what happens when you're a victim of fraud? (original) (raw)
? ?
Soko no Jicchan mo ROCK shiteendaro?!
reizero00
2007-05-21 12:21:00
well i can now tell you guys that i was a victim of a class "e" or whatever the rep said. basically its when someone has a hold of your card...or in my case a copy of it and makes purchases through your debit. somehow someone copied my card and was using its credit function (cuz you dont need to punch in a code) to buy shit. several of the purchases were denied, so thats good.
so what to do when you find out someone is stealing your shit? call the number on the back of your card and tell them there are charges done to your card that you did not authorize or that seems fraudulant. if its someone who stole your creditcard information across the net branch employees can assist you. however in my case it was an ATM/Credit fraud so they weren't able to assist me at the CitiBank branch next to my house. The representative over the phone said that they will cancel my card so that no other purchases can be made and also that they will send me a new card. CitiBank will ship your new card with 1 Day Express shipping through UPS for free. Thats nice of them :) . Another way to safe guard yourself is to transfer all your funds to your savings account because only you have access to those funds. If you overdrafted because of fraudulent purchases then you have to make sure you tell your bank that it wasnt because of your negligence that it occured and they will waive it. The representative will say that they have issued an investigation on your behalf and that they will credit the amount of the fraudulent charges. If you were mistaken and those amounts were actually done by you, then the bank will take back the money. In a way its pretty nice. At this point i dont know what happens next except but to wait and see if the guy gets caught and when the money will be credited to my account.
so basically what happened was that the charges are ATM based and since i had my card with me someone had to have copied my card. The ONLY place that i used my card and was not a purchase that i have done manually was at Benihana. Do not trust that place with yorur card. If you're curious its the benihana on Gale in rowland heights.
watch your money guys. i hope this never happens to you. thanks for all the support.
okay you know how theres always that scare about identity theft?....well guys its happened to me. who ever just charged to my fucking account i hope…
かわいいすぎる。。。。 http://www.youtube.com/watch?v=p2Nc1kvAF3A
Ohhhh mannn. im going to night 1! im really excited about most of the bands. i noticed that they spelled alice nine. correctly but not kagrra,.…