Yahaya Alhassan | University of Sunderland (original) (raw)
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Papers by Yahaya Alhassan
Microfinance and Sustainable Development in Africa, 2022
This chapter examines the role of microfinance in developing countries, particularly Ghana and Ni... more This chapter examines the role of microfinance in developing countries, particularly Ghana and Nigeria. The chapter begins with an overview of the link between microfinance, poverty, and women empowerment in the chapter introduction. The background to the chapter sets out the main difference between microfinance and microcredit. The role of microfinance in contemporary development finance is then discussed. In this context, existing literature on the role of microfinance in reducing poverty, women empowerment, and microenterprise growth is extensively reviewed. Key solutions and recommendations are then presented next, followed by future research direction and the chapter conclusion.
Microfinance and Sustainable Development in Africa, 2022
This chapter examined the factors that affect the use of microfinance for microbusiness developme... more This chapter examined the factors that affect the use of microfinance for microbusiness development in Ghana. The study employed semi-structured survey questionnaire to determine whether an entrepreneur's personal attributes impede or facilitate microbusiness development in Ghana. Multiple linear regression analysis was conducted to determine the effects of entrepreneur's personal attributes on the monthly sales, number of employees, business assets, and capital stock of microbusinesses that received credit from a microfinance provider in the northern region of Ghana. The findings of the study suggest that micro-entrepreneur prior work experience, occupation, and prior income facilitate the use of microfinance for microbusiness development. These findings have policy implications for the government of Ghana and other agencies that are interested in using microfinance as a catalyst for economic growth in deprived communities in the country.
The Palgrave Handbook of African Entrepreneurship, 2021
Economic Insights – Trends and Challenges, 2021
This paper is based on understanding how effective leadership can be instrumental in confronting ... more This paper is based on understanding how effective leadership can be instrumental in confronting (potential) organisational challenges posed by the coronavirus pandemic in organisations with specific focus on educational institutions in order to effectively lead change in these uncertain times. As well-known all organisations including educational institutions are currently bedevilled by the COVID-19 (coronavirus) challenges, which constitute obstacle to effective educational leadership. In rising above these challenges and in contrast with the managerially oriented educational management, this paper argues that effective leadership can engender effective change management as well as aid educational institutions to rise above this quandary, which will ultimately lead to better student outcomes and organisational success. The methodology adopted here is based on secondary sources and consequently this paper conceptually makes some contributions to the field of educational management,...
IEEE Transactions on Engineering Management, 2021
This paper examines the impact of environmental tax on SME innovation and how SME financing const... more This paper examines the impact of environmental tax on SME innovation and how SME financing constraint moderates this relationship. Given the paucity of research on the implications of financing constraints on SMEs’ green innovative activities, the study adopts cross-country panel data to investigate the impact of environmental tax on SME’s innovative activities across 24 OECD countries for the period 2000-2019. Results from our study indicate that an increase in environmental tax leads to a decrease in SME innovation. Further, we also find that financing constraint positively moderates the relationship between environmental tax and SME innovation. Our findings shed new light on the theoretical and practical implications of financing constraints on SMEs’ green innovative activities.
Microfinance and Sustainable Development in Africa, 2022
This chapter applies the control group experiment to study whether microfinance improved microbus... more This chapter applies the control group experiment to study whether microfinance improved microbusiness growth in Ghana. According to this approach, statistically significant difference in the outcome between treatment and control groups is an indication of impact of the microcredit on microbusiness development. Thus, this chapter compares the mean monthly sales, number of employees, business assets, and capital stock of microbusinesses that received microfinance (the treatment group) and the mean monthly sales, number of employees, business assets, and capital stock of microbusinesses that did not receive microfinance (the non-treatment group) in seven municipalities identified by various non-governmental organisations as areas of financial exclusion in the Northern Region of Ghana using survey data. Results indicate that microfinance impacted positively on microbusiness development. These findings have policy implications for the government of Ghana and agencies that are interested...
Economic Insights – Trends and Challenges
This article focuses on the role corrupt institutions (microfinance institutions) play in microfi... more This article focuses on the role corrupt institutions (microfinance institutions) play in microfinance not being accessible for business development in Africa. It specifically sheds light on the contexts of Nigeria and Ghana to tease out the challenges and opportunities for small businesses consequent upon a culture of corruption in these countries and associated challenges for small business owners and entrepreneurs as well as microbusiness development. As well-known, in many developing countries with a high level of corruption, there is potentially a high incidence of institutional void, which presents setback and challenges for businesses to thrive. Microbusiness development relies largely on effective institutions to develop, and in situations where institutions are corrupt, these challenges are rather redoubled thus posing a threat to entrepreneurship development. Therefore, these contexts enable us to understand and interrogate the challenges facing microbusiness development, ...
Microfinance and Sustainable Development in Africa, 2022
This chapter examines the role of microfinance in developing countries, particularly Ghana and Ni... more This chapter examines the role of microfinance in developing countries, particularly Ghana and Nigeria. The chapter begins with an overview of the link between microfinance, poverty, and women empowerment in the chapter introduction. The background to the chapter sets out the main difference between microfinance and microcredit. The role of microfinance in contemporary development finance is then discussed. In this context, existing literature on the role of microfinance in reducing poverty, women empowerment, and microenterprise growth is extensively reviewed. Key solutions and recommendations are then presented next, followed by future research direction and the chapter conclusion.
Microfinance and Sustainable Development in Africa, 2022
This chapter examined the factors that affect the use of microfinance for microbusiness developme... more This chapter examined the factors that affect the use of microfinance for microbusiness development in Ghana. The study employed semi-structured survey questionnaire to determine whether an entrepreneur's personal attributes impede or facilitate microbusiness development in Ghana. Multiple linear regression analysis was conducted to determine the effects of entrepreneur's personal attributes on the monthly sales, number of employees, business assets, and capital stock of microbusinesses that received credit from a microfinance provider in the northern region of Ghana. The findings of the study suggest that micro-entrepreneur prior work experience, occupation, and prior income facilitate the use of microfinance for microbusiness development. These findings have policy implications for the government of Ghana and other agencies that are interested in using microfinance as a catalyst for economic growth in deprived communities in the country.
The Palgrave Handbook of African Entrepreneurship, 2021
Economic Insights – Trends and Challenges, 2021
This paper is based on understanding how effective leadership can be instrumental in confronting ... more This paper is based on understanding how effective leadership can be instrumental in confronting (potential) organisational challenges posed by the coronavirus pandemic in organisations with specific focus on educational institutions in order to effectively lead change in these uncertain times. As well-known all organisations including educational institutions are currently bedevilled by the COVID-19 (coronavirus) challenges, which constitute obstacle to effective educational leadership. In rising above these challenges and in contrast with the managerially oriented educational management, this paper argues that effective leadership can engender effective change management as well as aid educational institutions to rise above this quandary, which will ultimately lead to better student outcomes and organisational success. The methodology adopted here is based on secondary sources and consequently this paper conceptually makes some contributions to the field of educational management,...
IEEE Transactions on Engineering Management, 2021
This paper examines the impact of environmental tax on SME innovation and how SME financing const... more This paper examines the impact of environmental tax on SME innovation and how SME financing constraint moderates this relationship. Given the paucity of research on the implications of financing constraints on SMEs’ green innovative activities, the study adopts cross-country panel data to investigate the impact of environmental tax on SME’s innovative activities across 24 OECD countries for the period 2000-2019. Results from our study indicate that an increase in environmental tax leads to a decrease in SME innovation. Further, we also find that financing constraint positively moderates the relationship between environmental tax and SME innovation. Our findings shed new light on the theoretical and practical implications of financing constraints on SMEs’ green innovative activities.
Microfinance and Sustainable Development in Africa, 2022
This chapter applies the control group experiment to study whether microfinance improved microbus... more This chapter applies the control group experiment to study whether microfinance improved microbusiness growth in Ghana. According to this approach, statistically significant difference in the outcome between treatment and control groups is an indication of impact of the microcredit on microbusiness development. Thus, this chapter compares the mean monthly sales, number of employees, business assets, and capital stock of microbusinesses that received microfinance (the treatment group) and the mean monthly sales, number of employees, business assets, and capital stock of microbusinesses that did not receive microfinance (the non-treatment group) in seven municipalities identified by various non-governmental organisations as areas of financial exclusion in the Northern Region of Ghana using survey data. Results indicate that microfinance impacted positively on microbusiness development. These findings have policy implications for the government of Ghana and agencies that are interested...
Economic Insights – Trends and Challenges
This article focuses on the role corrupt institutions (microfinance institutions) play in microfi... more This article focuses on the role corrupt institutions (microfinance institutions) play in microfinance not being accessible for business development in Africa. It specifically sheds light on the contexts of Nigeria and Ghana to tease out the challenges and opportunities for small businesses consequent upon a culture of corruption in these countries and associated challenges for small business owners and entrepreneurs as well as microbusiness development. As well-known, in many developing countries with a high level of corruption, there is potentially a high incidence of institutional void, which presents setback and challenges for businesses to thrive. Microbusiness development relies largely on effective institutions to develop, and in situations where institutions are corrupt, these challenges are rather redoubled thus posing a threat to entrepreneurship development. Therefore, these contexts enable us to understand and interrogate the challenges facing microbusiness development, ...