dalip raina | Education Haryana Govt (original) (raw)

Papers by dalip raina

Research paper thumbnail of Efficiency and productivity of commercial banks in India with special reference to post deregulation period

Research paper thumbnail of Commercial Banks Performance and Causality Analysis

Global Business Review, 2019

The present study estimates technical efficiency (TE) by developing Translog stochastic frontier ... more The present study estimates technical efficiency (TE) by developing Translog stochastic frontier approach. The study also verifies causal relationship between efficiency and advances using panel Granger causality test. The study experienced an increasing trend in terms of level of efficiency. The public sector banks emerged relatively more efficient than other ownership groups. The study found that priority sector advances to total advances, marker share and non-performing assets to total assets are positively associated while loanable funds to total liabilities is negatively related with technical inefficiency. The study further confirmed the existence of positive and bilateral relationship between advances and TE score.

Research paper thumbnail of Determinants of Cost Efficiency of Commercial Banks in India: DEA Evidence

This paper examines the cost efficiency of Indian commercial banks using Data Envelopment Analysi... more This paper examines the cost efficiency of Indian commercial banks using Data Envelopment Analysis (DEA) and specifically incorporating interest and non-interest income measures in the estimation. In consistent with the earlier findings, the results show that there is substantial inefficiency among the commercial banks in India over the period of the study (2005-06 to 2010-11). This result suggests that the observed cost inefficiency in the Indian banking industry is primarily due to the regulatory environment in which public sector banks are operating rather than the managerial problems in using the financial resources. The results further signify that the level of competitive practices and technology in the Indian banking industry during the post-reforms period served as a catalyst in improving the level of cost efficiency.

Research paper thumbnail of Efficiency and productivity analysis of Indian banking industry using Hicks-Moorsteen approach

International Journal of Productivity and Performance Management, 2014

Purpose – The purpose of this paper is to attempt to measure the performance of the Indian bankin... more Purpose – The purpose of this paper is to attempt to measure the performance of the Indian banking sector in terms of efficiency and productivity levels and their determinants during the post-reform period. Design/methodology/approach – The present study is a novel attempt as it has used pooled data for a duration of 15 years (i.e. 1997/1998-2010/2011) from 59 selected banks for estimating the Hicks-Moorsteen (HM) total factor productivity (TFP) index. Findings – Poor technical efficiency has experienced with scale efficiency change exerting dominant factors; whereas relatively better productivity growth has been experienced by the banks with major contributions from technical change components. The study found relatively underestimated efficiency and productivity levels by traditional data envelopment analysis-based Malmquist index. Additionally, the study brings into account the results for external and environmental determining factors contributing to the TFP growth. Originality/...

Research paper thumbnail of Performance analysis of Indian automobile sector using non-parametric approach

International Journal of Business Excellence, 2013

In this study, the performance analysis of the Indian automobile industry is carried out through ... more In this study, the performance analysis of the Indian automobile industry is carried out through various efficiency measures using data envelopment analysis approach with the panel data on the representative sample. The analysis reveals that automobile firms are found to be technically inefficient over the period of study, demonstrating the potential saving through benchmarking the input targets. The study find evidences that inefficient firms are either operating at a scale that has been too large or too small therefore, representing the correctness of scale size and focusing to operate at the optimum frontier by making scale or radial movements. The study also unearths the need to focus on the determinants that are sources of inefficiencies for the firms in the Indian automobile industry.

Research paper thumbnail of Technical Efficiency, Technological Change and Total Factor Productivity Growth of Selected Manufacturing Firms in India

Iims Journal of Management Science, 2012

The present study analyses the performance of selected manufacturing firms in India in terms of t... more The present study analyses the performance of selected manufacturing firms in India in terms of the level of efficiency and productivity. The study uses the Malmquist Productivity Index model to estimate the total factor productivity change for the selected manufacturing firms with decomposition into catching up effect and innovation effect from the common set of selected manufacturing firms over the period of study. The study also examines the technical efficiency of manufacturing firms and factors determining the level of technical efficiency of manufacturing firms with the help of the Tobit model. The present study concludes that the firms in steel industry are more efficient than the other manufacturing industries selected in the study. The analysis carried out to identify the results for the productivity change concludes that on an average there is productivity growth for the manufacturing industry. The steel, non ferrous, automobile and electronic firms have shown steady growth over the period of time and conclude that catching up effect is the major contributor for growth. The study also recommends that for the enhancement of technical efficiency the level of exports of goods, age and ownership are the major contributors.

Research paper thumbnail of Measuring Level of Performance of Public Transport Sector: A Case of India

International Journal of Productivity and Quality Management, 2020

Research paper thumbnail of Effectiveness of Advertisements in India: An Empirical Study

Indian Journal of Marketing, 2012

This paper explores the effectiveness of advertising in India in the current scenario. The study ... more This paper explores the effectiveness of advertising in India in the current scenario. The study examines the motive behind purchase of a product, major component of the advertisement, and to what extent the advertisements carry a relevant and believable message. For this purpose, primary survey was done, and the data was collected from 220 respondents from Jammu with the help of a well-designed pre-tested structured questionnaire. The analysis concluded that there is a significant impact of advertisement on these parameters. The customers have a positive perception towards advertising as they find it more satisfactory to invest in a product after watching the advertisement. It is also concluded that the advertisements' messages should be relevant as consumers consider them while taking buying decisions.

Research paper thumbnail of Efficiency and productivity of commercial banks in India with special reference to post deregulation period

Research paper thumbnail of Commercial Banks Performance and Causality Analysis

Global Business Review, 2019

The present study estimates technical efficiency (TE) by developing Translog stochastic frontier ... more The present study estimates technical efficiency (TE) by developing Translog stochastic frontier approach. The study also verifies causal relationship between efficiency and advances using panel Granger causality test. The study experienced an increasing trend in terms of level of efficiency. The public sector banks emerged relatively more efficient than other ownership groups. The study found that priority sector advances to total advances, marker share and non-performing assets to total assets are positively associated while loanable funds to total liabilities is negatively related with technical inefficiency. The study further confirmed the existence of positive and bilateral relationship between advances and TE score.

Research paper thumbnail of Determinants of Cost Efficiency of Commercial Banks in India: DEA Evidence

This paper examines the cost efficiency of Indian commercial banks using Data Envelopment Analysi... more This paper examines the cost efficiency of Indian commercial banks using Data Envelopment Analysis (DEA) and specifically incorporating interest and non-interest income measures in the estimation. In consistent with the earlier findings, the results show that there is substantial inefficiency among the commercial banks in India over the period of the study (2005-06 to 2010-11). This result suggests that the observed cost inefficiency in the Indian banking industry is primarily due to the regulatory environment in which public sector banks are operating rather than the managerial problems in using the financial resources. The results further signify that the level of competitive practices and technology in the Indian banking industry during the post-reforms period served as a catalyst in improving the level of cost efficiency.

Research paper thumbnail of Efficiency and productivity analysis of Indian banking industry using Hicks-Moorsteen approach

International Journal of Productivity and Performance Management, 2014

Purpose – The purpose of this paper is to attempt to measure the performance of the Indian bankin... more Purpose – The purpose of this paper is to attempt to measure the performance of the Indian banking sector in terms of efficiency and productivity levels and their determinants during the post-reform period. Design/methodology/approach – The present study is a novel attempt as it has used pooled data for a duration of 15 years (i.e. 1997/1998-2010/2011) from 59 selected banks for estimating the Hicks-Moorsteen (HM) total factor productivity (TFP) index. Findings – Poor technical efficiency has experienced with scale efficiency change exerting dominant factors; whereas relatively better productivity growth has been experienced by the banks with major contributions from technical change components. The study found relatively underestimated efficiency and productivity levels by traditional data envelopment analysis-based Malmquist index. Additionally, the study brings into account the results for external and environmental determining factors contributing to the TFP growth. Originality/...

Research paper thumbnail of Performance analysis of Indian automobile sector using non-parametric approach

International Journal of Business Excellence, 2013

In this study, the performance analysis of the Indian automobile industry is carried out through ... more In this study, the performance analysis of the Indian automobile industry is carried out through various efficiency measures using data envelopment analysis approach with the panel data on the representative sample. The analysis reveals that automobile firms are found to be technically inefficient over the period of study, demonstrating the potential saving through benchmarking the input targets. The study find evidences that inefficient firms are either operating at a scale that has been too large or too small therefore, representing the correctness of scale size and focusing to operate at the optimum frontier by making scale or radial movements. The study also unearths the need to focus on the determinants that are sources of inefficiencies for the firms in the Indian automobile industry.

Research paper thumbnail of Technical Efficiency, Technological Change and Total Factor Productivity Growth of Selected Manufacturing Firms in India

Iims Journal of Management Science, 2012

The present study analyses the performance of selected manufacturing firms in India in terms of t... more The present study analyses the performance of selected manufacturing firms in India in terms of the level of efficiency and productivity. The study uses the Malmquist Productivity Index model to estimate the total factor productivity change for the selected manufacturing firms with decomposition into catching up effect and innovation effect from the common set of selected manufacturing firms over the period of study. The study also examines the technical efficiency of manufacturing firms and factors determining the level of technical efficiency of manufacturing firms with the help of the Tobit model. The present study concludes that the firms in steel industry are more efficient than the other manufacturing industries selected in the study. The analysis carried out to identify the results for the productivity change concludes that on an average there is productivity growth for the manufacturing industry. The steel, non ferrous, automobile and electronic firms have shown steady growth over the period of time and conclude that catching up effect is the major contributor for growth. The study also recommends that for the enhancement of technical efficiency the level of exports of goods, age and ownership are the major contributors.

Research paper thumbnail of Measuring Level of Performance of Public Transport Sector: A Case of India

International Journal of Productivity and Quality Management, 2020

Research paper thumbnail of Effectiveness of Advertisements in India: An Empirical Study

Indian Journal of Marketing, 2012

This paper explores the effectiveness of advertising in India in the current scenario. The study ... more This paper explores the effectiveness of advertising in India in the current scenario. The study examines the motive behind purchase of a product, major component of the advertisement, and to what extent the advertisements carry a relevant and believable message. For this purpose, primary survey was done, and the data was collected from 220 respondents from Jammu with the help of a well-designed pre-tested structured questionnaire. The analysis concluded that there is a significant impact of advertisement on these parameters. The customers have a positive perception towards advertising as they find it more satisfactory to invest in a product after watching the advertisement. It is also concluded that the advertisements' messages should be relevant as consumers consider them while taking buying decisions.