Syed Moudud -Ul-Huq (Himu) | Mawlana Bhashani Science and Technology University (original) (raw)

Papers by Syed Moudud -Ul-Huq (Himu)

CERN European Organization for Nuclear Research - Zenodo, Dec 1, 2021

Öz Spirulina platensis, simbiyotik, çok hücreli ve ipliksi yapıda mavi-yeşil bir mikroalgdir. Esa... more Öz Spirulina platensis, simbiyotik, çok hücreli ve ipliksi yapıda mavi-yeşil bir mikroalgdir. Esansiyel amino asitler, β-karoten, fikobiliproteinler gibi pigmetler ve eikosapentaenoik asit (EPA) ve dokosaheksaenoik asit (DHA) gibi çoklu doymamış yağ asitleri gibi bazı değerli biyoaktif moleküller açısından zengindir. Ayrıca, yüksek protein içeriği (kuru ağırlıkta %60-70) ile önemli protein kaynaklarından biridir. Bu çalışmada, buğday ununun Spirulina platensis ve Spirulina platensis'den ultrases destekli ekstraksiyon ile ekstrakte edilen protein ekstraktları ile zenginleştirilmesi ve zenginleştirilen unların reolojik ve teknofonksiyonel özelliklerinin araştırılması gerçekleştirilmiştir. Çalışmanın sonuçlarına göre, farklı oranlarda Spirulina platensis tozu (SP) ve Spirulina platensis protein ekstraktları (SPE) ile zenginleştirilen buğday ununun ekstensograf analizleri sonucunda en uygun SP ve SPE oranları %0,125, 0,25 ve 0,5 olarak belirlenmiştir. Farinograf analizi sonuçlarına göre, SP-%0,5'in en yüksek su absorpsiyonu (%57,1) değerine sahip olduğu belirlenmiştir (p<0,05). Örneklerin normal sedimentasyon, gecikmeli sedimentasyon, yaş glüten, kuru gluten ve gluten indeksi değerleri arasındaki farklılık önemli değilken (p≥0,05), %0,125 oranında SPE ile zenginleştirilen un örneklerinin su tutma kapasitesi (%108,68) diğer örneklerden istatiksel olarak önemli düzeyde daha yüksektir (p<0,05).

Society & Sustainability, 2020

This paper explores the degree and nature of sustainability reporting practices of listed banks i... more This paper explores the degree and nature of sustainability reporting practices of listed banks in Bangladesh in compliance with the Global Reporting Initiative (GRI) guidelines. Data are gathered from annual reports through content analysis of 29 banks listed in the Dhaka Stock Exchange (DSE) and Chittagong Stock Exchange (CSE) for the period between 2011 and 2018. Stakeholder and legitimacy theory is the theoretical perspective underlying the study. The findings of the study revealed that 0% in 2011 and 17.14% in 2018 disclosed sustainability reports in line with GRI. On the other hand, the disclosure of sustainability information trend has increased from 32% in 2011 to 59% in 2018 considering 22 categories of information where most of the banks disclosed the highest information relating to green banking (C7) least information relating to public policy (C19). The major limitations of the study are the size of the sample, only secondary sources of data, and descriptive. This st...

Kybernetes

PurposeThe primary aim of this study is to evaluate the impacts of institutional quality (IQ) and... more PurposeThe primary aim of this study is to evaluate the impacts of institutional quality (IQ) and economic policy uncertainty (EPU) on bank risk-taking behavior, especially after the global financial crisis of 2007–2008.Design/methodology/approachAfter considering the outlier effect, missing figure and inconsistent data, the study’s final sample contains 24,364 firm-year observations of 4,367 banks. A total of 27 countries were considered as those data are available on the “EPU index” introduced by Baker et al. (2016) for 2011–2020. To estimate the core results, the dynamic panel generalized method of moments (GMM) has been used to examine the effects of IQ and EPU on bank risk-taking behavior. Later, this study also validates the core results by using two-stage least squares (2SLS).FindingsThe authors found a positive relationship between EPU and banks' risk-taking behavior of banks', but imperatively, a significant and negative relationship exists between IQ and bank risk-...

Research in International Business and Finance, 2022

This paper investigates how capital requirements and bank competition affect banks' financial... more This paper investigates how capital requirements and bank competition affect banks' financial soundness in the Middle East and North Africa (MENA) region. We test the hypothesis that regulatory capital positively impacts the risk-taking behavior of Islamic and conventional banks in the MENA region. The analysis indicates that the capital adequacy ratio has no significant influence on the credit risk of Islamic banks;however, market competition does play a significant role in shaping the risk behavior of these institutions. We report the opposite result for conventional banks – an increase in the minimum capital requirements is associated with an increase in their risk level. We also find that Islamic and conventional banks experience a non-linear relationship between market concentration and bank risk. Our findings inform regulatory authorities concerned with improving banking sector’s stability in the MENA region to strengthen their policies to force banks to better align with capital requirements which is highly important during the COVID-19 pandemic.

Journal of Islamic Accounting and Business Research

Purpose This paper aims to investigate the impact of regulation and market competition on the ris... more Purpose This paper aims to investigate the impact of regulation and market competition on the risk-taking Behaviour of financial institutions in the Middle East and North Africa (MENA) region. Design/methodology/approach The empirical framework is based on panel fixed effects/random effects specification. For robustness purpose, this study also uses the generalized method of moments estimation technique. This study tests the hypothesis that regulatory capital requirements have a significant effect on financial stability of Islamic and conventional banks (CBs) in the MENA region. This study also investigates the moderating effect of market power and concentration on the relationship between capital regulation and bank risk. Findings The estimation results support the view that capital adequacy ratio (CAR) has no significant impact on credit risk of Islamic banks (IBs), whereas market competition does play a significant role in shaping the risk behavior of these institutions. This stu...

The purpose of the study is to assess the impact of emotional intelligence and occupational stres... more The purpose of the study is to assess the impact of emotional intelligence and occupational stress on academic performance of university teachers’ in Bangladesh and data were collected adopting stratified sampling technique through a structured questionnaire from university teachers in Bangladesh. 224 questionnaires were selected and usable to proceed for final analysis. SPSS-20 version was used to analyze data for testing the frequency, reliability, validity and hypothesis as well as machine learning algorithms was used to visualizing and clustering data through adopting Principal Component Analysis (PCA). Findings of the study revealed that emotional intelligence of the faculty members of universities in Bangladesh have moderate positive correlation (r=0.424) with teachers’ academic performance and occupational stress has negative correlation (r= -0.036) with teachers’ academic performance as well as linear regression analysis exposed that emotional intelligence and occupational s...

The IUP Journal of Corporate Governance, 2014

Corporate governance is an important effort to ensure accountability and responsibility and is a ... more Corporate governance is an important effort to ensure accountability and responsibility and is a set of principles which should be incorporated into every part of an organization. The effectiveness of an organization's corporate governance structure has far-reaching effect on its proper functioning. Corporate governance essentially involves balancing the interests of the many stakeholders in a company; these include its shareholders, management, customers, suppliers, financiers, government and the community. Kocourek et al. (2003) state that governance begins inside the boardroom, among the directors. It is embedded in how, when, and why they gather, interact, and work with one another and with management; in other words, the 'soft' stuff. But qualitative reforms in the behavior, relationship, and objectives of the directors and CEO are meaningless unless they are subject to the 'hard' mechanisms of performance criteria, processes, and measurement. According to h...

FIIB Business Review

Bangladesh has been encountering a budget deficit since 1972 because of a decrease in the source ... more Bangladesh has been encountering a budget deficit since 1972 because of a decrease in the source of income. This paper aims to examine the effect of budget deficit financing on economic growth in Bangladesh throughout 1981–2018. Using secondary data, the paper uses the cointegration test, vector error correction mechanism (VECM) and Granger causality test. Johansen’s cointegration test outcomes find that the study variables are cointegrated and subsequently have a long-run nexus among the variables. The study finds that in the long run, government domestic debt (GDD), government external debt (GEXD) and money supply (MS) affect positively economic growth (RGDP). The outcomes of the VECM approach express that in the short run, GDD, external debt and MS negatively affect economic growth. Also, short-run causality runs from the GDD, GEXD and MS to economic growth. The Granger causality test result shows unidirectional causal nexus running from GDD to RGDP, RGDP to external debt and GEX...

Cogent Business & Management, 2021

The study aims to investigate the effect of conventional capital ratio, risk-based capital ratio,... more The study aims to investigate the effect of conventional capital ratio, risk-based capital ratio, and capital buffer ratio on commercial bank risk-taking over the period from 2002 to 2019 using a t...

International Journal of Energy Economics and Policy, 2021

The main objective of this study is to examine the impact of energy consumption and environmental... more The main objective of this study is to examine the impact of energy consumption and environmental degradation (CO2 emissions) on economic growth in Bangladesh covering the periods of 1972–2018 by employing the Johansen cointegration test, VECM approach, and Granger causality test. The Johansen cointegration result indicates that gross capital formation (GCF), labor, Electricity power consumption (EPC), energy consumption (EC) has a positive and statistically significant effect on economic growth (RGDP) while environmental degradation (carbon dioxide emissions) has an inverse effect on it. The results of VECM show that there exists a long-run causal nexus among the variables and there is short-run causality running from the capital formation and electricity power consumption to the economic growth while there is no short-run causality from the labor, energy consumption, carbon emission to the economic growth. The causality test shows that there exist a unidirectional causal relations...

Global Journal of Management and Business Research, 2014

Rajshahi Krishi Unnayan Bank (RAKUB) has taken some steps to alleviate the poverty of the north-w... more Rajshahi Krishi Unnayan Bank (RAKUB) has taken some steps to alleviate the poverty of the north-west region in Bangladesh. Providing loan in agricultural sector is one of them because the most of the people in the country are directly and indirectly engaged in agriculture. Surprisingly they generate a low income causing low investments and more than one-third of the people live below the poverty line. This study is an endeavor to conduct with the objective of finding why loan recovery performance is lower in relation to loan disbursement. The descriptive research works have been used for analyzing and investigating the empirical data derived from primary and secondary sources related to loan disbursement and recovery performance of crops and livestock of the RAKUB, Binodpur Branch, Rajshahi. In this paper it has found that the branch is in ahead of loan disbursement but disbursed loan of this branch being unrecovered and classified due to use of that fund in family private expenses ...

International Journal of Customer Relationship Marketing and Management, 2021

The aim of this study is to evaluate by using the more recent and popular marketing strategy or c... more The aim of this study is to evaluate by using the more recent and popular marketing strategy or concept that is customer relationship management's impact on tourist satisfaction, loyalty, and retention of a specific, attractive, and amazing tourism destination: Saint Martin island. By reviewing the literature, the authors develop a proposed model and for testing this model based on data collected from 328 respondents using online media. They use PLS-SEM SmartPLS3.2.1 software. The outcome of the analysis reveals that customer relationship management (CRM) has a significant positive impact on tourist satisfaction and loyalty but failed to show a relationship with tourist retention. On the other hand, tourist satisfaction has a positive relationship with loyalty and retention whereas loyalty has a significant impact on retaining tourists.

International Journal of Islamic and Middle Eastern Finance and Management

Purpose This paper aims to examine the impacts of both Sharīʿah supervision and corporate social ... more Purpose This paper aims to examine the impacts of both Sharīʿah supervision and corporate social responsibility on banks’ risk-taking behavior and profitability. The analysis empirically uses dynamic and balanced panel data from 12 banks of Bangladesh for 2010–2019. Design/methodology/approach Dynamic panel generalized method of moments has been used primarily to examine the effects of Sharīʿah supervision and corporate social responsibility on risk-taking behavior and profitability. Later, the authors validate the core results using three-stage least squares and incorporates alternative risk and profitability measures in the baseline equation. Findings This study finds that Sharīʿah supervision heterogeneously derives benefits for Islamic banks and Islamic windows. Though there is no significant impact of female diversity on risk relying on board diversification, the bank can strengthen profitability. On the one hand, the annual changes in board composition reduce (increase) risk (...

Global Journal of Management and Business Research, 2012

In any economy, banking sector plays a vital role for overall development of different industries... more In any economy, banking sector plays a vital role for overall development of different industries. Bangladesh is in the way of its development and banks as financial institutions have significant ontribution in the development process of the country. A number of private and public banks are operating in this country where a mentionable number of female employees are working side by side of male employees and the number is growing day by day. Employers of banks are attracting them by providing competitive and attractive remuneration package and good working environment. But the job satisfaction levels of female employees are yet to be measured. The productivity of service riented firms depends on the employees - usually treated as main force, which is again affected by their satisfaction or dissatisfaction level. The purpose of the study is to examine their (female mployeesâ€™) job satisfaction forces in banks. The study results reveal 12driven forces relevant job satisfaction and ne...

The Singapore Economic Review

Economic growth necessitates the development of human capital and education. It plays a critical ... more Economic growth necessitates the development of human capital and education. It plays a critical and necessary role in the formulation of income distribution policies and alleviating poverty. This study investigates the relationship through ordinary least square (OLS), fully-modified OLS and dynamic OLS models using panel data from the South Asian Association for Regional Cooperation (SAARC) countries from 1990 to 2018. According to the findings, imbalance plays an important role in influencing poverty and concludes that the government should embrace procedures that help improve pay distribution to reduce poverty at the strategy level. Furthermore, the findings state that a bi-directional Granger causality exists between schooling and poverty. In terms of strategy, SAARC countries should continue to increase the proportion of sustainable energy used for financial development, thereby decreasing the use of fossil energy for environmental improvements. Additionally, this study shows t...

This paper revisited the relationship between capital buffers and risk adjustments by showing the... more This paper revisited the relationship between capital buffers and risk adjustments by showing the impact of the business cycle. Empirically, we used an unbalanced panel dataset from 426 banks of th...

Artificial Intelligence (AI) is one of the most advanced technologies in the world. This paper at... more Artificial Intelligence (AI) is one of the most advanced technologies in the world. This paper attempts to demonstrate how AI is helping in the development of accounting system as per Perrow’s sociological framework as a basis for comparative organizational analysis of the impact of expert systems on organizational issues. The study analyzes the relative impact of AI on two different types of accounting works auditing and tax. Accounting tasks involve a wide range of structured, semi-structured and unstructured decisions. The heart of auditing and assurance involves the less-structured decisions and analyses that include much uncertainty caused by risks and lack of information. The discussion indicates an impact on factors that ultimately improve productivity. In aggregate, it indicates that expert systems are found to allow the user substantial control of search for solutions and discretion on whether to follow system recommendations, increased access to top management, and a decre...

Smoking is a mega problem in Bangladesh. Financial losses and consequences of smoking in Banglade... more Smoking is a mega problem in Bangladesh. Financial losses and consequences of smoking in Bangladesh are the main spotlights of this study. Huge financial losses are involved in this ghastly habit. Losses are occupied in individual, family and national levels. Its indirect losses are found significant. This paper presents the bad effects of smoking in the form of direct and indirect losses. Smoker is not only the affected person of smoking but also the others. In consequences part, it reveals the main issues that are held responsible for problems in family and society as a whole. It identifies the main causes of smoking. The vision of this writing is refrain people from smoking. The vision is also followed by a vital issue i.e. economic viewpoint of Bangladesh. Finally, it sets some recommendations for overcoming awful effects of smoking. Key Words: Smoking, Financial Losses, Direct Losses, Indirect Losses, Opportunity Cost, Consequences, Bangladesh

PurposeThe authors aim to examine the mean and volatility linkages between the gold market and th... more PurposeThe authors aim to examine the mean and volatility linkages between the gold market and the Latin American equity markets in the entire sample period and two crises periods, namely the US financial crisis and the Chinese crash.Design/methodology/approachTo examine the return and volatility spillovers, the authors employ VAR-BEKK-GARCH model on the daily data of four emerging Latin American equity markets which include Peru, Chile, Brazil and Mexico, which ranges from January 2000 to June 2018.FindingsThe results show that the return transmissions vary across the stock markets and the crises periods. The volatility transmission is found to be bidirectional between the gold and stock markets of Brazil and Chile during the US financial crisis. Furthermore, the volatility spillover is unidirectional from Brazil to gold and from gold to Peru stock market during the Chinese crash. We also calculate the optimal weights hedge ratios for gold and stock portfolio. The result suggests t...

This study aims to find the influential factors of adopting International Accounting Standards (I... more This study aims to find the influential factors of adopting International Accounting Standards (IAS) in the banking industries of Bangladesh. This study is based on two-stage least-squares method f...