Sanjay Nandi | Mumbai University (original) (raw)

Papers by Sanjay Nandi

Mukt Shabd Journal, UGC Care List I, ISSN No: 2347-3150, 2024

Capacity development involves empowering individuals, leaders, organizations, and society to real... more Capacity development involves empowering individuals, leaders, organizations, and society to realize their potential collectively over time. This study explores the impact of capacity development through life skills and financial literacy, focusing on student teachers in India. Rather than aiming at immediate financial gains, capacity development emphasizes overall well-being through access to better education, healthcare, freedom of expression, respect for diversity, and environmental sustainability. By integrating life skills and financial literacy, student teachers can make informed decisions that lead to improved financial well-being and happiness. This study keen to measure the effects of capacitybuilding programme on M.Ed student teachers, aiming to cultivate financial literacy and life skills early in their professional journey. This experimental case study researcher wanted to measure the effect of capacity development through life skills and financial literacy and 'tap them young'.

Scoonews Feb-March, 2024

“Too often, we teach students what to think but not how to think.”- OECD Insights (2014) “Met... more “Too often, we teach students what to think but not how to think.”- OECD Insights (2014)

“Meta” is derived from a Greek word that means ‘beyond’ and “cognition” is derived from the Latin word ‘cognoscere’ which means ‘getting to know’. It’s more than just thinking about thinking. Metacognition is the process by which students plan, monitor & evaluate their work and make necessary changes. In metacognition, students check their cognitive processes and abilities to regulate, modify, and take corrective action. It’s part of a self-regulated learner having an awareness of strengths, areas of needs, and strategies to be learned.
Scoonews Feb-March Volume 8 | Issue 2 | February-March 2024 02586741356594

Educator Research Journal, ISSN: P-2455-0515, E-2394-8450 SJIF Impact Factor: 8.182 Peer Reviewed Referred Journal, DOI Indexing Journal, 2024

National Education Policy (NEP) focuses on holistic development of learners and that can be achie... more National Education Policy (NEP) focuses on holistic development of learners and that can be achieved through developing curriculum frameworks for ensuring skills and values that are essential in the process of teachinglearning. In the National Curriculum Framework (NCF) it was explained that a curriculum framework must help develop all the diverse curricula in the country, while enabling harmony across the country and providing a basis for quality and equity. NCF brings a full range of capacities, values and dispositions that are aimed to be developed in school education. NEP aims at multidisciplinary, analytical and creative thinking with greater attention to life aspirations, and greater flexibility. Capacity development is transformations that empower individuals, leaders, organisations and society. It helps everyone (no one left behind) to realize their full potential, plan, put efforts, sustain and learn/upgrade skills and productivity together collectively, in the long run. With financial autonomy, financial decisions will be much more achievable and lead towards a path of growth & prosperity as well as financial wellbeing of individuals and a nation as a whole. The foundation of developing capacity in school students with an understanding of the fundamentals of financial concepts like savings, borrowing, and interest, time value of money, inflation, SIP, and power of compounding is provided by this case study, which involved a group of middle CBSE co-ed school students completing a pretest, planned lesson and engaged work, series of executions, and finally a post-test with in a single group design. Students enrolled in financial literacy programs should be able to access stage I guidelines, which will enable individuals to go on to assess, evaluate, and take calculated risks, eventually enhancing their financial independence and well-being.

Zenodo (CERN European Organization for Nuclear Research), Apr 28, 2023

Financial literacy involves an individual's ability to interpret and understand basic financial c... more Financial literacy involves an individual's ability to interpret and understand basic financial concepts and apply that knowledge to make informed decisions related to finance in their day to day activities as also applicable as lifelong learners. As per Human Development Report 2021-22 India ranked 132 with 0.633 HDI value where 19.2% is labour force participation rate of women (age 15 & above) and 13.4 % seat share in parliament. In total population 94 is the sex ratio (2012 census) means out of 100 male members in the society women are 94, whereas National Family Health Survey 5 (2019-21) recently says its 929 i.e out of 1000 male members 929 is the number of female members exists. Hence women empowerment is the need of the hour for better development of the society and economy as a whole. Life skill educational practices involve developing leadership, communication, collaboration, cooperation and management skills in day to day activities, all of which are extremely important for personal development of students, especially for girls. There are many benefits to being financially literate which brings more development, innovation through use of more technologies and more economic cum social prosperity. The key role students would be playing is saving, managing pocket money, understanding the power of compounding, accumulating wealth, learning debt and even retirement planning. Financially literate students are able to understand better macroeconomic problems and make informed decisions related to fiscal and monetary policies, scope and limitations of new start-ups and how to take calculated risks. Based on this research, I would like to bring the impact of financial literacy programme on financial autonomy in school girls' students for economic empowerment. Hence financial literacy and financial autonomy should be encouraged and practiced in school years and it should be included in school education, where students learn & engage more.

Research Journal of Educational Sciences, 2022

Sustainable Educational Practices involves developing life-skills including leadership, communica... more Sustainable Educational Practices involves developing life-skills including leadership, communication, collaboration, cooperation and management; all of which are extremely important for personal development of students. Financial literacy involves an individual's ability to interpret and understand basic financial concepts and apply that knowledge to make informed decisions related to finance in their day to day activities as also applicable as lifelong learners. There are many benefits to being financially literate which definitely brings more development, innovation through use of more technologies and more economic and social prosperity. The key role students would be playing at saving, managing pocket money, understanding the power of compounding, retirement planning, accumulating wealth, and avoiding debt. Financially literate students are able to understand better, macroeconomic problems and make informed decisions related to fiscal and monetary policies, scope and limitations of new start-ups and how to take calculated risks. Hence based on the research, we would like to bring the awareness and impact of financial literacy to secondary school students (age 12+) which was not included in any of the Education Policy nor NEP 2020.

Approved UGC CARE journal SHODH SARITA (an international multidisciplinary quarterly bilingual peer reviewed refered research journal) ISSN-2348-2397 , 2020

Financial Literacy is to improve understanding of basic financial concepts and using them in thei... more Financial Literacy is to improve understanding of basic financial concepts and using them in their daily life. It will help learners about the importance and advantages of savings, necessity of staying out of unproductive loans that are beyond capacity to repay, borrowing with formal financial sector, concept of interest and the power of compounding, time value of money, inflation, the need to insure, role of major financial sector institutions such as regulators, banks, stock exchanges etc. To make the economy stable (from external disturbance) and continuous growth towards development, we should able to provide guidance to students for risks and other opportunities. Financial literacy could be able to provide that basic guidance as stage 1 to the students who are having lots of potentiality and they are our future. To develop economy, students should be learned and also able to take calculative risk which will helped to develop nation. Life skills played an important role for making students future brighter and make the country's economy stable. A systematic study will ensure to make readers financially literate. It is not intended to influence the reader into making a decision in relation to any particular financial products or services but to become more aware of financial risks and opportunities to enable each one of them to make informed decision and as a return they can improve their financial well-being. Hence based on research proposal, would like to bring the impact and awareness of financial literacy to secondary school students (age 12+). Will start with Pre-test, then using content developed by RBI, planning the lessons, execution and finally post-test. We will use experimental method single group design O1 x O2 and then mean, median, mode, Standard Deviation, t test and finally conclusion. This study could bring out the usefulness of financial inclusion in our daily life where students can get details from schools in early age and have better decision in their life. Reserve Bank of India also has come up with customized financial literacy content for school children.

SHODH SARITA (an international multidisciplinary quarterly bilingual peer reviewed refered research journal), 2020

Hindustan Times, 2020

Global Teachers award 2020

Conference Presentations by Sanjay Nandi

Educreator Research Journal, 2023

Financial literacy involves an individual’s ability to interpret and understand basic financial c... more Financial literacy involves an individual’s ability to interpret and understand basic financial concepts and apply that knowledge to make informed decisions related to finance in their day to day activities as also applicable as lifelong learners. As per Human Development Report 2021-22 India ranked 132 with 0.633 HDI value where 19.2% is labour force participation rate of women (age 15 & above) and 13.4 % seat share in parliament. In total population 94 is the sex ratio (2012 census) means out of 100 male members in the society women are 94, whereas National Family Health Survey 5 (2019-21) recently says its 929 i.e out of 1000 male members 929 is the number of female members exists. Hence women empowerment is the need of the hour for better development of the society and economy as a whole.
Life skill educational practices involve developing leadership, communication, collaboration, cooperation and management skills in day to day activities, all of which are extremely important for personal development of students, especially for girls. There are many benefits to being financially literate which brings more development, innovation through use of more technologies and more economic cum social prosperity. The key role students would be playing is saving, managing pocket money, understanding the power of compounding, accumulating wealth, learning debt and even retirement planning. Financially literate students are able to understand better macroeconomic problems and make informed decisions related to fiscal and monetary policies, scope and limitations of new start-ups and how to take calculated risks.
Based on this research, I would like to bring the impact of financial literacy programme on financial autonomy in school girls’ students for economic empowerment. Hence financial literacy and financial autonomy should be encouraged and practiced in school years and it should be included in school education, where students learn & engage more.

Keywords: Financial Literacy, Financial Autonomy, Inclusion, Economic empowerment, impact.

Talks by Sanjay Nandi

SCOONEWS May issue, 2023

Teaching Documents by Sanjay Nandi

ScooNews , 2024

Metacognition is the process by which students plan, monitor & evaluate their work and make neces... more Metacognition is the process by which students plan, monitor & evaluate their work and make necessary changes. “Meta” is derived from a Greek word that means ‘beyond’ and “cognition” is derived from the Latin word ‘cognoscere’ which means ‘getting to know’. It’s more than just thinking about thinking. It’s the higher order cognitive process and a person can have active control of his cognition.

Mentor: LXL Ideas, 2024

According to the United Nations Children’s Fund (UNICEF), life skills are “a behavior change or b... more According to the United Nations Children’s Fund (UNICEF), life skills are “a behavior change or behavior development approach designed to address a balance of three areas: knowledge, attitude, and skills.” The World Health Organization (WHO) defines life skills as “the abilities for adaptive and positive behavior that enable individuals to deal effectively with the demands and challenges of everyday life.” Recognizing the crucial role life skills play in our lives, WHO emphasizes the need to instill life skills in students globally to equip them with the necessary abilities. Oxford Learners Dictionaries explain life skills as “a skill that is necessary or extremely useful to manage well in daily life. Sharing with a brother or sister can help children learn important life skills such as teamwork, problem-solving, literacy and numeracy skills. They will be taught vital life skills, like how to prepare a meal and how to use a washing machine.” https://www.mentor.lxl.in/post/capacity-building-with-life-skills-and-financial-literacy