthen and improve an industry. This research investigates whether b... more Mergers and acquisitions strengthen and improve an industry. This research investigates whether bank mergers can boost shareholder value by taking example of India. The RBI regulates the Indian banking sector. The research includes information on 2019 banking megamergers. Financial statements from 2017-2018 to 2020-2021 have been analyzed. The Du Pont Model analyzed pre-and post-merger acquisition. The Du Pont model helps determine a company's owners' worth by separating the components that affect return on equity (ROE). ROE helps assess a company's strengths and weaknesses by focusing on financial performance. This approach splits ROE into profit margin, asset utilization, and financial leverage and shows a positive association between them. The mean and standard deviation are used to compare data from before and after the merger. Mega-mergers in the banking sector have both good and bad impacts, but in the near term, they benefit India's economy.
The term "basic financial planning" refers to having a fundamental understanding of a variety of ... more The term "basic financial planning" refers to having a fundamental understanding of a variety of financial topics, including but not limited to: budgeting; interest rates; the time value of money; inflation; debit-credit; money management; investment; banking products; risk-return; and so on. A lack of fundamental financial knowledge can lead to inefficient decision making, which can then result in losses. The demographic factor, socioeconomic factors, educational level, workplace activity, and other factors all have an impact on the fundamental level of financial planning. In some instances, one or more of these factors might be the most important, while in others, they might not be relevant at all. For effective policy making, it is essential to have a solid understanding of the impact that such factors have on the basic financial awareness level of the general population. As a result, the purpose of this study is to investigate the level of basic financial planning practised by people living in Delhi and the National Capital Region. A non-parametric test of independent samples known as the Kruskal-Wallis test and a Mann-Whitney U test were used to conduct the analysis on the data that was collected. According to the findings of the study, there is a discernible gap in the level of fundamental financial knowledge between the various age groups. On the other hand, the study discovered that the fundamental financial planning level did not vary significantly according to gender, employment status, or educational level.
Mergers and Acquisitions helps in the acquisition of a competitiveness and the reduction of indus... more Mergers and Acquisitions helps in the acquisition of a competitiveness and the reduction of industrial deficiencies. Companies trade information on revenue, debt, properties, technology, etc. while merging. Based on regional considerations and the severity of bad loans, public sector banks were combined. Additionally, it reshapes and recreates the finan
Mergers & Acquisitions are one of the most successful scaling up and company development strategi... more Mergers & Acquisitions are one of the most successful scaling up and company development strategies. Despite being largely acknowledged in developed economies, these strategies are commonly employed in developing countries like India. The event study approach is applied in this study to assess the consequences of Mergers & Acquisitions (M&A) on the value of stocks performance in India's banking sector from 2013 to 2020. The market study approach has used to determine the Abnormal return (AR) and Cumulative abnormal return (CAR) in order to analyze how the phenomena affected share prices prior to and following the occurrence. Event window has been used for this purpose for 81 days (40, 40), whereas estimate window is 200 days. The findings show divergent results on the M&A activity influence the stock price performance. Research findings reveal that while few banks saw positive AR and CAR following the M&A, the bulk of banks experienced negative returns. Overall, the results reveal that the market's response to the recurrence of M&As in India's banking sector has unfavorable. Findings may be useful in providing managers and investors with new views while making investment-related decisions.
This paper aims to study the impact of training on employee's Satisfaction, Commitment and Retent... more This paper aims to study the impact of training on employee's Satisfaction, Commitment and Retention in leading hotels in Chandigarh, and to find out possible aspects for improvements through Human Resource strategies. Training & growth was calculated by four things (questions) and though staff contentment variable is calculated by eight items. To analyze the assumption parametric data (e.g., Pearson correlation, ANOVA) and regression analysis was applied. For creating the variables generally distributed variables were altered through function of Log10 for standard allocation of variables. This transformed whole scale score of employee fulfillment, dedication and retention were used as the relied variable and four items of training and development taken in to consideration as the autonomous variables to carry out the investigation and to check the hypothesis. The results determined that providing training is completely related to superior worker satisfaction, commitment and retention.
This paper aims to analyze the impact of sub-prime crisis on Indian stock market. The paper divid... more This paper aims to analyze the impact of sub-prime crisis on Indian stock market. The paper divided the time period into three parts: pre-crisis period (From April, 2005 to June, 2007); during the crisis period (From July, 2007 to Dec, 2010) and post crisis period (From Jan, 2011 to June, 2013). Then to study the impact on NSE (Nifty 50) Index and selected Indices firstly, the normality test was applied on all sectoral indices. Histogram and Jarque-Bera statistics showed that data was not normal for all indices in all the three periods, but variations were high during the crisis period for all indices. ADF test results showed that the series were stationary in pre, during and post crisis period. Next ARCH LM tests confirmed the ARCH effect was presents in all indices for pre, during and post crisis period. After confirmation of ARCH effect E-GARCH model was applied to measure the asymmetric behavior of volatility in selected stock indices was a best fit model among the three models on the basis of less AIC and SC values criteria.
Big Data and data analytics have made significant progress in the past decade. The use of Big Dat... more Big Data and data analytics have made significant progress in the past decade. The use of Big Data and data analytics affects hotel management in many ways by improving business operation, performance evaluation, risk assessment, and managerial strategic plans. However, Big Data and data analytics application in the hospitality industry, including resorts and hotels, is emerging. This paper explores the use of Big Data and data analytics in identifying, assessing, managing and disclosing the business activities of the hospitality industry. The survey results indicate that: (1) the demand for and interest in Big Data/data analytics will continue to increase in the hospitality industry; (2) Big Data / data analytics should be integrated into business strategic decisions and operational processes; and (3) the use of Big Data / data analytics in the hospitality industry includes occupancy forecasting, examining operational efficiency, developing a data warehouse, collecting and assessing customer reviews, improving staff training and retention, and securing customer satisfaction and loyalty. Results present policy, practical, and educational implications for the hospitality industry.
This paper aims to study the digital innovations in entrepreneurship. Entrepreneurship means deve... more This paper aims to study the digital innovations in entrepreneurship. Entrepreneurship means developing and managing the business venture in order to gain profit in the corporate world. The relation of entrepreneurship and innovation comprises of independent and innovative ideas may be present for new products, services or processes. Innovation play an important role in entrepreneurship, it doesn't always mean to create something new. Sometimes innovator take the product or service that already exists and improve it, change it or make better for their customers. An entrepreneurial does not have to restrict itself to only one type of invention. Success can be built by the combination of innovations like a new product delivered in a new way with a new message. Production is not just about technology even some philosophies like Just-in-time supply and total quality management are providing platforms for profitable innovation. To examine the literature on corporate entrepreneurship and innovation, this paper includes the meaning of entrepreneur, enterprise and entrepreneurship and also include the process of entrepreneurship. There are many inventions in different sectors which are already transforming the ways to interact the technology in business. The objective of this study is that how can digital assistant like Alexa, Google assistant, Apple Siri beneficial in entrepreneurship. But the innovation would not make business automatically successful, product is one mile on long journey in the way of business to success. To achieve the study of many cases, the outcome was that, success of the enterprise depends upon the entrepreneur and a person who has ability or competence and willingness to do work is a real entrepreneur. With the help of creativity and innovation a person can achieve the maximum value of the business. Three factors like entrepreneurial attitudes, vision and actions should include in entrepreneurship.
The research develops a theoretical model that highlights the determinants of adoption of online ... more The research develops a theoretical model that highlights the determinants of adoption of online teaching at the time of the outbreak of COVID 19. Empirical data was gathered from 643 school teachers by means of an online survey. The proposed conceptual framework was investigated empirically by means of confirmatory factor analysis (CFA) and structural equation modelling (SEM). The findings of the study revealed performance expectancy, and facilitating conditions had a positive impact on behavioural intention as well as attitude. However, effort expectancy failed to drive teachers' adoption to online teaching. On the other hand, social influence had insignificant relationship with attitude but significant relationship with behavioural intention. Attitude had a significant impact on behavioural intention as well as actual use. This study contributes to the literature by presenting and validating a theory-driven framework that accentuates the factors influencing online teaching during outbreak of a pandemic.
The purpose of this paper is to explain the spread of Corona virus Pandemic in India and steps ta... more The purpose of this paper is to explain the spread of Corona virus Pandemic in India and steps taken by the Government to combat with this situation. Design/methodology/approach: This paper is an conceptual paper which is based on various online and newspaper articles and reports given by the health ministry. Literature revealed many preventive actions taken by Indian Government. Findings: Preventive measues includes travel & entry restrictions, Lockdown, closedown of historical places and educational Institutes, Screening, legal actions, testing and treatment and many more. Despite of these actions government is facing many problems like panic buying by the people, suspected people are escaping and creating uncontrollable situation, misinformation and rumors about the causes of virus, discriminations among people, attacking on doctors and nurses and the biggest cause was Tabligihi Jamaat in Nizamuddin dargah (Delhi). Research limitations/implications: This paper highlights only few causes and preventive measures of COVID 19. This would create the chances for another researches to investigate this topic and find out possible solutions to overcome from this panademic. Originality/value: This paper is accompanied with the support of online and newspaper articles and reports given by the health ministry.
In the present business situation during the COVID-19 pandemic, employee engagement has become on... more In the present business situation during the COVID-19 pandemic, employee engagement has become one of the utmost prominent primacies for human resource managers and practitioners in organizations due to lockdown. The paper is to determine the engagement of employees by various companies during coronavirus pandemic. Organizations nowadays are constantly developing innovative and effective means to engage the employees during this tough time. This paper is a conceptual paper that is based on various research papers, articles, blogs, online newspapers, and reports of World Health Organization. During this pandemic situation, organizations are evolving many engagement activities like online family engagement practices, virtual learning and development, online team building activities, webinars with industry experts, online conduct weekly alignment sessions, team meet-ups over video conference for lunch, short online game sessions, virtual challenges and competitions, online courses, appreciation sessions, communication exercises, live sessions for new-skill training, online counseling sessions, recognition and acknowledgment session, webinars dealing with anxiety and stress, providing online guidance for exercise and meditation, social interactions in a virtual office, classrooms training modules digitally, e-learning modules, and many more creative learning sessions. Work-fromhome regime engagement activities are very fruitful for employees as well as for organizations. Those organizations doing these kinds of engagement activities for their employees are learning new skills and developing themselves. Employees are feeling committed to the organization and stay motivated during this tough time of COVID-19 pandemic.
Purpose: The paper throws a light on trading in the security market on the information not availa... more Purpose: The paper throws a light on trading in the security market on the information not available in the market so far and the provision of law against the same in Indian perspective. Design/Methodology: This paper discuss some insider trading references in Indian stock market along with the concept, mechanism, nature of price sensitive information and regulations and amendments made by SEBI to control insider trading activities in India. Findings: Some precautionary measures need to be taken while dealing in securities i.e. to evaluate the instant increase or decrease in the volume without any fundamental changes, not to go with momentum, do your research & homework before dealing in securities. Research Limitations/Implications: Future researches may suggest new recommendations and methods to improve the regulations regarding malpractices in stock market. Originality/Value: The present paper provide assistance to parties like FIIs, regulators and market players involved in stock market trading about regulatory framework on insider trading in India.