Flood Insurance | Reason Archives (original) (raw)
What Happens When FEMA Buys Your House?
As hurricane damage mounts, the government is buying—and sometimes seizing—homes in flood-prone areas, sparking concerns over property rights and accusations of discrimination.
Josiah Neeley | 10.11.2024 1:50 PM
Washington Worsened Hurricane Helene's Destruction
How the National Flood Insurance Program subsidizes living in high-risk flood zones.
Jack Nicastro | 9.30.2024 5:14 PM
The Feds Shouldn't Subsidize Fancy, Risky Beach Houses
Government is "promoting bad behavior," says Sen. Rand Paul. He's right.
John Stossel | 1.10.2024 12:30 AM
Is Florida Finally Fixing Its Broken Homeowners Insurance Market?
Floridians spend millions litigating insurance disputes after hurricanes. There's a better way.
Christian Britschgi | 12.12.2023 6:00 AM
Do the Proud Boys Deserve To Be in Prison Forever?
Plus: A listener question concerning porn verification laws.
Matt Welch, Katherine Mangu-Ward, C.J. Ciaramella, and Joe Lancaster | 9.5.2023 4:28 PM
Subsidized Flood Insurance Makes Storm Damage Worse
It's high time for Congress to end a program that routinely goes into debt providing subsidies to wealthy people living in high-risk areas.
Joe Lancaster | 8.30.2023 1:35 PM
Wealthy Connecticut Residents Received Millions in Federal Dollars After Hurricane Sandy
It shouldn't be the federal government's responsibility to protect wealthy homeowners from the inevitable.
Joe Lancaster | 12.29.2022 4:45 PM
Here's What the Media Get Wrong About Hurricanes
No, a big storm does not require big government.
John Stossel | 10.5.2022 12:30 AM
Storms and Reforms
Plus: The editors unpack a philosophical question from a listener concerning foreign policy.
Matt Welch, Katherine Mangu-Ward, Peter Suderman, and C.J. Ciaramella | 10.3.2022 5:30 PM
Government Subsidies Encouraged Millions To Move Into Hurricane Ian's Destructive Path
Plus: Reason livestream on right-wing populism, the government can't solve the fentanyl crisis, and more...
Elizabeth Nolan Brown | 9.29.2022 9:32 AM
Sea Level To Rise One Foot by 2050, Says NOAA
Another good reason to stop subsidizing people to live at the beach.
Ronald Bailey | 2.16.2022 5:10 PM
Biden's 'Climate-Resilient Economy' Roadmap Is Largely Superfluous
Businesses, investors, and markets are already adapting to climate change without federal help.
Ronald Bailey | 10.19.2021 4:30 PM
House Democrats' Housing Bill Includes a $20 Billion Bailout of Federal Flood Insurance
A bill intended to make America's housing stock more climate-resilient also includes a big effective subsidy for the properties most exposed to the risks of climate change.
Christian Britschgi | 9.10.2021 1:50 PM
Drown the Federal Flood Insurance Program
Why is the government encouraging people to live in dangerous, flood-prone areas?
Revana Sharfuddin | 7.26.2021 3:40 PM
Senator Schumer Protects Wealthy Landowners from Paying Risk-Based Flood Insurance Premiums
Effective climate adaptation depends upon effective price signals. So why is the Senate Majority Leader standing in the way?
Jonathan H. Adler |The Volokh Conspiracy | 3.25.2021 10:53 PM
Schumer Insists on Keeping Beachfront Bailouts for Wealthy Americans' Vacation Homes
The senate majority leader is stymying long-needed increases in federal flood insurance rates.
Ronald Bailey | 3.19.2021 2:50 PM
Private Flood Insurers Chastised for Not Insuring Houses Likely To Be Flooded
It's simple: You should not build your house in places where you can't get private flood insurance.
Ronald Bailey | 12.4.2019 2:55 PM
California Follows the Disastrous Flood Insurance Path to Fire Insurance Fiasco
If market-rate wildfire insurance is too expensive for homeowners, maybe that's telling us something about the risks of living amidst pretty tinder.
J.D. Tuccille | 8.5.2019 11:30 AM
Is Climate Change Making Hurricanes More Destructive?
Not yet in the United States, new studies suggest
Ronald Bailey | 1.17.2019 10:20 AM
Senate Votes to Extend Federal Flood Insurance Funding
It's a regressive, debt-ridden program that transfers wealth from regular Americans to the rich.
Nikhil Sridhar | 8.3.2018 2:05 PM
How the National Flood Insurance Program Wastes Taxpayer Dollars
An expensive tutorial on the perils of government interaction.
Steve Chapman | 7.23.2018 12:01 AM
Stop Encouraging People to Live in Dangerous Places
Who will have the courage in the face of tragedy to change the government's disastrous policies?
Matt Welch | 9.18.2017 10:05 AM
Hurricane Harvey and Climate Change
Extreme weather events attribution science yields murky results
Ronald Bailey | 8.29.2017 2:15 PM
Hurricane Harvey and the National Flood Insurance Fiasco
Don't build in flood plains, and especially don't rebuild in flood plains
Ronald Bailey | 8.28.2017 4:59 PM
Rebuilding After Louisiana Floods Will Require Government Permission Slips
And new federal regulations could add to the cost of rebuilding or force some residents to abandon their homes.
Eric Boehm | 8.24.2016 4:50 PM
How the Government Subsidizes Unsustainable Development
'The rest of us are assuming all of the risks.'
Jesse Walker | 1.15.2015 3:08 PM
Senate Passes Bill Delaying Flood Insurance Hikes
Why should costs be connected to risks?
Reason Staff | 1.30.2014 6:45 PM
Since They "Built Where the Government Told Them," They Demand Government Flood Insurance Subsidies Be Restored
Ronald Bailey | 1.30.2014 2:21 PM
Troubled Waters
Flood insurance washes out
Brian Doherty | 12.31.2013 7:00 AM
More Flood Insurance Follies in Congress
Ronald Bailey | 7.17.2013 10:56 AM
Feds Subsidize Rebuilding on Risky Coastlines
Cost of risk externalized for builders
Reason Staff | 6.20.2013 8:04 AM
Mother Jones Warns Global Warming Will Boost National Flood Insurance Premiums—Misses Point
Ronald Bailey | 6.14.2013 4:52 PM
New York Times Correctly Denounces Post-Sandy Fed Bailout of Churches, Synagogues, and Mosques
Ronald Bailey | 3.5.2013 2:03 PM
35,000 NYC Properties Added to Flood Maps
Will affect insurance rates, zoning rules
Reason Staff | 1.28.2013 2:08 PM
Sierra Club Says National Flood Insurance Is Totally "Wack"
Ronald Bailey | 11.29.2012 12:20 PM
National Flood Insurance is Insane
Ronald Bailey | 11.29.2012 10:10 AM